I’ve been using Ava now for a few months and my credit score has went up by 79 points. I’m honestly amazed by my results. I really love how user friendly the app is. The alerts and insights keep me on... See more
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Company details
- Non-Bank Financial Service
- Alternative Financial Service
- Credit Counseling Service
- Financial Institution
- Financial Planner
About Ava Finance
Written by the company
Ava is a fintech startup, founded by seasoned experts of the credit industry with the goal of helping people pay the lowest cost on their debt by building their credit easily with an automated credit building app.
We offer a host of credit-building products and debt management tools for as low as $6 a month.
We make a commitment in making our products accessible and affordable to our customers, along with providing all of our services with no interest, no hidden fees, and no hard credit checks.
Contact info
30211 Avenida de las Banderas #220, 92688, Rancho Santa Margarita, United States
- support@meetava.com
- meetava.com
Replied to 81% of negative reviews
Typically replies within 48 hours
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Since using Ava my credit score has…
Since using Ava my credit score has gone up over 80 points in 3 months! It’s the simplest way to build credit and I do not have to think about it. I love it and will continue to use this app!
I love Ava finance they helped me with…
I love Ava finance they helped me with my credit and honestly here my life back on track. I can finally rent an apartment.
Has absolutely been a game changer
Has absolutely been a game changer, I’ve increased my credit score alot while saving money plus moving all my subscriptions into one charge which is great, I very much recommend Ava
They have already start working on my…
They have already start working on my credit and boosted my credit! I thought the numbers were inaccurate until I checked them on other sites!!!! I’m sooo happy and ready to see more progress .
If you’re serious about elevating your financial profile, AVA is worth it.
I started using AVA to improve my credit, and the results have been incredible. My score jumped significantly, and I can confidently say it’s money well spent. If you’re serious about elevating your financial profile, AVA is worth it.
Excellent experience my credit has went…
Excellent experience my credit has went up 70 points since starting I highly recommend
My credit score went up 112 points
My credit score went up 112 points, in one year. All I use my Ava card for is Netflix. I can’t believe paying Netflix on time each month, has given me such a raise in my credit score. Highly recommend Ava Finance.
Wow!
I am amazed so far. Score up 71 points in 2 months from making on time payments and all of my payments aren’t even being registered. I do Wish they would support more card and rent places however, this is still amazing
DO NOT SIGN UP
Yes, my credit has increased too 700+, however, I can’t say it’s specifically due to Ava as I started to use multiple credit building platforms around the same time. My issue is that in the nearly 2 years that I’ve had the account I missed one payment February 2025, and they refused to work with me and adjust it based off of good faith and the perfect payment history outside of this one payment. Their reasoning is they want to uphold their “integrity”?? As you can imagine if there was a bank issue, weren’t the only creditor that was impacted, yet everyone else was willing to work with me due to my payment history, including fortune 500 companies. So does that mean, they lack integrity? It was a simple mistake, and after multiple emails, and months of trying, they still will not work with me. I would say to take your money to a different company that is willing to work with their customers such as Kovo and Kikoff.
Also, Ava advertises that you can use this credit card for certain subscriptions, but it’s a max of $30 per month and it NEVER increases.
At this point if they do not update the late day that I will be closing my account. There’s no point in too many other companies to use that will work with you if need be.
I love Ava they have my credit looking…
I love Ava they have my credit looking very good I very highly recommend you guys sign up with Ava
10/10 credit builder
It has helped my credit a lot and it’s very trustworthy the app is easy to access as well
Ava has helped me a lot with rebuilding…
Ava has helped me a lot with rebuilding my credit. But if somehow you are late on a repayment it’s very difficult to fix that. They want you to pay a fee for doing it with a debit card. And sometimes they want 2 payments. So just be cautious and on top of getting your payments in on time.
I used the serive and my credit score…
I used the serive and my credit score wet up but after a year i decided to pivot from Ava. They charged me the 1 year renewal and i immediately canceled and requested a refund. They responded asking for appropriate information and once provided they never got back to me. I went back and sent several email following and they said they would get to it. Its been a few weeks and several phone calls leading directly to voice mail and they have ghosted me. I spoke to Aaron and Lorey and they were not good at resolving this. Beware anyone , not good customer service

Reply from Ava Finance
Has helped my credit
Has helped my credit. The points I got from Ava were interest and payment changing points.
It’s been a pleasure to work with Ava…
It’s been a pleasure to work with Ava in this journey to get my credit score back up to where it should be.
I have seen what it can do for me !
I have seen what it can do for me !! 10/10
I saw an ad for Ava Finance on YouTube…
I saw an ad for Ava Finance on YouTube so I tried it out. Within the first week of using Ava my credit score went up 49 points! I was excited that it worked so fast I would recommend Ava to anyone trying to improve their credit score!
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