All good approved very quickly. If I could change any thing i would obviously like a better %rate but I understand it's a business. I would also prefer same day deposit in my account. On the whole th... See more
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Company details
About Novuna Personal Finance
Written by the company
Need a great Personal Loan?
Come direct to our website for our low rates and exclusive loan options. Our great loans start from just 6.9% APR Representative (based on £7,500 to £25,000).
Who are Novuna?
A leading financial services company, we provide effective Retail Finance options to thousands of big name brands, as well as Personal Loans to help you access the cash you need sooner.
We lent over £3 billion to customers in 2025, allowing them to make big purchases, create memories or enjoy once-in-a-lifetime moments. All without worrying about paying for it upfront.
We don't offer lease vehicles - If you're looking to leave a review about Novuna Vehicle Solutions, that is a completely separate business to us.
We tailor our innovative solutions to match the things you want to buy, from home improvements to holidays, making the process as easy and stress free as possible. And we combine it with award winning customer service.
That's what makes us different.
About us Personal Loans Car Loans Home Improvement Loans Debt Consolidation Loans Holiday Loans Wedding Loans Small Loans
Just some of our awards
We're leaders in our field
We've been named the UK's Best Personal Loan Provider for the last 12 years running. We are also proud to have once again won the official Feefo Platinum Trusted Service award. This is the 7th time we've been recognised as a leader in our field with Platinum status.

Best Personal Loan Provider
YourMoney

Platinum Trusted Service
Feefo

Loan Provider of the Year
Moneyfacts
Contact info
2 Apex View, LS11 9BH, Leeds, United Kingdom
- 0344 375 5500
- CustomerService@NovunaPersonalFinance.co.uk
- novunapersonalfinance.co.uk
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May use AI-assist with repliesRead more
I have been with and used Novuna…
I have been with and used Novuna Finance for many years previously.
Always 1st class service and highly recommended.

Reply from Novuna Personal Finance
Missed a payment due to an emergency
Missed a payment due to an emergency, spoke to Pip who was lovely and really helpful a true credit to your team!

Reply from Novuna Personal Finance
Just great service
Excellent!!!
Very satisfied with Nova finance I…
Very satisfied with Nova finance I would recommend them to anyone that wants finance and I would definitely use them again
All good approved very quickly.
All good approved very quickly.
If I could change any thing i would obviously like a better %rate but I understand it's a business. I would also prefer same day deposit in my account. On the whole though positive result.
The best Ala
Excellent Service.
Very easy to deal with, extremely helpful, all in all a top class service. Thank you. The application was simple enough, and doesn't take an inordinate length of time.
Very quickly organised a loan would…
Very quickly organised a loan would definitely recommend ☺️
Good company
Great company to deal with.
I’ve used Novuna previously when purchasing credit, they’ve always been quick to provide the decision and the credit. A very easy company to deal with.
The website was very easily to use and…
The website was very easily to use and my loan came though very quickly.
Very happy so far.

Reply from Novuna Personal Finance
Very straightforward to deal with
Very straightforward to deal with.
Very quick to reply and to act. ✔️

Reply from Novuna Personal Finance
I took this loan in very time but paid…
I took this loan in very time but paid extremly high interest rate not spread over 4 years lian plan. They taken all interest in 2.5 years and principle remained same.

Reply from Novuna Personal Finance
Very Disappointing
I rarely leave negative reviews, but I feel other customers should be aware of my experience.
My issue wasn’t with making payments – it was with Novuna’s administration and lack of empathy when dealing over the phone.
I requested that my direct debit payment date be changed. It took three attempts before the change was processed correctly, and during that process the direct debit failed due to errors on Novuna’s side. When I spoke to their team, they acknowledged the problems and apologised for the way the payment date change had been handled.
Unfortunately, despite acknowledging that their own administrative errors contributed to the failed payment and removing the charge they immediately applied to my account, they have refused to amend the missed payment they reported to the credit reference agencies. As a result, my credit file has been damaged through no fault of my own.
I understand lenders have reporting obligations, but I also believe they have a responsibility to ensure the information they report is fair and accurate. If a missed payment arises because of a process the lender mishandled, simply saying “sorry” but refusing to correct the record is disappointing.
The customer service representatives I spoke to were hit-and-miss. Some polite and professional, others not so, but the final outcome was extremely frustrating. I expected better from a company of this size, especially on a simple administrative fix.
I hope Novuna reviews its approach to situations where its own administrative errors have a direct impact on a customer’s credit file.

Reply from Novuna Personal Finance
Great company, very professional
Very helpful and understanding keeps me up-to-date with things And it has gone very quick six months in

Reply from Novuna Personal Finance
Not sure but let's see how this company…
Not sure but let's see how this company treats me as a loyal person who as never missed payment in 30 years. I've only just started with yourself and let's have a smooth 3 years and both of us will be happy people kind regards Mr Lee Holland

Reply from Novuna Personal Finance
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