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Insure4Boats Reviews 4,224

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 261 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the competitive pricing, often finding it unbeatable compared to other providers. Many appreciate the user-friendly website, describing it as easy to navigate and efficient for obtaining quotes and managing policies. The service is frequently highlighted as excellent, with people noting the quick and straightforward processes, and the helpfulness of the staff. However, some customers also noted issues with price increases upon renewal, with some experiencing significantly higher charges. A few other people also felt that the automated service was not ideal when trying to get assistance.

What people talk about most

Price

Consumers generally express satisfaction with the pricing. Many reviewers found the products and services to... See more

User experience

Users describe positive interactions with the user experience, highlighting the ease and speed of the... See more

Service

Clients share positive opinions on service, highlighting its efficiency and ease of use. Many reviewers... See more

Website

Reviewers mention positive feedback about the website. Customers consistently praise the website for being... See more

Staff

People report positive experiences with staff, consistently highlighting their helpfulness, professionalism,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

After dealing with at least half a dozen boat insrance company's over the last 30 years, and especially the last few years being so complex combining online and over the phone, I would rate the servi... See more

Company replied

Rated 5 out of 5 stars

There member of staff I got was excellent. Nothing was a problem explained everything and came up with sensible prices, I'm fed up with insurance companies sending out renewal with between a 3rd and 1... See more

Company replied

Rated 5 out of 5 stars

Appreciate their online site was very user friendly to get a quotation. Process is simple for boat and engine details, no lengthy questions to complete. Price was unbeatable. Had to amend policy when... See more

Company replied

Rated 5 out of 5 stars

Over the last 2 weeks I have used the Insure4boats customer contact facilities twice to answer queries and sort a problem with my very old AOL e-mail address!! Teigan on "live-chat" was fantastic... See more

Company replied


Company details

  1. Insurance Company
  2. Insurance Agency

About Insure4Boats

Written by the company

We arrange specialist boat insurance for boaters who love what they do.

Whether you own a yacht, sailing boat, narrowboat or SUP, our policies are designed to help financially protect boaters from potential risks such as theft, loss, and damage. Plus, we offer optional extras such as European cover if needed.

We focus purely on boat insurance which means no unnecessary extras, flexible cover options and a specialist, UK-based customer service team with expert knowledge.

At Insure4Boats, we understand the needs of boaters, that’s why we try to make it easy to obtain a quote and take out a policy. Take a look at our reviews below to see what some of our policyholders are saying.

Contact info

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4.7

Excellent

TrustScore 4.5 out of 5

4K reviews

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Rated 5 out of 5 stars

Got through to helpful advisor and…

Got through to helpful advisor and sorted out queries there and then and went forward with policy purchase without any issue

May 16, 2026
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Reply from Insure4Boats

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Quick and easy to renew very friendly…

Quick and easy to renew very friendly staff

May 15, 2026
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Reply from Insure4Boats

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Spark

Great service happy and helpful in all ways at a great price thankyou

May 15, 2026
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Reply from Insure4Boats

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Quick and easy online transaction

Quick and easy online transaction

May 14, 2026
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Reply from Insure4Boats

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 4 out of 5 stars

I needed to pay the annual premium with a new card

I needed to pay the annual premium with a new card but the online route failed as it wasn't clear where to change the card details. So I tried the chatline and I didn't really get an answer. So last resort I decided to ring up to pay but I couldn't find a telephone number. Therefore I went onto the chat again and asked for a phone number. And next day I received an email reply with the phone number. I rang it and processed the premium payment over the phone quite easily.

May 15, 2026
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Reply from Insure4Boats

Thanks for leaving us a review! It’s really important to us that we make our customers happy, so your feedback is really appreciated. If you have any further comments on how we can make your experience so far even better, then please get in touch.

Rated 5 out of 5 stars

Very fast

Very fast, no fuss application and reasonable price .

May 12, 2026
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Reply from Insure4Boats

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Very helpful member of staff and helped…

Very helpful member of staff and helped with our request for a better price.

May 14, 2026
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Reply from Insure4Boats

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Simple

Simple, quick and to the point

April 29, 2026
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Reply from Insure4Boats

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Very easy to do

May 10, 2026
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Reply from Insure4Boats

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 1 out of 5 stars

no refund for a policy i did not want…

no refund for a policy i did not want ????

May 10, 2026
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Reply from Insure4Boats

Hi John, thanks for leaving us a review.

I have had a look into this for you and can see we have had no contact from you so far in 2026 regarding your policy, there has been no request for a cancellation or a refund, so this hasn't been confirmed or denied. 

You are within your cooling-off period currently so if you get in touch with us, we can have a further look into this and sort a refund out. 

Thank you for understanding and if you’d like to discuss your experience further or need any further assistance, please don’t hesitate to get in touch with us here: https://help.golfcare.co.uk/hc/en-gb/requests/new

We’d be more than happy to help.

Kind regards,
The Golfcare Team

Rated 5 out of 5 stars

Renewal

Turned out not to be so great, they said they would take payment around the 15th but took it on the 10th leaving me overdrawn.

May 4, 2026
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Reply from Insure4Boats

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Friendly and professional team

Friendly and professional team. Realistically priced product.
Overall a truly worthwhile experience.

May 8, 2026
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Reply from Insure4Boats

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars
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Reply from Insure4Boats

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 3 out of 5 stars

Pays to shop around

Been insured for a good number of years, the boat yard this year changed its cover requirements to £5m indemnity required. Insure4 boats only offers £3m so had to find an alternative insurer.
In doing so got better cover and lower premium so not all bad in the end but could have done without the hassle!

May 7, 2026
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Reply from Insure4Boats

Hi Steve,
Thank you for your review and for being a loyal customer with Insure4Boats over the years — we really appreciate your continued support.
We’re sorry to hear about the inconvenience you experienced following the change in your boatyard’s indemnity requirements. We completely understand how frustrating it can be when external changes require you to review your cover at short notice.
At present, our policies offer up to £3m public liability, and we appreciate that this may not meet every marina or boatyard’s specific requirements. Your feedback is important, and situations like this are exactly what we review when considering how our products evolve.
That said, we’re glad to hear you were able to secure suitable cover elsewhere, even if it came with some added hassle along the way.
If your circumstances change in future, we’d be very happy to welcome you back.
Kind regards,

The Insure4Boats Team

Rated 4 out of 5 stars

Simple to set up insurance

Simple to set up insurance

May 5, 2026
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Reply from Insure4Boats

Thanks for leaving us a review! It’s really important to us that we make our customers happy, so your feedback is really appreciated. If you have any further comments on how we can make your experience so far even better, then please get in touch.

Rated 5 out of 5 stars

Very easy to do on line got a quick…

Very easy to do on line got a quick quote at a good price

May 5, 2026
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Reply from Insure4Boats

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Efficient

Efficient, easy to follow.

May 4, 2026
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Reply from Insure4Boats

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 1 out of 5 stars

Rip off

Plz plz plz don’t give these boat insurers your money they are great at taking it and reminding you when it’s due until you need to genuinely claim.what you think your insured for and what they tell you your insured for is totally the opposite . I just got my letter back today off them I got the old didn’t maintain my boat properly excuse , total bull s… Avoid

May 6, 2026
Unprompted review
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Reply from Insure4Boats

Hi Mr L Goodwin, 

Thank you for taking the time to leave us a review.

We are very sorry to learn that you are unhappy and the experience you have had when making a claim.

Our policy wording is available to all new , old and existing customer.  In addition, we ensure a copy of the policy wording tailored to your insurance is sent within 24 hours of purchase, we also offer a 14 day cooling off period to cancel, should the policy not be required after receiving them.

If you’d like to discuss this further or need any assistance, please don’t hesitate to get in touch with us at admin@insure4boats.co.uk and a member of our team will be happy to help.

Kind regards,
Alicia
The Insure4Boats Team

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