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Rated 5 out of 5 stars

I've been using Pave for well over a year and my credit score has not only gone up but I've gained much more awareness of my habits. I'm now on the road to sorting my spending habits to a stable... See more

Rated 5 out of 5 stars

Would have never trusted an "app" that increases your credit score but holy damn, it actually works! My credit score is super low atm due to cost of living yadda yadda and having to choose between foo... See more

Rated 5 out of 5 stars

I’ve been using the Pave app for a while, and I’m thrilled to see my credit score steadily improving. This month, my TransUnion score increased by 48 points, which feels like a great achievement! The... See more

Rated 5 out of 5 stars

Maria was super helpful in answering all the questions I had. She was especially helpful with fixing the payment date issues I was having across my transactions. Friendly and helpful guidance whe... See more

Company details

  1. Non-Bank Financial Service

Written by the company

Pave offers a new way to build credit. Signing up takes under 3 minutes and there’s no hard credit check, interest or APR. Download the app to build your credit score with all major UK Credit Reference Agencies and see and track your credit score for £9/month.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

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Replied to 50% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

Pave has helped my credit increase…

Pave has helped my credit increase massively very affordable and honest company and also don't pressure you they have also honored a payment as I missed it by mistake ...alls I say is hats of this brill company and the team

September 8, 2022
Unprompted review
Rated 5 out of 5 stars

Lovely people to talk to!!!

It was such a pleasure to chat with Karter yesterday,who not only answered my questions perfectly, but also followed up with some truly kind words, empathy and encouragement for me. In this day and age this is invaluable in my opinion! With so many apps and all other forms of online interactions being mostly digital and managed automatically by computer, a really friendly human interaction is wonderful especially in the aftermath of the pandemic. Thanks so much again! For anyone seeking to strengthen and improve their credit history I highly recommend this app because these folks really do take the full picture into account. Plus, it's sadly becoming rarer to witness people complimented properly nowadays. I therefore hope this makes a difference to the Team at Pave 😊

September 6, 2023
Unprompted review
Rated 5 out of 5 stars

I was dubious at first

I was dubious at first, having not seen much initial progress. However, Pave's communication is excellent! They talked me through the process and politely realigned my expectations, carefully explaining that if I did what they said, what would happen and when. Six months down the line I now have a good credit score, and value their service sincerely. Great value for money, and great people!

August 9, 2023
Unprompted review
Rated 5 out of 5 stars

Benefits of using Pave

Pave clearly set out the benefits of using their product, the app is really easy to use, the benefits are fantastic for your credit rating, and I believe they represent brilliant value for money. Therefore, I have no problem giving them a 5* review

August 6, 2023
Rated 5 out of 5 stars

I’ve recently been talking to one of…

I’ve recently been talking to one of Transunion customer service called joe but he was so nice and helped me understand clearly about my transunion files.

July 27, 2023
Unprompted review
Pave logo

Reply from Pave

Thank you very much for your appreciation of Joe's service, Cheikh. We're always here for you if you have any other questions. ☺️

Rated 1 out of 5 stars

Utterly pointless

The app is pointless and a bit of a scam, it clearly states that by paying the extra fee for the plus membership for £9, I get a credit line to help pay bills on time if I am short, but this did not happen. So you do not get help to pay bills, they just say that to get you to sign up and pay more. Luckily I noticed inside 14 days so I cancelled for free and got a refund. When I asked support, they just claimed that the bill has to be eligable, it was a water bill, so not a chance they will help with any other bills is there.
EDIT: Pave are now trying to get my review removed, just like any poor company would. Sadly Pave, I screenshot a lot of our convo's. This review shall remain.

July 21, 2023
Unprompted review
Rated 5 out of 5 stars

Have been using Pave now for a few…

Have been using Pave now for a few months, today I needed to query something with them, sent over a WhatsApp message and Joe replied in a few minutes and within about 10 minutes all was sorted. Nothing drastic, just my credit file with TransU was not syncing with the app, all sorted now.

Cheers Joe, that was good customer service.

July 14, 2023
Unprompted review
Pave logo

Reply from Pave

Hello Mr Rhodes,

Thank you for your appreciation of how Joe handled your query. Your time is important to us so we do our absolute best to resolve your query efficiently.

We're glad we managed to get your credit score up and running in the app. If there is anything else you need, please do not hesitate to get in touch again.

All the best,
Maria

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