MyAutoGuard Reviews 

243
TrustScore 3.5 out of 5

3.3

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 243 reviews, most reviewers were somewhat happy with their experience overall. Many customers found the staff to be very professional, helpful, and polite. Reviewers appreciated the thorough explanations and clear communication provided by representatives. However, some customers also noted significant issues with payment processes, including delays and system problems. A few other people also felt that customer service was lacking, with reports of unreturned calls and condescending interactions. Additionally, some reviewers experienced discrepancies between promised terms and actual policy details, leading to confusion about coverage and deductibles.

What people talk about most

Customer service

Consumers find customer service to be ambiguous, with many reporting positive interactions where... See more

Staff

Customers had positive experiences with staff, praising their helpfulness, knowledge, and professionalism.... See more

Service

Clients share ambiguous opinions on service, with some expressing satisfaction and pleasure with their... See more

Payment

Reviewers highlight negative aspects of payment, with many expressing confusion about what they are paying... See more

Price

People report ambiguous experiences with price, with some customers finding the cost affordable and receiving... See more

Reviews shaping this summary

Rated 3 out of 5 stars

Autoguard is experiencing a computer problem that has kept my completed repaired car waiting to be paid for 4 days now. Up to this point, their service had been excellent. The amount of coverage they... See more

Company replied

Rated 3 out of 5 stars

I think first, when calling, do NOT use a spoofed phone number. I tend not to answer them. Next, when Your company rep tells me that "Finance will contact me about a reimbursement", I expect them to... See more

Company replied

Rated 3 out of 5 stars

I agree that your company has a lot to offer, but after thinking about it, I can't in good conscience agree with paying $183.00 each month for the policy. I won't have it, PERIOD! I have a car payment... See more

Company replied

Rated 3 out of 5 stars

My husband and I have had great explanation on what can't be paid for with our premium policy and what can't be done about payment terminals being down while our car sits in the shop ready with no pa... See more

Company replied


Company details

  1. Insurance Agency
  2. Financial Consultant

Written by the company

A vehicle service contract from MyAutoGuard shields you from the stress and cost of unexpected and expensive auto repairs, giving you complete peace of mind with your vehicle. Whether you drive a car, truck, SUV or electric vehicle — we have a personalized coverage plan built for you. Buying a car is one of the biggest financial decisions you'll ever make — and the right auto protection plan deserves the same level of care and commitment. What makes MyAutoGuard different? Our dedicated customer service and claims teams are all in-house, right here in America — real people under one roof, ready to support you. No outsourcing. No runaround. Just real people who care. From personalized coverage plans and flexible payment options to 24/7 roadside assistance and your choice of ASE-certified mechanic — MyAutoGuard has your back every mile of the way. With auto repair costs climbing, breakdown protection isn't a luxury — it's essential. MyAutoGuard is here to protect your wallet, your vehicle, and your family from the surprises that come with car ownership. Because at MyAutoGuard, this isn't just a transaction. It's a promise to always have your back on the road.


Contact info

3.3

Average

TrustScore 3.5 out of 5

243 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.3

All reviews

(243)

243 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

You lie to get my business

You lie to get my business. You made an account for me when I told you repeatedly not to. Now I have called you many times and you won't answer my call. You deserve a zero rating. I feel sorry for anyone that does business with you. I will address this further on social media.

July 2, 2026
MyAutoGuard logo

Reply from MyAutoGuard

We’re sorry to hear about your experience and appreciate the opportunity to respond. But you DID agreed to it, then changed your mind and your account was cancelled per your request. But in no way were you lied to, this review is completely false and misleading.

We respectfully disagree with the statements made in this review. Our records indicate that the enrollment process was conducted in accordance with our standard procedures, and we do not create accounts without authorization.

We also take customer communication seriously and regret if you experienced difficulty reaching us. Our customer service team is available to assist customers with questions regarding their accounts, including cancellation requests and account concerns.

We have placed over 6 calls to you and you never answer.

Rated 5 out of 5 stars

i was going to leave a 1 star after i…

i was going to leave a 1 star after i totaled my car and said i couldn't get refunded. However the manage was very nice and did refund everything but the activation fee which was more than i expected. so kudos to them

July 1, 2026
Unprompted review
MyAutoGuard logo

Reply from MyAutoGuard

Thank you so much for your 5-star review and for giving us the opportunity to make things right.

We're sorry to hear about the loss of your vehicle, but we're glad our management team was able to assist you and exceed your expectations during the cancellation process. While the activation fee is non-refundable under the terms of the agreement, we're pleased we were able to resolve the remainder of your refund to your satisfaction.

We truly appreciate your willingness to update your review and recognize our team's efforts. Thank you for choosing My Auto Guard, and we wish you all the best moving forward.

Rated 5 out of 5 stars

was referred here from a family member…

was referred here from a family member who did have a claim paid, so think this company is good and reliable.

June 25, 2026
Unprompted review
MyAutoGuard logo

Reply from MyAutoGuard

Thank you for your wonderful 5-star review! We're honored that your family member's positive experience gave you the confidence to choose My Auto Guard.

Earning referrals from satisfied customers is one of the highest compliments we can receive. We appreciate your trust and look forward to providing you with the same reliable service and peace of mind.

Thank you for choosing My Auto Guard, and welcome to the family!

Rated 5 out of 5 stars

after having several warranties on my…

after having several warranties on my car, MyAutoGuard is the first one to actually work. Would recommend

June 15, 2026
Unprompted review
MyAutoGuard logo

Reply from MyAutoGuard

Thank you for your fantastic 5-star review! We're honored to hear that My Auto Guard has provided you with the coverage and service you were looking for.

Knowing that we've earned your confidence after your experiences with other vehicle protection plans means a great deal to our team. We work hard to provide dependable coverage and excellent customer service when our customers need us most.

Thank you for your recommendation and for choosing My Auto Guard!

Rated 2 out of 5 stars

Confused and maybe a mistake

I am still confused about what I understood before purchase and facts on plan.
I also have placed at least 8 calls to reach a live customer service person to clear my questions
And to confirm “approved” service centers as I understood from the only person I visited with that not all manufacturers service centers “dealerships” are approved ?!!!
I wish not to try to source when in need. Seems I would be stranded for sometime.
Very concerned at this point!!!

July 2, 2026
MyAutoGuard logo

Reply from MyAutoGuard

You can use www.repairpal.com/omega to locate approved repair facilities in your area with $0 deductible.

Thank you for your feedback, a 2 star rating is a bit of a low blow so we hope to improve that rating. We're sorry to hear that you still have questions about your coverage and that you've had difficulty reaching a representative. That is not the experience we want for our customers.

We understand how important it is to know where your vehicle can be serviced before you ever need to file a claim. Our team would be happy to review your coverage, explain the claims process, and answer any questions regarding authorized repair facilities so you can feel confident about your plan.

We apologize for any confusion and appreciate you bringing this to our attention. Please contact us directly, and one of our representatives will be happy to assist you. We value your business and look forward to resolving your concerns.

Rated 5 out of 5 stars

Truck

Very easy to talk to your representatives.

July 1, 2026
MyAutoGuard logo

Reply from MyAutoGuard

Thank you for your 5-star review! We’re delighted to hear that you found our representatives easy to talk to.

Our team is committed to providing friendly, knowledgeable, and professional service, and we’re glad we could make your experience a positive one.

Thank you for choosing My Auto Guard! We truly appreciate your support.

Rated 3 out of 5 stars

I agree that your company has a lot to offer!

I agree that your company has a lot to offer, but after thinking about it, I can't in good conscience agree with paying $183.00 each month for the policy. I won't have it, PERIOD! I have a car payment, car insurance payment, phone bill payment, death insurance payment, rent payment, gas payment. Look I'm already on a monthly basis, pulling my hair out, I don't need anymore confusion in my life. And I know about the rates for repairs on cars, but with only 11,000 miles, on an 2025, if that car has any serious problems within the 1yr and 2 months, THAT CAR IS GOING STRAIGHT BACK TO TOYOTA! So, I'm requesting right now, to CANCEL MY POLICY!

June 25, 2026
MyAutoGuard logo

Reply from MyAutoGuard

Thank you for your honest feedback. We completely understand that every customer has different financial priorities, and we respect your decision. Your payment isnt anywhere near $183??

Our goal is never to add financial stress but to provide protection against the unexpected costs of vehicle repairs. We appreciate that you recognized the value our coverage offers, even though you ultimately decided it wasn't the right fit for your current situation.

If you wish to cancel your policy, our customer service team will be happy to assist you in accordance with the terms of your agreement. Should your needs change in the future, we would be honored to have the opportunity to serve you again.

Thank you for considering My Auto Guard, and we wish you the very best.

Rated 5 out of 5 stars

surprised

didn't even think i could get coverage on my truck with so many miles. they had a plan to give me peace of mind

June 11, 2026
Unprompted review
MyAutoGuard logo

Reply from MyAutoGuard

Thank you for your fantastic 5-star review! We're so glad we were able to help you find a coverage option for your truck.

Every vehicle and situation is unique, and our goal is to offer protection options that provide peace of mind whenever possible. It's great to hear our team was able to find a plan that met your needs.

Thank you for choosing My Auto Guard! We appreciate your trust and look forward to serving you.

Rated 5 out of 5 stars

MyAutoGuard's flexible payment options…

MyAutoGuard's flexible payment options and ASE-certified mechanics made my car ownership stress-free.

June 8, 2026
Unprompted review
MyAutoGuard logo

Reply from MyAutoGuard

Thank you for your outstanding 5-star review! We're delighted to hear that our flexible payment options and access to ASE-certified repair facilities have helped make your vehicle ownership experience less stressful.

Our mission is to provide dependable protection, affordable coverage options, and peace of mind when unexpected repairs arise. Your feedback means a great deal to our team.

Thank you for choosing My Auto Guard and for your recommendation!

Rated 1 out of 5 stars

⭐☆☆☆☆ If I could give Auto Guard 0…

⭐☆☆☆☆ If I could give Auto Guard 0 stars, I would.

I purchased an extended warranty for my 2020 Cadillac Escalade from Auto Guard after being told my vehicle qualified for coverage, even though it already had high mileage. Before purchasing, I specifically asked questions because I wanted to make sure this company was legitimate. The sales representative was very aggressive but assured me the coverage would begin after the required 30-day and 1,000-mile waiting period. I was also told my oil changes would be covered.

After my coverage became active, I took my vehicle to the Cadillac dealership for a routine oil change. During the inspection, the technician found an engine-related issue and contacted Auto Guard to start a claim.

Instead of honoring the contract, Auto Guard repeatedly asked for maintenance records, which I provided. After more than a week of delays, they denied my claim and even refused to pay for the oil change that I was told would be covered.

My experience has been extremely disappointing. They had no problem taking over $4,500 for the warranty and collecting monthly payments, but when it came time to use the coverage, they found reasons not to pay.

I feel completely misled by the promises made during the sales process. If a company is willing to sell you a warranty, they should stand behind the coverage they advertise.

I am currently considering pursuing legal action and filing complaints with the appropriate consumer protection agencies because I believe consumers deserve better than this.

I strongly encourage anyone considering an Auto Guard warranty to thoroughly research the company, read every detail of the contract, and understand exactly what they are agreeing to before spending thousands of dollars.

This has been one of the worst customer service experiences I’ve ever had.

June 29, 2026
Unprompted review
MyAutoGuard logo

Reply from MyAutoGuard

We’re sorry to hear that you are disappointed with the outcome of your claim and appreciate the opportunity to respond. You told us your car was in great running condition with no problems, however you filed a claim right after the validation period for repairs that your car had present in February. You failed to mention these problems with us when asked and we have proof all of these repairs your car needed BEFORE coverage purchase date. Pre existing problems are not covered as you were advised.

We respectfully disagree with the characterization of your experience. Before any claim determination is made, our claims department conducts a thorough review of the repair facility's findings, available vehicle history, prior repair records, maintenance documentation, and the terms of the coverage agreement.

In this case, the claim was not denied simply because a repair was requested. The review identified documented conditions that existed prior to the effective date of coverage, as well as other factors relevant to the claim determination under the terms of the agreement. Vehicle protection plans are designed to cover eligible mechanical breakdowns that occur after coverage becomes effective and are not intended to cover pre-existing conditions.

We understand this outcome is frustrating and recognize that you disagree with the decision. However, we stand behind the claim review process and the determination based on the documentation available. If you believe additional information or documentation should be considered, our claims team remains available to review it.

Thank you for your feedback.
Repair records dated 2/20/2025 (124,979 miles) document a dead CUE/radio with communication faults that was diagnosed and repairs declined prior to contract sale. Current failure is consistent with the previously documented condition.
Prior repair records document worn stabilizer links requiring replacement before the vehicle was sold. The current steering click is attributable to the same pre-existing condition.
Tire pressure monitoring system concerns were diagnosed prior to contract sale, with two TPMS sensors recommended and repairs declined. The current TPMS complaint is a continuation of the previously documented condition.
DTC P06DD and a failed oil pressure control solenoid were diagnosed and repairs declined prior to contract sale. The same fault remains present, indicating a pre-existing condition rather than a new mechanical breakdown.
Inspection photos show extensive long-term oil saturation and debris accumulation consistent with a pre-existing condition. Additionally, no verifiable maintenance records were provided documenting an oil service between 124,980 and 156,117 miles (over 31,000 miles), as required under the manufacturer's maintenance schedule.

Rated 5 out of 5 stars

Seem to be good as far as signing you…

Seem to be good as far as signing you up explained everything.!! The real test will be when I have to use the service.! How seem less will it be then.?

June 25, 2026
MyAutoGuard logo

Reply from MyAutoGuard

Thank you for your 5-star review! We're glad to hear your enrollment experience was smooth and that our team took the time to explain your coverage clearly.

We understand that the true value of any protection plan is demonstrated when it's time to use it. Our goal is to make the claims process as smooth and efficient as possible while providing the support you need along the way.

We appreciate your trust in My Auto Guard and look forward to being there for you whenever you need us. Thank you for choosing us!

Rated 1 out of 5 stars

Bad customer service

Bad customer service

June 13, 2026
MyAutoGuard logo

Reply from MyAutoGuard

We’re sorry to hear that your experience did not meet your expectations. Providing excellent customer service is one of our highest priorities, and we regret that we fell short in your case. However most the time we find these claims to be highly exaggerated.

We would appreciate the opportunity to learn more about your experience and address any concerns you may have. Please contact us directly, and a member of our team will be happy to assist you.

Thank you for your feedback.

Rated 1 out of 5 stars

They treated me like I’m not human……

They treated me like I’m not human… they have AI talking to you and no real person…… they kept passing me through AI computer and never a human being….

June 25, 2026
MyAutoGuard logo

Reply from MyAutoGuard

We’re sorry to hear about your experience and appreciate the opportunity to clarify. Your statement is false and very misleading.

We do not use AI in place of our customer service representatives. While callers are initially greeted by an automated phone menu to help route them to the appropriate department, all customer support and claims assistance are handled by live representatives.

We regret if your experience gave a different impression and apologize for any difficulty you may have had reaching the appropriate team member. If you still need assistance, please contact us directly at [email/phone], and one of our representatives will be happy to help.

Thank you for your feedback.

Rated 1 out of 5 stars

I bought a warranty for an older…

I bought a warranty for an older vehicle. I paid $179 a month for this coverage. When the vehicle needed a repair the claim was denied because they claim the vehicle has a "Salvage" title. This is untrue. I even sent them a copy of my title. They refused to honor the contact and cancelled my coverage. They also refused to refund and money I've paid in because they claim I'm in breach of contract because of the salvage title. Be very careful with this company. I would definitely look elsewhere for coverage.

June 15, 2026
Unprompted review
MyAutoGuard logo

Reply from MyAutoGuard

We’re sorry to hear about your experience and appreciate the opportunity to respond.

We respectfully disagree with the characterization of this matter. Coverage eligibility and claim determinations are based on the information available during the review process and the terms of the agreement. When questions arise regarding a vehicle's eligibility or title history, they must be resolved in accordance with the policy provisions before coverage can be applied.

Regarding your refund concerns, your agreement was a month-to-month coverage plan. Refund eligibility is governed by the terms of that agreement and is not the same as a prepaid service contract.

We understand your disappointment and would be happy to review any additional documentation you believe is relevant. Please contact us directly at so we can further discuss your account.

Rated 1 out of 5 stars

myAutoGuard cannot be trusted

myAutoGuard cannot be trusted. The company is liars false information. Try to get you signed up and refuse to let you cancel the policy. I’m having to go to the courthouse Monday to get this taken care of.

June 27, 2026
Unprompted review
MyAutoGuard logo

Reply from MyAutoGuard

You are not a customer of ours. We respectfully disagree with the statements made in this review.

After reviewing our records, we have been unable to locate an account or customer relationship matching the information provided. As a result, we are unable to verify the events described.

My Auto Guard does not prevent customers from canceling their coverage. Cancellation requests are handled in accordance with the terms of the applicable agreement, and our team is available to assist customers throughout that process.

If this review relates to a My Auto Guard account, we encourage you to contact us directly with your account information so we can investigate and assist. Otherwise, it is possible this review was intended for another company.

Thank you.

Rated 3 out of 5 stars

I did not realize when I signed up that…

I did not realize when I signed up that when I was told you people pay for the oil change and the tires that I was to be reimbursed not actually paid for

June 25, 2026
MyAutoGuard logo

Reply from MyAutoGuard

Thank you for your feedback. We appreciate the opportunity to clarify this for both you and future customers.

We apologize for any confusion regarding your maintenance benefits. For eligible services, such as oil changes, payment is made directly over the phone to service provider during the oil change.

We appreciate your feedback, as it helps us improve how we explain these benefits during enrollment. If you have any questions about using your maintenance benefits, please contact our customer service team—we're always happy to help.

Rated 2 out of 5 stars

Not Interested In Coverage

Not Interested In Coverage

June 26, 2026
MyAutoGuard logo

Reply from MyAutoGuard

Thank you for your feedback. We're sorry to hear you've decided that the coverage is not right for you after you just bought it.

Our goal is to provide customers with protection and peace of mind, while ensuring they have the information needed to make an informed decision. If your needs have changed or you have questions about your coverage, our customer service team would be happy to assist you.

We appreciate your feedback and the opportunity to serve you.

Rated 5 out of 5 stars

Customer service was outstanding and…

Customer service was outstanding and cost was affordable!

June 26, 2026
MyAutoGuard logo

Reply from MyAutoGuard

Thank you for your wonderful 5-star review! We’re delighted to hear that you found our customer service outstanding and our coverage affordable.

Our goal is to provide exceptional service while offering quality protection at a price that fits our customers' budgets. Your kind words mean a great deal to our team.

Thank you for choosing My Auto Guard!

Rated 1 out of 5 stars

TRASH NEVER WILL USE AGAIN OR RECOMMEND…

TRASH NEVER WILL USE AGAIN OR RECOMMEND STAFF IS CRAZY AND RUDE

June 25, 2026
MyAutoGuard logo

Reply from MyAutoGuard

We’re sorry to hear that your experience did not meet your expectations. Providing professional, respectful customer service is a core value of our company, and we take feedback like this seriously.

We respectfully disagree with the characterization of our staff, as we strive to treat every customer with courtesy and professionalism. If there was a specific interaction that led to your concerns, we would welcome the opportunity to review it internally and address any issues.

Please contact us directly so we can better understand your experience and work toward a resolution. Thank you for your feedback.

Rated 4 out of 5 stars

Prom service

June 25, 2026
MyAutoGuard logo

Reply from MyAutoGuard

Thank you for your 4-star review! We’re glad to hear you had a positive experience with our service.

We appreciate your feedback and your support. Our team is committed to providing professional, reliable service, and we look forward to continuing to earn your trust.

Thank you for choosing My Auto Guard!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look