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Rated 5 out of 5 stars

Kikka was really help for me and the easiest hassle free loan system I've come across. Easy to apply online and was given an amount I could borrow. I then didn't need to use if for a few months, but i... See more

Rated 5 out of 5 stars

Simple and super quick application and access, funds transferred and available within 6 hours of lodging application. This is after trying for 3 weeks to get answer from my bank! Don't even bother wi... See more

Rated 5 out of 5 stars

I was a little apprehensive to start with, but Kikka helped with making things easier, step by step instructions. Approval was fast and was able to pay it back easily without the large interest rates... See more

Company replied

Rated 5 out of 5 stars

Hi, We run a solar company and we had massive cashflow issues with our business. We have tried many sources to organise short term business loans, but we had very little to no success from most of... See more

Company replied

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

About Kikka

Information provided by various external sources


Kikka

About us

Kikka is an Australian owned and operated small business lender that provides a line of credit of up to $100,000 to help you grow your business. Fast online application with same day funds transfer available. Apply now!



Kikka

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

109 reviews

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Rated 5 out of 5 stars

Fast, easy and straightforward company to deal with

This is the first time I have used Kikka Capital and I highly recommend them! The application was extremely easy and quick to complete and linking the online banking made this very simple. Funds were in our account the same day! Will continue to use Kikka in the future!

June 2, 2016
Unprompted review
Rated 5 out of 5 stars

Really quick and easy

The staff at kikka were very efficient and it was a pleasure to deal with them. Their service was great and access to funds was very quick and easy

May 30, 2016
Unprompted review
Rated 5 out of 5 stars

Quick and Easy!

Our experience with Kikka Capital has been terrific! They are straight forward and to the point. Our application was processed without delay, they were upfront about what was doable and what wasn't and the funding was received the next day.

May 16, 2016
Unprompted review
Rated 5 out of 5 stars

Kikka Capital - They made everything easy for me

From registering on the website, to the funds being deposited, Kikka were efficient and very helpful. Even when I managed to make a mistake in my application, just one phone call and everything was sorted out! Great customer service.

May 16, 2016
Unprompted review
Rated 5 out of 5 stars

Simple and super quick application and access

Simple and super quick application and access, funds transferred and available within 6 hours of lodging application. This is after trying for 3 weeks to get answer from my bank! Don't even bother with traditional banks if you're an SME and need $'s fast, just use KIkka

May 1, 2016
Unprompted review
Rated 5 out of 5 stars

Fast & Efficient

I found Kikka to be fast and efficient. Funds were available very fast and I was pleasantly surprised with how smooth the process was.

April 29, 2016
Unprompted review
Rated 1 out of 5 stars

Waste Of Time

Completed an online application, then it dint work, then had to redo and attach our bank account, and more hassles.

Came back within 10 minutes said they couldn't assist due to our low credit score which is a load of crap. A week ago we secured a loan from a major bank to finance another van for our small business, nice and smooth no problems.

They said they couldn't assist without even asking me how much i wanted to borrow, had they bothered to ask it was only 10k. Kikka for us was a waste of time, as usual sounds so easy, when in reality its not that at all.

Don't waste your valuable time with this crowd of time wasters ...

April 26, 2016
Unprompted review
Kikka logo

Reply from Kikka

Hi “German”,

thank you for taking time to complete a review regarding your recent Kikka experience – we always use customer feedback to improve and aim to provide an exceptional level of customer service. We will address each of your points below:


“German”: Completed an online application, then it dint work, then had to redo and attach our bank account, and more hassles.

Kikka: As one of our customer service agents explained over the phone, the application could not be completed because the Driver’s Licence number you entered did not match the number displayed on your own Driver’s Licence. Once this was corrected, the automatic application assessment engine was able to confirm your identification as being the legal representative of the business and having the authority to complete the application on behalf of the business. We take our customer’s ID verification very seriously and will not process an application if we are unable to confirm your identity.



“German”: Came back within 10 minutes said they couldn't assist due to our low credit score which is a load of crap. A week ago we secured a loan from a major bank to finance another van for our small business, nice and smooth no problems.

Kikka: We are of the firm belief that a quick “Yes” or “No” is better than a long painful “Maybe” that can drag on for weeks. As you indicated in your review, we contacted you within 10 minutes with a response. Unfortunately, your application did not meet our minimum lending criteria and we were unable to approve you for a line of credit. It’s fantastic news that you were able to secure a loan from a major bank and can grow your fleet of vehicles – that should also hopefully have removed the need for a loan from Kikka.


"German”: They said they couldn't assist without even asking me how much i wanted to borrow, had they bothered to ask it was only 10k. Kikka for us was a waste of time, as usual sounds so easy, when in reality its not that at all.

Kikka: Yes, we do not ask for a specific amount that you want to borrow. We take responsible lending very seriously, and would never offer a line of credit that is higher than what your business can afford to pay back. We automatically assess the business performance over the past 3 months, and this determines the size of the line of credit that is affordable to repay. That line can be anywhere from $1,000 to $100,000. For your specific application, you did not meet the minimum lending criteria and unfortunately we were unable to offer you a line of credit.


“German”: Don't waste your valuable time with this crowd of time wasters ...

I am sorry you feel that Kikka was a waste of time, but after reviewing the application in detail I confirm that we have reached the same conclusion as the original assessment. As a small token of appreciation for the time you spent on the application and providing feedback, we will send you a $50 ColesMyer voucher in the mail.

We wish you all the best with your business.

Best Regards,
Milko Radotic
CEO

Rated 5 out of 5 stars

Quick and Easy Finance

Quick and easy online application that links in with the bank and our Xero account so no paperwork. We were offered a small line of credit within minutes, no hassles, which stays open so you can draw down at your leisure.

April 22, 2016
Unprompted review
Rated 5 out of 5 stars

Easy Process

Kikka has been great and efficient in providing funds when we have needed it. Process is so easy and efficient.

April 22, 2016
Unprompted review
Rated 5 out of 5 stars

Great Service

We are a small online retailer business and needed some capital for stock.
Kikka Capital treated us professionally and served us very quickly. The funds were in our account the same day as approval. Very happy to recommend this company.

April 21, 2016
Unprompted review
Rated 5 out of 5 stars

Fantastic service and easy to manage

I found Kikka capital to be awesome. It was so easy and simple to move forward that I would say to ANYONE who needs a loan for cashflow issues to use them.

No need for a painful Big 4 bank experience. With Kikka what was causing you previously to jump through hoops of fire is now simple.

Im glad to know I have Kikka Capital working with my business.

April 21, 2016
Unprompted review

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