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Ava Finance Reviews 2,591

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TrustScore 4.5 out of 5

4.7

Non-Bank Financial Service
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Review summary

Created with AI, based on recent reviews

Looking at 670 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the app's user-friendliness and its effectiveness in helping them improve their credit scores, with many reporting significant increases. People appreciate the clear guidance, easy-to-understand interface, and the ability to track progress and receive helpful insights. However, some customers experienced issues with payments and subscriptions, including difficulties changing payment accounts and unexpected card number changes. A few also expressed dissatisfaction with the limitations on credit access despite being given a credit limit.

What people talk about most

User experience

Customers had positive experiences with user experience. Many reviewers praise the app's user-friendly... See more

Application

People report positive experiences with the app. Many customers praise its user-friendliness and ease of use,... See more

Payment

Reviewers mention ambiguous feedback about payment. While some customers praise the service for helping to... See more

Subscription

Reviewers highlight ambiguous aspects of subscription. While some customers appreciate the ability to put all... See more

Product

Consumers find the product to be positive, particularly praising its effectiveness in credit building. Many... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I’ve been using Ava now for a few months and my credit score has went up by 79 points. I’m honestly amazed by my results. I really love how user friendly the app is. The alerts and insights keep me on... See more

Rated 5 out of 5 stars

Since joining the Ava app, my credit score has increased by 147 points, and I honestly couldn’t be happier. Ava made it easy to understand what was hurting my credit and showed me clear, realistic s... See more

Rated 5 out of 5 stars

Ava Finance has been extremely helpful for rebuilding my credit. Since I started using the app, my score has increased by over 100 points. The guidance is clear, the interface is easy to understand,... See more

Rated 5 out of 5 stars

⭐️⭐️⭐️⭐️ Amazing Experience with Ava Finance! I can’t say enough about how incredible my experience has been with Ava Finance. In just one week, my credit score jumped 137 points — something I n... See more

Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Credit Counseling Service
  4. Financial Institution
  5. Financial Planner

About Ava Finance

Written by the company

Ava is a fintech startup, founded by seasoned experts of the credit industry with the goal of helping people pay the lowest cost on their debt by building their credit easily with an automated credit building app.

We offer a host of credit-building products and debt management tools for as low as $6 a month.

We make a commitment in making our products accessible and affordable to our customers, along with providing all of our services with no interest, no hidden fees, and no hard credit checks.

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

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Replied to 81% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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Rated 5 out of 5 stars

One of the BEST credit builder apps available!

I tested this App out in order to feel confident with referring my clients looking to rebuild and re establish their credit. This is very simple to understand and also provides a lot of value. It reports on time and has a really good impact on the entire credit profile.

March 1, 2026
Unprompted review
Rated 5 out of 5 stars

I just wanted to take a moment to share…

I just wanted to take a moment to share my experience with AVA Credit because it has truly made a difference for me. Since using their services, my credit score has gone up by 98 points, and I couldn’t be more grateful.

The process has been smooth, straightforward, and easy to stay consistent with. What I appreciate most is how it helped me build better financial habits while actually seeing real results. Watching my score improve gave me a sense of progress and motivation to keep going.

If you’re looking for something to help you rebuild or strengthen your credit, AVA Credit is definitely worth considering. I’m really happy with my results so far and excited to keep improving!

March 26, 2026
Unprompted review
Rated 5 out of 5 stars

I’ve been a member maybe a little over…

I’ve been a member maybe a little over a year. Forgot about it at times and had to rejoin. But my score has successfully increased over 150 points. Join them they definitely help get the job done!

March 26, 2026
Unprompted review
Rated 5 out of 5 stars

Ava is the best 🥹

This app has honestly been a game changer for me. Not only have I seen my credit score go up, but I love how I can put all my subscriptions in one place and pay everything at once—it makes staying on top of my finances so much easier. Definitely worth it!

March 23, 2026
Unprompted review
Rated 5 out of 5 stars

I normally never leave reviews

I normally never leave reviews, but Ava has actually been super great. It’s made a crazy impact on my score in the last 2 years. I don’t plan to stop using it anytime soon!

March 20, 2026
Unprompted review
Rated 5 out of 5 stars

This experience was great because of…

This experience was great because of the credit Ava approved me for. The app is extremely easy to use. Customer service tips are easy to find. They have a wide range of partners where you can use the credit they approved you for. They also help build your credit.

March 16, 2026
Unprompted review

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