Insuristic Reviews 

Until I found the Insuristic website, getting the proper insurance to cover my unoccupied property during probate was a bit of a nightmare. The cover levels and policy conditions seemed inconsistent, wrapped up in jargon, and many were extremely basic.

So I found the Insuristic website really helpful - it's very clearly written and explains all the options (and pitfalls) of insuring through the probate period. Then, when I contacted them with a couple of queries, they responded quickly with clear explanations.

Having compared the types and levels of cover with quotes from other insurers, I found that the policy was perfect for my needs and bought it.

Ultimately, I suppose you never truly know how good it all is until you actually need to make a claim. This is the same with any insurer. But given the experience so far, Insuristic seem to be the sort of company that takes pride in its specialism and genuinely wants to help people make the right choices at a difficult time. Hopefully, I never need to call on them, but I've got a good feeling they will be there should I need them.

Update on 07/04/2026. The property has now been sold. I found the inspection requirements really straightforward and easy to comply with (a visit and 2 photos every 30 days). When I cancelled the insurance after selling the property, I received a pro-rated, commission-free refund on the same day I notified them. What more could you ask for?

As administrator of my brother's estate, I needed to arrange unoccupied property insurance. Insuristic made the process extremely simple and the insurance was set up very quickly.
After the house was sold, I cancelled the policy as advised and was pleasantly surprised with the efficiency of the process - it just took a single email from me and it was cancelled the same day.
Furthermore, not only did they not charge a cancellation fee, I received a refund for the remaining time on the policy. I don't know if this is usual with this type of insurance, but it was a welcome surprise to me.
Based on my experience with Insuristic, I can wholeheartedly recommend them.

The process of arranging appropriate insurance cover for an empty house as an executor was incredibly smooth and quick with Insuristic. It was all sorted in under half an hour and all the personnel I had contact with were extremely helpful, and empathetic about my difficulty in sourcing appropriate insurance cover for my deceased mother's property. I would highly
recommend using them.

As executor of my late mother's property I needed to take out insurance for her house while it stood empty prior to being sold under probate. Insuristic made the whole process very quick and easy, including preparing a renewal quote/policy when it was needed.
They were also helpful and proactive in reminding me to prepare the house for the winter months. The cost of the policy was very reasonable, and the fact that there was a pro-rata refund when the house sold prior to the end of the insurance term was an additional bonus. I found them very friendly and easy to deal with. Many thanks!

Very easy to obtain a quote and then set up cover. When I needed to cancel the policy due to the house being sold it was very easy to contact Rob, who dealt with my query in a quick, efficient and friendly manner. There are no cancellation fees and a full pro-rata refund was issued. I would recommend using Insuristic.

Great company to deal with , Rob Faulkner is great ! - Really helpful and easy to deal with , nothing was too much trouble. Thank you ! :)

Very simple process to obtain quotation and to incept cover. Full refund when cover is no longer needed and 30 day inspection requirement also make life easier.

Very simple, no hassle - Recommended

We were in the process of selling our house, which became vacant for a period. Our home insurance company cancelled our policy because we could not guarantee the house would be empty for no more than 30 days.
We insured our building via Insuristic. The process was online and very quick and easy.
A short while later we exchanged and completed on our sale.
I emailed Insuristic and received a response that day, with a refund of the balance, cancelling our policy.
It was probably the least stressful part of selling our house.
Recommended

Brilliant service from start to finish, We needed insurance for an empty property while going through the probate process, I would recommend using Insuristic for anyone who has a house in Probate.
Thank you Rob Faulkner for your quick responses and advice.

Simple and clear

A fantastic service. Rob was very helpful and understanding of the situation making things very straightforward

Sadly we need insurance to cover an unoccupied property through a Probate sale

Insuristic offered an excellent level of cover vs our needs, making the process of getting a quote & taking cover very quick & simple

Having now sold the property & emailed Insuristic to advise, they have immediately responded, providing a full pro-rata refund for the remaining term AND no cancellation fee charged

Sadly, I became executor for the estate of my much-loved uncle late last year. He initially went into care but died after a short while, leaving a valuable home to be taken care of.

I stumbled upon this company whilst looking for probate insurance. They were really helpful and not looking to make a swift profit.

Their conditions were very reasonable, requiring me to either turn off the water supply or keep the property heated to a reasonable level.
I had to keep the mailbox empty and visit once every 30 days to take 2 photographs.

The cost was very reasonable and only a little less than my 4 bed, 3 storey house that is lived in.
The current cover expires this months but, happily, the property has sold.

I cancelled cover as of the completion date and did not expect any refund. Refund there came, for the unexpired days.

I have had contact with Rob, both online and by telephone and found him to be decent and helpful.

I have had no cause to claim on this policy and so can't comment on that aspect. I strongly suspect that, had I needed to do so, my claim would have been handled well.

I recommend without hesitation.

Rob Faulkner has been very personable and helpful throughout the process.
I do hope the insurance industry does not go completly digitised like the banks appear ro be doing.

This company provides and excellent service for executors and beneficiaries who have followed intestacy ruled and probate guidelines but want that added assurance after distribution of inheritance. Communication was excellent and the policies exactly meeting the needs of this small market of people. They were sympathetic to issues and understood the complexities and dealt with them effectively.

Was very easy to set up and use. Rob is a genuinely nice guy and very genuine.

We were passed Rob's contact details by our solicitors and I am so glad we made contact with Rob and Insuristic.

We spoke with Rob on the phone and he instantly understood our situation, the process of applying for deputyship and all the difficulties deputies/attorneys face. We used the online quote tool first to get a rough idea of the cost and then Rob made some changes to the quote for the contents cover whilst we were on the phone and a revised quote was instantly issued.

It was really refreshing to speak with somebody that made the process of getting appropriate cover as simple as possible.

We needed insurance for an empty property awaiting grant of probate. Insuristic have been an absolute pleasure to deal with. They have a simplistic approach to insurance that is very refreshing. I strongly recommend to anyone reading this review that you insure with them. We took out a 9 month policy and sold the property within 6 months. I cancelled the policy and received a refund of a third of the premium paid. No admin fees and no drama. This company is superb.

Company response to request for an insurance quote was immediate, clear and easy to understand. Any queries I had after on the policy or payment - anything, Rob answered quickly and thoroughly and personably. Loads of patience!