OpenRoad Lending Reviews 1,940

TrustScore 4 out of 5

4.2

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Rated 1 out of 5 stars

Completely misleading and sent me 9.98 preapproval and then came back at 18.99 . I have only been back in the country for 2 years and I have other approvals for 13 and 14 percent with other lenders. D... See more

Rated 5 out of 5 stars

At first I was skeptical about refinancing my vehicle but when I thought about what I could save a month, I decided to give it a try. I am glad that I did because Shakeria made this a stress-free and... See more

Rated 5 out of 5 stars

I will say I’m a satisfied customer. My refinance experience was good and very swiftly. All was done and taken care of in a week with payout and all. Glad to be saving some money on lowering my car pa... See more

Rated 5 out of 5 stars

I was very skeptical about using their service but Ray was empathetic and listened to my concerns. He walked me through the super easy process and I can honestly say that I was able to save over $200... See more

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Information provided by various external sources

Recognized by Inc. Magazine as the 37th fastest growing private company in America, OpenRoad Lending is your auto loan specialist assisting you in finding the best auto loan terms for your new or used car purchase or by helping you save money by refinancing your existing vehicle. Headquartered in the Dallas/Fort Worth area and chosen as one of the Best Places to Work by the Dallas Business Journal, we provide loan products to customers throughout the country and our staff has helped tens of thousands of consumers just like you get into the car or truck of their dreams. With OpenRoad, you are in the driver’s seat when it comes to the full details of your loan. No hidden costs, no application fees – just a great rate, easy process and award-winning customer service experience to help you along the way.


Contact info

4.2

Great

TrustScore 4 out of 5

2K reviews

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Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

Terrance Davis is great!

Terrance Davis was great he lead and instructed me on everything he wanted or need done as it was my first time refinancing a vehicle. Terrance reduced the pressure or stress when going through the process by really breaking down each task and expectation.

June 22, 2023
Unprompted review
Rated 5 out of 5 stars

Very happy & saving $

Thus far, doing business with open road has most definitely been a blessing. The process was easy and their correspondence has been quick, I will be saving almost $200 on car note payments! I recommend open road to anyone who is considering refinancing their vehicle!

June 19, 2023
Unprompted review
Rated 5 out of 5 stars

My experience when I had called them I…

My experience when I had called them I didn't think I would make it. I went through so many companies to get my car car refinance. It felt like a blessing at 1st. I thought They just talk in good talk the second when I had to do all the paperwork very easy. Everything went through on the first try It feels like a blessing and I have to think Roadside thank you. I? Can't remember your? Name. But his last name is Brown thank you. I know I said this over the phone but I'm saying it as I am putting in the spirits. It felt like u was an angel you had me smiling thank you

June 6, 2023
Unprompted review
Rated 5 out of 5 stars

Highly recommended

I had the pleasure of being able to work with Jesus with openroad lending, I have never refinance before and he stepped me through everything and made the process seamless!! I will definitely be recommending to anybody refinancing their vehicle.

May 16, 2023
Unprompted review
Rated 5 out of 5 stars

Fast and easy

The process is so easy that I didn't have to worry about alot of paperwork. The team is fast in responding a concern or a question that came up in the process. I would recommend them for refinancing your vehicle.

May 17, 2023
Unprompted review
Rated 5 out of 5 stars

Great experience!

I was extremely nervous about the entire situation. I didn’t know where to start refinancing my auto loan. With open road it was such an extremely easy process! Every time I had questions, there was always someone there who could assist me if my agent was unavailable. Definitely will be recommending open road! Thank you for saving me money and time!

May 1, 2023
Unprompted review
Rated 5 out of 5 stars

Awesome!!!!

My experience was great Julio M was always on top of things and made the journey smooth and easy.

May 11, 2023
Unprompted review
Rated 5 out of 5 stars

I was not the best customer!!!

I was not the best customer! I was unavailable and not very responsive (work related). Open Road was extremely helpful and understanding. The process was quick and easy. I would 100% recommend to friends and family. Thank you so much all your help!!

May 12, 2023
Unprompted review
Rated 5 out of 5 stars

Fast and simple process along with excellent communication

Allison Donaldson was extremely helpful with my refinance application. She would consistently reach out by phone and email whenever there was an update or if OpenRoad needed extra information from me. I have a busy schedule so I appreciated her using multiple avenues to get in contact with me to keep me up to date. The process was fairly quick and very simple.

April 20, 2023
Unprompted review
Rated 5 out of 5 stars

This was my first time refinancing my…

This was my first time refinancing my vehicle and Open Road helped me with everything. Maria made it so easy and was very quick to answer any questions I had. This process was easy and I felt comfortable til the end of the processing. Thank you so much!

April 3, 2023
Unprompted review
Rated 1 out of 5 stars

Worst company to ever try to refinance…

Worst company to ever try to refinance through. Received their pre approval letter through the mail off lower rate and smaller payment. Showed me saying over $110 a month. Applied through the site with the offer code for the loan and was approved. Called the next day to be told that my rate was DOUBLE what they offered and even 3.5 percent HIGHER than my current rate. Like what??? Why even send out something that is false representation! I understand the rates aren’t set on their pre approval letters. But if you’re going to promise some type of savings and then when people take the credit hit say actually you’re rate is HIGHER than you’re currently paying? That’s a scam. Do not send out pre approvals if the rate you offer once the application is filled out isn’t AT ALL lower than your current one. A waste of time and a credit pull. THEN when our call to opt out of these pre approval letters they want your social? Why? You shouldn’t need my social to opt out of a letter in the mail if you didn’t need it to send me these scammy false rates? That’s sketchy in itself.. I have no idea how they’re accredited through the Better Business Bureau. I’d stay away if I were you, cause I wish I did.

March 5, 2023
Unprompted review
OpenRoad Lending logo

Reply from OpenRoad Lending

Thanks for your comments Dana and I am sorry that we were not able to assist you at this time. The pre-approval is based on the information we have at the time we issue it. There are certain things about you and your loan such as your income, the vehicle year model, mileage and your vehicle’s value which we don’t know until you apply. Those things could impact the final credit decision. Sorry again that we were not able to assist you and we wish you the best of luck. The OpenRoad Team

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