Zoe supported us from day one on our first home purchase and gave us exactly the reassurance we needed as first-time buyers. We honestly couldn’t have asked for better guidance. Even when she was out... See more
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Mortgage and protection advice with the customer at the heart of everything. First time buyers, home movers, remortgages, Buy to Let and Lifetime mortgages. Life and critical illness cover, family income benefit, personal income protection.
Springhill Parkway, G69 9GA, Glasgow, United Kingdom
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Both Zoe and Mhairi have been amazing and instrumental in my mortgage application process! Zoe has been extra diligent in securing the product, and Mhairi has been very good at communicating, chasing and liaising with the lender as it took extra long to get the offer. Never had the need to chase them for an update- once was always forthcoming! I cannot recommend them enough and thanks both for your support.

Reply from Liberty Mortgage Solutions
Zoe and Mhairi were very helpful throughout. Clear communication all the way. Made life very easy for us.

Reply from Liberty Mortgage Solutions
Zoe, and latterly Mhairi, were very thorough throughout the entire application process. Zoe began the process with us and talked us through everything, keeping us right as we went along. She chased up when the lender was taking their time to get back to us, holding things up. She also always made time for us for phone calls, and was very responsive with emails. She made the entire process much less stressful, and would happily use her services again.

Reply from Liberty Mortgage Solutions
Excellent service from start to finish. Our mortgage advisor, Zoe, was friendly, approachable, and genuinely did her best to secure us an excellent rate. Communication was clear and consistent throughout, with regular updates that kept us fully informed. Zoe and Mhairi made what could have been a stressful process feel straightforward and stress-free. Highly recommended!

Reply from Liberty Mortgage Solutions
I was referred by my friend, I am so glad that Zoe and Mhairi helped me in my residential and BTL mortgages offers/extended time to complete, chased the lenders updated me on every step, I have already recommended them to my friends and would certainly do again. Very focused and knows the job. Thank you, Zulfiqar

Reply from Liberty Mortgage Solutions
This will be the third time we have used Zoe for our mortgage and life insurance policies. She is fantastic to deal with and can't recommend her enough.
Excellent communication via both emails and phone. Extremely knowledgeable and very friendly.
Would highly recommend.

Reply from Liberty Mortgage Solutions
Liberty Mortgage Solutions were friendly, approachable and processed my re-mortgage application quickly. Highly recommended!

Reply from Liberty Mortgage Solutions
As a first-time buyer, the mortgage process initially felt daunting, but Zoe and Mhairi at Liberty Mortgage Solutions made the entire experience incredibly smooth and stress-free.
Right from the beginning, they were both extremely insightful and helpful, taking the time to clearly explain each step and ensuring I fully understood all my options. What stood out most was their responsiveness. Any questions or concerns I had were answered quickly and thoroughly, often on the same day.
Their professionalism, patience, and friendly approach made me feel at ease and gave me confidence throughout the entire process. I couldn’t have asked for better support in securing my first mortgage.
I highly recommend Liberty Mortgage Solutions to anyone looking for guidance and a reliable, supportive team.

Reply from Liberty Mortgage Solutions
Zoe was absolutely fantastic in securing my mortgage. She was very professional, responded quickly to any queries and nothing was too much trouble. Zoe delivered first class service and I wouldn’t hesitate in using her again and I would highly recommend her to others. Mhairi who kept me updated with my mortgage offer was also very professional and kept me fully updated on the progress of my application and was also very professional….overall I had a great experience!

Reply from Liberty Mortgage Solutions
Zoe is an absolute rockstar! She is knowledgeable, responsive, and has been guiding me through the entire process with ease. Special shoutout to Mhairi, who assisted with the application paperwork and kept everything running smoothly. Their professionalism and expertise is recommendable. I'd highly recommend Liberty Mortgage Solutions to anyone looking for mortgage advice/support.

Reply from Liberty Mortgage Solutions
I can always highly recommend Zoe, very professional, knows the mortgage market inside out at any time whatever the economic situation. Zoe has been arranging my mortgages for over 15 years! I have recommended her to many over the years and each of them have thanked me and said how fantastic Zoe is getting them exactly the mortgage they needed be it residential or BTL. You can go to Zoe and her team at Liberty with confidence that you will be a happy customer.

Reply from Liberty Mortgage Solutions
We had the pleasure of working with Zoe Cox through First Mortgage, with Zoe trading under Liberty Mortgage Solutions. We were extremely thorough and selective when choosing a mortgage broker, as it was important to us to work with someone who genuinely prioritised our interests — a true professional with plenty of experience.
After an initial consultation with Zoe (and numerous conversations with other advisors), it was clear she was the right choice. I’m so glad we trusted our instincts. Throughout the entire process, Zoe was honest, transparent, and highly professional.
She wasted no time in securing our full mortgage application — it was completed and approved before our solicitors had even caught up! A few weeks later, when interest rates dropped slightly, I asked if our rate could be reviewed. Zoe handled this quickly and efficiently, ensuring we got the best possible deal before exchange.
We couldn’t be happier with the service Zoe provided and would highly recommend her to anyone looking for a reliable and knowledgeable broker.

Reply from Liberty Mortgage Solutions
I was recommended Zoe however she never returns calls and when finally she txt me after I tried her number, she arranged a call 1 week later . I received no call and once again had to contact her .
Really poor service and not sure how she runs a business like that !

Reply from Liberty Mortgage Solutions
Wonderful service very efficient , would recommend 1000%

Reply from Liberty Mortgage Solutions
Zoe, is just an incredible professional in what she does. She is so friendly so prompt in responding and accommodating, always ready to help and assist us holding our hands in this first mortgage which our biggest investment so far and then come Mhairi smooth operation and very friendly both of them hassle free. Would 101% recommend them to anyone that cares or not care because both of them were so amazing. I am so happy.

Reply from Liberty Mortgage Solutions
Very friendly and warm. Felt like I could talk through my finances in a safe way to get the mortgage/offer that suited me. Definitely recommend them to others.

Reply from Liberty Mortgage Solutions
Zoe and Mhairi were a great help in assisting me with the re mortgage of my flat. They had good options and helped me work out the best plan that suited my needs. I would definitely recommend Liberty Mortgage Solutions.

Reply from Liberty Mortgage Solutions
Zoe has helped me with many remortgages, professional, informative and extremely helpful making the process stress free. She gives the best possible advice to ensure I always get the best deals.

Reply from Liberty Mortgage Solutions
My experience with Zoe and Mhairi was awesome. Zoe was there every step of the way to answer all my questions, she is very patient and ensures she does everything to give you the results you desire. I couldn't have done this purchase without them. I am really grateful and I recommend them 100%. Laura ugolo

Reply from Liberty Mortgage Solutions
Excellent service by Zoe and Mhairi. Zoe made sure I understood everything and recommended the best product for my needs. Mhairi took over the admin part and kept me constantly updated. Thanks for making this easy

Reply from Liberty Mortgage Solutions
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