Having not used Kensington for a while, I was cautious about how fast they could get the Ltd Co. BTL application underwriten and an offer issued. I was very impressed with how fast and responsive the... See more
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Kensington is the UK’s leading non-bank specialist mortgage lender; offering a range of residential and buy to let mortgages through a network of mortgage brokers. Our 25 year heritage in specialist mortgages means that we understand better than most that no two people are the same. That’s why we create innovative mortgages with lending criteria that gives us the flexibility to meet the needs of the people the high street doesn’t cater for. We use a combination of data and human insight to look beneath the surface, and unlike mainstream lenders, who all too often rely on what the computer says, we use real people to make our decisions. It’s this ‘’head and heart’’ approach which is the key to what we call the #KensingtonDifference.
PO Box 831, Redhill, RH1 9NJ, United Kingdom
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Really pleased with recent experiences, much smoother in the background it seems, with a swift turnaround! Common sense approach when it comes to many things, so really helpful in more complex arenas - thank you!
Excellent services I have received from the mortgage lender
The mortgage process worked well and I was kept informed of progress, what seemed unneccesary was having to start the application process from the begining as the original mortgage offer had expired rather than simply confirming that nothing in the clients circumstances had chaged. This involveved rekeying all of the application details again. Its a policy issue rather than a process one.
Very good buy to let products and excellent service.
It would be a 3 however my first case with KM, the UW Jane was brilliant however communication, speed of dealing with issues and constant chasing by myself was tiresome!
The mortgage went OK but the solicitor that they used was far from perfect. Digital service, constant emails about things already completed and still getting them. Completion statement was incorrect and the money received less than expected due to solicitor error.
I felt the treatment of the clients was sound with Kensington.
Mostly very good experience from BDM to Admin/Underwriter as all very helpful , especially BDM
We had a great experience with Kensington Mortgage Company, which we accessed through our mortgage broker. The whole process felt smooth and well-managed from start to finish.
Even though we didn’t deal with them directly at every stage, everything behind the scenes seemed to run efficiently. The application progressed without unnecessary delays, and the communication passed through our broker was clear and timely.
Kensington were able to offer a solution that suited our circumstances, and we felt confident in the product we received. The overall process was straightforward, and everything was handled professionally.
We’d definitely recommend Kensington Mortgage Company, especially if you’re working with a broker, as the process felt seamless and stress-free.
People replying to email queries were very helpful
Especially Sarah H.
Quick and understandable in assessing the application.
LTD Company purchase application, for an HMO property.
Whilst the process was OK, some of the documentation requests were a little onerous and overbearing. At least the underwriters gave us a call to soften the blow.
The underwriting team were efficient and proactive, which made the mortgage offer process smooth.
First time using I. Ages ask a lot of questions but it was relatively easy for my client to. Answer so no complaints. Happy. Website could be more user friendly but over all good result
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