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Insurancewith Reviews 12,313

TrustScore 5 out of 5

4.8

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company for its excellent pricing, often finding quotes significantly more affordable than competitors, especially for those with complex medical conditions. People frequently highlight the exceptional service and the helpful, knowledgeable, and empathetic staff who provide thorough medical assessments and clear explanations. The user experience is also highly rated, with many appreciating the easy-to-use website and the promptness of documentation. However, some customers also noted occasional issues with the website, such as error messages. A few other people also felt that some staff members had difficulty understanding what they were trying to explain or pronouncing medical conditions correctly.

What people talk about most

Price

Reviewers mention positive feedback about price. Many customers found the pricing to be very competitive and... See more

Service

Reviewers highlight positive aspects of service, consistently praising the professional and helpful approach.... See more

Staff

Users describe positive interactions with staff. Customers consistently praise the staff for being very... See more

Customer service

Customers had positive experiences with customer service, highlighting the helpfulness and thoroughness of... See more

User experience

People report positive experiences with the user experience. Many customers found the website and forms easy... See more

Based on these reviews

Rated 5 out of 5 stars

I was so pleased to discover this company. Fiona took a personal interest in my health issues and with her flexible approach was able to offer me travel insurance denied by other companies who had a... See more

Rated 5 out of 5 stars

I like the way you declare your medications and then select conditions. My wife and I both had significant health issues but everything is under control. Cover for 3 weeks in USA wasn't cheap but it... See more

Rated 5 out of 5 stars

I was asked relevant questions that no otjer company had asked regarding my cancer status. This has enabled me to fulfil my bucket list. I am so grateful for this. All other companies either said no o... See more

Rated 5 out of 5 stars

I did an online quote and a member of your team rang me at the time on the date I requested. He was a true gentleman very helpful and informative and the quote he gave me was unbelievable! Thanks f... See more


Company details

  1. Travel Insurance Company
  2. Insurance Agency
  3. Insurance Company

About Insurancewith

Written by the company

At Insurancewith, we believe everyone deserves a holiday. We offer something a bit different. We don’t charge more than we need to on your medical declaration (we don’t think it’s right to make money from your situation) and won’t charge you more than necessary for quality cover. You have the option of chatting through quotes and queries with one of our trained advisors as well as using our online quote system. We are very proud of the service we provide and the savings our customers make. Insurancewith was created to offer people with medical conditions access to affordable travel insurance. All our customer service operatives are fully trained in medical screening, so you can be sure your call will be dealt with in a sensitive and professional manner.

About Us

Written by the company

Affordable travel insurance for people with medical conditions.
We specialise in medical travel cover and our policies are created by people with a personal understanding of both long and short term medical conditions. By working with charities, clinical specialists, and you – our customers – we’re always improving our understanding to create products and services to meet your needs. It’s all part of our efforts to address any of the issues people have when looking for specialist travel insurance.
Awards & Nominations
We are proud of our work, which helps so many customers find suitable travel insurance at an appropriate price. In 2024, we won the Outstanding Services to Customer award at The Broker Innovation Awards. As well as this, in 2024 we are a finalist in the Insurance Times Awards 2024, in the Customer Champion of The Year category. Along with, finalist in the Insurance Choice Awards 2024, for Best Travel Insurance Provider, Customer Service Champion and Treating Customers Fairly Champion. Fiona Macrae, Founder of Insurancewith, was nominated for Women in Insurance Awards, 2024, and we were also a MoneyFacts Finalist, 2024.
Personalised medical screening
We have a specialist person-to-person medical screening for people with more complex medical conditions. Everyone reacts differently to a medical condition and you may not be able to tick all the boxes during an online medical screening, this is where the person-to-person screening comes in. Call us on 0333 005 1066
Featured in the Which? Best Rate Tables
To view the Best Rate Policy tables for travel insurance online please follow the link: https://www.which.co.uk/money/insurance/travel-insurance/travel-insurance-reviews/best-and-worst-travel-insurance-ad1xp1C7eKFR
Charity Donation
When you take out a policy with Insurancewith, we’ll also donate £1 to charities that help support people like our customers every day. We support a number of charities including FACT, YourSimPal and Make 2nds Count to name a few.
Air Doctor Connect
As part of your policy, you also get access to Air Doctor Connect for free, giving you access to over 20,000 doctors in 78 countries. Plus, we’ll waive your excess for outpatient treatment through them!

How we started:

Fiona Macrae

After Fiona Macrae, Insurancewith’s founder, was diagnosed with breast cancer in 2005, she found it almost impossible to get affordable travel insurance. Like anyone else, she was looking forward to a holiday, but sensibly-priced cover seemed out of reach. Insurancewith was created to help people with all kinds of conditions – including cancer, mental health, epilepsy, and many disabilities – get the most suitable cover for your personal needs at a price to suit your budget.

Contact info

  • Suite 12, 20 Churchill Square, ME19 4YU, Kings Hill, West Malling, United Kingdom

  • insurancewith.com

Insurancewith Travel Insurance

Award winning cover starting from under £10 – get your quote today

4.8

Excellent

TrustScore 5 out of 5

12K reviews

5-star
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Rated 5 out of 5 stars

Customer service officer was very…

Customer service officer was very helpful and it was stress free. Since my illness I use to worry about traveling abroad but booking with your company has made me feel more confident (information passed to me by carers centre at MacMillan centre)

April 20, 2026
Rated 3 out of 5 stars

Took far too long to get back with a…

Took far too long to get back with a question we asked. Not the service we got last year

April 19, 2026
Insurancewith logo

Reply from Insurancewith

Hi Russell,

Thank you for taking the time to leave us a review and I am sorry the learn the service this year was not up to the same standard as last year.

So we can look into this further for you, please can you email us on responses@tifgroup.co.uk and provide more detail as to what your query was and when you got a response to this?

Kind regards,

Claire
Insurancewith Team

Rated 5 out of 5 stars

Affected by cancer? Choose Insurance With.

Affected by cancer and need travel insurance? Choose Insurance With. As a cancer patient, who was due to go on a much needed family holiday and then had our 12 month global insurance withdrawn by StaySure's underwriters AFTER we had paid for our holiday when my PSA increased I was shocked by how quick StaySure were to cover themselves but leave me to pick up the bill even though my oncologist had confirmed in writing it was safe to travel and there was no risk. Incredibly POOR customer service. Would NEVER recommend StaySure to anyone with a health issue and certainly not if you have cancer or have previously had a cancer diagnosis. Avoid StaySure like the plague. By comparison, Insurance With were refreshingly helpful, easy to talk with, thoughtful and aware of the stresses of living with a cancer diagnosis. Minus stars would be more appropriate for StaySure. No one in our family can believe how insensitively StaySure conducted themselves. Ten stars to Insurance With and to Tui for THEIR outstanding care for their customers.

March 16, 2026
Rated 4 out of 5 stars

Comprehensive questions.

This is about the only company that will insure us. Their system of questions is much more targeted than most companies and therefore makes them able to cover our conditions. It does, however, take time to complete.

April 11, 2026
Rated 5 out of 5 stars

Excellent value

Excellent, got a very reasonable price for myself and husband with pre-existing medical conditions. All very easy and excellent value.

April 10, 2026
Rated 5 out of 5 stars

Professional service

The consideration and empathy show was excellent. Using the bookable service for advice was good, all calls within the allocated time slot.
Overall a very professional company that met my needs.

April 17, 2026
Rated 5 out of 5 stars

completely worth it

Thanks to this company we were able to go on holiday for possibly the last time...it was so comforting knowing we were covered for anything that could happen medically.

April 7, 2026

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