Lifestyleloans Reviews 

348
TrustScore 4.5 out of 5

4.3

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Rated 1 out of 5 stars

This place is a scam first they wanted all my banking information my bank account, routing, my secret word on my account, my passcode on my phone to do the transaction and everything in between. They... See more

Company replied

Rated 5 out of 5 stars

What a pleasant experience, which can be sometimes stressful with such sensitive matters like debts. But I felt reassured by Chris, who was super friendly, helpful and explained everything into detail... See more

Rated 5 out of 5 stars

Decision within 24hrs. Online chat with an agent who asked questions regarding income and payments from my account. Decision not based on computer algorithm alone. Chris extremely helpful and responsi... See more

Rated 5 out of 5 stars

This is my first time with Lifestyle Loans. My experience is positive. Chris went with me through the application process. His assistance was great, clear and pleasant. After I god approved and signed... See more

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4.3

Excellent

TrustScore 4.5 out of 5

348 reviews

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No recent history of asking for reviews

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Replied to 100% of negative reviews

Typically replies within 24 hours

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4.3

All reviews

(348)

1 review in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

DO NOT USE THIS COMPANY

DO NOT USE THIS COMPANY - they reel you in by telling you that you have almost 100% chance of getting accepted. ‘All credit welcome’ etc. the usual lies that are told to boost their application numbers, then decline the application without giving any reason why because ‘company policy means we don’t tell you why’ - for clarification, my repayments were to be £150 per month, I earn almost £3,000 per month after tax and my disposable income is over £2,000 per month. I was taking out the loan specifically to make the repayments on time and build my credit, and yet somehow they think that I can’t afford £150 out of £2,000 - they just want your application so it looks like they are doing a lot of business, in my opinion all of the positive reviews here are paid for - DO NOT BELIEVE THEM

September 28, 2022
Rated 5 out of 5 stars

Excellent service, and understanding.

the service of Lewis on your messaging i found to be very pleasant and professional at the same time and the message he left due to me being at work clearly explained what i needed to do with no complications.
really great service.

September 22, 2022
Unprompted review
Rated 1 out of 5 stars

Very poor.

Very poor.
Waited nearly 5 days for a response.
Had a 96% approval rating on Credit Karma to be told I needed some final checks.
Nobody responds and ended up with it being declined after nearly five days of waiting without no reason as to why.
Would never apply again and avoid especially after using a retrible credit app to be told its declined.

September 21, 2022
Unprompted review
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Reply from Lifestyleloans

Hi John,

Thank you for providing feedback on your application and I apologise for the delay you experienced. I have investigated your feedback and can confirm it took longer to respond to you than usual, due to your application being made over an exceptionally busy bank holiday weekend.

I can see a member of our underwriting team reviewed your application and responded to you personally to advise that it had been declined.

I appreciate that you're disappointed with the outcome after having a high approval rating, however, as a responsible lender we have a duty of care to ensure that all our loans are affordable and sustainable for all of our customers, not just at the point of application; but also for the lifetime of the loan.

If you do have any remaining questions, please contact us via chat and we'll be happy to answer them.

Thanks

LSL Customer Support

Rated 5 out of 5 stars

Polite, professional and quick

Before the loan application was completed, i needed to talk to an advisor. This advisor was Nathan. He was very polite and professional and was all done online. To make sure that you can make the repayments, they need to ask some additional questions and confirm. I found this process very quick and easy and i had the funds in my account with 3 hours of first applying. Would highly recommend.

September 1, 2022
Unprompted review

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