New American Funding Reviews 

2,514
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 769 reviews, reviewers overwhelmingly had a great experience with this company. People frequently praise the knowledgeable staff for being exceptionally helpful, maintaining clear communication, and guiding buyers smoothly through every step of the mortgage process. Borrowers deeply appreciate the quick response times, personalized attention, and dedication shown by the team to ensure a truly stress-free home-buying journey. Clients frequently note how approachable and reassuring their loan officers were during what could otherwise be a complicated financial transaction. Some reviewers were not happy with the overall communication and customer service. A few consumers mentioned experiencing frustrating delays, unanswered emails, unexpected document requirements appearing later, and a complete lack of follow-up from representatives.

What people talk about most

Staff

People report positive experiences with staff, highlighting their knowledge, responsiveness, and dedication.... See more

Service

Reviewers highlight positive aspects of service, noting that loan officers and staff are knowledgeable,... See more

Customer service

Customers consistently note positive experiences with customer service, praising the exceptional... See more

Response time

Reviewers mention positive feedback about response time, highlighting prompt communication and efficiency.... See more

User experience

Clients share positive opinions on user_experience, highlighting seamless, stress-free, and well-managed... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I cannot say enough great things about my mortgage loan officer, Ms. Laurie Cahill. From the very first conversation about pre-qualification to the closing table, she went above and beyond t... See more

Company replied

Rated 5 out of 5 stars

Everyone I dealt with was very, very helpful and extremely nice. I never felt like my questions were stupid, or that I was being a bother. Emails were always answered within an hour or two (often much... See more

Company replied

Rated 5 out of 5 stars

From the start to the end of the loan process Loan Officer Jose guided me exploring all the possible loan options and explaining the pros and cons He kept me comfortable right though the process. Whe... See more

Company replied

Rated 5 out of 5 stars

The officers handling my re-fi were on top of things. They responded promptly to emails and phone calls. They were clear in their requests for documentation and were patient with my myriad questions... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Mortgage Lender

Written by the company

As one of the largest privately-owned direct mortgage lenders in the nation, New American Funding is dedicated to helping families and individuals improve their quality of life through homeownership. Headquartered in Orange County, California, NAF has quickly grown to become a leader in the home loan industry.


Contact info

4.8

Excellent

TrustScore 5 out of 5

3K reviews

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Asks customers to review

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Replied to 100% of negative reviews

Typically replies within 1 week

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4.8

All reviews

(2,514)

698 reviews in the last 12 months

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Rated 5 out of 5 stars

Our experience with New American…

Our experience with New American Funding went great! Jennifer Nevins walked us through the process and was very helpful.

May 26, 2026
Unprompted review
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Reply from New American Funding

Thank you for the wonderful feedback! We are delighted to hear that you had a great experience with New American Funding and that Jennifer was so helpful during the process. We appreciate your business and wish you all the best!

Rated 5 out of 5 stars

Exceptional Customer Service

I cannot say enough great things about my mortgage loan officer, Ms. Laurie Cahill.

From the very first conversation about pre-qualification to the closing table, she went above and beyond to make the entire home-buying process smooth and stress-free.

Laurie was always available to answer our questions, kept us updated throughout the process, and made sure we fully understood every detail. We truly felt as if she had our best interests at heart and worked tirelessly to secure the best possible outcome for us.

If you're looking for someone who genuinely cares about customers and delivers exceptional service, look no further, contact Ms. Laurie Cahill. I highly recommend her to anyone in need of a mortgage loan.

Thank you Laurie, and your loan team, for the incredible support, hard work, and turning our dreams of homeownership into reality. We are forever grateful!

June 26, 2026
Unprompted review
New American Funding logo

Reply from New American Funding

Thank you so much for this wonderful feedback! We are incredibly proud of Laurie Cahill and her dedicated loan team for delivering such exceptional, client-first service. Knowing that Laurie was able to make the mortgage process smooth and stress-free for you is exactly what we strive for.

Thank you for choosing New American Funding, and congratulations on your milestone achievement of homeownership! We wish you many happy memories in your new home.

Rated 5 out of 5 stars

Great company

Great company . Wonderful communication .
They kept us updated on where we were with the process .

June 29, 2026
Unprompted review
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Reply from New American Funding

Thank you so much for the wonderful feedback, Penny! At New American Funding, we know how important it is to feel supported during the home loan process. We pride ourselves on proactive communication and keeping our clients updated every step of the way, so we are thrilled to hear we hit the mark for you. Thank you for choosing New American Funding!

Rated 5 out of 5 stars

Ross Westmoreland and Lihn Do were…

Ross Westmoreland and Lihn Do were really great to work with. Very knowledgeable, quick to get things done, and helped us accomplish financing with very little stress. Thank you!

June 29, 2026
Unprompted review
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Reply from New American Funding

Thank you so much for the wonderful review, Kendra! 😊 We are absolutely delighted to hear that Ross Westmoreland and Lihn Do made your financing experience so smooth, stress-free, and successful.

Ross and Lihn are incredibly knowledgeable and dedicated to getting things done quickly, and we are so proud to have them on our team. We will be sure to pass your kind words and gratitude along to both of them. Congratulations on your financing, and thank you for choosing New American Funding!

Rated 5 out of 5 stars

I would recommend Sergio personally…

I would recommend Sergio personally because of how he made things right when I had miscommunication during closing. For that reason I felt they like he had my finance restrictions on his mind and made it work.

June 30, 2026
Unprompted review
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Reply from New American Funding

Thank you for taking the time to write this review, Billy. At New American Funding, we believe that true professionalism isn't just about things going perfectly—it's about how we handle challenges and take accountability.

We are delighted to hear that Sergio worked tirelessly to protect your financial interests and resolve the closing miscommunication. Thank you for your recommendation and for trusting us with your home financing.

Rated 5 out of 5 stars

Was a long drawn out process and Logan…

Was a long drawn out process and Logan stayed with us all the way through

July 2, 2026
Unprompted review
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Reply from New American Funding

Thank you for sharing your experience. While some loan processes can be long and complex, our priority is always to ensure you reach the finish line successfully.

We are delighted to hear that Logan provided the constant support and perseverance you needed throughout the journey. We appreciate your patience and your business and wish you the absolute best!

Rated 5 out of 5 stars

Duncan made the process smooth

Duncan made the process smooth, explained everything clearly and answered all our questions patiently.

June 26, 2026
Unprompted review
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Reply from New American Funding

Thank you for the fantastic review! We are delighted to hear that Duncan provided you with such a seamless and clear experience.

At New American Funding, we believe that education and patience are key to a successful mortgage journey. Knowing that Duncan answered all of your questions thoroughly is wonderful to hear. We appreciate your trust in us and wish you the absolute best!

Rated 4 out of 5 stars

Ryan and Tasha walked me through the…

Ryan and Tasha walked me through the process, helping me to get the loan

June 30, 2026
Unprompted review
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Reply from New American Funding

We are absolutely thrilled to hear that Ryan and Tasha provided you with such hands-on, supportive guidance to walk you through the process and help you successfully secure your loan! Navigating a home mortgage can sometimes feel overwhelming, and we pride ourselves on having dedicated professionals who make sure our clients feel confident and cared for from application to closing. Thank you for choosing New American Funding! If you have any remaining questions about your loan, please feel free to reach to us.

Rated 5 out of 5 stars

This entire experience was painless

This entire experience was painless. Anthony was helpful and always available to answer any questions I had. He made the process of refinancing easy for me. I’d definitely work with him again.

June 1, 2026
Unprompted review
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Reply from New American Funding

Thank you so much for the wonderful feedback! We are thrilled to hear that Anthony made your refinancing experience quick, easy, and completely painless.

We will make sure Anthony is recognized for his helpful and dedicated service. We truly appreciate your business and would love the opportunity to work with you again in the future!

Rated 5 out of 5 stars

Much more valuable than just a loan...

I appreciate the time and effort that Steve and the team of professionals that I had, put into my buying experience. From pre-approval to closing, I am certain that NAF worked very hard and effortlessly until everyone involved were satisfied on both sides. Thank you.

June 30, 2026
Unprompted review
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Reply from New American Funding

We are happy to hear how hard Steve and the rest of our dedicated professionals worked to make your home purchasing process from pre-approval to closing feel effortless! Our ultimate goal is to navigate every detail smoothly so that all parties walk away completely satisfied on both sides. Thank you for choosing New American Funding! If you have any remaining questions about your loan, please feel free to reach to us.

Rated 5 out of 5 stars

Steve made the home loan process…

Steve made the home loan process pleasant for us. He was always available to answer questions. He responded to emails very quickly. Since we were first time homebuyers we had a lot of questions! Steve was very patient and made sure we clearly understood the process. I wouldn't hesitate to recommend his services.

June 30, 2026
Unprompted review
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Reply from New American Funding

Hello Shameera, we are absolutely delighted to hear that your first-time homebuying experience with Steve was so pleasant! Purchasing your very first home is a major milestone, and it is completely normal to have a lot of questions. We are incredibly proud of Steve for showing the patience, responsiveness, and dedication needed to make sure you felt comfortable and clearly understood every step of the process. Thank you again for choosing New American Funding! If you ever need assistance in the future, please do not hesitate to reach out to us.

Rated 5 out of 5 stars

The simplest re-finance ever

The simplest, fastest refinance I have ever done. Call Carla Smith at NAF, she is awesome! I will use them again for future purchase and refinances.
Carla and NAF went above and beyond!

July 1, 2026
Unprompted review
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Reply from New American Funding

We are happy to hear that Carla Smith and the team here at New American Funding made your refinance process the simplest and fastest you have ever experienced, Scott! Going "above and beyond" is exactly what we strive for, and it is incredibly rewarding to know Carla provided you with such awesome, top-tier service. Thank you again for choosing New American Funding! If you ever need assistance in the future, please let us know.

Rated 5 out of 5 stars

Great service.

June 26, 2026
Unprompted review
New American Funding logo

Reply from New American Funding

Thank you so much for taking the time to share your feedback, Paul! We are absolutely delighted to hear that you had a "great service" experience with us. At New American Funding, we strive to provide 100% customer service 100% of the time and knowing we met that goal is incredibly rewarding for our entire team. Please let us know if we can be of further assistance.

Rated 5 out of 5 stars

Refi experience

Noa and Heather were extremely professional, polite and a pleasure to work with in getting what we needed refinanced.

June 22, 2026
Unprompted review
New American Funding logo

Reply from New American Funding

Hello Robert, thank you so much for taking the time to share your experience with us!

We are absolutely thrilled to hear that Noa and Heather were extremely professional, polite, and made your refinance process such a pleasure. At New American Funding, we pride ourselves on delivering a high standard of customer service, and it is incredibly rewarding to know that our team successfully met your expectations during your refinancing journey.

We truly appreciate your business and hope to assist you with any future home financing needs.

Rated 4 out of 5 stars

Mixed experience

I was doing a refinancing to get a lower interest rate and the experience was, honestly, a mixed bag. Before the loan officer, Christine Miller, came onboard it was exhausting and completely frustrating because paperwork being sent to me was wrong and communication was difficult at best.

When Christine was assigned to the loan, things got much better. Communication became clearer and the experience got far less frustrating. Christine did her job effectively and efficiently.

June 24, 2026
Unprompted review
New American Funding logo

Reply from New American Funding

Hello David, first and foremost, please accept our sincere apologies for the frustrating and confusing paperwork experience you encountered before Loan Officer Christine Miller was assigned to your file. We aim to deliver a smooth and transparent transaction for every borrower, and we regret that our initial communications fell short.

We are, however, incredibly pleased to hear that once Christine took over, she provided clear communication and handled your refinancing quickly, effectively, and with the utmost professionalism.

If you have any additional questions about your refinance or need further assistance, please feel free to reach out to us

Rated 5 out of 5 stars

They were on top of it from start to…

They were on top of it from start to finish.

June 24, 2026
Unprompted review
New American Funding logo

Reply from New American Funding

Thank you so much for sharing your feedback with us! We are absolutely delighted to hear that our team was "on top of it from start to finish."

At New American Funding, we strive to deliver a seamless, proactive, and highly responsive experience for our clients throughout their entire home financing journey. Knowing that our team met this standard and kept you fully informed and supported from the very beginning to the final closing is incredibly rewarding for all of us.

We truly appreciate your business and the trust you placed in us. Should you, your family, or your friends have any future home financing needs, please know that we are always here to help.

Rated 5 out of 5 stars

Service was just absolutely fantastic

Service was just absolutely fantastic. A very streamlined process throughout, always kept up to date by my loan officer Steven. Every step completed just as he said it would be. The whole process was quick and easy for me.

June 22, 2026
Unprompted review
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Reply from New American Funding

We are absolutely thrilled to hear that your experience with Steven was nothing short of fantastic, Shelly! At New American Funding, we pride ourselves on maintaining a clear, streamlined, and stress-free process for our customers. It is wonderful to know that Steven kept you updated every step of the way and completed each phase of your loan exactly as promised. If you have any additional questions about your refinance or need further assistance, please feel free to reach out to us.

Rated 5 out of 5 stars

This is how you do it

Everyone involved in the process is knowledgeable, competent and have tremendous communication skills.

July 1, 2026
Unprompted review
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Reply from New American Funding

Thank you so much for the wonderful feedback, Timothy! We pride ourselves on having a knowledgeable and communicative team, and we are thrilled to hear they delivered a great experience for you. We truly appreciate your business!

Rated 5 out of 5 stars

everyone was great really helpful

June 26, 2026
Unprompted review
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Reply from New American Funding

Hello Ashley, thank you for the kind words! Our team works hard to make the process as smooth and helpful as possible, and we are so glad we could assist you. Thanks for choosing us!

Rated 5 out of 5 stars

Great communication and answered all my…

Great communication and answered all my questions throughout the entire process.

June 24, 2026
Unprompted review
New American Funding logo

Reply from New American Funding

Hello Robert, thank you for sharing your experience! Clear communication is our top priority, and we are so glad we could provide you with the answers and peace of mind you needed throughout the entire process. Thanks for choosing us!

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