loanDepot Reviews 4,567

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 301 reviews, reviewers had a great experience with this company. Customers are really happy with the staff, consistently describing them as professional, knowledgeable, and helpful. The service provided is frequently highlighted as excellent, with many people appreciating the efficiency and ease of their overall experience. Reviewers are particularly impressed with the quick response times and the smooth user experience. However, some customers also noted issues with the process and the end result, mentioning that the appraisal was never performed or that the escrow for homeowners insurance became a nightmare. A few other people also felt that customer service was problematic, citing instances of being disconnected or receiving no response to inquiries.

What people talk about most

Staff

Customers had positive experiences with staff. Many reviewers highlighted the professionalism, knowledge, and... See more

Service

Users describe positive interactions with service, highlighting the ease and speed of the process. Many... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting staff who are focused on support,... See more

Response time

Consumers generally express satisfaction with response times. Many customers highlight that representatives... See more

User experience

Customers consistently note positive experiences with user experience. Many reviewers describe the process as... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Professional, personable, knowledgeable, helpful no matter what I needed questions I had they were answered efficiently. Everything goes smoothly. This is the second time I've gotten an equity loan th... See more

Company replied

Rated 5 out of 5 stars

From my first contact to the final signing and funding, this was a very easy, stress-free experience. This was my second time going through refinancing with loanDepot and it was even better than befor... See more

Rated 5 out of 5 stars

The service we received was far beyond our expectations.Miguel Wiggins, our customer contact was amazingly helpful in getting our application processed and was able to answer every question we had. Te... See more

Company replied

Rated 5 out of 5 stars

Jin Suk did an amazing job working with me taking the time to not only explain brake it down but also clarified to make sure I understood everything. Timing patience and always making sure I was comfo... See more

Company replied


Company details

  1. Money & Insurance

Information provided by various external sources

Now in its second decade, loanDepot is a mortgage industry leader dedicated to creating seamless borrower experiences through its proprietary mello™ technology and mello smartloan™, the industry’s first end-to-end digital mortgage. An innovator since its inception, loanDepot continues to disrupt the lending industry with its focus on technology to deliver personalized experiences to its customers. The Company has funded over $212 billion since its founding in 2010, and currently ranks as the second largest nonbank lender and one of the leading retail mortgage lenders in the U.S. NMLS #174457


Contact info

4.1

Great

TrustScore 4 out of 5

5K reviews

5-star
4-star
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1-star

Replied to 96% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Great communication from Lending Officer

Great communication from the Lending Officer. I was able to get a hold of Edwin Rivera with any question I had via email, text or phone call at just about any time of day. He was very quick to respond and if he didn't have the answer right away, he would let me know. Very happy with how quickly the whole process went from application to funding.

February 3, 2026
Unprompted review
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Reply from loanDepot

Hi Justin! Thank you for taking the time to leave a review regarding your experience with our team. We look forward to being your lender of choice for any future lending needs.

Rated 5 out of 5 stars

Smooth and Easy

They did exactly what they said they were going to do, and made it all easy for me.

February 19, 2026
Unprompted review
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Reply from loanDepot

Hi Doug! We value your feedback. Reach out to a member of Team loanDepot if we can assist you further.

Rated 5 out of 5 stars

Wonderful

Complete, prompt follow-up and cooperation with what we asked for. Very professional and informative staff, willing to help whenever we contacted them.

February 6, 2026
Unprompted review
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Reply from loanDepot

Hello! Thank you for taking the time to leave a review regarding your experience with our team. We look forward to being your lender of choice for any future lending needs.

Rated 5 out of 5 stars

Easy and quick process

Easy and quick process. Highly recommend!

February 9, 2026
Unprompted review
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Reply from loanDepot

Hi Carrie! Thanks for sharing your story with us. We are so glad you had a great experience with loanDepot. Please keep us in mind for any of your future financial needs.

Rated 5 out of 5 stars

John walters was very helpful he always…

John walters was very helpful he always called back he check on things he was a fast person and very polite.

January 1, 2026
Unprompted review
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Reply from loanDepot

Thank you for taking the time to share your positive experience with John! We are so glad he was able to provide excellent service and assist you in a timely manner. We appreciate your feedback!

Rated 5 out of 5 stars

Brittanie Harden Brilliant

Brittanie Harden my loan consultant, was absolutely amazing . . . all the way through the process. loanDepot had financed the home I sold AND financed the home I purchased. Brittanie was so good to keep me on top of everything. She's 100% professional and brilliant!

February 2, 2026
Unprompted review
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Reply from loanDepot

Thank you for your review, John! We are so glad that Brittanie provided you with exceptional service and made your loan process smooth and easy. We appreciate your business and hope to work with you again in the future!

Rated 5 out of 5 stars

The best experience!!

I would take a bullet for my loan team! Matt was absolutely outstanding throughout our homebuying journey. From day one, he was professional, knowledgeable, and TRULY believed in us; which made such a difference during what can be a stressful process.

He provided clear, thoughtful advice at every step, always kept his word, and was incredibly responsive and transparent. We always felt informed and supported. Thanks to Matt’s expertise and steady guidance, the entire experience was smooth and incredibly rewarding. I will miss working with him!

January 29, 2026
Unprompted review
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Reply from loanDepot

Hi Christina! We are happy to hear that our team was able to exceed your expectations. We work hard to ensure that your financial needs are met. Please reach out if we can assist you further.

Rated 5 out of 5 stars

The Loan Depot Team is professional and…

The Loan Depot Team is professional and thorough and works for the best interest of the client.

January 30, 2026
Unprompted review
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Reply from loanDepot

Hi Susan! Thank you for sharing the positive experience you had with loanDepot. Customer satisfaction is our priority and your feedback is greatly appreciated.

Rated 5 out of 5 stars

Excellent Experince

I have to say, I had a very good overall experience with the Loan Depot process and employees. Austin Krol was very personable to speak with, he was knowledgeable about the lending process and loans you had to offer me and helped me find the best loan for my situation. A+ to him. Mindy Nagy was also excellent. She was a breathe of fresh air, pleasure to speak and deal with. She tied up the loose ends of getting the loan to close quickly. A+ to her. The Notary that came to my home to sign the paperwork was also a pleasure to work with. He was on time and very friendly. A+ to him. I cant say I had a bad experience throughout the whole loan process.

February 12, 2026
Unprompted review
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Reply from loanDepot

Hi Frank! We are happy to hear that Team loanDepot was able to exceed your expectations. We take being your lender of choice very seriously and look forward to working with you again in the future.

Rated 5 out of 5 stars

My experience was great because the…

My experience was great because the entire process was smooth, well-communicated, and organized from start to finish. Every question was answered promptly, expectations were clearly outlined, and the closing was handled efficiently. Josh and Boguslawa were amazing! They were we responsive and proactive, making what can be a stressful experience feel seamless and manageable. I'm grateful for the care and guidance provided.

February 9, 2026
Unprompted review
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Reply from loanDepot

Thank you for the amazing review! We're thrilled to hear that our team provided you with a smooth, well-communicated, and organized experience from start to finish. Josh and Boguslawa are truly amazing and we're grateful for the opportunity to guide and care for you during this process.

Rated 5 out of 5 stars

I can say I thought everyone was nice…

I can say I thought everyone was nice and kept untouchable through the process. They were not pushy or though they were above me. The only thing I was not happy about the amount of what I would be getting back changed 3 times. But he explained why. Thank u for all u did and not making me feel beneath u. God Bless.

February 24, 2026
Unprompted review
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Reply from loanDepot

Thank you for your kind words! We strive to treat all our clients with respect and fairness, and we're glad to have met your expectations. Our goal is always to provide the best possible results for our clients. Thank you for choosing loanDepot!

Rated 1 out of 5 stars

Will not stop calling

Will not stop calling. Block one number and they call from 5 others. Harassing for days. Trying to sell me a Heloc when all I wanted was some information. Never give out my phone number again 🤦

February 23, 2026
Unprompted review
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Reply from loanDepot

Hi Ashley -- Thank you for reaching out to us about this concern. Please contact our customer care team at 888-337-6888 (x6789) or message customercare@loandepot.com, and we will place you on our Do Not Call list.

Rated 5 out of 5 stars

Edison Pham and Huy Nguyen really…

Edison Pham and Huy Nguyen really worked hard pulled thru getting us bill consoldations / a refi on our mortgage into one big loan.

February 5, 2026
Unprompted review
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Reply from loanDepot

Hi De'Anna - Thank you so much for taking the time to share your positive experience with us! We're thrilled to hear that Edison and Huy went above and beyond to help consolidate your bills and refinance your mortgage. It's our goal to make our customers' lives easier and we're glad we could do that for you.

Rated 5 out of 5 stars

The process was relatively easy

The process was relatively easy, the people were respectable and professional

February 12, 2026
Unprompted review
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Reply from loanDepot

Hi Kevin! Thank you for sharing the positive experience you had with loanDepot. Customer satisfaction is our priority and your feedback is greatly appreciated.

Rated 5 out of 5 stars

Everyone was super helpful and talked…

Everyone was super helpful and talked me through the whole process.

January 3, 2026
Unprompted review
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Reply from loanDepot

Hi Curtis! Thank you for taking the time to leave a review regarding your experience with our team. We look forward to being your lender of choice for any future lending needs.

Rated 5 out of 5 stars

Great employees

Great employees, positive experience, will recommend Mountain America Credit Union for all your banking needs
Thank you for all your company does!

February 23, 2026
Unprompted review
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Reply from loanDepot

Hi Jl! Thanks for sharing your story with us. We are so glad you had a great experience with loanDepot. Please keep us in mind for any of your future financial needs.

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