loanDepot Reviews 4,567

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 301 reviews, reviewers had a great experience with this company. Customers are really happy with the staff, consistently describing them as professional, knowledgeable, and helpful. The service provided is frequently highlighted as excellent, with many people appreciating the efficiency and ease of their overall experience. Reviewers are particularly impressed with the quick response times and the smooth user experience. However, some customers also noted issues with the process and the end result, mentioning that the appraisal was never performed or that the escrow for homeowners insurance became a nightmare. A few other people also felt that customer service was problematic, citing instances of being disconnected or receiving no response to inquiries.

What people talk about most

Staff

Customers had positive experiences with staff. Many reviewers highlighted the professionalism, knowledge, and... See more

Service

Users describe positive interactions with service, highlighting the ease and speed of the process. Many... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting staff who are focused on support,... See more

Response time

Consumers generally express satisfaction with response times. Many customers highlight that representatives... See more

User experience

Customers consistently note positive experiences with user experience. Many reviewers describe the process as... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Professional, personable, knowledgeable, helpful no matter what I needed questions I had they were answered efficiently. Everything goes smoothly. This is the second time I've gotten an equity loan th... See more

Company replied

Rated 5 out of 5 stars

From my first contact to the final signing and funding, this was a very easy, stress-free experience. This was my second time going through refinancing with loanDepot and it was even better than befor... See more

Rated 5 out of 5 stars

The service we received was far beyond our expectations.Miguel Wiggins, our customer contact was amazingly helpful in getting our application processed and was able to answer every question we had. Te... See more

Company replied

Rated 5 out of 5 stars

Jin Suk did an amazing job working with me taking the time to not only explain brake it down but also clarified to make sure I understood everything. Timing patience and always making sure I was comfo... See more

Company replied


Company details

  1. Money & Insurance

Information provided by various external sources

Now in its second decade, loanDepot is a mortgage industry leader dedicated to creating seamless borrower experiences through its proprietary mello™ technology and mello smartloan™, the industry’s first end-to-end digital mortgage. An innovator since its inception, loanDepot continues to disrupt the lending industry with its focus on technology to deliver personalized experiences to its customers. The Company has funded over $212 billion since its founding in 2010, and currently ranks as the second largest nonbank lender and one of the leading retail mortgage lenders in the U.S. NMLS #174457


Contact info

4.1

Great

TrustScore 4 out of 5

5K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 96% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Loan Request

Having the awesome Loan Depot Team working for me was really great. They were there every day for me and kept me updated from day one until this loan was completed. If I had a question all I had to do was call anyone of them and I received the answers I needed to keep me updated as this project took a little longer than I expected. Overall, it was a great experience that I will remember for a long long time.

January 15, 2026
Unprompted review
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Reply from loanDepot

We are thrilled to hear about your positive experience with our team, Harold, and we are honored to have been a part of your journey. Thank you for trusting us with your loan and for allowing us to help make your dreams a reality. It was our pleasure to keep you updated every step of the way. Wishing you all the best in the future!

Rated 5 out of 5 stars

Great people to work with

Eric was wonderful, always available and quick to handle anything that might come up. The closing went well and was handled very professionally. It was a really nice touch that Eric showed up at closing so I could meet him in person. That was great!!!

February 27, 2026
Unprompted review
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Reply from loanDepot

Hi Mary - Thank you so much for your kind words about Eric! We pride ourselves on providing excellent customer service and ensuring a smooth and professional closing process. We are thrilled that you were able to meet Eric in person and appreciate his dedication to our clients. Thank you for choosing loanDepot for your financing needs!

Rated 5 out of 5 stars

Awesome Experience with LoanDepot

Jacob Rose, my loan agent, was very helpful throughout the process. He was very personable and thoroughly answered any questions I had. He was able to get me a great rate while also guaranteeing my future refinances will be just as smooth.

March 2, 2026
Unprompted review
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Reply from loanDepot

Hi Jonathan! Thank you for sharing your great experience with us. We will share your kind words with Jacob. Please keep us in mind for any future lending needs.

Rated 5 out of 5 stars

Satisfied customer

Very professional. Easy to work with at all times. Provided quick service. I would recommend them strongly!!

February 18, 2026
Unprompted review
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Reply from loanDepot

Hi Eric! Thank you for sharing the positive experience you had with loanDepot. Customer satisfaction is our priority and your feedback is greatly appreciated.

Rated 5 out of 5 stars

CAPTURING THE VISION.

Working with Branch Manager(Trina Cuccia) and their team was an outstanding experience. They stepped in with professionalism, clear communication, and a genuine commitment to helping me achieve my goals. Every step of the process was handled with care, efficiency, and expertise.

I also had the privilege of working with an incredible real estate agent(Tesia Lee) who went above and beyond to bring my vision to life. Together, this team made what once felt like a dream become a reality.

Thank you all for your dedication, support, and exceptional service. I truly appreciate everything you did to make this journey a success.

January 30, 2026
Unprompted review
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Reply from loanDepot

Thank you for your kind words, Mark! It's our goal to make every client's experience a success. Trina and the team at Branch Manager are thrilled to have been a part of your journey and we're thankful for the opportunity to help bring your vision to life. We'll continue to provide only the best in professionalism, communication, and commitment to help you achieve your goals.

Rated 5 out of 5 stars

Everyone that I dealt with was polite…

Everyone that I dealt with was polite and easy to work with.

March 5, 2026
Unprompted review
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Reply from loanDepot

Hi Bob! Thanks for sharing your story with us. We are so glad you had a great experience with loanDepot. Please keep us in mind for any of your future financial needs.

Rated 1 out of 5 stars

Not sure how they got my phone number…

Not sure how they got my phone number but they call every other day.

March 17, 2026
Unprompted review
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Reply from loanDepot

Hello -- Please contact our customer care team at 888-337-6888 (x6789) or message customercare@loandepot.com, and we will place you on our Do Not Call list.

Rated 4 out of 5 stars

We just need someone to answer their…

We just need someone to answer their phone.

March 12, 2026
Unprompted review
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Reply from loanDepot

Hi Marilyn – Please reach out to our Customer Care team at 888-337-6888 (x6789) to speak with an agent immediately.

Rated 4 out of 5 stars

Overall i thought things went well

Overall i thought things went well. I would be open to using them again in the future. I felt misled about the fact I was paying points. I don't think anyone was lying but I feel like this should have really been emphasized. There were some communication issues but nothing crazy

January 15, 2026
Unprompted review
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Reply from loanDepot

Hi Jimmy - We are glad to hear that you had a positive experience with us overall. We apologize for any miscommunication regarding payment, and we will make sure to address it in the future. We hope to have the opportunity to work with you again soon!

Rated 1 out of 5 stars

DISHONEST & A SHAM

This was, without question, the most incompetent and unprofessional lending team I have ever dealt with. When I locked in my rate—at the lowest point it had been in nearly three years—I was assured the process would be seamless. While I understand that my loan structure involved higher 1099 income and required additional diligence, the experience that followed was nothing short of astonishing.

Instead of a competent underwriting process, the LoanDepot team appeared intent on implementing hurdle after hurdle, repeatedly requesting documentation that had already been provided and introducing new requirements late in the process. The pattern made it increasingly clear that the team had little interest in honoring the loan terms they originally locked and instead seemed content to delay the process to the point where closing became practically impossible.

What is most concerning is that Ashley Park holds a managerial role. Her lack of familiarity with the process, inability to provide clear guidance, and overall disregard for the customer experience were evident throughout the entire interaction. Leadership should bring clarity and confidence to a transaction of this magnitude; instead, it added confusion, inefficiency, and unnecessary frustration.

Disappointment is an understatement. Because I chose to proceed with LoanDepot, I missed a prime window to refinance at a historically favorable rate—an opportunity that, with any competent lender, would have been relatively straightforward to execute. It is also worth noting that this was a refinance, meaning we have already successfully completed the financing process before—without anything close to the level of dysfunction experienced here.

All in all - do not use this company. Any other lender would be much easier to work with and more honest about the process.

March 10, 2026
Unprompted review
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Reply from loanDepot

Hi Sarah -- Thank you for sharing your experience. We would appreciate hearing more. Please contact our Customer Care Team at 888-337-6888 (x6789) or customercare@loandepot.com so that we can discuss your situation further. Thank you!

Rated 5 out of 5 stars

had a wonderful experience refinancing…

had a wonderful experience refinancing my mortgage with LoanDepot. Alan was absolutely amazing throughout the entire process. He was patient, professional, and took the time to explain everything clearly so I could understand each step.

Refinancing can sometimes feel overwhelming, but Alan made the process smooth and stress-free. He was always available to answer my questions and made me feel confident in every decision.

Thank you, Alan Yu, for your excellent service and dedication. I truly appreciate your help and highly recommend LoanDepot to anyone looking for a trustworthy and knowledgeable team.

October 9, 2025
Unprompted review
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Reply from loanDepot

Hi Isabel! We are happy to hear that you had a great experience with us. Thank you for sharing your story. We are here for you if you have any questions or future financial needs.

Rated 5 out of 5 stars

Exceptional service

Jamal Akbar with LoanDepot.com provided us with exceptional service explaining in detail the requirements on what to expect with refinancing our current loan. He is extremely detail oriented and has answered our questions with patience, treating us with thoughtful and kind respect. I would not hesitate to contact Jamal if we had any questions regarding our loan process. We need more Jamal's in this world!

February 28, 2026
Unprompted review
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Reply from loanDepot

Hi Roxy! Thank you for sharing your great experience with us. We will share your kind words with Jamal. Please keep us in mind for any future lending needs.

Rated 5 out of 5 stars

This experience was terrific from start…

This experience was terrific from start to finish. Although we hit a snag 1/2 way thru, Romina & Diana were wonderful explaining the process and helping to find solutions for solving it. They were awesome to work with. I owe them a great big thank you!

February 20, 2026
Unprompted review
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Reply from loanDepot

Hi Kimberly! We are happy to hear that Team loanDepot was able to exceed your expectations. We take being your lender of choice very seriously and look forward to working with you again in the future.

Rated 5 out of 5 stars

Very courteous and efficient in every…

Very courteous and efficient in every respect. It was good doing our loan wth them, thanks so much.

December 19, 2025
Unprompted review
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Reply from loanDepot

Hi James! Thanks for sharing your story with us. We are so glad you had a great experience with loanDepot. Please keep us in mind for any of your future financial needs.

Rated 5 out of 5 stars

Unbelievably quick service

This company, loanDepot, I bet is the fastest in getting you your equity funds. They are my first so I don't have any personal comparison, but it was quick. I heard and read it can take months to get to closing. I am beyond grateful to say that this was well under two months. I highly recommend!!

February 27, 2026
Unprompted review
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Reply from loanDepot

Thank you for sharing your positive experience with loanDepot! We strive to provide efficient and timely services to our clients, and we are thrilled to hear that we exceeded your expectations. It was a pleasure working with you, and thank you for recommending us!

Rated 1 out of 5 stars

I should not have to send check to the…

I should not have to send check to the creditors…. I paid to have everything processed and this it something that I fell like you fokks thing my time is not valuable
Also the cost to send the stuff out is crazy

JMO

Ron.

February 25, 2026
Unprompted review
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Reply from loanDepot

Hi Ron -- Thank you for sharing your experience. We would appreciate hearing more. Please contact our Customer Care Team at 888-337-6888 (x6789) or customercare@loandepot.com so that we can discuss your situation further. Thank you!

Rated 5 out of 5 stars

Steve and his team

Steve and his team exceeded our expectations. They were professional, responsive, and incredibly knowledgeable. We closed on our home at an unbelievably quick pace, and throughout the entire process they continued to educate and guide us so we could confidently make the best decisions for our family.

I highly recommend them and look forward to working together again.

February 14, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hi Joseph! Thank you for the kind words. We’re so happy to hear that you had a great experience with Steve and loanDepot. If you need anything in the future, please let us know. We appreciate your business!

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