We had a minor scare when they switched the bank account for deposits to one in London, but they quickly resolved the issue for Spanish investors, ensuring we don't incur any fees at our Spanish banks... See more
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Review summary
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What people talk about most
Reviews shaping this summary
I asked for help because I had made a mistake. The support team is very responsive, friendly, and available (Thank you, Thomas!). This is truly important, reassuring, and professional. The platform... See more
Company replied
Maclear's P2P platform has the advantage of being secure and clear about how it works. It is a platform based in Switzerland that is very active, constantly improving the services it offers. You can... See more
Company replied
This was one of my first crowdlending investing platform I play with. One year and a half later, I got back my investment amounts and interests with any problem. I contacted support three times by m... See more
Company replied
Company details
About Maclear AG
Written by the company
Maclear
Swiss-Regulated P2P Crowdlending Platform
About Maclear Platform
Maclear is a Swiss-regulated peer-to-peer crowdlending platform that allows investors to access diverse international opportunities with a low entry threshold of just €50.
Our crowdlending platform connects investors with creditworthy European businesses seeking additional financing. We prioritize investor protection, featuring a comprehensive provision fund and adhering to Swiss anti-money laundering and data protection regulations.
Investment Benefits
Investing with Maclear offers numerous benefits, including passive income generation and the potential for high annual returns of up to 16%. Our P2P lending platform focuses on real sector businesses with sustainable performance and reliable revenues, undergoing rigorous risk assessments and project scoring before being presented to investors.
All investments receive guaranteed monthly payouts, with your first interest payment arriving in just 30 days.
Key Statistics
|
€50 Minimum Investment |
16% Annual Returns |
|
0% Platform Fees |
30 Days to First Payment |
Zero-Fee Structure
What sets our crowdlending site apart is our zero-fee structure - we charge 0% on deposits, 0% on investments, and 0% on withdrawals. This transparent approach ensures that what you invest is exactly what works for you, with no hidden charges on your P2P investments.
Regulation and Security
Maclear's operations under Swiss jurisdiction and regulation by PolyReg Services GmbH SRO enhance investor confidence, demonstrating our commitment to compliance with legal and ethical standards.
Our peer-to-peer crowdlending opportunities undergo multi-stage due diligence by financial experts, ensuring only quality projects advance to our investing platform.
Quality and Reliability
Perfect Track Record
Since our launch in May 2023, we have maintained a perfect track record with zero reported defaults, thanks to our rigorous project selection process and comprehensive risk management.
Investment Security
Each investment is secured by equipment as collateral, providing an additional layer of security for your passive investments.
Additional Features
For experienced investors, we offer attractive loyalty bonus levels, with additional returns of up to 5% annually for larger investment portfolios. Our platform also features a secondary market where investors can access their funds quicker by selling their loans when needed.
Start Investing Today
Our mission is to create a multi-level service where investors can access transparent, trustworthy, and sophisticated site crowdlending opportunities.
Choose Maclear AG as your trusted P2P investing platform for secure, rewarding passive income from European businesses.
Start your investment journey today and join thousands of satisfied investors who have discovered the benefits of our regulated crowdlending platform.
Boost your passive income with the Maclear P2P platform today!
Written by the company
- ✔️ Collateral-backed loans by real sector businesses
- ✔️ Up to 16.5% returns
- ✔️ Fixed and scheduled monthly repayments
- ✔️ 0% deposit, withdrawal and investment fee
Contact info
Richtistrasse 7, 8304, Wallisellen, Switzerland
- info@maclear.ch
- maclear.ch
Special Invitation
4.6
Excellent
724 reviews
Replied to 100% of negative reviews
Typically replies within 24 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Reply from Maclear AG
Hi John! Thanks for the review.
It’s good to hear you’re finding the platform straightforward and that our team responds quickly.
If you have any questions:
👉 https://faq.maclear.ch/
You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You’re also welcome in our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors use it for real-time updates and questions.
Best regards,
John, Head of Customer Support
So far so good!
March 7, 2026
Reply from Maclear AG
Hi Loic! Thanks for being with us.
Good to hear that everything is going well so far. We are here to make sure it stays that way.
If you ever have questions:
👉 https://faq.maclear.ch/
You can reach us directly here:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there for real-time updates and discussions.
Best regards,
John, Head of Customer Support
I find this platform easy to navigate
I find this platform easy to navigate, the support team offers swift replies. So far so good.
February 17, 2026
Reply from Maclear AG
Hello Sasa! Thanks for sharing your feedback.
It’s good to hear that the platform is working well for you and that our support team was able to help quickly. We aim to keep things as straightforward as possible for our investors.
For any questions as you explore more projects:
👉 https://faq.maclear.ch/
You can reach us directly here:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You can also join our official Telegram community:
👉 https://t.me/maclear_ch
It’s an active space where many of our investors stay in touch for real-time updates and discussions.
Best regards,
John, Head of Customer Support
FIXED: Great 8 months ruined by 20+ days of silence on a missing withdrawal
**UPDATE:** Following this review, Maclear contacted me and resolved the issue; my funds have now been successfully recovered. I am increasing my rating to 3 stars as a result. While I appreciate the resolution, the 20-day silence and the lack of a platform option to delete old bank accounts made this much more difficult than it should have been. I am open to moving this to 4 stars in the future if service remains consistent and the UI is improved, but for now, the support process still has room to grow.
-----------------------------------------------------------
I have been an active investor with Maclear for the past 8 months and, until recently, my experience was entirely positive. However, a recent issue with a withdrawal has completely erased the trust I built with the platform.
Due to a bank migration, a withdrawal was sent to an inactive account. My bank confirmed the funds were not accepted and should have been returned to Maclear. I proactively communicated this to support on February 26th.
After an initial response from Thomas, I have been completely ghosted for the last 10 days. My follow-up on March 2nd has received zero response, and as of today, March 12th, my funds have neither been credited back to my Maclear account nor re-issued.
In the world of crowdlending, communication and liquidity are everything. To be ignored for nearly two weeks regarding a missing withdrawal is a massive red flag.
I am halting all future investments and will be advising others to do the same until this is resolved. I am still waiting for a clear timeline and a resolution. If Maclear wants to retain my trust (and my capital), they need to address this immediately.
March 12, 2026
Unprompted review
Reply from Maclear AG
Hello Gabriel,
I am sincerely sorry for the frustration and the silence you’ve experienced over the last two weeks. You are absolutely right—in this industry, communication and liquidity are the foundation of trust.
Thank you for being so proactive in reaching out to us. I want to inform you that our team has already initiated the process to withdrawal your funds.
The issue was indeed caused by technical glitches following our recent bank migration. While we are working hard to stabilize these new banking processes, it is no excuse for ghosting an active investor. I personally apologize for the lack of updates.
To ensure this is finalized immediately and to get a clear timeline, please contact me or Wenzel directly on Telegram. We will monitor your case until the funds are safely with you.
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
We truly value your 8 months of trust and are committed to resolving this right now.
Sincerely,
John, Head of Customer Support
Great platform
Great platform! All functions work as advertised and the staff are professionals. The communication is good and I'm always aware of opportunities.
Keep up the good work!
March 4, 2026
Reply from Maclear AG
Hi Les!
Thanks for being with us and for the encouraging feedback. It’s good to hear that everything is working smoothly for you and that you find our communication helpful for tracking new opportunities.
If you ever have any questions:
👉 https://faq.maclear.ch/
You can reach us directly here:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there for real-time questions and updates.
Best regards,
John, Head of Customer Support
They are always punctual
They are always punctual, have good profitability with diversified projects, and the website is easy to use.
March 11, 2026
Reply from Maclear AG
Hi! Thanks for being with us.
It is good to hear that our focus on punctuality and project variety is meeting your expectations.
If you ever have any questions:
👉 https://faq.maclear.ch/
You can reach us directly here:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there for real-time questions and updates.
Best regards,
John, Head of Customer Support
Most is fine
Easy to apply. Good interests.
Function 'Auto-Invest' to be improved.
No function to limit maximum seize of portfolio.
March 11, 2026
Reply from Maclear AG
Hi Jörg!
Thanks for the feedback.
Your suggestions for improving the Auto-Invest function, specifically adding a way to limit the maximum size of a portfolio, are very helpful. We value this kind of input from our users as it helps us decide which features to build next.
If you have any other ideas or questions:
👉 https://faq.maclear.ch/
You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there for real-time questions and to discuss potential new features.
Best regards,
John, Head of Customer Support
Reply from Maclear AG
Hi Paco!
Thanks for being with us. It's great to hear that our platform is helping you build a steady source of passive income.
If you ever have any questions as you continue:
👉 https://faq.maclear.ch/
You can reach us directly here:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You can also join our official Telegram community:
👉 https://t.me/maclear_ch
It is a great place where our investors stay connected and get updates in real-time.
Best regards,
John, Head of Customer Support
Good morning everyone!
Good morning everyone!
This investment journey with Maclear has been truly rewarding.
The transparency, honesty, and great management skills demonstrated by Maclear not only leave me extremely satisfied but also allow me to remain allied with this investment partner in the long term!
Thank you all!
March 10, 2026
Reply from Maclear AG
Good morning, Paulo!
Thanks for being with us. It is rewarding to know that our management and transparency meet your expectations for a long-term partnership. We value investors who choose to grow with us over time.
If you ever have any questions as you continue your journey:
👉 https://faq.maclear.ch/
You can reach us directly here:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there, and it’s a great space for real-time questions and updates.
Best regards,
John, Head of Customer Support
Reply from Maclear AG
Hi Filipe!
Thanks for being with us since the beginning. It's great to hear that your experience has been consistently positive.
If you ever have any questions:
👉 https://faq.maclear.ch/
You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You can also join our official Telegram community:
👉 https://t.me/maclear_ch
It's a great space where investors stay connected and get updates in real-time.
Best regards,
John, Head of Customer Support
High and punctual interest rates
High and punctual interest rates, paid monthly, interesting progress, often related to technology or crops...
There's a wide range of options for repaid investments in cryptocurrencies, which offer even higher interest rates, but I haven't tried it yet because you have to open another account on their subsidiary website.
I'm sorry there's not much progress at the same time, but I think it's also a sign of reliability, since they have to meet certain standards.
March 2, 2026
Reply from Maclear AG
Hi Vincenzo!
Thank you for staying with us. It’s great to hear you appreciate the monthly interest payments.
Regarding 8lends, you're right that it's a separate environment designed for USDC investments. If you ever decide to explore it, our team there can help you with the setup to make it as smooth as possible.
If you ever have any questions as you continue:
👉 https://faq.maclear.ch/
You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You can also join our official Telegram community:
👉 https://t.me/maclear_ch
It is a great space for real-time updates and discussions with our team and other investors.
Best regards,
John, Head of Customer Support
Reply from Maclear AG
Hi Sergio!
Thanks for being with us. It is great to hear that you see our platform as one of the best options in the European market.
If you ever have any questions:
👉 https://faq.maclear.ch/
You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there for real-time questions and updates.
Best regards,
John, Head of Customer Support
Great experience with Maclear
Great experience with Maclear! The platform is simple to navigate, verification was completed quickly, and the customer support team was very responsive. I feel confident using the service and look forward to exploring more investment opportunities.
March 5, 2026
Reply from Maclear AG
Hi Dimitris!
Thanks for joining us. It’s rewarding to hear that your setup was smooth and that you feel confident using the platform.
If you have any questions along the way:
👉 https://faq.maclear.ch/
You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You are also welcome to join our official Telegram community:
👉 https://t.me/maclear_ch
It’s a great space for real-time updates and discussions with other investors.
Best regards,
John, Head of Customer Support
Amazing Platform Really Happy.
I've been invested in Maclear AG since June 2025 and I have nothing but good... no skip that... "AMAZING" experience with Maclear since I've found them in May 2025 and since then I've invested a good amount of my funds with them. Recently had some loans reaching the end of the contract and the capital was returned as expected, brilliant...and because of such an amazing experience I've invested the funds on the same day I've received them from Maclear. I get a buzz from this platform like I cannot get from the stock market as I know the predictability of my returns. Definitely recommended.
Thank you again Maclear you've made my day, 5 red stars to you.
March 4, 2026
Reply from Maclear AG
Joao, thank you,
thank you,
thank you! 🙏
Reply from Maclear AG
Hi!
Thanks for your continued support. It is rewarding to know that our project diversity is helping you build a solid portfolio.
If you ever have questions:
👉 https://faq.maclear.ch/
You can reach us directly here:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there, and it’s a great space for real-time questions and updates.
Best regards,
John, Head of Customer Support
2 projects fully repaid so far
I've been investing with Maclear AG for 14 months now. So far, two projects fully repaid as stated. Good experience, will keep on working with them.
March 2, 2026
Reply from Maclear AG
Hi Enrique!
We very much value investors who remain with us for a long time.
If you have any questions:
👉 https://faq.maclear.ch/
You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there for real-time updates and discussions.
Best regards,
John, Head of Customer Support
Fast and accurate support when needed!!
February 27, 2026
Reply from Maclear AG
Hi Pablo!
Thanks for being with us. It’s good to hear that our support team was able to provide quick and precise assistance when you needed it.
If you have any more questions as you continue:
👉 https://faq.maclear.ch/
You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there, and it’s a great space for real-time questions and updates.
Best regards,
John, Head of Customer Support
A great opportunity
I asked for help because I had made a mistake. The support team is very responsive, friendly, and available (Thank you, Thomas!). This is truly important, reassuring, and professional. The platform is very easy to use. Projects start quickly, so money isn't tied up, and there's no loss of profitability. I thank everyone who runs the platform.
February 16, 2026
Reply from Maclear AG
Hi Nelly!
Thanks for being with us. I'll definitely pass your feedback to Thomas—he’ll be glad to hear his help made a difference when you needed it.
It's also great that you've noticed the funding speed; we work hard to make sure projects start as soon as possible so your capital is always working for you.
Since you're enjoying the platform, feel free to invite your friends. They’ll get a bonus on all their investments during their first 90 days:
👉 https://www.maclear.ch/invite-friends
If you have any more questions:
👉 https://faq.maclear.ch/
You can reach us directly here:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You’re also welcome to join our Telegram community for real-time updates:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there to share insights and get support.
Best regards,
John, Head of Customer Support
Simple to use. Great returns
Simple to use. Great returns. Never had any problem.
Great loalty program with nice bonuses.
Easy to deposit/withdraw money.
Nice variety of companies to invest.
Overall a really nice way to invest your money.
February 25, 2026
Unprompted review
Reply from Maclear AG
Hi José!
Thanks for being with us. It’s good to hear that everything from the loyalty program to the funding process is meeting your expectations. Our team works hard to maintain a wide variety of projects so that you can always find new options for your portfolio.
If you have any questions as you continue:
👉 https://faq.maclear.ch/
You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You can also join our official Telegram community:
👉 https://t.me/maclear_ch
It’s a great space for real-time updates and discussions with our team and other investors.
Best regards,
John, Head of Customer Support
Easy to use and good organised platform…
Easy to use and good organised platform . Many interesting projects to invest 👍Thanks
February 17, 2026
Reply from Maclear AG
Hi Attila! 🙏
Thanks for the feedback. It’s great to hear that you find the platform easy to use and well-organized. We’re glad you’re finding plenty of interesting projects to invest in.
If you ever have any questions as you continue:
👉 https://faq.maclear.ch/
You can always reach us directly:
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
You can also join our official Telegram community:
👉 https://t.me/maclear_ch
Many of our investors stay in touch there for real-time questions and updates.
Best regards,
John, Head of Customer Support
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