Lilac Financial Reviews 57

TrustScore 5 out of 5

4.8

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Rated 4 out of 5 stars

We recently bought a house in the UK and had the pleasure of doing all the process with Titto Tom as our mortgage advisor. From start to finish, Titto was incredibly knowledgeable, professional, and... See more

Rated 5 out of 5 stars

We had a really good experience working with Tom as our mortgage advisor. He was always quick to respond and patient with all our questions. It made a big difference knowing we could reach out anytime... See more

Rated 5 out of 5 stars

Thank you so much for all your help and support in the past few months in securing our mortgage loan .Your professionalism and expertise are unsurpassed.Your hard work helped us find our dream home a... See more

Rated 5 out of 5 stars

Mr. Titto is excellent at providing mortgage advice and securing mortgage offers. He was always accessible and gave us prompt guidance whenever needed. Although our process was delayed due to pap... See more

Company details

  1. Mortgage Broker
  2. Financial Consultant
  3. Life Insurance Agency

Written by the company

Mortgage made simple. We specialise in: Mortgage, Remortgage, Buy to Let Mortgage, Life Assurance, Critical Illness Cover, Income Protection, Mortgage Protection, Family Income Benefit, Accident cover, Private Medical Insurance, Home Insurance


Contact info

4.8

Excellent

TrustScore 5 out of 5

57 reviews

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Rated 5 out of 5 stars

Reliable, Professional, and Great to Work With

I had an excellent experience working with Tom Titto as my mortgage advisor. He was incredibly supportive throughout the entire process and took the time to explain every step clearly. Thanks to his dedication and expert guidance, I was able to secure my loan smoothly and without stress. I highly recommend him to anyone looking for a reliable and professional mortgage advisor.

October 1, 2025
Unprompted review
Rated 5 out of 5 stars

Highly recommend …

We wanted to express our heartfelt thanks to Titto Tom for your exceptional guidance and support throughout the mortgage process. Your experience and professionalism made a significant difference, and we are very grateful for your help in securing our dream home
Thank you again for your outstanding service. We highly recommend you to anyone seeking mortgage advice .

Jintu ,Divia and Angelyn

August 10, 2025
Unprompted review
Rated 5 out of 5 stars

We had a really good experience working…

We had a really good experience working with Tom as our mortgage advisor. He was always quick to respond and patient with all our questions. It made a big difference knowing we could reach out anytime and get clear answers. He made the whole process feel a lot less stressful. Would happily recommend Tom to anyone who's looking for a straightforward, reliable advisor.

July 28, 2025
Unprompted review
Rated 5 out of 5 stars

Dedicated, Prompt & Friendly

Thank you, Lilac & Titto, for guiding and supporting us on our journey to becoming first-time buyers in the UK.
Despite our limited knowledge, Mr. Titto’s friendly and timely advice helped us make informed decisions at every step of the process. We truly appreciate your dedication and support throughout!

June 26, 2025
Unprompted review
Rated 5 out of 5 stars

Highly recommend

We had a fantastic experience working with Titto as our mortgage advisor. From the very beginning, he was incredibly responsive—always quick to reply to our queries, no matter how big or small. What truly stood out was his ability to offer better solutions than we had initially considered, helping us make more informed decisions throughout the process. He consistently went out of his way to accommodate our specific needs and circumstances, making what could have been a stressful process feel smooth and manageable. We’re really grateful for his support and highly recommend him to anyone looking for a knowledgeable and dependable mortgage advisor.

July 3, 2025
Unprompted review
Rated 5 out of 5 stars

Hai Mr.Titto Thank You for Your Support.......


I just wanted to take a moment to express my heartfelt thanks for all your efforts throughout the entire process of buying our dream home. From start to finish, your guidance made everything so much smoother!
I’m thrilled to share that we’ve officially received the keys today from the estate agency! 🏡🔑
Your support has been invaluable, and we truly appreciate everything you’ve done to help us complete this journey.
Looking forward to settling in and making wonderful memories in our new home!
Loving ANISH & RAJI

June 30, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent service - professional and dedicated

Our dream to buy out first house was made a reality with Mr Titto's help. He is a very approachable person and guided us in each and every step in the process. Mr Titto was very prompt and quick to respond to every query we put forward to him. He addressed our concerns even if it was not related to the mortgage itself.
It was a pleasure to have Mr Titto by our side and would like to thank him for his unparalleled service as he made our stressful journey of buying the house at ease.
I would suggest him again to anyone as he provides exceptional professional service.

March 31, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent Support Every Step of the Way – Thank You, Mr. Titto!

Buying our first home was a big milestone for us, and having Mr. Titto by our side made all the difference. Right from the beginning, he was incredibly supportive, patient, and easy to talk to.

We had so many doubts and questions along the way, but he always took the time to explain everything clearly, without ever making us feel rushed or overwhelmed. He kept things simple and made sure we were comfortable with each step.

What we appreciated most was how approachable and responsive he was, no matter how small the query, he was always just a message or call away. His help really gave us confidence through the whole process.

Honestly, we couldn’t have asked for better support. So grateful to have had his guidance, he truly made this journey a lot easier and stress-free for us.

Thank you so much, Mr. Titto! 🙏

May 30, 2025
Unprompted review
Rated 5 out of 5 stars

Efficient

Efficient, professional, and focused on getting things done. Made the whole mortgage process quick and stress-free. Highly recommend!

June 6, 2025
Unprompted review
Rated 5 out of 5 stars

Best mortgage advisor

Titto Tom was incredibly helpful and friendly throughout the mortgage process. He explained everything clearly answered all my questions with patience, and made sure I felt confident every step of the way. His professionalism and genuine care made a stressful process easy. Highly recommend him for honest expert mortgage advice

June 5, 2025
Unprompted review
Rated 4 out of 5 stars

We recently bought a house in the UK…


We recently bought a house in the UK and had the pleasure of doing all the process with Titto Tom as our mortgage advisor. From start to finish, Titto was incredibly knowledgeable, professional, and supportive. He explained every step of the mortgage process clearly, answered all our questions patiently, and worked hard to find us the best possible deal. His guidance made what could have been a stressful process feel smooth and manageable. We truly appreciate his dedication and would highly recommend him to anyone looking for mortgage advice.

May 28, 2025
Unprompted review
Rated 5 out of 5 stars

We are overwhelmed with joy and pride…

We are overwhelmed with joy and pride as we reflect on the achievement of our dream—purchasing our very first home in this wonderful country. This milestone represents not just a significant financial investment, but also the culmination of our hopes and aspirations for a place to call our own.

I would like to take a moment to express my heartfelt appreciation and gratitude to Titto, who has been an unwavering support throughout this journey. From the initial stages of our home search to the closing of the mortgage, Titto has been there every step of the way, offering guidance and assistance as if he were a member of our own family. His expertise as a mortgage advisor is matched only by his genuine commitment to helping others realize their dreams. Titto's ability to navigate the complexities of the home buying process and provide invaluable advice has made this experience not only possible but also smooth and enjoyable. I truly believe that without his support, we would not be celebrating this significant milestone today.
Once again thank you titto
Mathew/Josna

May 20, 2025
Unprompted review
Rated 5 out of 5 stars

We met Mr.Tito,the mortgage advisor,in…

We met Mr.Tito,the mortgage advisor,in our dream journey of buying home.We are extremely happy with his service.His quick response , patience to listen our needs and giving best advice is highly remarkable.His timely action and professionalism are appreciated.
I strongly suggest Lilac Finance because of their excellent service

May 10, 2025
Unprompted review
Rated 5 out of 5 stars

Just the best! Do not look elsewhere.

Lilac Financial made what is often a complicated and overwhelming process feel effortless. From the very first conversation, Titto was warm, friendly, professional, and incredibly knowledgeable. He took the time to understand exactly what we needed, and guided us through both our mortgage application and life cover setup with clarity and care.

What stood out most was how genuinely friendly, nice, transparent and approachable Titto is — no jargon, no pressure, just honest advice tailored to our situation. Every question we had was answered VERY quickly and thoroughly, and we always felt completely supported and in safe hands.

If you’re looking for a team that genuinely cares and delivers first-class service, I can’t recommend Lilac Financial highly enough. Thanks to Titto, we now have a mortgage that suits us perfectly and life cover that gives us real peace of mind.

It’s rare to find a service that feels both super professional and genuinely human, but Lilac nailed it. Massive thank you to Titto. You made a really big life step feel so much easier. 💜

April 24, 2025
Unprompted review
Rated 5 out of 5 stars

Exceptional Mortgage Advisor – Highly Recommended!

We met Tito towards the end of our home-buying journey, and we’re so glad we did. He offered us extremely competitive rates and was incredibly professional throughout. He took the time to explain every little detail, ensuring we understood every step of the process. What impressed us most was how quickly he secured our offer letter from the bank, and how responsive and supportive he was with all our questions. His guidance truly made the whole experience smoother and less stressful. Highly recommend his services to anyone looking for a reliable and knowledgeable mortgage advisor.
A big thank you for helping us towards our dream home!

Many thanks,
Kiran & Ashly

March 11, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent Mortgage Advisor

Mr. Titto is excellent at providing mortgage advice and securing mortgage offers. He was always accessible and gave us prompt guidance whenever needed. Although our process was delayed due to paperwork, Titto stood by us throughout. He supported us from the moment we started our search until completion, always explaining everything with clarity and detail. We felt confident and reassured in every decision we made thanks to his guidance. He is dedicated, professional, and highly knowledgeable in his field. Thank you, Titto, for helping make our dream come true!

Many Thanks,
Bibin & Jeffin

March 21, 2025
Unprompted review
Rated 5 out of 5 stars

Highly recommending Titto Tom

We recently brought our first house in England. From the beginning, Titto Tom has shown professionalism in handling our mortgage. He was straightforward and very helpful in explaining the process from start to finish.He is really patient and explains things clearly to us. He has always bettered any deals that we've sourced ourselves. He made the entire mortgage process very efficient by providing clear instructions and responding to our emails/questions in a timely manner. I will refer family and friends to Titto Tom.

Thank you so much, for making our journey easy.

Robin & Soni

March 17, 2025
Unprompted review
Rated 5 out of 5 stars

Huge Thanks to Titto for your excellent…

Huge Thanks to Titto for your excellent service to securing a mortgage for us.Your character and manner kept us positive throughout and your friendly demeanour always reassured me when we spoke.We appreciate your availability and answers for all the questions.I would recommend you without a second thought.
Deepu &Dinny

February 28, 2025
Unprompted review
Rated 5 out of 5 stars

Highly recommended

We are first time home buyers. When we started the process, we had no clue how to go about it. All what we heard was it is a tedious process with many months of paperwork. It was at this point we got connected to Titto. He was not just a “mortgage advisor“, but an expert and guide whom we could contact any time of the day.
Now when we look back, we never felt the process very tough. Titto carried us through every step of the journey with great professionalism. Very much appreciate his hard-work, dedication and passion towards what he do. He kept track of everything by arranging frequent teams meetings and was more keen in the process than us. We never felt the strain of any bank or legal formalities. Can’t thank him enough for everything he had been - an adviser, guide, support, friend and much more…We very much recommend Titto and Lilac financial for any of your financial consultancy needs.

February 16, 2025
Unprompted review
Rated 5 out of 5 stars

Outstanding service.

People say buying a house is one of the most stressful things you can do in life. Thanks to Tom Titto, it wasn't the case for us. He helped us from before we found our house until completion, always explaining everything with detail, clarity, and we felt reassured in every decision we had to make. We will continue to use his services for any future needs, and fully recommend him for his mortgage advisor services.

February 6, 2025
Unprompted review

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