loanDepot Reviews 4,567

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 301 reviews, reviewers had a great experience with this company. Customers are really happy with the staff, consistently describing them as professional, knowledgeable, and helpful. The service provided is frequently highlighted as excellent, with many people appreciating the efficiency and ease of their overall experience. Reviewers are particularly impressed with the quick response times and the smooth user experience. However, some customers also noted issues with the process and the end result, mentioning that the appraisal was never performed or that the escrow for homeowners insurance became a nightmare. A few other people also felt that customer service was problematic, citing instances of being disconnected or receiving no response to inquiries.

What people talk about most

Staff

Customers had positive experiences with staff. Many reviewers highlighted the professionalism, knowledge, and... See more

Service

Users describe positive interactions with service, highlighting the ease and speed of the process. Many... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting staff who are focused on support,... See more

Response time

Consumers generally express satisfaction with response times. Many customers highlight that representatives... See more

User experience

Customers consistently note positive experiences with user experience. Many reviewers describe the process as... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Professional, personable, knowledgeable, helpful no matter what I needed questions I had they were answered efficiently. Everything goes smoothly. This is the second time I've gotten an equity loan th... See more

Company replied

Rated 5 out of 5 stars

From my first contact to the final signing and funding, this was a very easy, stress-free experience. This was my second time going through refinancing with loanDepot and it was even better than befor... See more

Rated 5 out of 5 stars

The service we received was far beyond our expectations.Miguel Wiggins, our customer contact was amazingly helpful in getting our application processed and was able to answer every question we had. Te... See more

Company replied

Rated 5 out of 5 stars

Jin Suk did an amazing job working with me taking the time to not only explain brake it down but also clarified to make sure I understood everything. Timing patience and always making sure I was comfo... See more

Company replied


Company details

  1. Money & Insurance

Information provided by various external sources

Now in its second decade, loanDepot is a mortgage industry leader dedicated to creating seamless borrower experiences through its proprietary mello™ technology and mello smartloan™, the industry’s first end-to-end digital mortgage. An innovator since its inception, loanDepot continues to disrupt the lending industry with its focus on technology to deliver personalized experiences to its customers. The Company has funded over $212 billion since its founding in 2010, and currently ranks as the second largest nonbank lender and one of the leading retail mortgage lenders in the U.S. NMLS #174457


Contact info

4.1

Great

TrustScore 4 out of 5

5K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 96% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

First time buying

As a first-time homebuyer using a VA loan, I couldn’t have asked for a better experience. Bryan Peck worked hard to secure the best rate possible and guided me through every step of the process with patience and expertise, he also gave me two options for the interest rate that will help me in a long run. He was always available—even after hours—to answer questions and make sure I felt confident throughout.
Deborah Lloyd-Miron was equally amazing, keeping me informed and promptly updating me whenever additional documents were needed. Their communication, dedication, and professionalism truly made the entire process smooth and stress-free. I highly recommend them!

January 3, 2026
Unprompted review
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Reply from loanDepot

Hi Jaemarc! We appreciate the positive feedback. Our team works hard to ensure every customer enjoys the best possible experience. Your review will be shared with the loanDepot team.

Rated 2 out of 5 stars

Lack of communication from the loan…

Lack of communication from the loan officer and lack of loan officer uploading and turning in documentation in a timely manner lack of transparency and pushy sales tactics above doing the right thing for customer service. Not listening to customers about situation and leading them to believe they would close your loan. I would not recommend them at all and be aware of up front fees that you don’t get back if your loan doesn’t close steer clear of this company at all costs!!

January 1, 2026
Unprompted review
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Reply from loanDepot

Hi Kati – We appreciate you for bringing this matter to our attention. Please contact our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com so that we can try to resolve your concern.

Rated 5 out of 5 stars

Loan Depot is very efficient and works…

Loan Depot is very efficient and works with you every step of the way , They stayed on top of things. And helped me when I needed it Thank you!!!

February 10, 2026
Unprompted review
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Reply from loanDepot

Hi Sue! We are happy to hear that you had a great experience with us. Thank you for sharing your story. We are here for you if you have any questions or future financial needs.

Rated 5 out of 5 stars

Staff was very knowledgeable

Staff was very knowledgeable, Professional, and did what I considered a promise.

February 2, 2026
Unprompted review
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Reply from loanDepot

Hi David! Thank you for taking the time to leave a review regarding your experience with our team. We look forward to being your lender of choice for any future lending needs.

Rated 5 out of 5 stars

Incredible Experience

Outstanding communication, detailed yet easy to understand instructions, and a personal touch to everything needed. Sheila was incredible! Her attention to detail and follow through were far better than expected and made the loan process less stressful and more timely. We had a great experience!

January 29, 2026
Unprompted review
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Reply from loanDepot

Thank you for your wonderful review Timothy! We are thrilled to hear that Sheila provided outstanding communication, detailed instructions, and a personal touch to your loan process. It is our goal to make the process as stress-free and timely as possible. We appreciate your business and hope to have the opportunity to work with you again in the future.

Rated 5 out of 5 stars

loanDepot will be my only refi Company…

loanDepot will be my only refi Company for my home. In 2024 I started reorganizing of finances after several needed home improvements.
Then I needed to complete new roof replacement for 20 year roof...so in 2026 once again loandepot came through. Mr. Diego 2024 & Mr. Morgenstein & Ms. Sally Costa are forever endeared in my life...since I am over 70 years they were very instructive to help navigate technology and other stressful areas. They made this process easier plus I learned something. Thank you so very much loanDepot for such a great professional team. Plus payment process set up is so easy with automatic payment. God Bless all.
Dee

February 7, 2026
Unprompted review
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Reply from loanDepot

Thank you so much for your amazing review! We are thrilled to hear that our team was able to provide you with exceptional service and assistance throughout your refinance process. We are committed to making the loan process easy and stress-free for our customers, and we're so happy to have exceeded your expectations. Thank you for trusting loanDepot with your financial needs and for your kind words. We look forward to continuing our partnership with you in the future.

Rated 1 out of 5 stars

Sorry

Sorry, but this went horribly awry. They really led me astray and did hard credit pulls well before they should have. They could have asked two basic questions and then could have stopped my application but they're so fixated on the sale, they mislead you. I wish FTC of some administration in the future would go after these guys. Horrible experience. Beware!

February 3, 2026
Unprompted review
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Reply from loanDepot

Hi Ryan -- Thank you for sharing your experience. We would appreciate hearing more. Please contact our Customer Care Team at 888-337-6888 (x6789) or customercare@loandepot.com so that we can discuss your situation further. Thank you!

Rated 5 out of 5 stars

Carolyn Bennet and her team made the…

Carolyn Bennet and her team made the impossible happen. We closed on the date we first selected, during a less than 4-week period AND during the Christmas holidays. Amazing team.

January 9, 2026
Unprompted review
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Reply from loanDepot

Hi Kim! Thank you for the kind words. We’re so happy to hear that you had a great experience with Carolyn and loanDepot. If you need anything in the future, please let us know. We appreciate your business!

Rated 5 out of 5 stars

Homeowner

Professional, personable, knowledgeable, helpful no matter what I needed questions I had they were answered efficiently. Everything goes smoothly. This is the second time I've gotten an equity loan through your company and Darvell Meyers is the bomb he goes above and beyond make sure I know what's going on explains to me things I don't understand. Make sure that I do understand them great company. Great employees would definitely refer anybody to y'all.

December 24, 2025
Unprompted review
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Reply from loanDepot

Hi Wendy O'Steen! We are thrilled that you had great experience with us and appreciate the time you took to share. Please keep loanDepot in mind for any future lending needs.

Rated 5 out of 5 stars

We had a great experience

We had a great experience; from the beginning everyone was very helpful and polite. Very professional and knowledgeable. They made the process painless and quick. We would definitely recommend to others.
The McMillan's

December 30, 2025
Unprompted review
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Reply from loanDepot

Thank you, McMillan family! We are thrilled to hear that you had a positive experience with our team. Our goal is to make the process easy and efficient for our customers. Thank you for recommending loanDepot, we truly appreciate your support!

Rated 5 out of 5 stars

Good communication from all the Loan…

Good communication from all the Loan Depot staff. We always knew what progress was being made toward closing and what we needed to do to close the loan.

January 16, 2026
Unprompted review
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Reply from loanDepot

Hi Kevin! Thank you for sharing the positive experience you had with loanDepot. Customer satisfaction is our priority and your feedback is greatly appreciated.

Rated 5 out of 5 stars

Professional Support That Kept Our Home Purchase Alive

Our experience with Travis stood out during what could have been a very difficult mortgage process. He became involved late, when our transaction was under time pressure, and immediately brought clarity, calm, and a realistic plan forward. His communication and follow-through helped stabilize the situation and ensured we still had viable options.

Even as circumstances evolved late in the process, Travis handled everything with transparency and professionalism. He remained available, supportive, and focused on helping us navigate a stressful situation, which spoke volumes about his integrity. His knowledge, responsiveness, and steady guidance made a meaningful difference, and we would confidently recommend him to anyone navigating a home loan.

January 20, 2026
Unprompted review
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Reply from loanDepot

Hi Debbie! We are happy to hear that you had a great experience with us. Thank you for sharing your story. We are here for you if you have any questions or future financial needs.

Rated 1 out of 5 stars

We had a horrible experience from…

We had a horrible experience from beginning to end. I originally reached out because my father had a seamless experience and couldn't say enough positive things. He wrapped up the entire situation in less than 4 weeks. It took us about 3.5 months. I would never recommend loan depot to family or friend.

January 1, 2026
Unprompted review
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Reply from loanDepot

Hi Emily – We apologize that your experience was not satisfactory and would like to learn more. Please call our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com.

Rated 4 out of 5 stars

Got more cash back than other Loaners

Got more cash back than other Loaners, but the checks and closing were late and not marked to go to which payee to pay off which lenders credit card bill.

January 15, 2026
Unprompted review
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Reply from loanDepot

Hi Lloyd! We value your feedback. Reach out to a member of Team loanDepot if we can assist you further.

Rated 5 out of 5 stars

Excellent Service

Mr. Freeman and Ms. Morgan were very professional, helpful, and knowledgeable when helping me with my loan. I give them a 10 and will refer them to my family and friends wishing to apply for a loan.

December 10, 2025
Unprompted review
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Reply from loanDepot

Hi Sarah! Thank you for the kind words. We’re so happy to hear that you had a great experience with Mr. Freeman and Ms. Morgan. If you need anything in the future, please let us know. We appreciate your business!

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