Only Paws Pet Insurance Reviews 

402
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 163 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptional customer service, highlighting staff helpfulness, professionalism, and prompt, friendly communication. The online portal and claims process are consistently described as very easy to use, efficient, and straightforward, with many noting the simplicity of submitting claims. Payouts are often quick and prompt, with funds received within a few days. However, some customers noted dissatisfaction with claim outcomes, mentioning denials or partial payments. This was often due to specific policy exclusions, such as age limits or conditions deemed pre-existing. Some reviewers felt that policy terms were unclear, leading to unexpected expenses.

What people talk about most

Claim

Customers had ambiguous experiences with claim, with many reporting the process to be easy, quick, and... See more

Service

Reviewers mention ambiguous feedback about service, with some customers expressing high satisfaction,... See more

Customer service

Reviewers highlight positive aspects of customer service, often praising the helpfulness, efficiency, and... See more

Payment

Consumers find payment to be ambiguous, with some reporting quick and straightforward payouts, often within a... See more

User experience

Clients share positive opinions on user experience, consistently highlighting the ease and speed of setting... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Very good communication at every stage of claim. Have only knocked off one star as payment hasn’t landed yet, but I’ve been told it’s on route… They have paid earlier payments so no need to think th... See more

Company replied

Rated 4 out of 5 stars

Unfortunately I had to make a claim for one of my cats recently but once I got online it was straight forward enough & then only paws contacted my vets who dealt with the claim . The only downside was... See more

Company replied

Rated 4 out of 5 stars

I wrote a previously bad review below based upon a disagreement regarding a condition. Since then they reviewed my case and made a payment. subsequently my pet died unfortunately. Following this they... See more

Company replied

Rated 5 out of 5 stars

Clearly communicated everything and treated us with respect, payments were made quickly. Sent a condolence letter when we lost our cat which while a small gesture did go a long way. Good experience al... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

Always-there-for-you pet insurance at affordable prices. Made by pet lovers for pet lovers.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

402 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.3

All reviews

(402)

142 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Promptly dealt with claim In difficult…

Promptly dealt with claim In difficult time after pet had to be out to sleep

September 4, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Jon,

Thank you for your kind words during what must have been an incredibly difficult time. We’re so sorry for your loss, saying goodbye to a beloved pet is never easy.

We’re glad we could handle your claim promptly and ease even a small part of the burden. If there’s anything else you need, please don’t hesitate to reach out.

Take care,
The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Good value cover

Good value cover, easy set up process

September 8, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Angela!

Thank you for your kind review, welcome to Only Paws!

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Exceptional service. Quick and efficient.

We lost our dog suddenly and OnlyPaws were a pleasure to deal with during a very emotional time. They sent a lovely condolences email and paid the vet directly, fully and promptly. Also refunded my premium that had just been paid that month. Will most definitely use them again in the future.
Highly recommend.

September 5, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Vicky, thank you for your lovely feedback, we aim to make our processes simple and efficient so that you don't need to deal with too much at such a difficult time.

Rated 5 out of 5 stars

Great price

Great price, easy process

September 4, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Thank you for your feedback Jules and welcome to Only Paws! 🐾

Rated 5 out of 5 stars

Pet insurance

Quick and easy

September 2, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi there,

Thanks so much for your kind words! We're really glad to hear you found the website quick and easy, that’s exactly what we’re aiming for.

If you ever have questions or need anything down the line, we’re just an email away at info@onlypawspetinsurance.co.uk.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Set up and options great!

Cover yet to start but please to find a company who only class pre-existing conditions up to 24 months and has a dental care add on. Option boosters are a brilliant way to customise cover and very reasonable priced.

August 31, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Kay,

Thanks for the lovely feedback! We’re so pleased to hear you appreciated the setup, flexible options, and our approach to pre-existing conditions. Our boosters are designed to keep things customisable and cost-friendly, so it’s great to hear that hit the mark.

The Only Paws Pet Insurance Team 🐾

Rated 4 out of 5 stars

Absolute swindlers/ changed to fairly treated

I wrote a previously bad review below based upon a disagreement regarding a condition. Since then they reviewed my case and made a payment. subsequently my pet died unfortunately. Following this they treated me with dignity and respect and made a further payment for treatment which was a very fair assessment. Just be careful that when you take out a policy —you should read the exclusions correctly so that you know what you are getting and can add extras if you think you need them. I am removing my previously bad review and would now consider using them again , now that I am fully aware of how the policy works.

August 29, 2025
Unprompted review
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hello Neil,

Thank you for taking the time to share your feedback. We’re very sorry to hear that you’re unhappy with the outcome of your claim. Our claims team carefully reviews all cases based on the information provided by both you and your vet.

After looking into your case, I can confirm that your pet’s medical history shows the condition began during your policy’s waiting period. As is standard across the insurance industry, conditions that arise within the initial 14-day waiting period are not covered.

If you believe this assessment is incorrect, please don’t hesitate to contact our claims team at claims@frankpetinsurance.co.uk. They’ll be more than happy to review your case and assist you with an appeal.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Simple to follow.

August 29, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Alan,

Thanks so much for the kind words! We're glad you found the quote journey simple to follow, that’s exactly what we’re aiming for.

The Only Paws Pet Insurance Team🐾

Rated 1 out of 5 stars

Possibly the most useless insurance…

Possibly the most useless insurance company I have ever used.

I put in a claim for a pet to be put to sleep out of hours. It was less than £400. Nothing complicated the cat was old and sick, I have spent weeks chasing paperwork for them. Providing details from previous vets. They don't chase anything, you have to contact them. You don't get any updates unless you chase them. I almost 3 months in and I still have no resolution.

Unless you enjoy doing everything yourself, go with someone else.

August 28, 2025
Unprompted review
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Nigel,
We’re so sorry to hear about your recent loss, our hearts go out to you.
We want to be transparent about the steps we’ve taken to move your claim forward. Unfortunately, we’ve been unable to complete the assessment because we haven’t received the necessary history from your vet, despite multiple follow-ups:
08/07/2025 at 9:58am – We called and were advised the history would be sent.
15/07/2025 at 9:22am – We called again and were told the same.
31/07/2025 at 11:45am – We emailed to chase but received no reply.
08/08/2025 at 9:31am – We attempted another call but couldn’t get through.
08/08/2025 at 12:41pm – We spoke with the practice and were advised their insurance team would be chased later that day.
We also contacted your other vet on 29/08/2025 at 9:19am, who advised they would send the history they hold, but we’ve not yet received this either.
While we do everything we can to retrieve records, in some cases we are reliant on vet practices sending us the required documents to proceed. As soon as we receive the full medical history, we’ll complete the claim review without delay.
We also understand you’ve raised a complaint. Our complaints team has this logged and will be in touch directly to follow up with you.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

EASY TO USE WEBSITE AND REASONABLE…

EASY TO USE WEBSITE AND REASONABLE PRICES FOR PET INSURRANCE

August 28, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi there,

Thanks so much for your kind words! We're really glad to hear you found the website easy to use and our prices reasonable, that’s exactly what we’re aiming for. Making pet insurance simple, affordable, and reliable is what we’re all about.

If you ever have questions or need anything down the line, we’re just an email away at info@onlypawspetinsurance.co.uk.

The Only Paws Pet Insurance Team 🐾

Rated 4 out of 5 stars

Claim

Issue was dealt with quickly and promptly.

August 19, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Stephen,

Thanks so much for taking the time to leave a review! We're really pleased to hear your claim was handled quickly and promptly, that's exactly the kind of experience we aim to deliver.

If there's ever anything else we can help with, just drop us a line at info@onlypawspetinsurance.co.uk.

Take care and give your pet a cuddle from us!

The Only Paws Pet Insurance Team 🐾

Rated 4 out of 5 stars
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Guy,

Thanks so much for your feedback! We're thrilled to hear the quote journey was straightforward to set up, we work hard to make things as quick and simple as possible, so it’s great to know that came through.

If you ever have any questions or need support down the line, we’re just an email away at info@onlypawspetinsurance.co.uk.

Wishing you and your pet all the best!

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Excellent service

Fast, efficient and courteous in a very difficult time.

August 22, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Thank you for your review Rupert, we’re glad we could support you with a fast, efficient, and courteous service when you needed it most.

Rated 5 out of 5 stars

My claim was accepted and paid out very…

My claim was accepted and paid out very quickly. The claims process online is easy to use. With my first claim I received a telephone call to clarify a couple of points and this was dealt with in a friendly professional way. Very happy to recommend this company.

August 21, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Elizabeth,

Thank you so much for the glowing feedback! We're really pleased to hear your claim was processed quickly and that our team was able to support you in such a friendly and professional way. Making things easy and stress-free, especially at claim time — is exactly what we’re here for. We truly appreciate the recommendation and are always here if you need us again.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Excellent & sooo quick and easy

Excellent, super easy and hassle-free.

August 20, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Ceri,

Thank you so much for the lovely review! We're thrilled to hear that you found everything super easy and hassle-free, that's exactly what we aim for. If you ever need support or have questions down the line, we're just an email away at info@onlypawspetinsurance.co.uk. Give your pet a cuddle from us!

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Easy and clear process

Easy and clear process, good value for money

August 18, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Darren,

Thanks so much for the great feedback! We're really glad to hear you found the quote journey easy and clear, that’s exactly what we aim for. It’s also brilliant to know you felt the value was spot on. If you ever have any questions or need support down the line, we’re just an email away at info@onlypawspetinsurance.co.uk.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

All paid out

All paid out, but very confusing breakdown of the bill.

August 15, 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Thank you for your feedback SJJ, I'll make sure the relevant department is informed. Please get in touch if anything is unclear via claims@onlypawspetinsurance.co.uk.

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