Only Paws Pet Insurance Reviews 366

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 179 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the exceptional customer service, noting the staff's friendliness, helpfulness, and respectful approach during emotional times. Many people appreciate the ease and speed of the claim process, with payouts often described as quick and straightforward. The online user experience is also consistently praised for being simple to navigate and efficient. However, some people were dissatisfied with the claim process, mentioning rejections due to pre-existing conditions or specific policy exclusions like medication or cremation for older pets. A few other people also felt that the company's terms and conditions were ambiguous, leading to claims being denied, and some experienced difficulties reaching customer service by phone.

What people talk about most

Claim

Users describe ambiguous interactions with claim. Many reviewers found the claim process easy, quick, and... See more

Service

People report ambiguous experiences with service. Many customers praise the exceptional service, friendly... See more

Payment

Customers consistently note ambiguous experiences with payment. While some reviewers praise the quick and... See more

User experience

Reviewers mention positive feedback about user experience. Customers consistently praise the ease of use and... See more

Customer service

Clients share positive opinions on customer service, with many reviewers praising the helpfulness, empathy,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Very good communication at every stage of claim. Have only knocked off one star as payment hasn’t landed yet, but I’ve been told it’s on route… They have paid earlier payments so no need to think th... See more

Company replied

Rated 4 out of 5 stars

I wrote a previously bad review below based upon a disagreement regarding a condition. Since then they reviewed my case and made a payment. subsequently my pet died unfortunately. Following this they... See more

Company replied

Rated 5 out of 5 stars

I previously held pet insurance for my elderly cat with Only Paws. What sets them apart from other insurers that they don't impose co-payment excesses when the pet ages. It purely increases from £99... See more

Company replied

Rated 5 out of 5 stars

I wish i could give them 10 stars or more. I had cancelled my renewal but one of their employees has been trying to get in touch with me and today I spoke to her. I was amazed to hear that unbeknown t... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

Always-there-for-you pet insurance at affordable prices. Made by pet lovers for pet lovers.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

366 reviews

5-star
4-star
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1-star

Replied to 100% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

No phone number but excellent return call

Although they have no phone number they called back within 10 minutes after sending them an email

April 17, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Sandra,

Thanks for your review. We’re really pleased to hear you received an excellent call back so quickly after getting in touch. We offer call backs to help reduce time spent waiting in phone queues, so it’s great to know our team was able to respond quickly and help when needed.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Excellent service

Excellent service

April 23, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Julija,

Thanks so much for your review. We’re really pleased to hear you received excellent service with your claim. We know how important it is for the process to feel smooth and well handled, so it’s great to know our team delivered for you.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

I The most sincere and honest insurance company by miles.

I wish i could give them 10 stars or more. I had cancelled my renewal but one of their employees has been trying to get in touch with me and today I spoke to her. I was amazed to hear that unbeknown to me, I had been paying for 2 policies by mistake, so the lady not only refunded me over £100, but also cut my renewal price drastically. An amazing lady and I'm blown away by the honesty of the business. How many companies would have just pocketed the money. I am blown away by the service and sincerity of Only Paws and cannot rate them high enough. Exceptional service, friendly staff who you can understand and Staff that go out of their way to ensure the customer comes first. The best organisation I have ever had the pleasure to deal with.

April 22, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Paul,

Thanks so much for your incredibly kind review. We’re truly pleased to hear our team was able to help put things right and provide the honest, customer-first service you deserve. It means a great deal to know our staff made such a positive impression, and we’ll be sure to share your lovely feedback with the team. Thank you again for your support.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Great service

My cat Coco became very unwell on bank holiday Monday and we had to rush him to the vet’s, he had major surgery but unfortunately a week after surgery he passed away, only paws have been really good and have paid out on the insurance quickly, the portal is really good and easy to use, i also had a phone call and the lady was very empathetic and explained what i needed to do. We are thinking about another cat in the future and will definitely be insuring with only paws again.

April 15, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Elen,

Thank you for taking the time to leave this review, and we’re so sorry for the loss of Coco. We’re pleased to hear our team could support you with empathy during such a difficult time, and that the claims process and portal felt clear and easy to use when you needed them most. Your kind words mean a great deal, and if you do decide to welcome another cat in the future, we’d be honoured to help again.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Helpful call back from Jamie

With my second claim for a blood test, consultation and medicine I was confused how to claim as I had a £200 excess in the new policy year. However a call back from Jamie was so helpful and my claim was successful.

April 14, 2026
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Reply from Only Paws Pet Insurance

Hi Maeve,

Thanks so much for your review. We’re really pleased to hear Jamie’s call back was so helpful and that your claim was successful. We know a new policy year and excess can sometimes be a little confusing, so it’s great to know our team could provide clear support and help you through the process.

The Only Paws Pet Insurance Team 🐾

Rated 4 out of 5 stars
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Nita,

Thanks so much for your review. We’re really pleased to hear you found the quote journey simple and that the details were explained clearly when taking out your policy. We work hard to make getting cover straightforward and easy to understand, so it’s great to know that came through in your experience.

The Only Paws Pet Insurance Team.

Rated 5 out of 5 stars

Great communication and response times

I have had pet insurance for 3 years with only paws and have recently had to make a claim. I have been very impressed with only paws, communication is great and response times are very quick. This also includes a query from completing a contact form.

April 14, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Charlotte,

Thanks so much for your review and for being with us for the past 3 years. We’re really pleased to hear you were impressed with your recent claim experience and found our communication and response times quick throughout. It means a lot to know our team was able to support you clearly and efficiently when you needed us.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Fast claim payout

Fast claim payout.
Because my dog was seen at two different veterinary practices, I had to fill in two claim forms ,which was tedious as I could have just stated this on one claim form and sent receipts.

March 31, 2026
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Reply from Only Paws Pet Insurance

Hi Jane, it is common practice if you are using two vets that you would need to submit separate claims but luckily our digital claims process is so fast, it takes minutes to submit a claim online.

Rated 5 out of 5 stars

Always quick

Always quick, friendly and reliable service.

March 31, 2026
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Reply from Only Paws Pet Insurance

Hi Jane, thank you for your review. Our claims process is a very efficient one and we are always happy to help!🐾

Rated 5 out of 5 stars

Competitive prices

Easy site to use and manage insurance payments to your specific needs. Quick and efficient

March 30, 2026
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Reply from Only Paws Pet Insurance

Thank you for your review Jill, we are very proud of our quote journey and try to make it as simple as possible for our lovely customers! 🐾

Rated 5 out of 5 stars

Quick response

Quick response. Clear information

March 20, 2026
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Reply from Only Paws Pet Insurance

Hi Janice,

Thanks so much for your review. We’re really pleased to hear you found the claims process quick and the information clear and easy to follow. We know how important it is to keep things straightforward when you’re making a claim, so it’s great to know that came across.

We really appreciate you taking the time to share your experience.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Easy to take out a new policy in no…

Easy to take out a new policy in no time. Clear policy wording and easy process.

March 24, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi there,

Thank you for your lovely feedback. We’re so pleased to hear taking out your new policy was quick and straightforward, and that you found the policy wording clear and easy to follow. We work hard to keep things simple, so it’s great to know that came through in your experience.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Doggie insurance

What can I say. After worrying so much only paws came through for us. Thank you😊

March 23, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi there,

Thank you for your lovely feedback. We know arranging cover can feel a bit daunting, so we’re really pleased Only Paws could make the process easier and give you peace of mind. It means a lot to hear we came through for you, and we really appreciate you taking the time to share your experience 😊

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Quick and easy claim

I have insured our pet cat for a couple of years now. We have recently needed to make a claim and the process was easy and fuss-free. I submitted the claim online and within a few working days, I received an e-mail saying the claim had been processed and the money due would be paid into my bank account within 3 - 5 working days. It couldn't have been easier - thank you!

March 16, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Helen,

Thanks for taking the time to leave such a lovely review. We’re so pleased to hear your claim was quick and easy to submit, and that the online process felt straightforward and fuss-free from start to finish.

Our team work hard to process claims quickly, so it’s great to know that was reflected in your experience. We know making a claim can be stressful, so we’re delighted everything was handled promptly and clearly. Thank you again for choosing Only Paws.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

ONLY PAWS PAID MY CLAIN QUICKLY WITH…

ONLY PAWS PAID MY CLAIN QUICKLY WITH OUT ANY FUSS WHICK I REARLY APPRECIATED AS I HAD TO HAVE MY CAT PUT TO SLEEP WITH HEART FAILOUR IT WAS A HORRID TIME

March 10, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Susan,

Thank you for sharing this, and we’re so sorry for your loss. Losing a pet in those circumstances is heartbreaking, and we really appreciate you taking the time to leave a review during such a difficult time.

We’re glad we could process your claim quickly and without any added fuss when you needed things to be as straightforward as possible. Thank you again for your kind words.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Very good company

Very good company to deal with and very quick to respond

March 17, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Peter,

Thank you for your kind words! We’re really pleased to hear that you found us easy to deal with and quick to respond, that’s exactly what we aim for.

Providing friendly, efficient support is a big priority for us, so it’s great to know this came through in your experience.

If you ever need anything in the future, we’ll be happy to help.

The Only Paws Pet Insurance Team 🐾

Rated 4 out of 5 stars

Excellent so far…

Very good communication at every stage of claim. Have only knocked off one star as payment hasn’t landed yet, but I’ve been told it’s on route… They have paid earlier payments so no need to think this won’t arrive too, but just being cautious!

March 12, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi there,

Thank you for your lovely review, we really appreciate you taking the time to share your experience. It’s great to hear that our team kept you well informed throughout the claims process.

Please be rest assured that your claims payment is on the way, if there are any problems please reach out to us at info@onlypawspetinsurance.co.uk.

The Only Paws Pet Insurance Team 🐾

Rated 1 out of 5 stars

Disappointing failure to address out of hours costs

We had a dog who became acutely distressed at 8.30pm. Her abdomen was rigid and we worried about bloat. We contacted an out of hours serice who asked us to attend promptly. We did. By the time we got there she was more settled and on examination her abdomen was improved - so we agreed to wait and see. £300 later!

Discussed with own vet next day. She was back to normal - so no additional treatment required.

Insurance claim. Rejected as she did not have a life threatening condition and we hadn't attended our normal vet.

Since then they are being more and more obtuse. It seems that, if you suspect bloat but it isn't, this insurance company will not cover out of hours expenses.

Not surprising but always disappointing when a company that shows promise starts to quote their fine print!

In the middle of appealing but expect we'll be moving on unless they develop some objectiveity and compassion.

March 10, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Jan,

Thank you for your review.

For the out-of-hours claim, while our policies do include cover for life-threatening emergencies, they don’t extend to out-of-hours charges if your pet could have safely been seen during normal vet hours. That said, we do still cover standard consultation costs and any eligible veterinary treatment in those situations.

Our appeals gives your vet the opportunity to submit any further information that may not have been available when the claim was first assessed. Please contact us at claims@frankpetinsurance.co.uk and a member of our team will be happy to help.

The Only Paws Pet Insurance Team 🐾

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