Longbridge Financial, LLC (NMLS# 957935) Reviews 

1,320
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 173 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being professional, knowledgeable, and genuinely helpful throughout the process. Many highlight exceptional customer service, with employees often going above and beyond to educate and guide them. Reviewers consistently experienced quick response times and clear explanations, making the overall user experience smooth and easy. However, some customers also noted issues with communication, mentioning mixed messages or a lack of clarity regarding loan terms. A few other people also felt that employees did not always act in their best interest, leading to a negative overall experience due to concerns about the service provided.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism, knowledge,... See more

Service

People report positive experiences with service, often highlighting the smooth, professional, and stress-free... See more

Customer service

Customers had positive experiences with customer service, highlighting the helpfulness and professionalism of... See more

Response time

Consumers find response times to be positive, with many reviewers highlighting quick responses and answers to... See more

User experience

Reviewers mention positive feedback about user experience, frequently describing the entire process as... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Charlotte Johnson helped me with getting my first release of credit with my Reverse Mortgage. She was kind, cheerful and patient with me while solving my problem. I recommend anyone needing help at... See more

Company replied

Rated 5 out of 5 stars

It was a long, dragged out process of 7 months. Yet, I'm five starring because Longbridge and my loan officer ...Jerry Auippa...stuck with me through some illogical **** caused by the appraiser tha... See more

Company replied

Rated 5 out of 5 stars

I'm writing this review to express my 8 for the service provided by my reverse mortgage loan officers : MELISSA TOFIGHI AND MEGAN WATTS. They went above and beyond, both professionals, knowle... See more

Company replied

Rated 5 out of 5 stars

Jason Margelefsky was amazing! He answered my questions and thoroughly explained everything in simple terms. He was quick to respond. He helped me feel confident that reverse mortgage was right for us... See more

Company replied


Company details

  1. Mortgage Lender

Written by the company

At Longbridge, we love seniors and we’re passionate about helping them unlock the power of one of their greatest assets—their home equity. As a leading provider of home equity solutions for seniors, we’re committed to helping older homeowners make the most of what they’ve worked hard to build, so they can live the retirement they imagined. Our knowledgeable team is here to answer your questions, guide you through your options, and help you make an informed decision that supports your unique goals. To learn more, give us a call at 855-523-4326 or visit our website: longbridge-financial.com. NMLS# 957935. 61 South Paramus Road, Suite 500, Paramus, NJ, 07652. For licensing info, go to: www.nmlsconsumeraccess.org. For additional licensing/disclosures: longbridge-financial.com/licensing. For CA, NE, and TX consumers: For info about our privacy practices, please visit longbridge-financial.com/privacy. Company Licensing Information: AZ Mortgage Banker License #0930082; Licensed by the Dept of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Loans made or arranged pursuant to a CA Financing Law license; GA Mortgage Lender Licensee #44082; MA Mortgage Lender License # ML957935; Licensed by the NJ Dept of Banking & Insurance; Licensed Mortgage Banker-NYS Dept of Financial Services -in-state branch address 6161 South Park Avenue Room 2, Hamburg, NY 14075. Longbridge is a Licensed Mortgage Banker in the State of NY, but this site is not authorized by the NY State Department of Financial Services. No mortgage loan applications for properties located in the State of NY will be accepted through this site. RI Licensed Lender. Longbridge is an Equal Opportunity Lender. TX consumers: For state licensing info, please visit: https://longbridge-financial.com/licensing/texas-state-licensing-information/. This material has not been reviewed/approved by any gov agency. The company is not affiliated with/acting on behalf of any gov agency. For Reverse Mortgages: Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees, if applicable, may be assessed and will be added to the loan balance. As long as you comply with the terms of the loan, you retain title until you sell or transfer the property, and, therefore, you are responsible for paying property taxes, insurance and maintenance. Failing to pay these amounts may cause the loan to become immediately due and/or subject the property to a tax lien, other encumbrance or foreclosure. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan, or use other assets to repay the loan in order to retain the property.


Contact info

4.8

Excellent

TrustScore 5 out of 5

1K reviews

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4.8

All reviews

(1,320)

169 reviews in the last 12 months

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Rated 5 out of 5 stars

Excellent Client Service

Today a problem I’ve been having for a few weeks was resolved by Shella Sanders in minutes. I am so grateful and truly impressed by her client service skills. She was knowledgeable, professional and a delight to deal with. Thank you so much Miss Sanders!!

December 26, 2025
Unprompted review
Longbridge Financial, LLC (NMLS# 957935) logo

Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that the issue you experienced was resolved so quickly and efficiently. We appreciate your positive feedback and are delighted that you were pleased with the support you received.

Rated 5 out of 5 stars

Carol Miller was exceptionally helpful

Carol Miller was exceptionally helpful. All aspects and products were explained throughly and we were able to navigate the process through closing in an understandable efficient manner. We also had positive communication with Sarah Mirabile who helped with required documentation. We would highly recommend anyone in our area not to hesitate to call Carol if they are contemplating a reverse morgage.

December 22, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that the process was understandable and efficient and we appreciate your positive feedback regarding the helpfulness of our team members and their clear explanations. Thank you for recommending our services!

Rated 5 out of 5 stars

Shells Sanders was very helpful and…

Shells Sanders was very helpful and professional discussing our situation.

It was a relief to finally have the opportunity to speak with a real person instead of the automated call system

December 22, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that you found our team member helpful and professional. We appreciate you sharing your positive experience with us and are glad you connected with a real person.

Rated 5 out of 5 stars

Longbridge Financial is exceptional!

My experience with Longbridge Financial was exceptional! Lauren Domzalski was my reverse loan consultant. She is an absolute pleasure to work with and made the entire process from beginning to end a breeze. She is an experienced, knowledgeable and professional individual who is also very personable. She was with me every step of the way from loan origination through closing. I felt very comfortable and confident in the process thanks to Lauren. Alyssa D'Auria was my loan processor. She was very organized and professional. Thanks to her expertise we were able to process all the required documents quickly and close the loan. The entire Longbridge Financial team from start to finish is a well-run process.

December 20, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you for your wonderful feedback, Melinda! We’re thrilled to hear that Lauren and Alyssa provided you with such exceptional service. Our team is dedicated to making the process smooth and enjoyable, and we appreciate your recognition of their efforts.

Rated 5 out of 5 stars

Review for my reverse mortgage loan officers

I'm writing this review to express my 8 for the service provided by my reverse mortgage loan officers : MELISSA TOFIGHI AND MEGAN WATTS. They went above and beyond, both professionals, knowledgeable, experienced. They had my best interests at heart and were honest about pros and cons, always answered my calls and replied to emails. They are pleasure to work with. Highly recommend. Yvonne Skrzeczyna

November 1, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear about your positive experience with our loan officers. It's wonderful to know their expertise, honesty, and dedication to your best interests made the process smooth. We appreciate your recommendation!

Rated 5 out of 5 stars

One great loan officer makes all the difference.

I had researched the Reverse Mortgage industry for some time before deciding to proceed.. I found very high reviews of your company and went with my instincts.. I met with several obstacles in the beginning, not so much with your company, but with the broker I was using...

I ended up being placed in contact with one of your best loan professionals, Eric Hurtt... From that day forward he made me feel like my success in the endeavors I was undertaking was our challenge not just mine... And we went through some challenges... But the entire time, even when I was becoming discouraged he asked me to believe in him and it would all work... Which I did and it all worked out...

As for what I could see your company doing better would be to not have so many fingers involved... If you have one person who is qualified and can get the job done let that person see it through without a lot of unnecessary overshadowing... Make sure everything is done right of course but let them go ahead and get it across the finish line...

There were a couple of times things seemed to fall in a rabbit hole and it took precious time to get back on track.. In my situation I had a 90 day window to get this done and I did not get funded until day 89... If it would not have been for Eric I am confident it would have not been on time at all... Others in the food chain did not seem to see the same urgency... But it all worked out great and I am quite satisfied... If possible please give Eric a raise and a party in his honor... Thank you..

December 9, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We appreciate you sharing your experience. We're happy to hear that one of our loan professionals ensured your success, especially given the challenges and time constraints you faced. Your feedback regarding the process is valuable, and we will review it to improve efficiency and prevent delays. Thank you again for your feedback.

Rated 5 out of 5 stars

When my property tax was delinquent and…

When my property tax was delinquent and resulting in my property being foreclosed, Ms. Johnson contacted me and gave me the necessary details and advise on what preventive measures to take to prevent the foreclosure, which I did. In short, Ms. Johnson is an asset to Longbridge Financial company. Thanks.

December 8, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that our team provided you with the necessary guidance during a difficult time with your property taxes. We appreciate you recognizing their dedication and thank you for your positive feedback.

Rated 5 out of 5 stars

The fact that they had notary come to…

The fact that they had notary come to my daughter's house in Durham to sign papers.

December 3, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that our notary service met your daughter's needs by coming to her home. Thank you for sharing your positive experience.

Rated 5 out of 5 stars

Great Experience on the Reverse Mortgage Loan

This was a very efficient process. Sales and support staff provided excellent explanations about the process and were very courteous and friendly

October 27, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that you found the process efficient. It's great to know our team provided excellent explanations and courteous, friendly support!

Rated 5 out of 5 stars

I just completed the reverse mortgage…

I just completed the reverse mortgage process and it was amazing. My representative Dina was so helpful, professional and explained everything throughout the process. She made me feel very comfortable and was so kind. I would highly recommend Longbridge Financial.

November 21, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that you had such a positive reverse mortgage experience. We appreciate your kind words regarding the support and professionalism you received. Thank you for recommending us!

Rated 1 out of 5 stars

I have a serious concern for vulnerable…

I have a serious concern for vulnerable seniors, because reverse mortgages operate like mafia-style loan sharks. My mother was never informed of the terms — the originator of the mortgage did not explain anything to her the day before the closing. There was no counseling, no clarity, and no protection. They took a vulnerable woman with Alzheimer’s, baited her, and switched her into a financial trap she did not understand.

This is my real life experience as a family member on the other side of a giant financial institution. My family has been seriously impacted by the carelessness and negligence of whoever originated this loan. And now this company simply buys these loans and continues the cycle, without caring where the loan came from or whether the person understood what they were signing.

Families deserve transparency. Vulnerable seniors deserve protection. What happened to my mother should never happen to anyone.

December 5, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you for sharing your concerns about your mother’s experience. We’re truly sorry to hear that she felt uncertain about the loan terms near closing.

We do want to clarify that Longbridge Financial, did not originate this reverse mortgage—we acquired it after closing and currently serve as the loan’s servicer. At the time we purchased the loan, we confirmed that all state and federal disclosure requirements had been met, and records show that your mother completed the required independent reverse mortgage counseling. This counseling is an extra safeguard designed to ensure that borrowers fully understand the terms of their loans, and they have an additional opportunity to ask questions from an independent advisor.

Should you have any questions regarding the servicing of this loan, please contact Customer Care at (866) 654-0020.

Rated 5 out of 5 stars

Great Experience

I was very nervous about the reverse mortgage, but Melissa Tofighi and Megan Watts made the process effortless and pleasant. The service and professionalism was extraordinary. The whole process was easy and seamless.

November 18, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that the reverse mortgage process was effortless and pleasant for you. We appreciate you mentioning our extraordinary service and professionalism. Thank you!

Rated 5 out of 5 stars

Paloma is very knowledgeable and…

Paloma is very knowledgeable and contentious. She is prompt when responding to questions. Paloma went out of her way to make sure all of my questions or concerns were answered throughly. I would recommend her to anyone.

November 2, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that you found our team member knowledgeable and responsive. We appreciate you recommending our services and thank you for your positive feedback.

Rated 5 out of 5 stars

Outstanding Reverse Mortgage Guidance from Bill Donofrio

I had the pleasure of working with Bill Donofrio over the past year on a reverse mortgage for a home my brother lives in New York State. Going into this process, I was not at all familiar with reverse mortgages, but Bill took the time to explain everything clearly and patiently. He answered all of my questions thoroughly, and if he didn’t have an immediate answer, he always followed up promptly with the information I needed.

Bill’s responsiveness, professionalism, and genuine care made what could have been a complicated process feel manageable and straightforward. He was truly a pleasure to work with, and I would highly recommend him to anyone considering a reverse mortgage.

November 10, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that the reverse mortgage process felt manageable. It's great to know that clear explanations and prompt follow-ups were helpful. We appreciate your recommendation!

Rated 5 out of 5 stars

Everyone was so helpful and…

Everyone was so helpful and knowledgeable about what we were going through and what we needed. We thank everyone that was involved for their patients and Help.

November 10, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We appreciate your kind words! We are so glad to hear that our team was able to provide the knowledge, patience, and support you needed during your experience.

Rated 5 out of 5 stars

Lesley Citarella is a true asset to…

Lesley Citarella is a true asset to Longbridge Mortgage and was very informative, knowledgeable and communicative with me during the process.

December 1, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that you had such a positive experience. It's great to know that Lesley was so helpful, knowledgeable, and communicative during the process.

Rated 5 out of 5 stars

Michael was a true professional

Michael was a true professional

November 11, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We are happy to hear that you had such a positive experience with our team. Thank you for your feedback.

Rated 5 out of 5 stars

Very response team members

Very response team members. Clear instructions as to what information was needed. No harassment to engage with loan. Movement Mortgage advisor was constantly harassing me.

November 28, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We appreciate you sharing your feedback amd we're happy to hear that our team members were responsive and provided clear instructions. We regret the harassment you experienced elsewhere.

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