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Review summary

Created with AI, based on recent reviews

Considering 79 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently highlight the helpfulness and professionalism of the staff, often praising specific individuals for their excellent service. Many also appreciate the quick responses and efficient support received, indicating a generally positive customer service experience. However, some people were dissatisfied with the pricing, finding it to be expensive or inconsistent. There were also instances where customers experienced issues with response times and the overall service, with some reporting difficulties reaching customer support or delays in receiving assistance.

What people talk about most

Staff

Reviewers mention positive feedback about staff. Customers consistently praise the staff for being helpful,... See more

Customer service

Consumers generally find customer service to be positive. Many reviewers highlight helpful, clear, and... See more

Price

Users describe ambiguous interactions with price. Many customers report getting better or cheaper rates and... See more

Service

Customers consistently note ambiguous experiences with service. Many reviewers praise the fast, efficient,... See more

Response time

Customers had ambiguous experiences with response times. Many reviewers praised the quick and fast response... See more

Reviews shaping this summary

Rated 4 out of 5 stars

So far I’ve had great service. My only complaints are that 1) i purposefully had my payments coming out on the 15th of the month because that was better for me. 2) now i suddenly have to come up with... See more

Company replied


Company details

  1. #6 of 6 best companies in Auto Insurance Agency
  2. #6 of 6 best companies in Home Insurance Agency

Written by the company

At Onlia, we make home, auto, and lifestyle & leisure insurance a breeze. Our secret sauce? We’re the only brokerage that gives customers access to multiple insurance companies and competitive pricing, with the freedom to buy online or through a broker. We keep things simple, clear, and stress-free—because insurance doesn’t have to be a headache. Bottom line: we’re here to offer straightforward, flexible options with a friendly touch—and maybe a little swagger. As a RIBO licensed insurance broker serving customers in Ontario, Alberta, and BC, we’re able to find you the best quote for your needs at the best possible price from our group of nationally trusted carriers — 24/7 online, or over the phone with a broker. We’re backed by a strong and reputable Canadian financial holdings company, Southampton Financial Inc. Southampton’s principles are recognized for creating robust and successful insurance distributors in the Canadian marketplace.


Contact info

3.5

Average

TrustScore 3.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 70% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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Rated 1 out of 5 stars

Cannot get through to Onlia

Cannot get a hold of them whatsoever or even log into my account. Sent two emails - no response. Called so many times with no answer at all.

February 7, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Keri, thanks for sharing your feedback and we're sorry to hear about your experience. A broker has reached out to you via email to assist. Let us know if you need further support!

Rated 1 out of 5 stars

I applied from home insurance haven’t…

I applied from home insurance haven’t received my package in the email and it’s 48 hrs!

February 3, 2025
Onlia logo

Reply from Onlia

Hi Lucy, thanks for reaching out! We understand the urgency and have escalated your request to the right team. They’ll be in touch soon.

Rated 1 out of 5 stars

Absolutely horrible

Absolutely horrible. Signed up and never received an email with my policy number. Called them and waited on hold for over an hour only to be hung up on when it finally connected. Sent multiple emails with no response. Had to pick up my car that day so had to last minute switch insurance companies (thank god). Still haven’t heard back to confirm they will cancel.

January 27, 2025
Onlia logo

Reply from Onlia

Hi Paige, thanks for reaching out! We understand the urgency and have escalated your request to the right team. They’ll be in touch soon.

Rated 1 out of 5 stars

CANCEL MY POLICY

I'm just trying to cancel my whole policy considering I will not own a vehicle after today. It's literally impossible to deal with this place. So horrible.

February 3, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Monique, a broker has been in touch with you to confirm the cancellation.

Rated 1 out of 5 stars

Use to be great

Use to be great, had a policy with them for over 4 years with no issues. Somewhere randomly along the way they were unable to collect a payment...ok no problem I switch my payment method (both from the same account from Card # to account number) . They collect with no problems. 4 years later they've been bought out (or merged couldn't care less) Now I can't renew my policy because of an issue from THIER side.
Try calling them. 1 HOUR wait time for unexperienced employees that have NO CLUE what's going on. Call again same thing. Call a third time wait an 2 HOURS to get someone competent only to hear "Okay we will open an investigation. FAST FORWARD 3 WEEKS AND NOT A SINGLE EMAIL OR MESSAGE.
WHAT IS GOING ON

January 26, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Michael, we're sorry to hear about your experience, we want to make this right. Please email us at support@onlia.ca with "Trustpilot review" in the subject line so our team can look into this. Appreciate your patience!

Rated 5 out of 5 stars

Best auto insurance rate I found online…

Best auto insurance rate I found online after about 6 hours of research. Easy to use site that took payment directly.

January 31, 2025
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Reply from Onlia

Hi Brandon, thanks for your kind words! We're glad you found our rates competitive and the process easy. You should receive your documents soon.

Rated 1 out of 5 stars

Awful service

*** EDIT***After 3 attempts someone finally answered. She said an escalation is being put in place for someone to reach out, still no answers on if I have insurance….
*******

I have been trying to get a hold of this company for over a month. Each time I call I’m on hold for an hour just for them to disconnect. They say to email them (which I have) but those go unanswered as well!
They say I have insurance with them but I have had no communication- can’t access the online platform as I cannot get ahold of anyone for a policy number.

A small charge came off my credit card ($12) which I have NO idea what that was for- trying to figure that out as well.

I just want answers- insurance is such an important thing to have and the experience I have had with this company is absolutely appalling.

January 30, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Sarah, we’re really sorry for the frustration you’ve experienced. We’ve escalated your case, and someone will be reaching out soon. We appreciate your patience and the chance to make this right.

Rated 1 out of 5 stars

Ver bad company I been left 3 months…

Ver bad company I been left 3 months without a call back or even an email for an issue it has to be dealt with on them end I been charged for a car that it been on total lost I been calling them and emailing them but no one answering they owe me money and that why they not answering my phone calls they are a scammer there’s a lot to say about this company but what I said it’s enough never again with them

January 31, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Mohammad, we're sorry to hear about your experience. We want to make this right. Please email us at support@onlia.ca with "Trustpilot review" in the subject line so our team can look into this. Appreciate your patience while we're working to resolve this.

Rated 1 out of 5 stars

The customer service agents are not…

The customer service agents are not knowledgeable and helpful! When it shows on the website that adding a G1 driver won't increase insurance premiums if they are not primary driver of the vehicle then agents told me I have to pay $60 more if I want to add my spouse who is a G1 licensed driver.

January 29, 2025
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Reply from Onlia

Hi Anik, thank you for the feedback. A broker has been in touch with you to discuss pricing and the consequence of adding a G1 driver to your policy. You can also find more information here: https://www.onlia.ca/support/auto-insurance/getting-an-auto-insurance-quote/709

Rated 1 out of 5 stars

Noooooo response from last 2 months

Noooooo response from last 2 months. so frustrating. Not even received documents.

December 13, 2024
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Reply from Onlia

Hi Dherya, we’re sorry for the delay and understand how frustrating this must be. We’ve escalated your case to the right team, and they’ll be in touch soon. Thanks for your patience!

Rated 1 out of 5 stars

Cannot cancel my policies (received cancellation letter months ago)

Since the beginning of January, I've been trying to reach their support about canceling my policies (I already received a cancellation letter in November, but my policies are still active on their site and they are trying to charge money for them). No answers from support email, and I cannot reach them by phone (trying to call several times, waited around an hour each time - no live person answered)

January 30, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Aleksey, we’re sorry for the delay and understand how frustrating this must be. We’ve escalated your case to the right team, and they’ll be in touch soon. Thanks for your patience!

Rated 1 out of 5 stars

The service is suck trying to talk to…

The service is suck trying to talk to customer service took so long

January 22, 2025
Onlia logo

Reply from Onlia

Hi Ayana, we’re sorry for the delay and understand how frustrating this must be. We’ve escalated your case to the right team, and they’ll be in touch soon. Thanks for your patience!

Rated 1 out of 5 stars

Frustrated

Been trying to resolve an incorrect bill since November 2024. They don't answer the phone line or call back or respond by email telling me if the issue has been resolved.

November 25, 2024
Onlia logo

Reply from Onlia

Hi Tasha, we’re sorry for the delay and understand how frustrating this must be. We’ve escalated your case to the right team, and they’ll be in touch soon. Thanks for your patience!

Rated 1 out of 5 stars

What a headache!

I received the email in December that it seems many received about payment not going through even though the credit card on file was active. I called Dec 27 and got through to an agent who said I have to provide my bank info now for payment. I do not like paying this way but was left with no option. I provided the info and was told payment would come out in a few days.
As of today Jan 28, payment has still not been withdrawn and I received another email about non-payment. What more can I do? I had a valid credit card Onlia withdrew from for months....told we don't take that anymore. I provide my bank info, now you won't withdraw the payment. This is extremely frustrating.
I have cancelled all my policies effective Feb 6, 2025. I received cancellation confirmation on the auto policies but am still waiting on the cancellation confirmation for the home policy for over 2 weeks now.
I need that home policy cancellation confirmation as well as a detailed final invoice of what is owed on my policies up to the cancellation date of Feb 6, 2025, and when it will actually be withdrawn. This information once could be found on the old Onlia webpage but is no longer available in my account.
Submitted ticket #309859

March 12: Still no contact from an Onlia agent but now I'm receiving emails with different amounts that seem to be attempted to be taken from my credit card unsuccessfully? Again, if someone reaches out to me I will pay the amount owing, once I receive documentation of what I am paying because the amounts do not make sense. My policies have been cancelled yet i am still trying to get ahold of someone to pay Nov, Dec and Jan.

January 26, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Jason, we’re sorry for the delay and understand how frustrating this must be. We’ve escalated your case to the right team, and they’ll be in touch soon. Thanks for your patience!

Rated 1 out of 5 stars

Why is my policy being cancelled??

Why is my policy being cancelled??? I payed and I'm getting a letter for cancellation for non payment?? No one is answering this company is garbage if my premiums increase I will report this

January 28, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Ahmad, we understand your frustration and want to get this sorted. Please reach out to us at support@onlia.ca with "Trustpilot review" in the subject line so we can look into this.

Rated 1 out of 5 stars

Terrible service

The live chat service is terrible. It doesn't connect me to an agent.
The phone service is even worse. I have waited for 30mins to 1 hours with no response.

The email service is slow and takes up to a week to get a response, which is usually pretty generic and unhelpful.

January 27, 2025
Onlia logo

Reply from Onlia

Hi Shrey, we’re sorry for the frustrating experience. We’ve escalated your case to the right team. We appreciate your patience while we're working to resolve this.

Rated 1 out of 5 stars

Impossible to update billing info.

I’ve been trying to update my billing info for 2 months.

Every time I call I’m on hold for 2 hours then they hang up.

Support emails go unanswered. Website doesn’t work. Chatbot says to call or email.

Live chat never works.

Now I’m being told they weren’t able to bill me. No kidding.

When I finally get ahold of someone they better not be a NSF fee.

Edit: I’ve never been called after a promise here or from a sales agent (They will sign you up but not service you)

I finally got ahold of someone after a total of 8 hours of hold over 2 days. They asked me to email them. So I’m sure that will go no where.

I asked to speak with a supervisor and was denied supposedly the agent has no company support what so ever and is an island.

They said I could be expecting a phone call in the next 1 -3 business days and I better.

The two times I’ve been able to speak with anyone have gone to “email” but all phone calls have been recorded.

Update: 1 business day. No emails or phone calls.

Update: 2 business days. No emails or phone calls.

Update: 3 business days have passed no emails or phone calls. Guess it’s time for the Ombudsman.

January 24, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Tyler, I’m really sorry to hear about the trouble you’ve been having with updating your billing info and the long wait times. I understand your frustration. I’ve asked someone from our team to look into your request, and we’ll get back to you as soon as possible to resolve this. Thanks for your patience!

Rated 1 out of 5 stars

Complete garbage service

Complete garbage service. Sent me a cancelation letter with no reason for cancelation so I obsltained new insurance with a new company and now they are trying to continue taking money out and my policy still says active I have proof of letter as well as my lender got the same one saying I was canceled and they still try to pull money after my canceled date. No answers on the phone and no replys by email. Do not use onlia they are garbage

January 7, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Dalton, thank you for your feedback, and we're sorry to hear about your experience. We’d be happy to look into this further for you. I've escalated your request to our team.

To clarify, we take pre-payment for the full month and process refunds the following month. For example, if your policy expired on January 7th, you would be billed for the full month of January and receive a refund for January 8–31 around February 10th.

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