Cleo logo
Visit website

Cleo Reviews 3,694

•
TrustScore 4 out of 5

4.1

Alternative Financial Service
Write a reviewVisit website
Write a review

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Reviewers had a great experience with this company. Customers consistently praise the application for its user-friendly interface and helpful features, particularly its ability to provide cash advances and assist with financial management. Many people appreciate how the app helps them track spending, budget effectively, and even build credit. The ease of obtaining cash advances and the quick processing times are frequently highlighted as significant benefits. However, some customers expressed dissatisfaction with the payment process and customer service. There were mentions of issues with early debits, unexpected subscription charges, and difficulties in receiving refunds. Additionally, a few people found the pricing structure to be expensive, citing various fees and subscriptions that made the service less appealing.

What people talk about most

Application

Reviewers mention positive feedback about the app. Many find it easy to download and use, praising its... See more

Payment

Customers consistently note ambiguous experiences with payment. Many reviewers appreciate the ease and speed... See more

User experience

Consumers generally find the user experience to be positive. Many reviewers praise the app for being easy to... See more

Customer service

People report ambiguous experiences with customer service. Many customers appreciate the help received,... See more

Price

Customers had ambiguous experiences with price. Many reviewers expressed dissatisfaction with high fees, such... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Cleo is top shelf compared to successful stocks doing extremely well and that says m alot.Even though im going through the motions I can say cleo is the first and only choice to rock with believe me a... See more

Rated 5 out of 5 stars

The quiz game that you guys have every week are enjoyable lol. I pay alit of attention to the repetitive things I spend my money on daily so to get these answers wronge when I absolutely no I’m right... See more

Rated 5 out of 5 stars

Where's there's great opportunities to explore the Cash Advance wave. Okay 👍 cleo company is great, I'm digging my interests more in budgeting and saving. To borrow the rush in making the payment on... See more

Rated 5 out of 5 stars

I've heard a lot of people talking about the Cleo Money app but I didn't think it would work for me so I waited and I started hearing about more App about getting advanced pay without paying so much... See more

Company details

  1. Alternative Financial Service
  2. Financial Institution
  3. Non-Bank Financial Service

Written by the company

Meet Cleo, an A.I. assistant for your money. Cleo securely connects your bank account and allows you to keep track of your spending, budgets, bills and much more.

Contact info

4.1

Great

TrustScore 4 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 5 out of 5 stars

Fun painful roast

It was fun but painful at the same time to see where I spent all my money, it hurts but is true.......and fun

March 25, 2026
Unprompted review
Rated 5 out of 5 stars

Absolutely love this app

Absolutely love this app! Not only does slow you to borrow extra money. It’s helps you to prioritize your spending shows you how you save and how much debt you have. They are not just here to take money and that is it. There’s so many other options on this app the help love it!!

March 13, 2026
Unprompted review
Rated 5 out of 5 stars

CLEO BEST APP EVER #1

Cleo is one of the best apps I've recently learned about and used and will be keeping! Need cash quick cleos got you. Need a laugh cleos got you. Need money motivation cleos got you. Need a money reality check cleo has got you. This app helped me regain confidence in AI. With this app you can't wrong. This app is LEGIT. and IM GRATEFUL. THANK YOU CLEO AI FOR BEING SO AWESOME! AND CLEVER! THANK YOU! When I needed help you were there I appreciate it! Thank you! : )

March 19, 2026
Unprompted review
Rated 5 out of 5 stars

The Trust made my experiences…How I Really Feel !

The Trust made my experiences memorable, exhilarating and worthy, I might take a shower this week sometime to show the world that I'm worthy! Lol. Cleo makes me laugh when I check in and Ghats always a good experience as well, crazy thing dogs me too when I'm spending irresponsibly and that's actually helpful for me cause I've mostly spent money as I've made it cause I know I'll make more, But she struck a nerve with a comment kinda like, what will I do when nobody comes around to change my diapers and have no money to blow with my good time friends and that hit my heart. It inspired me and now I'm recognizing my spending habits are changing, good job teaching me a lifes lesson i needed and I sincerely thank you. Anyhow, Cleos Cool ! And Cares Enough To Give Countless Oppertunities to people that otherworldly would be shut out of luck so to say and if ya haven't heard that adage before and are offended, then tell Cleo And Guess What, Proven Time And Time Again , That Hot Momma's Got My Back So Hit Me With Your Best Shot Causd If I'm In Dutch, Cleos Gonna Be There Every Time And Do Hef Thang And Count On This! I Do And It's Nice To Have Someone To Stand In And Lend A Helping Hand When Nobody Else Ever Would ! Thank You Cleo, I've Still Got A Ton Of Improving To Do And Your Help Makes Me Feel Worthy And Able So With That. I'm Gonna Close For Now, Always Grateful. Billy The Kid Curry Signing Off And Out,, Peace To You All, Now Hit Cleo Up And Cgeck Her Out, You'll Never Regret Takjng Time To Do So I Assure Yall.. Later Taters..

March 9, 2026
Unprompted review
Rated 1 out of 5 stars

Biggest scam going

Biggest scam going. Take your subscription fee but won’t qualify you for any of your financial needs. Real quick to try and upsell to more expensive subscriptions. Might as well go downtown and sell my body behind the bus station. At least you’d have some money

March 12, 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look