I am very impressed with the flexibility of your system. Your wording on the application is so easy to understand. Keep the good works up I am hoping to recommend you to my friends.
Company replied
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Review summary
Based on reviews, created with AI
What people talk about most
Based on these reviews
Ive had the Onmo credit card for just over a year and its helped me out no end. I only use the card to show im able to the control spending and use a small percentage of the £500. Ive always paid more... See more
Company replied
Had wait over 2weeks card come but that was due To Royal Mail as only seem get post every 2weeks in my area once got card was easy to activate on the app ready for when I need use and fantastic cust... See more
Company replied
The customer service was extremely excellent and helpful. The response to my questions and queries are clearly answered with clarity. Please keep up the good work
Company replied
Company details
Written by the company
Onmo is one of the UK’s newest credit card account providers. We design our products to help demystify money matters wherever possible, providing customers with more financial control and flexibility in their lives. Our app puts you in control of your spending and payments so you can understand exactly where your money's going, freeze your card, and set reminders - in one place. Find out more: https://onmo.app/
Contact info
33 Cannon Street, EC4M 5SB, London, United Kingdom
- 0330 333 6000
- help@onmo.app
- onmo.app
4.3
Excellent
6K reviews
Replied to 100% of negative reviews
Typically replies within 24 hours
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See how their reviews and ratings are sourced, scored, and moderated.
Quick efficient just exactly what I…
Quick efficient just exactly what I need when shopping arojnd
February 6, 2026
Unprompted review
Reply from Onmo
Hi Jay,
Thank you for taking the time to leave us your review. We're happy to read that you had a good experience when applying for your Onmo credit card. We'll have your card with you soon.
Team Onmo
Quick and easy to apply
February 6, 2026
Unprompted review
Reply from Onmo
Hi Audrey,
Thanks for sharing your experience when applying for your Onmo credit card. We’re glad it was an easy application to complete, and we hope you enjoy your card.
Team Onmo
Reply from Onmo
Hi Kahlilia,
Thanks for taking the time to leave us your review. It’s great to read that applying for your Onmo Credit Card was smooth and you found the whole process straightforward.
Team Onmo
Easy to use .
February 5, 2026
Unprompted review
Reply from Onmo
Hi Steve,
Thank you for your feedback on our mobile app and how easy it was for you to get your account set up.
Team Onmo
Reply from Onmo
Hi Marcin,
Thank you for leaving your review and for sharing your experience with our services. We hope you continue to enjoy using your Onmo card.
Team Onmo
Easy & simple
I found the app very easy to navigate and was straight forward to apply with a quick decision, found it a nice company that wasnt complicated thats why i chose them
February 3, 2026
Unprompted review
Reply from Onmo
Hi Sarah,
Thank you for your review and for sharing your feedback on our mobile app when getting your account set up. It’s great to read that you’ve found the app useful and straightforward.
Your card will be with you within 3 - 7 business days and we hope you enjoy it!
Team Onmo
Hi I really like them I am going to use…
Hi I really like them I am going to use them for very long time thank
February 5, 2026
Unprompted review
Reply from Onmo
Hi Patrick,
Thank you for sharing your experience and feedback on your Onmo credit card! We’re happy to read that you’ve enjoyed having this card in your wallet for when you need it.
If you ever need any help you can chat with our Customer Services Team directly through the Onmo mobile app or give us a call on 0330 333 6000. We're available Monday - Friday, 9am - 5pm.
Thanks for being an Onmo customer!
Team Onmo
Excellent so easy to download the app…
Excellent so easy to download the app and set up the whole thing ,it took less than 2/3 minutes
February 4, 2026
Unprompted review
Reply from Onmo
Hi Christian,
Thank you for sharing your experience when using our mobile app and getting your account set up. We’re happy to read everything was easy and you found the process user friendly. Enjoy your new card!
Team Onmo
Amazing service
February 2, 2026
Reply from Onmo
Hi Lisa,
Thank you for taking the time to leave us your review. It's great to read you're happy with our service and we hope you enjoy your Onmo credit card as an addition to your wallet.
Team Onmo
Amazing so easy to follow decision in…
Amazing so easy to follow decision in minutes, straightforward felt comfortable definitely would recommend.
February 5, 2026
Unprompted review
Reply from Onmo
Hi Jean,
Thank you for sharing your recent experience of applying for your Onmo card. It’s great to read that everything went smoothly and you felt well guided and informed throughout.
We appreciate your recommendation and hope you enjoy your new card.
Team Onmo
APR Sharp Rise - 22.9% > 59.9%
I’ve had my Onmo card since 2023 initially I loved it, the app was great and the APR was great, 22.8%.
However in 2025 just after the app had been upgraded and everything was moved over to Stripe, my APR shot up to 59.9% Needless to say, the card is paid off and frozen! I don’t want to close the account as it helps my overall score. It would be great if they sent both an email and a PDF letter notice about upcoming changes.
February 4, 2025
Unprompted review
Reply from Onmo
Hi Bartlett,
Thank you for your review and sharing your feedback with us. We understand it is disappointing when there is a change in your APR which has had you no longer use it. We’ll also be sure to share your review with our teams regarding your request for us to provide a PDF version of the notice within our emails.
If you do ever need to get in touch about your account, you can chat with our Customer Services Team directly through the Onmo mobile app or by giving us a call on 0330 333 6000. We’re available Monday – Friday, 9am – 5pm.
Team Onmo
Reply from Onmo
Hi S,
We’re happy to read that you’ve had a positive experience when getting set up for your Onmo card. Thanks for leaving us your review.
Team Onmo
I am happy to take credit card with you
February 4, 2026
Reply from Onmo
Hi Gandhi,
Thank you for leaving us your review. We’re happy to read that we were able to offer you an Onmo credit card and you were satisfied with the process.
Team Onmo
Experience using onmo at the moment as…
Experience using onmo at the moment as been great
February 3, 2026
Unprompted review
Reply from Onmo
Hi Paul,
Thank you for leaving us your review and letting us know how your Onmo credit card has worked for you. If you ever need any assistance you can chat with our Customer Services Team through your Onmo mobile app or give us a call on 0330 333 6000 (Mon - Fri, 9am - 5pm).
Thanks for being a part of Onmo!
Team Onmo
They have given me a chance with having…
They have given me a chance with having bad credit and i wont let them down!!
February 4, 2026
Reply from Onmo
Hi Mr Davis,
Thank you for sharing your experience. We have built our card to help our customers build up their credit score and to use it with confidence. We hope you enjoy using your Onmo card.
Team Onmo
Short wait time
I only waited a couple of days for my card to come through and it was so easy to activate
February 3, 2026
Reply from Onmo
Hi Kay,
Thank you for your review and we’re happy to read your Onmo card is in your hands! It’s great that you found activation easy, and we hope you enjoy your new card.
Team Onmo
I changed my number
I changed my number, rang customer service 3 times to update, either no English or systems down. Several emails no response. Had a stroke in November and heart attack these people are stressing me I am trying to sort out payments but they won’t let me dreadful people
February 3, 2026
Unprompted review
Reply from Onmo
Hi Jay,
We’re sorry to read about your experience when contacting our Customer Services Team. We have a dedicated Customer Support Team who will be able to help you with your repayment as well as with updating any details to keep your account up to date. So that we can get our team in touch with you, we’ve reached out to request for further information.
If you can get this over to us, we’ll have our team get in touch within 3 business days.
Team Onmo
Excellent service
Excellent service - easy to contact - polite and professional staff.
February 3, 2026
Reply from Onmo
Hi Sarah,
Thank you for taking time out of your day to leave us your review. We appreciate your feedback on the application process, and we’re happy to read it was an overall good experience.
It’s also great to read about the service you received from Customer Support when needing some help. We’ve shared your review with our team.
Team Onmo
Reply from Onmo
Hi Jason,
We’re happy to read that applying for your Onmo card was straightforward and easy. Your new card should be with you soon and we appreciate you leaving the review.
Team Onmo
Reply from Onmo
Hi Jordan,
Thank you for taking the time to leave us your review. We're happy to read you've been happy with the process of applying for your credit card. If you ever need any help, our Customer Services Team can be reached on 0330 333 6000 (Mon - Fri, 9am - 5pm) or you can chat with us directly through your Onmo mobile app.
Team Onmo
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