Lunar Denmark Reviews 

27,990
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 1,324 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and customer service for being helpful, professional, and polite, often going above and beyond. Many consumers appreciate the efficient and simplified processes, finding the overall user experience smooth and easy, from account setup to problem resolution. However, some people mentioned experiencing significant delays in response times, with long waiting lines for human agents, sometimes extending to several days or even weeks. A few others found AI agents unhelpful or reported account closures without clear explanations, indicating occasional issues with support effectiveness.

What people talk about most

Staff

Clients share positive opinions on staff, frequently praising their helpfulness, professionalism, and... See more

Service

Consumers find service to be positive, with many reviewers highlighting excellent and efficient service,... See more

Customer service

Users describe positive interactions with customer service, with many praising the helpfulness and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the ease of making an... See more

Response time

Reviewers highlight ambiguous aspects of response time, with many expressing frustration over prolonged... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Easy to make a account. And people there are very friendly and kind. Unfortunately I ran into some problems wich was not Lunar's fault, at all. But reopening my account took its time. Don't call on Fr... See more

Company replied

Rated 4 out of 5 stars

overall good experience in assisting with my sign-up process. the waiting line could be quite long but they will offer you to get called when it's your turn.

Company replied

Rated 5 out of 5 stars

I am 1000 percent pleased with the assistance received from Erika today!!! I have no idea how to manage my new App or the website. Erika went beyond the call of duty to provide the exact information I... See more

Company replied

Rated 5 out of 5 stars

I had an issue with a scam on a shopping website and contacted the support team. They responded quickly, handled my case professionally, and kept me updated throughout the process. Thanks to their hel... See more

Company replied


Company details

  1. Bank
  2. Financial Institution

About Lunar Denmark

Written by the company

Lunar is built to give more power to consumers and businesses to take care of everything money in one place.

Lunar provides you with a mobile bank, making it easy to manage and grow your money - whether it’s personal banking or business. More than 750.000 people are currently using Lunar to spend, save up, take a loan and invest.

Try Lunar for free. Download the app and experience how you can power your money.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

28K reviews

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4.5

All reviews

(27,990)

4,374 reviews in the last 12 months

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Rated 5 out of 5 stars

Everything was great and even-though I…

Everything was great and even-though I made some mistakes the support helped me to solve them :)

May 22, 2026
Lunar Denmark logo

Reply from Lunar Denmark

Hello Anastasia,

Thank you so much for the kind words!

It is lovely to hear if our support team helped you get things sorted, even when things did not go as planned at first. That is exactly what we are here for.

Have a great day.

Best regards,
Nynne

Rated 4 out of 5 stars

Long set up, but smooth and low-cost usage ever since

It took ages (about 3 weeks) to set up the account and no one could tell me how long it would take to receive access to my bank account, which was urgent and necessary due to needing a Danish IBAN for my job. I almost had to go for a traditional bank. Luckily it was set up just in time and now I am super happy. the AI bot is able to answer almost all questions and if not, the team responds quite fast (within 24 hours). One time someone tried to hack me while I was on holiday and Lunar automatically blocked my card, which was great. It went fast to receive a new card (a few minutes). The cost is low and Lunar teamed up with SAS to create the SAS credit card. Within a month, I have already collected 600 SAS Bonus points, so this really pays off. I cannot give 5 stars, since the set up took incredibly long. It said 10 days, but it took 3 weeks. But ever since it has run smoothly. I would recommend Lunar.

June 30, 2025
Lunar Denmark logo

Reply from Lunar Denmark

Hi!
Thank you so much for the thorough review and for recommending us!
We're really glad to hear that things have run smoothly since setup, and that the fast support, automatic card protection and the perks have all added up to a great experience.
At the same time, we completely understand the frustration of a setup that took far longer than the 10 days indicated, especially with a deadline hanging over it and little clarity on timing along the way.

That's exactly the kind of feedback we take to heart, and we'll keep working to make both the speed and the communication better.

Thanks for taking the time to share it!
Best regards, Pelle

Rated 5 out of 5 stars

Nice experience

Nice experience

May 22, 2026
Lunar Denmark logo

Reply from Lunar Denmark

Hi Alex,

Thank you for the kind words!

We are happy to hear if you had a nice experience with us. We look forward to having you with us.

Have a great day.

Best regards,
Nynne

Rated 5 out of 5 stars

Good response from the team

Naomi was excellent with my case, she really cared and did her best to solve my problem very quickly.

May 22, 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Paula,

Thank you so much for your kind review!

It's lovely to hear if Naomi took such good care of your case and helped you find a quick solution. We'll make sure to pass your kind words on to her. That genuine care is exactly what we aim for.

Have a great day.

Best regards,
Nynne

Rated 5 out of 5 stars

GOOD

it’s a so good

May 14, 2026
Lunar Denmark logo

Reply from Lunar Denmark

Hi Ivan,

Thank you so much for your kind review!

It's lovely to hear if you're enjoying Lunar.

Have a great day.

Best regards,
Nynne

Rated 5 out of 5 stars

I know absolutely nothing about how to…

I know absolutely nothing about how to operate a business account. Carl's expertise and especially his patience with me made me feel well taken care of and he answered all of my questions. Thank you, Carl!

May 21, 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Timothy,

Thank you so much for the kind words!

It is lovely to hear if Carl's expertise and patience made you feel well taken care of and helped you get all your questions answered.

We will make sure to pass your thanks along to him, he deserves to hear it.

Have a great day.

Best regards,
Nynne

Rated 5 out of 5 stars

I liked his way of speaking and he…

I liked his way of speaking and he explained things to me very well and solved my problem very easily. I am truly grateful to him.

Again thank you

May 21, 2026
Lunar Denmark logo

Reply from Lunar Denmark

Hi Sakil,

Thank you so much for sharing this!

It is lovely to hear if the way he communicated made a difference for you, and if your problem was solved smoothly. We will make sure to pass your kind words along.

Have a great day.

Best regards,
Nynne

Rated 5 out of 5 stars

Easy

Easy, fast and manageable.

May 11, 2026
Lunar Denmark logo

Reply from Lunar Denmark

Hi Seble,

Thank you for the kind words!

It is great to hear if you find Lunar easy, fast and manageable. That is exactly what we aim for.

Have a great day.

Best regards,
Nynne

Rated 1 out of 5 stars
Lunar Denmark logo

Reply from Lunar Denmark

Hi Alberts

We are sorry to hear about your experience and understand that it can feel both frustrating and concerning if access to an account is restricted unexpectedly.

At the same time, account restrictions are never applied without an underlying reason or assessment. As a regulated financial institution, we are required to follow security, compliance, and regulatory procedures, and in certain situations this can result in temporary limitations or reviews on an account.

For security and privacy reasons, we are unfortunately not able to discuss specific account details publicly here on Trustpilot.

We would very much like to look into the situation further for you, so please feel free to respond to our request for your contact information via Trustpilot.

Kind regards,
Yakup, Lunar

Rated 4 out of 5 stars

easy to follow

The service is easy to use and staff are helpful, only the process was a bit slow

May 20, 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Ali!
Thank you so much for the kind words!
It's great to hear you find Lunar easy to use and our staff helpful – and thanks for the honest note about the process feeling a bit slow.

We'll take that on board as we keep working to make things smoother.

Thanks for taking the time to share it!
Best regards, Pelle

Rated 1 out of 5 stars

Avoid Lunar for important transfers- Is just a nightmare!

I honestly regret trusting Lunar with an important transfer.

What I discovered too late is that Lunar apparently does not even handle large international transfers properly themselves and instead relies heavily on external correspondent banks like Citi. The result is that when something goes wrong, nobody seems to have real control or visibility over the payment anymore.

My SEPA transfer was first blocked internally by Lunar for review. After days of waiting, they claimed it had finally been released, only for the transfer to then disappear into a Citi compliance / OFAC review for weeks.

The receiving bank cannot locate the payment at all.

And the most shocking part is this: Lunar’s response is basically that once the money enters the correspondent banking chain, they themselves have very limited visibility and control.

So as a customer, you are left in a completely absurd situation:

your money is gone from your account,
the receiving bank cannot see it,
the intermediary bank does not speak to you directly,
and Lunar mostly sends polite disclaimers saying they are “following up”.

This does not feel like a serious modern bank infrastructure. It feels like a fintech pretending to be a bank while outsourcing critical payment operations to third parties they cannot properly control.

The support agents themselves have been polite, but the operational handling has been completely unacceptable. Customers should not spend weeks wondering where their money is while different institutions point fingers at each other.

Very disappointing and honestly stressful experience. Ah! and my money is gone for close to a month now without any explanation.

April 28, 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Gorka,

Thank you for taking the time to update and share your experience.

We fully understand how stressful and frustrating it can be when an international transfer takes significantly longer than expected, especially when the payment is important and time-sensitive.

At the same time, we would like to clarify that international transfers can involve multiple financial institutions as part of the banking infrastructure, including correspondent and intermediary banks. In certain situations, transactions may be temporarily held for operational, regulatory, sanctions-related, or compliance-related reviews outside the direct control of the sending bank. This is not unique to Lunar and is part of how international payment networks operate across the banking industry.

We also want to reassure both you and anyone reading this review that funds do not simply “disappear” during these processes. While visibility can at times be limited during ongoing reviews within the correspondent banking chain, transfers remain traceable and subject to established banking procedures between the institutions involved.

We completely understand that waiting without a final resolution is difficult, and we are sorry that the experience has left you feeling uncertain and unsupported. Throughout the process, we have continued to follow up through the relevant banking channels and provide the information available to us as soon as we receive updates ourselves.

We genuinely appreciate your patience and cooperation during what we recognise has been a very stressful situation.

Kind regards,
Yakup, Lunar

Rated 1 out of 5 stars

Problem to withdraw my own money.

The worst banking experience I’ve ever had. I faced serious issues withdrawing my own money. The bank claims the transfer was sent but cannot provide an MT103 or any official proof. I had to escalate the case to the authorities. Extremely disappointing.

May 19, 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hello Wokie,

I am sorry to hear if you have experienced dissatisfaction regarding the processing of your international transfer. We always strive to assist our customers as quickly and efficiently as possible, while ensuring that all necessary security and compliance procedures are followed correctly.

International transfers can, in some cases, be selected for additional compliance and security reviews.

These checks are system-based and carried out automatically according to regulatory requirements and internal banking procedures that we are obligated to follow. Because of this, we are unfortunately not always able to predict when a transfer may be temporarily held for review.

In certain situations, larger transfer amounts may have a higher likelihood of being selected for additional checks.

We fully understand that delays in international payments can be frustrating, and we want to assure you that we always do our best to complete the process as quickly as possible once a review has been initiated.

Regarding documentation for the transfer, we are able to provide this for outgoing international payments. Our International Payments team will assist with this, and we will make sure to follow up with you regarding the requested documentation.

In addition, we will be reaching out to you directly to better understand the communication and overall handling of the matter, as we want to ensure that we resolve this together with you in the best possible way.

Best regards,
Nynne

Rated 5 out of 5 stars

Made it possible for me to get my money…

Made it possible for me to get my money back from travellink

May 19, 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Richard!
Thank you so much for the kind words! We're glad to hear we could help you get your money back and bring the matter to a good close. Thanks for taking the time to share it!
Best regards, Pelle

Rated 1 out of 5 stars

Horrible customer service constantly with false promises….

Horrible customer service constantly giving false promises. Under Danish law they should open your account within 10 working days. I sent in the application and nothing happened. 0 contact. Had to call and they claimed I had to resubmit some needed information which I did.

After that, still nothing. Just left the application hanging even though I have my CPR number and gave all necessary information which they confirmed was enough via phone.

I’m about to miss my payment from my company because of this because I was counting with my account being opened in time. Extremely disappointed. They just keep saying “we will process it”

May 19, 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hello Aaron,

I am sorry to hear if you have experienced a longer waiting time regarding your bank account application.

This is not something we wish for to take long and our sign up team are working as fast and effective as possible, within the regulations they also have to follow in the application process.

If your application has been processing for more than 10 banking days, it is highly because of some information in the application that has needed to be corrected. In these cases we reach out to our customers through the app and sometimes on email to notify that we need some information corrected.

When this happens the application will automatically take longer to be handled. Furthermore if we ask for extra documents and elaborations on some questions, this also affects the extended process time.

How quickly the customer get back to us with what we have asked for and if it is the correctly documentation also has an impact of the time frame.

I have requested for your contact information in here, to be able to identify your application and makre sure to help you with having a closer look at it together and get this fixed as quickly as possible.

I look forward to be hearing from you.

Best regards,
Nynne

Rated 5 out of 5 stars

Fantastic customer service

Fantastic customer service! Thanks, Peter!

May 19, 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Claudius!
Thank you so much for the kind words!
It's wonderful to hear you got fantastic customer service – we'll be sure to pass your thanks along to Peter.

Thanks for taking the time to share it!
Best regards, Pelle

Rated 5 out of 5 stars

Fair prices and good customer service

Fair prices. Working customer service. What's not to like

May 19, 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Christian!
Thank you so much for the kind words!
We're happy to hear our fair pricing and customer service hit the mark for you.

Thanks for taking the time to share it!
Best regards, Pelle

Rated 5 out of 5 stars

The service i received from Carl was…

The service i received from Carl was excellent, relevant and friendly.

May 18, 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Helmer,

Thank you so much for your kind review!

It is great to hear if Carl was able to give you service that felt excellent, relevant and friendly. We will make sure to pass your kind words on to him, as we know it will mean a lot.

Wishing you a great day ahead.

Best regards,
Nynne

Rated 5 out of 5 stars

The service you offere is very good and…

The service you offere is very good and safe😊

May 17, 2026
Lunar Denmark logo

Reply from Lunar Denmark

Hi Peter,

Thank you so much for your feedback!

It is great to hear if you find our service both good and safe. That is exactly what we work for every day, and your words mean a lot to us.

Have a great day.

Best regards,
Nynne

Rated 5 out of 5 stars
Lunar Denmark logo

Reply from Lunar Denmark

Hi Kajus,

Thank you so much for your kind review!

It is great to hear if you are having a good experience with Lunar. That means a lot to us, and we look forward to having you on the journey with us.

Have a great day!

Best regards,
Nynne

Rated 5 out of 5 stars

Creating an account was a breeze

Lunar made the process of getting my bank account very easy. As a newcommer to Denmark I was worried about the bank application being complicated and long. I'm happy to be proven wrong as this was a breeze. I have previously applied to a different bank and after filling out countless forms I gave up and switched to Lunar and I wish I did this from the very beginning. Than you to the whole team!

May 15, 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hello Chris,

Thank you so much for your lovely review!

It is great to hear if the sign up process went smoothly for you, and if Lunar turned out to be an easier choice than expected.

We know that getting set up as a newcomer to Denmark can feel overwhelming, so it means a lot if we could make that part feel like a breeze. We will be sure to pass your kind words on to the team.

A warm welcome to Lunar, and we look forward to having you on the journey with us. Wishing you a great day ahead.

Best regards,
Nynne

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