Nest Pensions Reviews 15,360

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 4,184 reviews, reviewers had a great experience with this company. Customers frequently highlight the ease and simplicity of managing their pensions, especially when transferring funds from other providers. Many appreciate the user-friendly website and the clear, jargon-free explanations provided, making it easy to track savings and contributions. The process of setting up payments and accessing information is often described as straightforward and stress-free. However, some people were dissatisfied with the service, particularly regarding payment processing and customer support. There were mentions of delayed payouts, unfulfilled promised callbacks, and difficulties in getting clear answers from call centers. Some customers also experienced issues with the online transfer request form and found communication from customer service to be inconsistent or unhelpful.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, consistently praising the platform's ease of use and... See more

Service

Reviewers mention ambiguous feedback about service. Many customers report positive experiences, highlighting... See more

Payment

Customers had ambiguous experiences with payment. While some reviewers found it very easy to transfer money... See more

Customer service

Users describe ambiguous interactions with customer service. Many reviewers report significant frustration,... See more

Website

Clients share ambiguous opinions on the website. Many customers praise its user-friendliness, ease of... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I think it is ok, the fee's are quite expensive for each deposit and over time can eat into your returns quite significantly. I would like to see more fund options as well as you don't have much contr... See more

Company replied

Rated 5 out of 5 stars

All done on line with Nest Pensions. Very straight forward easy questions as long as you have all the necessary information at hand it doesn't take long. It's a great feeling when you're in control of... See more

Company replied

Rated 5 out of 5 stars

I absolutely love Nest Pensions. My pension has consistently performed very well over the last 9 years, since I signed up. The web site is excellent and easy to navigate which is a huge plus too. I’ve... See more

Company replied

Rated 5 out of 5 stars

I recently transferred a few pensions into my Nest, something I'd been wanting to do for a long time but kept putting off as I thought it would be a long and hard process. However after logging on to... See more

Company replied


Company details

  1. Pension Fund

Written by the company

Nest was set up by the government to give every UK worker somewhere good to save after the introduction of auto enrolment. Since then, it’s grown to become the largest workplace pension scheme in the country with more than 13 million members. As a not-for-profit pension scheme, Nest doesn't answer to shareholders. It’s set up to serve its customers’ interests and aims to help millions of people enjoy a better retirement. Nest’s members benefit from an award-winning investment strategy and one of the most diversified DC portfolios in the industry. It practices responsible investment to help manage long-term growth and risk while also helping contribute towards the world its members want to live and retire in.


Contact info

4.1

Great

TrustScore 4 out of 5

15K reviews

5-star
4-star
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2-star
1-star

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Rated 5 out of 5 stars

Great service

Great service

May 5, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Tomczynski,

Thanks for taking the time to share your thoughts on how we’re doing.

Thanks,
AJ, The Nest Team

Rated 5 out of 5 stars

What a very easy process to transfer…

What a very easy process to transfer pensions into one pot. Definitely recommended

May 5, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Helen,

It’s great to hear about your transfer experience. 😊 We take pride at Nest in making things as easy as possible for our customers. We also appreciate the recommendation.

Thanks,
AJ, The Nest Team

Rated 5 out of 5 stars

Super easy :)

Super easy to transfer and combine all my pensions! Literally just had to put in the account number and business name and NEST did the rest!

April 1, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Reth,

It’s great to hear about your transfer experience. 😊 We take pride at Nest in making things as easy as possible for our customers.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

UNFIT FOR PURPOSE

I cash my whole nest pension pot in as my pension started to lose a lot money. The funds was paid in my bank account within 5 working days which i am really grateful for , however i have to disagree with the nest letter about hmrc getting in touch about contacting me about over paid tax as they never do in fact hmrc owes me thousands of pounds from the previous years and hmrc have no intension of paying up. Nest pension can do the descent thing by paying the correct amount of tax. My p45 form from nest has the right tax code so there is no excuses of getting the tax right also my p45 form says that nest was my employer this is totally unacceptable and should not be allowed

May 1, 2026
Unprompted review
Rated 1 out of 5 stars

Rubbish service and staff not helpfully…

Rubbish service and staff not helpfully had issue understanding them each time I tried to take my pension pot out they changed the fund on me which makes you wait another 8 days also my date of birth changed after 8 years you guest it another 8 days.

April 6, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi There,

I wanted to reach out to apologise for the experience you had with taking your money out. We work hard to try to make things easy for our customers and this sounds like the opposite.
Thanks for your feedback, we will pass it on to the relevant team.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

More incomptetence and breaches!

More incomptetence and breaches!
Nest Pensions are a shambles and the right arm has no idea what the left arm is doing.
Although I am lodged a complaint with the Regulator, for breach of procedures, The Ombudsman for mal practice and the ICO for repeat sending sensitive information to the wronf address, they hace suspended my online login, but these idiots still send me letters to my online account, they have closed over 2 Months ago.
I bet they will respond with an appology telling me that they will communicate with right department to solve. They always do, but in order to save my time, I will already confirm that they never contact you again.

May 1, 2026
Unprompted review
Rated 1 out of 5 stars

Avoid at all costs

Avoid at all costs
I have been trying to transfer my NEST pension into another since January, it would seem if you want to transfer into it is simple and straightforward, but heaven help you when you want to take it out. How difficult can it be, apparently now I have to have some money matters/safeguarding telephone appointment, which I could do without. This company must be in cahoots with the Government and try to keep your money. AVOID AVOID AVOID

May 3, 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Ann,

I apologise for what you’ve experienced.
I’ve sent a request to you through Trustpilot, asking for more information so I can get you the help you need.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

Very inefficient and slow way of working

I tried to opt out of the pension scheme through the online chat but the customer service representative said they could not help me through that channel and that I had to ring their number. I then call the provided number and, reasonably quickly, I have been put through to a customer service representative. I must say that the customer service representative on the phone was lovely, efficient and great at providing information and advice on how to proceed to opt out, yet apparently she could not do so for me and transferred me back to the automated system so I could continue the process of opting out myself. From this point, I have been on the phone for an extra 15 minutes in order to do something as simple as opting out of the pension scheme. I can’t believe that the process was so long and bureaucratic. I would have done this myself online if Nest had not failed to send me the welcoming pack they kept saying in messages I would receive.

I am not surprised anymore that someone on the reviews above wrote that they were half expecting Nest to ask them to provide a blood or stool test next, during the process of opting out.

May 2, 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Mimi,

I'm sorry the opt-out process was lengthy and that you didn't receive your welcome pack. We'll review the online chat and automated system to improve the process. Your feedback is valuable.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

Absolutely awful experience trying get…

Absolutely awful experience trying get my pension out ,
It seems that the idea of a building society account is completely alien to the staff .
I keep getting the same message that I need to send more information,
Having sent a copy of the following ,a statement , passbook,driving license
But still get asked for more information I still do not know what information is required , just a standard letter
Perhaps they want my blood group and a stool sample

May 2, 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Linda,

I apologise for what you’ve experienced.
I’ve escalated this with the relevant teams and them to follow this up with you directly, they will be in touch with you as soon as possible.

Thanks,
AJ, The Nest Team

Rated 5 out of 5 stars

Extremely easy to transfer

Whole process easy and quick. Peace of mind every thing in one place.

May 2, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Emma,

Thanks for taking the time to share your thoughts on how we’re doing.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

Awful experience

Awful experience

May 2, 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Joanne,

I'm sorry to hear about your experience.
If you’re still needing assistance, please get in touch with our customer service team and they will be able to look into this for you. They're available on 0300 020 0090, Monday to Sunday, 8am to 8pm.

Thanks,
AJ, The Nest Team

Rated 4 out of 5 stars

Grow your Nest

I like the nest pension and how it tries to help you, the only issue I have is every April , my payment doesn’t get taken and I have to do that month manually

April 4, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Andrew,

We're happy to hear that you like the pension and its helpfulness. We're sorry to hear about the payment issue you experience each April and will investigate this further to improve our service. Thanks for your feedback.

Thanks,
AJ, The Nest Team

Rated 4 out of 5 stars

Quick transfer

Quick transfer, sooner than expected and easy to transfer due to easy to follow intructions via website 😁

March 30, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Matthew,

It’s great to hear about your experience. 😊 We take pride at Nest in making things as easy as possible for our customers.

Thanks,
AJ, The Nest Team

Rated 3 out of 5 stars

Time

Why in our digital world does it take 6 days for the money paid in to reach our accounts .

April 29, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Kevin,

Thanks for your query. The 5 working days service level is a standard time period for a BACS payment to be processed and the funds cleared into the correct account. The funds could be processed more quickly, but the service level exists to manage customers expectations.

We are sorry for any inconvenience this may have caused you.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

Is this theft ?

I have been trying to withdraw my pension for weeks.
I have sent NUMEROUS copies of documents...seems they have no record.
I suggested maybe a cheque (it's a fairly small amount.)
But no we do not send cheques.
I get the distinct feeling that they just want to keep
my money !

And AGAIN you ask for more details....you are playing for time....just give me my money.
I fully intend to persuade you, is the next step to bring an action against you ???

And again still no money. This is fraud

May 1, 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Robert. We regret you've had trouble withdrawing your pension. We appreciate you bringing this to our attention. When you’re taking money out, we need to follow the rules to help protect you from fraudsters and unexpected tax bills. This means the process can take a bit of time. We'll investigate the matter thoroughly to resolve it at earliest. We have requested the information. Please check message. Thanks OZ

Rated 5 out of 5 stars

It was easy and seemless

It was easy and seemless. Didn't need to call or do follow up reminders

March 27, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Peter. We're happy to hear that your experience was easy and seamless! Thank you for your positive feedback; we appreciate it a lot. Thanks, OZ

Rated 5 out of 5 stars

Pension Transfer into Nest

All done on line with Nest Pensions. Very straight forward easy questions as long as you have all the necessary information at hand it doesn't take long. It's a great feeling when you're in control of your money. Nest Pensions kept me informed during the process and let me know when the transfer in was all complete.

April 3, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Jay. We're happy to hear that the online process with Nest Pensions was straightforward and easy for you. It's great you felt in control of your money and were kept informed throughout the transfer. Thank you for your positive feedback. Thanks, OZ

Rated 1 out of 5 stars

Stay out of this company if you can..

Stay out of this company if you can...
My previous employer was using NEST for Pension Funds administration. Since I changed jobs, more than one year ago, I am trying to transfer my savings to the new Pension Fund administrator.
NEST has been doing everything they can to block this transfer. They keep on asking the same documents again and again, despite all was sent as per their request, even if it is known that they do not need those documents.
The way this company tries to block the transfer out is borderline with illegal activity. They the excuse that they are "protecting my savings" but, in reality, they are making everything complicated so I give up and leave my funds with them.
I strongly suggest you to stay away of this company...

UPDATE.
Based on the reply, it came clear that they are not even checking what they ask and what I've sent so far. All the documents have been sent as required, and they keep on asking THE SAME DOCUMENTS again and again. They do not seem to even read the replies to their communications.
As said, stay away from this company. They will make everything they can to stop you from moving to another Pension Fund.

April 30, 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Alejandro. We appreciate you bringing this to our attention. We're sorry to hear about the difficulties you've experienced while trying to transfer your pension funds. We try to make transferring pensions as simple as possible. That said, we can’t skip any checks that are required under the anti-scam regulations that came into force in 2021.
We've shared the details with the relevant team and they will get in touch with you at earliest with an update on your request. Thanks, OZ

Rated 5 out of 5 stars

Transfer pension pot to Nest

Nest dealt with our transfer in very quickly and kept me informed of every step

March 9, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Teresa. We're glad your transfer was processed quickly. It's great to hear that we kept you informed throughout each step. Thanks for the positive feedback. Thanks, OZ

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