New American Funding Reviews 

2,514
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 769 reviews, reviewers overwhelmingly had a great experience with this company. People frequently praise the knowledgeable staff for being exceptionally helpful, maintaining clear communication, and guiding buyers smoothly through every step of the mortgage process. Borrowers deeply appreciate the quick response times, personalized attention, and dedication shown by the team to ensure a truly stress-free home-buying journey. Clients frequently note how approachable and reassuring their loan officers were during what could otherwise be a complicated financial transaction. Some reviewers were not happy with the overall communication and customer service. A few consumers mentioned experiencing frustrating delays, unanswered emails, unexpected document requirements appearing later, and a complete lack of follow-up from representatives.

What people talk about most

Staff

People report positive experiences with staff, highlighting their knowledge, responsiveness, and dedication.... See more

Service

Reviewers highlight positive aspects of service, noting that loan officers and staff are knowledgeable,... See more

Customer service

Customers consistently note positive experiences with customer service, praising the exceptional... See more

Response time

Reviewers mention positive feedback about response time, highlighting prompt communication and efficiency.... See more

User experience

Clients share positive opinions on user_experience, highlighting seamless, stress-free, and well-managed... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I cannot say enough great things about my mortgage loan officer, Ms. Laurie Cahill. From the very first conversation about pre-qualification to the closing table, she went above and beyond t... See more

Company replied

Rated 5 out of 5 stars

Everyone I dealt with was very, very helpful and extremely nice. I never felt like my questions were stupid, or that I was being a bother. Emails were always answered within an hour or two (often much... See more

Company replied

Rated 5 out of 5 stars

From the start to the end of the loan process Loan Officer Jose guided me exploring all the possible loan options and explaining the pros and cons He kept me comfortable right though the process. Whe... See more

Company replied

Rated 5 out of 5 stars

The officers handling my re-fi were on top of things. They responded promptly to emails and phone calls. They were clear in their requests for documentation and were patient with my myriad questions... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Mortgage Lender

Written by the company

As one of the largest privately-owned direct mortgage lenders in the nation, New American Funding is dedicated to helping families and individuals improve their quality of life through homeownership. Headquartered in Orange County, California, NAF has quickly grown to become a leader in the home loan industry.


Contact info

4.8

Excellent

TrustScore 5 out of 5

3K reviews

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Asks customers to review

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Replied to 100% of negative reviews

Typically replies within 1 week

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4.8

All reviews

(2,514)

698 reviews in the last 12 months

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Rated 5 out of 5 stars

Steve Menozzi was an absolute Godsend…

Steve Menozzi was an absolute Godsend in our home buying journey. He worked tirelessly to ensure everything went according to plan. He was always open to questions day or night and always had the right answer. My wife and I truly appreciate Steve’s tenacity, pleasant personality, knowledge and outright hard work.
Thank you Steve!

May 28, 2026
Unprompted review
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Reply from New American Funding

Thank you so much for taking the time to share this beautiful review! We are absolutely thrilled to hear that Steve Menozzi was such a Godsend for you and your wife during your home-buying journey.

Navigating the path to homeownership takes a lot of dedication, and we are incredibly proud of Steve’s tireless work ethic, tenacity, and commitment to being there for you day or night. Providing knowledgeable, round-the-clock support with a warm and pleasant personality is exactly what makes Steve so special, and we will be sure to share your wonderful message of appreciation with him.

Thank you for trusting Steve and New American Funding with your home purchase. We wish you and your wife countless happy memories in your new home!

Rated 5 out of 5 stars

John and I applied for a mtge with new…

John and I applied for a mtge with new American funding Kyle walked us through the process answered all our questions
Made it easy chad also was a big help let us know if we were missing anything needed.
I will be recommending them to my friends who either want to buy or refinance

June 8, 2026
Unprompted review
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Reply from New American Funding

Thank you and John so much for sharing your wonderful experience! We are absolutely delighted to hear that Kyle and Chad made the mortgage process feel easy, smooth, and stress-free for you.

Ensuring that all of your questions are answered and keeping you clearly updated on any missing documents is exactly how we strive to support our clients. We will be sure to share your kind words and appreciation with both Kyle and Chad—they will be thrilled to hear them!

Thank you so much for your trust and for your wonderful recommendation to your family and friends. We look forward to helping them in the future, and we are always here for you and John whenever you need us!

Rated 5 out of 5 stars

Excellent service from Blake Johnson

Excellent service from Blake Johnson! Not treated like a number, walks you through the process based on your needs! Even if not doing business at that time. Blake and his team are patient and work with YOU and what your interests are.

Presented several scenarios to help determine best outcomes for my circumstances. Never a rush or any pressure despite moving through the process quickly. I asked many questions about fees, expenses, why this, why that, and no issues answering them or hesitation in doing so.

Really did a great job getting more of my money back into my pocket and maximizing my equity.

Blake provided excellent service, professionalism, patience, knowledge, and responsiveness. Excellent sense of urgency!

May 28, 2026
Unprompted review
New American Funding logo

Reply from New American Funding

Thank you so much for taking the time to share this incredibly detailed and thoughtful review of your experience with Blake Johnson!

We are absolutely thrilled to hear how much you appreciated his personalized, high-touch approach. At New American Funding, we believe that no one should ever feel "like a number." Blake’s willingness to patiently walk you through different scenarios, analyze fees, and explore options—even before officially doing business—is a testament to his dedication to your financial well-being.

It is wonderful to hear that he was able to help you maximize your equity and put more money back in your pocket, all while maintaining a pressure-free, professional, and highly responsive environment.

We will be sure to share your outstanding praise with Blake and his team; they will be incredibly proud to hear how much of a positive impact their hard work made. Thank you for your trust, and please don't hesitate to reach out to Blake whenever you need assistance in the future!

Rated 5 out of 5 stars

10/10 service

Joanna communicated very well and answered all of my questions no matter how simple they were. She was great and I would recommend her to anyone

June 5, 2026
Unprompted review
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Reply from New American Funding

Thank you so much for the wonderful recommendation! We are thrilled to hear that Joanna’s excellent communication and willingness to answer all of your questions—no matter how simple—made your experience so positive.

We believe that there are absolutely no "simple" or "silly" questions when it comes to home financing, and we are so glad Joanna made you feel comfortable and informed every step of the way. We will be sure to share your kind words and recommendation with her—she will be delighted to hear them!

Thank you for choosing us, and please don't hesitate to reach out if you need anything else in the future!

Rated 5 out of 5 stars

NAF provided the smoothest refinance…

NAF provided the smoothest refinance I’ve ever participated in. They were responsive to all my questions almost immediately and were thorough and organized. I’m so glad I chose to work with them!

May 29, 2026
Unprompted review
New American Funding logo

Reply from New American Funding

Thank you so much for the fantastic feedback! We are absolutely thrilled to hear that this was the smoothest refinance you’ve ever experienced.

We know how important it is to get quick, clear answers during the financing process, so we are incredibly proud that our team's responsiveness, organization, and thoroughness made such a positive impression.

Thank you for choosing to work with New American Funding—we are so glad you did, too! Please don't hesitate to reach out if you ever need anything in the future.

Rated 5 out of 5 stars

Start To Finish Professional and Knowledgeable

From day one to closing everything was organized, ahead of schedule and professionally handled. E-signing documents and the ability to access these documents while abroad meant I was able to keep the process moving despite being out of the country for 30 days. I could not have asked for a better experience in securing the loan for purchasing our new home. We felt like our business mattered, like our loan and home purchase mattered, and these days, so many big companies take their client for granted. That did not happen here. We definitely had a 5 Star experience with New American Funding.

June 4, 2026
Unprompted review
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Reply from New American Funding

Thank you so much for sharing this incredible review! First and foremost, congratulations on the purchase of your new home!

We are absolutely thrilled to hear that we could help keep your home purchase on track and ahead of schedule, even while you were traveling abroad for 30 days. We designed our electronic signing and document access systems specifically to make the process as seamless and flexible as possible, so hearing how much it helped you during your travels is wonderful.

Your comment about feeling like your business truly mattered means the world to us. At New American Funding, we believe that every home loan represents a family’s dream and future, and we make it our mission to never take our clients for granted.

Thank you for trusting us with your home purchase and for giving us a 5-star rating. We wish you countless happy memories in your new home, and we are always here for you whenever you need us!

Rated 5 out of 5 stars

Ashley is wonderful!

Ashley is wonderful. She's very knowledgeable.

June 5, 2026
Unprompted review
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Reply from New American Funding

Thank you so much for the great feedback! We are absolutely delighted to hear that you had a wonderful experience working with Ashley.

Her knowledge and dedication are a huge part of what makes our team so strong, and we will be sure to share your kind words with her. Please don't hesitate to reach out if you need anything else in the future!

Rated 5 out of 5 stars

Great experience 10/10 1st time buying experience

Great experience, easy and they walk you through it, Ask for Kat you will get an awesome experience, she will treat you like family and get the job done! Even when she takes the day off sick she will answer your phone call when you’re freaking out! Couldn’t ask for a better team to get me to the Finish Line. 10/10 recommend for all your 1st time buying experience. Remember ask for Kat Lee she is a senior loan consultant.

May 27, 2026
Unprompted review
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Reply from New American Funding

Thank you so much for this amazing 10/10 recommendation! First and foremost, congratulations on your very first home purchase!

We are absolutely thrilled to hear how Kat Lee and the rest of the team went above and beyond to get you to the finish line. Treating our clients like family is exactly what we strive for, and Kat’s dedication—even answering your call to calm those first-time homebuyer nerves while out sick—shows just how much she truly cares about your journey.

We will be sure to share your incredible shout-out and high praise with Kat and the team; it will absolutely make her day!

Thank you for trusting New American Funding with such a huge milestone. We are always here for you, and we look forward to helping any friends or family you send our way! Welcome home!

Rated 5 out of 5 stars

Great bank!

I think the loan dashboard was great. The communication was outstanding. And it was just great all around. Would definitely recommend NAF.

June 1, 2026
Unprompted review
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Reply from New American Funding

Thank you so much for the fantastic feedback and recommendation! We are thrilled to hear that you loved using our loan dashboard and that you found our communication to be outstanding.

We designed our digital tools to make the mortgage process as clear and easy to track as possible, and we are so glad it helped deliver a great experience for you from start to finish.

We truly appreciate your business, and we are always here for you whenever you or your family and friends need assistance in the future!

Rated 5 out of 5 stars

Great service, friendly people

Everyone I dealt with was very, very helpful and extremely nice. I never felt like my questions were stupid, or that I was being a bother. Emails were always answered within an hour or two (often much quicker), and phone calls were nearly always answered, or returned quickly. Highly recommend.

June 1, 2026
Unprompted review
New American Funding logo

Reply from New American Funding

Thank you so much for this wonderful recommendation! We believe that there is absolutely no such thing as a "stupid question," and we never want our clients to feel like a bother.

Keeping you supported with fast, friendly, and reliable communication is our top priority, so we are thrilled to hear that our team was always quick to answer your calls and emails.

Thank you for trusting us with your home loan and for highly recommending us. We appreciate your business and are always here for you whenever you need us!

Rated 5 out of 5 stars

We had an outstanding experience with Tiffany Madden

We had an outstanding experience with New American Funding, especially our loan officer. From start to finish, she was professional, knowledgeable, and incredibly supportive. She went above and beyond to help us every step of the way, always taking the time to answer our questions and explain the process clearly.

What impressed us most was her dedication and responsiveness. She was available even outside of normal business hours and never made us feel like we were bothering her. Buying a home can be stressful, but she made the entire process much smoother and gave us confidence throughout the journey.

Thanks to her hard work, communication, and genuine care for her clients, we were able to achieve our dream of becoming homeowners. We are truly grateful and highly recommend New American Funding to anyone looking for a mortgage lender.

May 28, 2026
Unprompted review
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Reply from New American Funding

Thank you so much for sharing your outstanding experience! First and foremost, congratulations on achieving your dream of becoming homeowners!

We are absolutely thrilled to hear that your loan officer provided such professional, knowledgeable, and deeply supportive guidance from start to finish. Our team always strives to make the home-buying journey as smooth and stress-free as possible, and knowing that her dedication—even outside of normal business hours—gave you the confidence and peace of mind you needed means the world to us.

We will be sure to share your beautiful words and appreciation with her and the team; hearing how much her hard work and genuine care meant to your family is the ultimate reward.

Thank you for trusting New American Funding with this major milestone, and we wish you a future filled with wonderful memories in your new home! We are always here for you whenever you need us.

Rated 5 out of 5 stars

Repeat customers

Jason is honest and will go the extra mile for you.

May 27, 2026
Unprompted review
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Reply from New American Funding

Thank you so much for the great feedback! Trustworthiness and dedication are what we strive for every day, and we are so proud to hear that Jason proved his honesty and went the extra mile to support you.

We will be sure to share your kind words with Jason—he will be absolutely thrilled to hear them! Please let us know if we can ever assist you with anything else in the future.

Rated 5 out of 5 stars

Jose and Julia made my refinance go…

Jose and Julia made my refinance go very smooth. There were a few bumps and Midwest potholes, but Jose's calmness and control and Julia's tenacity of getting thing accomplished eased my stress and they got this all done. I am very pleased with NAF.

May 22, 2026
Unprompted review
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Reply from New American Funding

Thank you so much for sharing your experience! We know that the refinancing process can sometimes have its share of unexpected "Midwest potholes," but we are absolutely thrilled to hear that Jose and Julia made the journey as smooth and stress-free as possible for you.

Jose's calm reassurance and Julia’s tenacity in getting things accomplished make them an incredible team, and we are so proud of how they guided you past those bumps to a successful finish.

We will be sure to share your wonderful feedback with both Jose and Julia—they will be delighted to hear how much their support eased your stress. Thank you for choosing New American Funding, and please let us know if we can ever assist you in the future!

Rated 5 out of 5 stars

Got the job done

Got the job done. Pleasant people to work with.

May 26, 2026
Unprompted review
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Reply from New American Funding

Thank you for the great feedback! We are so glad we could get the job done for you and that you enjoyed working with our team.

Providing pleasant, reliable service is what we strive for, and we appreciate your business. Please let us know if we can ever help you again in the future!

Rated 5 out of 5 stars

A Seamless Homebuying Experience

I’m so glad that I went with New American Finding for my first time home purchase! My loan officer, Naomi, was so friendly and helpful. She made the process easy, and made sure I understood everything during each stage from pre-approval to closing! She was responsive to emails and phone calls anytime I had questions. I look forward to continuing to work with her throughout the life of my loan! Highly recommended to anyone buying a home, especially first time buyers.

May 27, 2026
Unprompted review
New American Funding logo

Reply from New American Funding

Thank you so much for this wonderful recommendation, and congratulations on purchasing your very first home! We are absolutely thrilled that you chose New American Funding for such an exciting milestone.

Navigating the journey from pre-approval to closing can feel overwhelming, but we are so proud to hear how Naomi’s friendly guidance, clear explanations, and quick responsiveness made the process feel easy and comfortable for you.

We will be sure to share your lovely feedback with Naomi—she will be delighted to hear your kind words and will look forward to supporting you throughout the life of your loan.

Thank you again for your trust and your high recommendation to other first-time buyers. Welcome to the homeownership family, and please know we are always here for you!

Rated 5 out of 5 stars

Very personable

Very personable, patient and answered any and all questions.

May 15, 2026
Unprompted review
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Reply from New American Funding

Thank you so much for the great feedback! Providing personable, patient, and thorough support is always our goal, and we are so glad we could answer all of your questions and make you feel comfortable throughout the process.

Please don't hesitate to reach out if you ever need anything else in the future—we are always happy to help!

Rated 5 out of 5 stars

My NAF experience

My loan officer, Kyle Lumpkin, was so helpful and caring. He was with me from start to finish for the refinance process. He always took my calls, even when he didn't have anything to tell me. I would highly recommend Kyle and in turn NAF if you are thinking about refinancing or purchasing a new home.

May 29, 2026
Unprompted review
New American Funding logo

Reply from New American Funding

Thank you so much for the wonderful recommendation! We are absolutely delighted to hear about your great experience working with Kyle Lumpkin.

We know how important it is to feel supported during a refinance, and Kyle’s dedication to being there for you—always taking your calls even just to check in—shows how much he truly cares about his clients. Keeping you informed and supported from start to finish is exactly the kind of service we strive to provide.

We will be sure to share your kind words and appreciation with Kyle; he will be thrilled to hear them!

Thank you for trusting New American Funding, and we would be honored to assist you, your family, or your friends with any future mortgage needs.

Rated 5 out of 5 stars

Kent did a good job

Kent did a good job. Stayed on task.

May 28, 2026
Unprompted review
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Reply from New American Funding

Thank you for your feedback! We are glad to hear that Kent did a good job and stayed focused on keeping your process on track.

We appreciate your business, and please let us know if we can ever assist you again in the future!

Rated 5 out of 5 stars

Excellent and easy…

Excellent and easy transaction/transition with Sean Chandy! He explained and made everything very simple and from far away!

May 22, 2026
Unprompted review
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Reply from New American Funding

Thank you so much for sharing your experience! We are absolutely delighted to hear that Sean Chandy made your transaction and transition so simple, smooth, and excellent—even from a distance!

We know that navigating the mortgage process from far away can sometimes feel daunting, but Sean’s ability to explain everything clearly and keep the process easy is exactly the high level of service we strive to provide. We will be sure to share your wonderful feedback with Sean; he will be thrilled to hear his support made such a positive impact.

Thank you for choosing New American Funding, and please don't hesitate to reach out if we can ever assist you again in the future!

Rated 4 out of 5 stars

The team was very quick and responsive…

The team was very quick and responsive on getting us closed. Communication was excellent and helpful during the process, they lead the way and walked us through it to the end.

May 28, 2026
Unprompted review
New American Funding logo

Reply from New American Funding

Thank you so much for the wonderful feedback! We are thrilled to hear that our team was quick, responsive, and provided excellent communication to guide you smoothly to your closing.

Our goal is always to make the process as stress-free as possible, and we are so happy we could walk you through it to the end. Congratulations on your closing, and please let us know if you ever need anything else!

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