We had a minor scare when they switched the bank account for deposits to one in London, but they quickly resolved the issue for Spanish investors, ensuring we don't incur any fees at our Spanish banks... See more
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Swiss-Regulated P2P Crowdlending Platform
Maclear is a Swiss-regulated peer-to-peer crowdlending platform that allows investors to access diverse international opportunities with a low entry threshold of just €50.
Our crowdlending platform connects investors with creditworthy European businesses seeking additional financing. We prioritize investor protection, featuring a comprehensive provision fund and adhering to Swiss anti-money laundering and data protection regulations.
Investing with Maclear offers numerous benefits, including passive income generation and the potential for high annual returns of up to 16%. Our P2P lending platform focuses on real sector businesses with sustainable performance and reliable revenues, undergoing rigorous risk assessments and project scoring before being presented to investors.
All investments receive guaranteed monthly payouts, with your first interest payment arriving in just 30 days.
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€50 Minimum Investment |
16% Annual Returns |
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0% Platform Fees |
30 Days to First Payment |
What sets our crowdlending site apart is our zero-fee structure - we charge 0% on deposits, 0% on investments, and 0% on withdrawals. This transparent approach ensures that what you invest is exactly what works for you, with no hidden charges on your P2P investments.
Maclear's operations under Swiss jurisdiction and regulation by PolyReg Services GmbH SRO enhance investor confidence, demonstrating our commitment to compliance with legal and ethical standards.
Our peer-to-peer crowdlending opportunities undergo multi-stage due diligence by financial experts, ensuring only quality projects advance to our investing platform.
Since our launch in May 2023, we have maintained a perfect track record with zero reported defaults, thanks to our rigorous project selection process and comprehensive risk management.
Each investment is secured by equipment as collateral, providing an additional layer of security for your passive investments.
For experienced investors, we offer attractive loyalty bonus levels, with additional returns of up to 5% annually for larger investment portfolios. Our platform also features a secondary market where investors can access their funds quicker by selling their loans when needed.
Our mission is to create a multi-level service where investors can access transparent, trustworthy, and sophisticated site crowdlending opportunities.
Choose Maclear AG as your trusted P2P investing platform for secure, rewarding passive income from European businesses.
Start your investment journey today and join thousands of satisfied investors who have discovered the benefits of our regulated crowdlending platform.
Written by the company
Richtistrasse 7, 8304, Wallisellen, Switzerland
Replied to 100% of negative reviews
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I was with my money doing nothing in the bank for many years. I was looking for other options to generate some income from my money. Of all the platforms I was looking Maclear was the best reviewed and the one I liked the more. And at the end, one year and 4 days ago, I took the step and invested some money with them. At first I was not very sure, but with the pass of the months, the perfect regularity of the interests payment, made me put a little more and more money with them. And I don't have anything except good words for them. You can trust them for how they fulfill everything they say (I didn't have to get in touch with them not a single time), and I also like the way they communicate, with clear, and transparent messages and human communications, unlike banks and other public services

Reply from Maclear AG
The support team was very friendly, reactive and answered my questions via email in less than 24 hours. I had a problem with my KYC when I wanted to invest in 8lends. I 1st contacted the maclear support team, they then gave me the email for the 8lends support team since I couldn’t find the email adress on the webpage.
In the end they managed to set everything right and I could start my investments.

Reply from Maclear AG
Excellent interest rates payed on time ! Very attractive bonuses . Hope it is not too good to be true...

Reply from Maclear AG
We had a minor scare when they switched the bank account for deposits to one in London, but they quickly resolved the issue for Spanish investors, ensuring we don't incur any fees at our Spanish banks. Well done, Maclear! For now, all investments are being paid out with Swiss reliability, and I'm happy with my current trading.

Reply from Maclear AG

Reply from Maclear AG
I am very satisfied with Maclear. The platform is easy to use, transparent, and the returns have been consistent so far. Everything works smoothly and communication is clear. Highly recommended.

Reply from Maclear AG
The registration process was quick and efficient, and the platform is very user-friendly. Since I invested (August 2025), there have been no payment delays. The projects are interesting and well-selected. I highly recommend it.

Reply from Maclear AG
I have been using Maclear AG in the last 5 months.
The overall experience is very good , never had any issue or bad experience. The customer support through email works really good.
I feel secure investing my money and diversifying my portfolio in this platform.

Reply from Maclear AG
I have been an investor for a few months now, I guess, and I feel great. They offer wonderful investment opportunities. I plan to lend my money on their crowd lending platform too. The communication is very good. They always help at all times. They give a lot of bonuses. And above all I think they are trustworthy.

Reply from Maclear AG
I have been investing in Maclear for one year now, and so far I really like the platform. I find it intuitive, interest payments are made as predicted, and loans have been repaid punctually. Investing carries risks, but I will continue to trust Maclear because I appreciate its principles.

Reply from Maclear AG
I have been investing in the Maclear AG platform since the middle of last year and I only have good things to say about it.
Good return rates, reliable platform, good support team, weekly news and notifications and great rewards.
I highly recommend this excellent Swiss company.

Reply from Maclear AG
So far so good, I'm waiting for the first loans in my wallet to be repaid but all interest have been paid on time

Reply from Maclear AG
I'm investing on Maclear since November 24. So far the most reliable platform with swiss precision. I like the high quality and diversity of the projects. Will invest more in the future.

Reply from Maclear AG
After around a year of use, I can safely say that the website execution is flawless. Never had a problem to deposit, invest or withdraw. This should be a common standard in the lending space

Reply from Maclear AG
It nearly impossible to enter the site when using a mobile phone.
This forces me to use the computer instead.
Using mobile phone, once I enter the email and the password the web system stays processing forever.
Sometimes It allows me to the next level and ask me for the pin code sent to my email. While getting the code, I change for a second window and once I'm back, your web doesn't let me to enter the code (because I was 15s out of this window).
Once on your website, everything is ok.

Reply from Maclear AG
My experience with Maclear has been very positive. The service has always been reliable, professional, and easy to use. Whenever I needed support, the team was helpful and responsive. Everything has worked smoothly, which gives me confidence and peace of mind. I’m very satisfied and would definitely recommend Maclear to others.

Reply from Maclear AG
Very professional overall, though a few things could have been clearer to make it fully complete

Reply from Maclear AG
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