Charlotte Johnson helped me with getting my first release of credit with my Reverse Mortgage. She was kind, cheerful and patient with me while solving my problem. I recommend anyone needing help at... See more
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At Longbridge, we love seniors and we’re passionate about helping them unlock the power of one of their greatest assets—their home equity. As a leading provider of home equity solutions for seniors, we’re committed to helping older homeowners make the most of what they’ve worked hard to build, so they can live the retirement they imagined. Our knowledgeable team is here to answer your questions, guide you through your options, and help you make an informed decision that supports your unique goals. To learn more, give us a call at 855-523-4326 or visit our website: longbridge-financial.com. NMLS# 957935. 61 South Paramus Road, Suite 500, Paramus, NJ, 07652. For licensing info, go to: www.nmlsconsumeraccess.org. For additional licensing/disclosures: longbridge-financial.com/licensing. For CA, NE, and TX consumers: For info about our privacy practices, please visit longbridge-financial.com/privacy. Company Licensing Information: AZ Mortgage Banker License #0930082; Licensed by the Dept of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Loans made or arranged pursuant to a CA Financing Law license; GA Mortgage Lender Licensee #44082; MA Mortgage Lender License # ML957935; Licensed by the NJ Dept of Banking & Insurance; Licensed Mortgage Banker-NYS Dept of Financial Services -in-state branch address 6161 South Park Avenue Room 2, Hamburg, NY 14075. Longbridge is a Licensed Mortgage Banker in the State of NY, but this site is not authorized by the NY State Department of Financial Services. No mortgage loan applications for properties located in the State of NY will be accepted through this site. RI Licensed Lender. Longbridge is an Equal Opportunity Lender. TX consumers: For state licensing info, please visit: https://longbridge-financial.com/licensing/texas-state-licensing-information/. This material has not been reviewed/approved by any gov agency. The company is not affiliated with/acting on behalf of any gov agency. For Reverse Mortgages: Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees, if applicable, may be assessed and will be added to the loan balance. As long as you comply with the terms of the loan, you retain title until you sell or transfer the property, and, therefore, you are responsible for paying property taxes, insurance and maintenance. Failing to pay these amounts may cause the loan to become immediately due and/or subject the property to a tax lien, other encumbrance or foreclosure. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan, or use other assets to repay the loan in order to retain the property.
61 South Paramus Road, Suite 500, 07652, Paramus, United States
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I had a unique situation and Adam Nielson listened and determined he could try and work with my situation. And he never gave up and came up with solutions to make the loan happen. In addition, the assistance of Kei’Lani Lagafuaina became invaluable. A big thank you goes out to her as well.

Reply from Longbridge Financial, LLC (NMLS# 957935)
John Young was responsive and very knowledgeable. Because of the unusual circumstance of the HOA where I live contains both patio homes which are connected and single-family homes, there were a few more hoops to jump through, but John made it very easy. Would highly recommend.

Reply from Longbridge Financial, LLC (NMLS# 957935)
The reverse mortgage is perfect for my situation. Since I don't worry about leaving an asset to family members, I have enough money from the reverse mortgage to enjoy my "golden years"" with comfort and even some luxury. And the amount I can borrow keeps growing every year. I did quite a bit of comparison shopping and found Longbridge Financial the best company. John Young, my agent, went out of his way to help me with further analysis I requested that others would not do. I highly recommend them.

Reply from Longbridge Financial, LLC (NMLS# 957935)
Our experience with Longbridge Financial and our reverse mortgage was excellent and professional

Reply from Longbridge Financial, LLC (NMLS# 957935)
The whole process was quick and easy. There was a few question which came up, and a quick call got a answer .

Reply from Longbridge Financial, LLC (NMLS# 957935)
Right from the beginning Paloma Remington was ready to help. She explained the whole process to us and when I didn’t exactly understand something she explained it until I did understand everything!

Reply from Longbridge Financial, LLC (NMLS# 957935)
Working with Michael and Darien was a pleasure. Both were very patient, informative, and helped me through every obstacle. I appreciate all that they have done for me.

Reply from Longbridge Financial, LLC (NMLS# 957935)
Shella Sanders was very helpful and personable. I needed help in signing in and she was precise and let me ask questions. Shella was one of the best customer service reps I have ever talked to at any company. Plus it was nice to talk to a customer service rep who actually spoke proper English.

Reply from Longbridge Financial, LLC (NMLS# 957935)
As with all experiences it's the people that make a difference between what is Great or not.
From our 1st. conversation Trudi and I new we could Trust Carol Lynn. She was very clear and knowledgeable and best of all sincere and FRIENDLY, and to top it off she has a great sense of humor. Thank for all you did for us. we will think of you often and pray for you always. All our Love Tom & Trudi T&T

Reply from Longbridge Financial, LLC (NMLS# 957935)
So nice and made me feel valued and heard. Fabulous customer service skills.. 😀

Reply from Longbridge Financial, LLC (NMLS# 957935)
The people I dealt with at Long Financial were great and easy to work with. Lesley Citarella, my loan officer was very professional and made the experience easy and painless. Really appreciate how Longbridge Financial handled my account and how smoothly the transaction happened. Highly recommend Longbridge Financial for mortgage needs!

Reply from Longbridge Financial, LLC (NMLS# 957935)
Melissa Tofighi was a pleasure to work with on our reverse mortgage. Because of her help procuring a loan, we are able to better care for our Stepmom in home hospice. Melissa was kind, professional, and very proactive. We are very happy with Melissa’s service and with Longbridge in general. We will be recommending you to our friends and family. Thank you!

Reply from Longbridge Financial, LLC (NMLS# 957935)
Paloma Remington made the whole process as seamless as possible, explaining everything that had to be accomplished and answering every question I had along the way. Everything was done when and how she explained. No issues what-so-ever. The whole process could not have been smoother.

Reply from Longbridge Financial, LLC (NMLS# 957935)
I recommend Michael Osgood. He is a very nice guy.

Reply from Longbridge Financial, LLC (NMLS# 957935)
CHARLOTTE JOHNSON was diligent to help our family keep my elderly parents' house out of foreclosure. Despite our parents unwillingness to acknowledge their own dire situation, Charlotte walked us through the process of being a point of contact so we could insure our parents' property did not foreclose. It gave us the time we needed to sell the home and move our parents closer to their children. We are very grateful for her persistence and professionalism.

Reply from Longbridge Financial, LLC (NMLS# 957935)
Melissa Tofighi, along with Megan Watts, made the process of completing the reverse mortgage loan a success. The nice thing is that Melisa was very helpful and patient during the initial process, she provided answers to the questions that came up and guided me through the different parts that needed completing and helped walk me through to finish the loan application. Her co-worker Megan rounded out the work, verifying what was needed and I am happy to gotten my reverse mortgage with their help. Thank you, ladies!

Reply from Longbridge Financial, LLC (NMLS# 957935)
i give a 10 for the loan consultants that work on my reverse mortgage Jason Margelefsky & Kei’ Lani Lagafuaina they were very knowledgeable & helpful they made the mortgage process go nice and smooth anyone i know looking for a reverse mortgage i will refer them to Longbridge Financisl the best

Reply from Longbridge Financial, LLC (NMLS# 957935)
MELISSA TOFIGHI AND MEGAN WATTS went above and beyond in their support of our HECM needs. Melissa worked with us for 18 months prior to our family meeting the 62-year-old thresh hold. This positioned us to be well prepared as she continued to educate us as to all the variables involved. Of all the mortgage providers that we have worked with through the years, Melissa is the best!

Reply from Longbridge Financial, LLC (NMLS# 957935)
I had a wonderful experience with Longbridge Financial. Ali Tofighi was my loan officer and he was truly amazing. He is a senior loan officer at Longbridge Financial and is very knowledgeable about all aspects of reverse mortgages and the financial market. Plus, there was the added bonus that he is very friendly and we enjoyed talking on the phone. The appraiser was awesome and was local. Her estimate was very close to our original guess regarding the property value, which means she knew the market and the real value of my house. We did experience one paperwork hiccup that involved a misunderstanding by one of the Longbridge Financial underwriters. But given the complexity of a reverse mortgage and the involvement of the government, which is naturally intended to protect home owners, it is unrealistic to think you won't run into a few issues with paperwork, which might require a little more time to finalize your loan. Ali was great at facilitating this process and was instrumental in resolving the paperwork snag/misunderstanding we ran into. Overall, my experience was very positive. And I am extremely grateful for the reverse mortgage, which will enable the restoration of my historic home. Many thanks to Longbridge Financial and the expertise of Ali who was instrumental in making this loan happen in a relatively short period of time.

Reply from Longbridge Financial, LLC (NMLS# 957935)

Reply from Longbridge Financial, LLC (NMLS# 957935)
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