loanDepot Reviews 4,567

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 301 reviews, reviewers had a great experience with this company. Customers are really happy with the staff, consistently describing them as professional, knowledgeable, and helpful. The service provided is frequently highlighted as excellent, with many people appreciating the efficiency and ease of their overall experience. Reviewers are particularly impressed with the quick response times and the smooth user experience. However, some customers also noted issues with the process and the end result, mentioning that the appraisal was never performed or that the escrow for homeowners insurance became a nightmare. A few other people also felt that customer service was problematic, citing instances of being disconnected or receiving no response to inquiries.

What people talk about most

Staff

Customers had positive experiences with staff. Many reviewers highlighted the professionalism, knowledge, and... See more

Service

Users describe positive interactions with service, highlighting the ease and speed of the process. Many... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting staff who are focused on support,... See more

Response time

Consumers generally express satisfaction with response times. Many customers highlight that representatives... See more

User experience

Customers consistently note positive experiences with user experience. Many reviewers describe the process as... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Professional, personable, knowledgeable, helpful no matter what I needed questions I had they were answered efficiently. Everything goes smoothly. This is the second time I've gotten an equity loan th... See more

Company replied

Rated 5 out of 5 stars

From my first contact to the final signing and funding, this was a very easy, stress-free experience. This was my second time going through refinancing with loanDepot and it was even better than befor... See more

Rated 5 out of 5 stars

The service we received was far beyond our expectations.Miguel Wiggins, our customer contact was amazingly helpful in getting our application processed and was able to answer every question we had. Te... See more

Company replied

Rated 5 out of 5 stars

Jin Suk did an amazing job working with me taking the time to not only explain brake it down but also clarified to make sure I understood everything. Timing patience and always making sure I was comfo... See more

Company replied


Company details

  1. Money & Insurance

Information provided by various external sources

Now in its second decade, loanDepot is a mortgage industry leader dedicated to creating seamless borrower experiences through its proprietary mello™ technology and mello smartloan™, the industry’s first end-to-end digital mortgage. An innovator since its inception, loanDepot continues to disrupt the lending industry with its focus on technology to deliver personalized experiences to its customers. The Company has funded over $212 billion since its founding in 2010, and currently ranks as the second largest nonbank lender and one of the leading retail mortgage lenders in the U.S. NMLS #174457


Contact info

4.1

Great

TrustScore 4 out of 5

5K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 96% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Professionalism

The representatives I delt with this time and in the past refinancing of my VA loan were very helpful, knowledgeable and professional.They explained every procedure and limitation in terms that I understood,I received notification and reminders of the progressions and what ,if anything, I needed to contribute.

January 5, 2026
Unprompted review
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Reply from loanDepot

Hi William! Thank you for taking the time to leave a review regarding your experience with our team. We look forward to being your lender of choice for any future lending needs.

Rated 5 out of 5 stars

Brianna was very hands on.Made sure I…

Brianna was very hands on.Made sure I under everything.

December 29, 2025
Unprompted review
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Reply from loanDepot

Hi Linda! Thank you for sharing your great experience with us. We will share your kind words with Brianna. Please keep us in mind for any future lending needs.

Rated 5 out of 5 stars

We worked on our loan for over a year

We worked on our loan for over a year. But, we received a call one night from Awais. A loan officer there at loan Depot. He was the most professional and very knowledgeable about what he was doing. Then he turned us over to Sara Martin she was so helpful and as very professional. She took us through the loan.
Yes there was up and downs. But, she was always just a call away. We personally would like her to reconize. We would like to thank Awais. But, a special thanks to Sara Martin.

January 15, 2026
Unprompted review
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Reply from loanDepot

Hi Lynn! We are happy to hear that Team loanDepot was able to exceed your expectations. We take being your lender of choice very seriously and look forward to working with you again in the future.

Rated 5 out of 5 stars

Aaron and Erica Weisinger were very helpful

Aaron and Erica Weisinger were very helpful. They made it easy. They are very knowledgeable what they do. I would definitely recommend them to anybody who is looking to refinance or looking for a loan. It was a great experience.

January 14, 2026
Unprompted review
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Reply from loanDepot

Hi Peter! We appreciate the positive feedback. Our team works hard to ensure every customer enjoys the best possible experience. Your review will be shared with the loanDepot team.

Rated 5 out of 5 stars

Very easy to work with and kept me in…

Very easy to work with and kept me in the loop during every step of the transaction.

January 10, 2026
Unprompted review
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Reply from loanDepot

Hi Joseph! Thank you for sharing this positive experience. We are here for you if you have any questions or future financial needs.

Rated 5 out of 5 stars

MY EXPERIENCE WITH LOAN DEPOT RIGHT…

MY EXPERIENCE WITH LOAN DEPOT RIGHT FROM THE START WAS FANTASTIC.I WASN'T TOO HAPPY WITH THE UNDERWRITERS TAKING AS LONG AS THEY DID.THERE CONSTANT WANTING MORE INFORMATION ALL THE TIME DIDN'T MAKE ME HAPPY THEY SHOULD HAVE ASKED THE FIRST TIME FOR EVERYTHING THEY WANTED.WITH A CREDIT RECORD AS GOOD AS MINE I WASN'T HAPPY WITH THEM. THE REST OF THE PROCESS WAS FLAWLESS.

December 1, 2025
Unprompted review
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Reply from loanDepot

Hi Jim! We are happy to hear that Team loanDepot was able to exceed your expectations. We take being your lender of choice very seriously and look forward to working with you again in the future.

Rated 5 out of 5 stars

Pleasant to speak with

Pleasant to speak with, excellent rate and very fast processing.

December 5, 2025
Unprompted review
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Reply from loanDepot

Thank you for your feedback Steven! We appreciate your business.

Rated 5 out of 5 stars

Gary Moore and Joanne Rakes were…

Gary Moore and Joanne Rakes were excellent in assisting throughout the process. Excellent customer service

January 13, 2026
Unprompted review
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Reply from loanDepot

Hi Juliana! Thanks for sharing your story with us. We are so glad you had a great experience with loanDepot. Please keep us in mind for any of your future financial needs.

Rated 5 out of 5 stars

Jin Suk did an amazing job working with…

Jin Suk did an amazing job working with me taking the time to not only explain brake it down but also clarified to make sure I understood everything. Timing patience and always making sure I was comfortable. Big decisions lots of responsibilities, but I felt confident in following Jin's lead. Not very often a sales person is just as concerned for the customer as the sale. 5 Glod stars for Jin. I would recommend and do business again with Jin thank you all for helping me get some direction and peace of mind.

December 18, 2025
Unprompted review
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Reply from loanDepot

Hi Robert! Thank you for sharing your great experience with us. We will share your kind words with Jin. Please keep us in mind for any future lending needs.

Rated 5 out of 5 stars

5 star business with exceptional customer service

The service we received was far beyond our expectations.Miguel Wiggins, our customer contact was amazingly helpful in getting our application processed and was able to answer every question we had. Teri Moran was also an exceptional contact and guided us through the final stages until closing. They got us financed when others couldn't and we will be grateful forever. We would HIGHLY reccommend loanDepot to anyone looking for help getting financed. Thank you for everything you did!

January 8, 2026
Unprompted review
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Reply from loanDepot

Hi David! We are thrilled that you had great experience with us and appreciate the time you took to share. Please keep loanDepot in mind for any future lending needs.

Rated 2 out of 5 stars

Final success but lots of jumping through hoops required.

Late in the evening returned phone calls.
Requesting the same documents be sent after already having the documents in hand.
Asking my wife and I to sign documents that were false, then also requiring an affidavit stating everything we signed was true.
Multiple miss-directed closing appointments.
Ignoring our out of town schedules, told to LD well in advance.
Requesting financial documents unrelated to the loan, ignoring assets while counting liabilities.

December 30, 2025
Unprompted review
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Reply from loanDepot

Hi Mark -- Thank you for reaching out to us about your experience. We would like to have a member of our Customer Care team to discuss this further with you. Please call our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com.

Rated 3 out of 5 stars

A bitter sweet transaction

The people we talked to over the phone were very cordial as was the lawyer who came to our home. We did not like the fact that the 1st lawyer scheduled to come meet us on Jan. 23 never came nor called to cancel. We waited from 2 pm until 8 pm for a no call no show. This was a huge inconvenience.
Secondly, we were not told in advance we would need two people present to witness the signing. We had to call around until we were able to contact people who could come at the last minute.

January 29, 2026
Unprompted review
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Reply from loanDepot

Thank you for your feedback!

Rated 5 out of 5 stars

My loan rep was very professional and…

My loan rep was very professional and punctual in his communications

December 1, 2025
Unprompted review
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Reply from loanDepot

Hi Fran! We appreciate your business and look forward to servicing your future lending needs. Please feel free to reach out to our team if you ever need assistance.

Rated 4 out of 5 stars

rates went down during loan

rates went down during loan. wish they would lower rate and not have to restart the process.

January 29, 2026
Unprompted review
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Reply from loanDepot

Hi David! We appreciate the feedback and are glad to hear that you had a great experience and low rates with our team. If you need anything in the future, please let us know.

Rated 5 out of 5 stars

Danni McConnell is superb!

Danni McConnell is legendary when it comes to home loans. I am married to her for all of my lending needs!

December 16, 2025
Unprompted review
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Reply from loanDepot

Hi Laura! Thank you for taking the time to leave a review regarding your experience with Danni. We look forward to being your lender of choice for any future lending needs.

Rated 5 out of 5 stars

Top Notch Service

Everyone was very knowledgeable and professional. Are questions and concerns or answered in a timely manner.

December 26, 2025
Unprompted review
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Reply from loanDepot

Hi Dee! Customer satisfaction is our priority and your feedback is greatly appreciated. We are honored to be your lender of choice and look forward to working with you again.

Rated 2 out of 5 stars

The rep was helpfull(Brock)

The rep was helpfull(Brock), however the upper management had demands that were ridiculous. They deal with an appraisal company that low balled my property and stated that paint needed to be done on the outside. This was requested in December with temperature below 20 degrees. LoanDepot did not approve the refinance, unless the painting was finished. Will never use them and will tell everyone I know about their practices.

December 22, 2025
Unprompted review
loanDepot logo

Reply from loanDepot

Hi Frank -- Thank you for reaching out to us about your experience. We would like to have a member of our Customer Care team to discuss this further with you. Please call our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com.

Rated 1 out of 5 stars

This has been awful

This has been awful. 2 straight weeks of non-stop calls and texts as early as 630am. You have to tell each one of these banks one at a time that you are no longer interested even if you never actually talked to them before. One form on Loan Depot's website to get on their lists, 50 calls to get off.

January 26, 2026
Unprompted review
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Reply from loanDepot

Hello – Thank you for this review. Your experience is important to us and we take your concerns very seriously. Please reach out to our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com to be placed on our do not call list.

Rated 1 out of 5 stars

Although they called me

Although they called me, I didn't apply for a loan. Now I am getting an adverse Action Notification. They ran my credit without my permission. Very unprofessional and unethical!!!

January 25, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hi Jacqueline – We take your feedback very seriously and would like to investigate further. Please contact our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com at your earliest convenience.

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