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My Finance Club Reviews 

2,781
•
TrustScore 4.5 out of 5

4.7

Financial Institution
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Review summary

Created with AI, based on recent reviews

Evaluating 1,157 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the quick and efficient service, highlighting the straightforward application process and rapid fund transfers to their accounts. Many people appreciate the clear explanations, helpful and professional customer service, and flexibility with early repayment, all contributing to a smooth user experience. However, some customers also noted issues with customer service, experiencing long wait times, unresponsiveness to inquiries, and even rudeness. A few other people also felt that there were problems with payment processing, such as receiving inaccurate late payment notifications or being charged incorrectly despite early repayment.

What people talk about most

Service

Reviewers highlight positive aspects of service, consistently praising its speed, efficiency, and... See more

User experience

Customers consistently note positive experiences with the user experience, describing it as simple,... See more

Payment

Customers had positive experiences with payment, frequently highlighting the speed and ease of the process,... See more

Response time

Users describe positive interactions with response times, with many reporting quick responses and efficient... See more

Customer service

Consumers find customer service to be positive, with many reviewers highlighting the helpfulness and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Absolutely brilliant, the process was quick filling in the questions, then all I had to do was call the advisors, checked my details and the loan amount was in my bank within 10 minutes . this company... See more

Rated 5 out of 5 stars

Ondal is doing it right, instructions easy to follow. Every important thing is explained fully.0ndal is there when you need them, they make sure you never borrow more than you can afford.

Rated 5 out of 5 stars

It's very reassuring to know that there are lenders out there who will support and give people an opportunity who may have struggled in the past with finances, which may not of all been down to the in... See more

Rated 5 out of 5 stars

When they unexpected bills prop up and you just need that bit extra - I’ve used my finance club a couple of times now and I have to say the service is impeccable. The application process is incredibl... See more

Company details

  1. Financial Institution

About My Finance Club

Written by the company

24/7 ethical on-line lending. A new breed of financial institution allowing you to borrow only what you need for as long as you need it .

Simple, convenient, transparent and responsible borrowing @ fairly priced services.

Up to x7 cheaper than unauthorised overdrafts from the UK high street bank (Which May 2018)

- Typically costing less the £2 a day
- Money agreed and delivered instantly
- NO Early repayment penalties

www.myfinanceclub.com

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 69% of negative reviews

Typically replies within 1 week

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4.7

All reviews

(2,781)

1,084 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 1 out of 5 stars

MY FINANCE CLUB UTTER RUBBISH

I had a loan first of £300 and paid it up early.
So I had a second load for £200 over a period of three months.
I went into hospital to have my cataracts on my eyes done they did one gave me drops they told me to come back in 6 weeks.
I came home to about 6 missed calls from this loan company.
Anyway they called me back giving me no explanation to why they was calling, they was waffling on about nothing I could understand when I asked about why are you calling still no answer. So I told the person I will pay the loan up on the 11th June she was still waffling on, when she grasped the situation she went.
I’ve never known such a bunch of incompetent staff in my life if I was any of reading this keep well away.

May 20, 2026
Unprompted review
Rated 5 out of 5 stars

They have helped me today to witch i…

They have helped me today to witch i really needed as to much going out of my account.
I will definitely recommend this company if you really needs short term loan 😀 🥰 just helped me and little girl out today so much appreciated and much loved 😍 🥰

The application it self is really easy and they explain what comes next and follow the instructions given 💯 so easy to follow and easy to understand

May 20, 2026
Unprompted review

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