Only Paws Pet Insurance Reviews 

402
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 163 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptional customer service, highlighting staff helpfulness, professionalism, and prompt, friendly communication. The online portal and claims process are consistently described as very easy to use, efficient, and straightforward, with many noting the simplicity of submitting claims. Payouts are often quick and prompt, with funds received within a few days. However, some customers noted dissatisfaction with claim outcomes, mentioning denials or partial payments. This was often due to specific policy exclusions, such as age limits or conditions deemed pre-existing. Some reviewers felt that policy terms were unclear, leading to unexpected expenses.

What people talk about most

Claim

Customers had ambiguous experiences with claim, with many reporting the process to be easy, quick, and... See more

Service

Reviewers mention ambiguous feedback about service, with some customers expressing high satisfaction,... See more

Customer service

Reviewers highlight positive aspects of customer service, often praising the helpfulness, efficiency, and... See more

Payment

Consumers find payment to be ambiguous, with some reporting quick and straightforward payouts, often within a... See more

User experience

Clients share positive opinions on user experience, consistently highlighting the ease and speed of setting... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Very good communication at every stage of claim. Have only knocked off one star as payment hasn’t landed yet, but I’ve been told it’s on route… They have paid earlier payments so no need to think th... See more

Company replied

Rated 4 out of 5 stars

Unfortunately I had to make a claim for one of my cats recently but once I got online it was straight forward enough & then only paws contacted my vets who dealt with the claim . The only downside was... See more

Company replied

Rated 4 out of 5 stars

I wrote a previously bad review below based upon a disagreement regarding a condition. Since then they reviewed my case and made a payment. subsequently my pet died unfortunately. Following this they... See more

Company replied

Rated 5 out of 5 stars

Clearly communicated everything and treated us with respect, payments were made quickly. Sent a condolence letter when we lost our cat which while a small gesture did go a long way. Good experience al... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

Always-there-for-you pet insurance at affordable prices. Made by pet lovers for pet lovers.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

402 reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.3

All reviews

(402)

142 reviews in the last 12 months

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Rated 5 out of 5 stars

Helpful call back from Jamie

With my second claim for a blood test, consultation and medicine I was confused how to claim as I had a £200 excess in the new policy year. However a call back from Jamie was so helpful and my claim was successful.

April 14, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Maeve,

Thanks so much for your review. We’re really pleased to hear Jamie’s call back was so helpful and that your claim was successful. We know a new policy year and excess can sometimes be a little confusing, so it’s great to know our team could provide clear support and help you through the process.

The Only Paws Pet Insurance Team 🐾

Rated 4 out of 5 stars
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Nita,

Thanks so much for your review. We’re really pleased to hear you found the quote journey simple and that the details were explained clearly when taking out your policy. We work hard to make getting cover straightforward and easy to understand, so it’s great to know that came through in your experience.

The Only Paws Pet Insurance Team.

Rated 5 out of 5 stars

Great communication and response times

I have had pet insurance for 3 years with only paws and have recently had to make a claim. I have been very impressed with only paws, communication is great and response times are very quick. This also includes a query from completing a contact form.

April 14, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Charlotte,

Thanks so much for your review and for being with us for the past 3 years. We’re really pleased to hear you were impressed with your recent claim experience and found our communication and response times quick throughout. It means a lot to know our team was able to support you clearly and efficiently when you needed us.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Fast claim payout

Fast claim payout.
Because my dog was seen at two different veterinary practices, I had to fill in two claim forms ,which was tedious as I could have just stated this on one claim form and sent receipts.

March 31, 2026
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Reply from Only Paws Pet Insurance

Hi Jane, it is common practice if you are using two vets that you would need to submit separate claims but luckily our digital claims process is so fast, it takes minutes to submit a claim online.

Rated 5 out of 5 stars

Always quick

Always quick, friendly and reliable service.

March 31, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Jane, thank you for your review. Our claims process is a very efficient one and we are always happy to help!🐾

Rated 5 out of 5 stars

Competitive prices

Easy site to use and manage insurance payments to your specific needs. Quick and efficient

March 30, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Thank you for your review Jill, we are very proud of our quote journey and try to make it as simple as possible for our lovely customers! 🐾

Rated 5 out of 5 stars

Easy to take out a new policy in no…

Easy to take out a new policy in no time. Clear policy wording and easy process.

March 24, 2026
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Reply from Only Paws Pet Insurance

Hi there,

Thank you for your lovely feedback. We’re so pleased to hear taking out your new policy was quick and straightforward, and that you found the policy wording clear and easy to follow. We work hard to keep things simple, so it’s great to know that came through in your experience.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Doggie insurance

What can I say. After worrying so much only paws came through for us. Thank you😊

March 23, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi there,

Thank you for your lovely feedback. We know arranging cover can feel a bit daunting, so we’re really pleased Only Paws could make the process easier and give you peace of mind. It means a lot to hear we came through for you, and we really appreciate you taking the time to share your experience 😊

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Quick and easy claim

I have insured our pet cat for a couple of years now. We have recently needed to make a claim and the process was easy and fuss-free. I submitted the claim online and within a few working days, I received an e-mail saying the claim had been processed and the money due would be paid into my bank account within 3 - 5 working days. It couldn't have been easier - thank you!

March 16, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Helen,

Thanks for taking the time to leave such a lovely review. We’re so pleased to hear your claim was quick and easy to submit, and that the online process felt straightforward and fuss-free from start to finish.

Our team work hard to process claims quickly, so it’s great to know that was reflected in your experience. We know making a claim can be stressful, so we’re delighted everything was handled promptly and clearly. Thank you again for choosing Only Paws.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

ONLY PAWS PAID MY CLAIN QUICKLY WITH…

ONLY PAWS PAID MY CLAIN QUICKLY WITH OUT ANY FUSS WHICK I REARLY APPRECIATED AS I HAD TO HAVE MY CAT PUT TO SLEEP WITH HEART FAILOUR IT WAS A HORRID TIME

March 10, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Susan,

Thank you for sharing this, and we’re so sorry for your loss. Losing a pet in those circumstances is heartbreaking, and we really appreciate you taking the time to leave a review during such a difficult time.

We’re glad we could process your claim quickly and without any added fuss when you needed things to be as straightforward as possible. Thank you again for your kind words.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Very good company

Very good company to deal with and very quick to respond

March 17, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Peter,

Thank you for your kind words! We’re really pleased to hear that you found us easy to deal with and quick to respond, that’s exactly what we aim for.

Providing friendly, efficient support is a big priority for us, so it’s great to know this came through in your experience.

If you ever need anything in the future, we’ll be happy to help.

The Only Paws Pet Insurance Team 🐾

Rated 4 out of 5 stars

Excellent so far…

Very good communication at every stage of claim. Have only knocked off one star as payment hasn’t landed yet, but I’ve been told it’s on route… They have paid earlier payments so no need to think this won’t arrive too, but just being cautious!

March 12, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi there,

Thank you for your lovely review, we really appreciate you taking the time to share your experience. It’s great to hear that our team kept you well informed throughout the claims process.

Please be rest assured that your claims payment is on the way, if there are any problems please reach out to us at info@onlypawspetinsurance.co.uk.

The Only Paws Pet Insurance Team 🐾

Rated 1 out of 5 stars

Disappointing failure to address out of hours costs

We had a dog who became acutely distressed at 8.30pm. Her abdomen was rigid and we worried about bloat. We contacted an out of hours serice who asked us to attend promptly. We did. By the time we got there she was more settled and on examination her abdomen was improved - so we agreed to wait and see. £300 later!

Discussed with own vet next day. She was back to normal - so no additional treatment required.

Insurance claim. Rejected as she did not have a life threatening condition and we hadn't attended our normal vet.

Since then they are being more and more obtuse. It seems that, if you suspect bloat but it isn't, this insurance company will not cover out of hours expenses.

Not surprising but always disappointing when a company that shows promise starts to quote their fine print!

In the middle of appealing but expect we'll be moving on unless they develop some objectiveity and compassion.

March 10, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Jan,

Thank you for your review.

For the out-of-hours claim, while our policies do include cover for life-threatening emergencies, they don’t extend to out-of-hours charges if your pet could have safely been seen during normal vet hours. That said, we do still cover standard consultation costs and any eligible veterinary treatment in those situations.

Our appeals gives your vet the opportunity to submit any further information that may not have been available when the claim was first assessed. Please contact us at claims@frankpetinsurance.co.uk and a member of our team will be happy to help.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Quick email responses and review of…

Quick email responses and review of claim

February 27, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi there,

Thank you for your review! We’re really pleased to hear that you found our email responses quick and that your claim was reviewed promptly. We’re proud of our speedy claims turnaround, so it’s great to know this was your experience.

The Only Paws Pet Insurance Team 🐾

Rated 1 out of 5 stars
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hello there,

Thanks for your feedback.

Under our Dental Booster cover, treatment needs to be carried out within three months of your vet recommending it for the costs to be eligible, as set out in the policy wording. This requirement is there to help prevent the condition from getting worse if left untreated and to make sure claims are assessed fairly. That said, we’re always happy to review things, we do offer an appeals process if you believe the decision is incorrect. Please contact us at claims@onlypawspetinsurance.co.uk and our team will be happy to help.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Great service

Great service, claim was paid promptly and without fuss. Many thanks

February 17, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Chris,

Thanks so much for your kind feedback, we’re delighted to hear your claim was paid promptly and without any fuss. We know how important it is for things to be simple and stress-free when your pet needs care, so it’s great to know the process worked just as it should.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Good value insurance

Simple claims procedure

February 24, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Jayne,

Thank you so much for your kind review. We’re really pleased to hear you’re finding Only Paws good value and that the claims process has been simple and straightforward, that’s exactly what we aim for.

We know how important it is for things to be easy and stress-free when your pet needs you most, so your feedback means a lot to our team. If you ever need anything at all, we’re just an email away at info@onlypawspetinsurance.co.uk.

Thanks again for choosing us to protect your pet.

The Only Paws Pet Insurance Team 🐾

Rated 3 out of 5 stars

Onlyboarding was ok but no annual…

Onlyboarding was ok but no annual payment option? why only DD

February 21, 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Ashley, your policy is a 12 month subscription and it works on a month to month basis, giving you the freedom to amend your cover at any time during your policy period. This is something not possible with most other insurers.

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