Kensington Mortgages Reviews 7,381

TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness and efficiency, noting their proactive approach and clear communication. The customer service is frequently highlighted as exceptional, with many people appreciating the quick response times and the smooth, stress-free user experience. Consumers often mention that the process was straightforward and well-managed from start to finish. However, some customers also noted occasional delays in decision-making and a few instances where additional documents were requested over an extended period. Some people were dissatisfied with the customer service, mentioning long waiting times and unhelpful responses. A small number of reviewers also expressed frustration with the company's strict criteria and a lack of flexibility regarding solicitor choices.

What people talk about most

Service

Customers had positive experiences with service. Many reviewers praise the professional and efficient... See more

Staff

Consumers find staff to be positive, highlighting their professionalism, responsiveness, and helpfulness.... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting helpful and efficient interactions.... See more

User experience

Users describe positive interactions with the user experience. Many customers found the online process easy,... See more

Response time

Reviewers highlight positive aspects of response time, with many customers praising the quick and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Having not used Kensington for a while, I was cautious about how fast they could get the Ltd Co. BTL application underwriten and an offer issued. I was very impressed with how fast and responsive the... See more

Company replied

Rated 5 out of 5 stars

I initially just wanted my son to apply for a mortgage as I never thought I’d get a mortgage as I have had really bad credit and also I’m in late 40’s, single mom. Our mortgage advisor recommended K... See more

Company replied

Rated 5 out of 5 stars

When I needed a mortgage Kensington took a chance on me. I was late fifties, single, looking for a mortgage that would have to go a little beyond my retirement age. The high street bank l had been wit... See more

Company replied

Rated 5 out of 5 stars

Mini Kaur has done a brilliant underwrite on one of our recent cases. Amazing speed, efficiency and above all TCF. Had the pleasure of chatting a few times also. Great customer service

Company replied


Company details

  1. Mortgage Lender

Written by the company

Kensington is the UK’s leading non-bank specialist mortgage lender; offering a range of residential and buy to let mortgages through a network of mortgage brokers. Our 25 year heritage in specialist mortgages means that we understand better than most that no two people are the same. That’s why we create innovative mortgages with lending criteria that gives us the flexibility to meet the needs of the people the high street doesn’t cater for. We use a combination of data and human insight to look beneath the surface, and unlike mainstream lenders, who all too often rely on what the computer says, we use real people to make our decisions. It’s this ‘’head and heart’’ approach which is the key to what we call the #KensingtonDifference.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

7K reviews

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Rated 5 out of 5 stars

Really pleased with recent experiences

Really pleased with recent experiences, much smoother in the background it seems, with a swift turnaround! Common sense approach when it comes to many things, so really helpful in more complex arenas - thank you!

April 29, 2026
Rated 3 out of 5 stars

The mortgage process worked well and I…

The mortgage process worked well and I was kept informed of progress, what seemed unneccesary was having to start the application process from the begining as the original mortgage offer had expired rather than simply confirming that nothing in the clients circumstances had chaged. This involveved rekeying all of the application details again. Its a policy issue rather than a process one.

April 23, 2026
Rated 3 out of 5 stars

A completely digital solicitor service

The mortgage went OK but the solicitor that they used was far from perfect. Digital service, constant emails about things already completed and still getting them. Completion statement was incorrect and the money received less than expected due to solicitor error.

April 25, 2026
Rated 5 out of 5 stars

We had a great experience

We had a great experience with Kensington Mortgage Company, which we accessed through our mortgage broker. The whole process felt smooth and well-managed from start to finish.

Even though we didn’t deal with them directly at every stage, everything behind the scenes seemed to run efficiently. The application progressed without unnecessary delays, and the communication passed through our broker was clear and timely.

Kensington were able to offer a solution that suited our circumstances, and we felt confident in the product we received. The overall process was straightforward, and everything was handled professionally.

We’d definitely recommend Kensington Mortgage Company, especially if you’re working with a broker, as the process felt seamless and stress-free.

April 18, 2026
Rated 4 out of 5 stars

LTD Company purchase application

LTD Company purchase application, for an HMO property.
Whilst the process was OK, some of the documentation requests were a little onerous and overbearing. At least the underwriters gave us a call to soften the blow.

April 22, 2026
Rated 5 out of 5 stars

First time using I

First time using I. Ages ask a lot of questions but it was relatively easy for my client to. Answer so no complaints. Happy. Website could be more user friendly but over all good result

April 22, 2026

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