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Lark Music Reviews 

125
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 123 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, polite, and quick to respond when managing policy updates or general inquiries. Many individuals appreciate the ability to easily connect directly with friendly representatives by telephone rather than dealing with automated chat systems. Consumers also note that setting up new policies or handling claims is remarkably straightforward, efficient, and entirely stress-free. Furthermore, reviewers consistently highlight the fair pricing and reasonable renewal costs associated with protecting their valuable musical instruments. Additional feedback points out that clear communication makes the entire insurance process smooth from beginning to end.

What people talk about most

Service

Reviewers mention positive feedback about service, highlighting an overall excellent experience. Consumers... See more

Staff

Reviewers highlight positive aspects of staff, frequently praising their efficient, polite, and empathetic... See more

User experience

Customers consistently note positive experiences with user experience, finding the platform straightforward... See more

Customer service

Consumers find customer service to be exceptionally helpful, efficient, and polite when handling claims and... See more

Price

People report positive experiences with price, consistently finding the costs reasonable, fair, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Honestly, Lauren Jones was the absolute best. She clearly actually cares, she’s super quick & responsive, understanding and professional. Its pretty stressful for me to even think about going through... See more

Company replied

Rated 5 out of 5 stars

This is my third renewal with Lark and I'm happy, as ever. Initially there was a problem with the renewal reminder email but a quick telephone call, answered pretty much immediately and with a real pe... See more

Company replied

Rated 5 out of 5 stars

Great service on a claim I have just made for a theft of parts of my beloved drum kit, Aaron , my claim handler was superb,- fast, clear and precise. Lark are everything you want in musical equipment... See more

Company replied

Rated 5 out of 5 stars

Very reasonable prices and very helpful staff. Making a change to my insurance to cover a short trip to France was no problem and very good value. No rip off mid term admin charges either like many co... See more

Company replied


Company details

  1. Insurance Company

About Lark Music

Written by the company

With instrument protection from Lark Music you know that if anything happens to your musical instrument or gear, we can help repair or replace it. Our flexible policies allow you to choose cover for your items within the UK or worldwide, at your premises or home, from just £25 a year.
You can also add Public Liability cover or buy it separately to protect you against the cost of a claim if someone else is injured, or their property damaged while you’re performing musical activities; and our Personal Accident cover protects you if you are injured and unable to play.
After more than 35 years in this industry, we know how much music means to you. Our quick and easy cover is designed to give you the peace of mind you need to play on, protected.
Get a quote online in minutes
We pay over 95% of claims received*
Fast, specialist claims handled by music experts
Accidental damage, loss and theft covered in the UK & Worldwide
Hire costs covered, and you can choose your own reparier
Public Liability and Personal Accident cover available
Flexible policies, making changes is easy through your online account
*95% claims payout rate based on claims between Nov 2024 and Nov 2025.

Specialised but simple, flexible cover.

Single or multi-instrument policies. If you play it, we'll cover it.

Designed by musicians for musicians.

Contact info

Get a quick online quote

From just £25 a year.

4.8

Excellent

TrustScore 5 out of 5

125 reviews

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4.8

All reviews

(125)

125 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Quick resolution re claims

Quick resolution re claims. Once before a claim handler my claim was handled quite quickly and professionally. The lady that attended to me Lisa Lathwell was very responsive and clear on what was required.

August 19, 2026
Unprompted review
Rated 5 out of 5 stars

Amazing service | Lauren J

Honestly, Lauren Jones was the absolute best. She clearly actually cares, she’s super quick & responsive, understanding and professional. Its pretty stressful for me to even think about going through an insurance claim, I tried everything to avoid it, and the way Lauren dealt with everything for me was appreciated more than she knows! Absolute superstar.

August 17, 2026
Unprompted review
Lark Music logo

Reply from Lark Music

Thank you for your kind feedback. We're here to pay your claim in the event you need to, and are pleased to hear Lauren was able to make the claims process less stressful. She will be delighted to hear this.

Rated 5 out of 5 stars

Very impressed with claims service

Very impressed. Claim service was very simple and efficient. They liaised directly with the retailer too, so took all the effort and stress away. Thank you!

August 13, 2026
Unprompted review
Lark Music logo

Reply from Lark Music

Thank you for your kind review. We're delighted to hear you found the claims process simple and efficient, and that we could help make things as stress-free as possible.

Rated 5 out of 5 stars

Extremely helpful in dealing with my…

Extremely helpful in dealing with my claim. Special thanks to Lauren Jones for being so understanding, helpful and efficient.

August 13, 2026
Unprompted review
Lark Music logo

Reply from Lark Music

Thank you for your review. We're delighted Lauren was able to support you and make the claims process as smooth as possible. We'll be sure to pass on your feedback.

Rated 5 out of 5 stars

Easy and straightforward claim

Lauren who dealt with my claim was very efficient, polite and showed empathy for a claim relating to fainting incident which caused damage to the instrument

August 13, 2026
Unprompted review
Lark Music logo

Reply from Lark Music

Thank you for your kind review. We're glad our claims team could assist you with the service and support you expected. We'll be sure to share your feedback with Lauren.

Rated 4 out of 5 stars

Policy renewal.

Apologies for the delay in responding to you.

After a slight problem logging in to my account, I was able to renew my cover - speaking with a member of your staff.

June 9, 2026
Lark Music logo

Reply from Lark Music

Thank you so much for your feedback, we are happy you were able to renew with us and get online.

Rated 3 out of 5 stars

No experience as yet

Fortunately I have not had to make any claims yet, so I have no experience of how well you would serve me. I find your email communications easy to follow and act on

August 8, 2026
Lark Music logo

Reply from Lark Music

Thank you for your kind words. Making insurance straightforward is important to us, so it's great to hear about your experience.

Rated 5 out of 5 stars

Very impressive service

Very impressed with the efficiency and speed with which my claim was dealt with. Also great to actually be able to talk to someone (Lauren) within minutes rather than wrestle with a chat bot. Excellent service overall.

August 7, 2026
Unprompted review
Lark Music logo

Reply from Lark Music

Thank you for your review. It's wonderful to hear that our claims team provided the service and support you expected, and Lauren could help you quickly. We'll pass on your great feedback.

Rated 5 out of 5 stars

Efficient

Efficient, good value.

August 7, 2025
Lark Music logo

Reply from Lark Music

Thank you for your review, we're pleased to hear we met your expectations.

Rated 5 out of 5 stars

Excellent customer service

Excellent service from a company that really understands the specific needs of Musical Instrument Insurance. Lauren gave a wonderful personalised service when I had to make a claim. Would recommend to anyone.

August 1, 2026
Unprompted review
Lark Music logo

Reply from Lark Music

Thank you for your kind words. Supporting our customers when they need us most is incredibly important, and we're pleased we could help. Lauren will be delighted to hear this.

Rated 5 out of 5 stars

Quick response

Quick response, simple process

August 3, 2026
Lark Music logo

Reply from Lark Music

Thank you for your kind feedback. We're delighted to hear that we met your expectations.

Rated 5 out of 5 stars

finally found what I needed

I looked for coverage that suits performing artists and was happy to find Lark. The process was quick and easy and the staff helpfull.

July 1, 2026
Lark Music logo

Reply from Lark Music

Thank you for choosing us!

Rated 5 out of 5 stars

Excellent experience from beginning to end!

Lisa and Lauren were absolutely brilliant at coordinating my cello repair which needed to be done in Spain. Communication was fast and excellent and the whole process from beginning to end was superb. As musicians it’s very upsetting when accidents happen to our precious instruments and the team were incredibly supportive and understanding throughout. Top class insurance! Nothing like other types of insurance e where the companies make it as hard as possible to get the situation resolved. Thanks so much.

August 6, 2026
Unprompted review
Lark Music logo

Reply from Lark Music

This is exactly why Lark Music exists, glad we were able to get you sorted as quickly as possible. Thank you for the great feedback on our claims team - we agree they're top performers thanks to their years of experience

Rated 5 out of 5 stars

Helpful and efficient

Lisa was helpful and efficient in reviewing our claim.
I would recommend using Lark Music for specialist insurance of musical instruments.

August 4, 2026
Unprompted review
Lark Music logo

Reply from Lark Music

Thank you for recommending us! We're here to pay your claim in the event you need to so glad Lisa looked after you so well.

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