I've been using Pave for well over a year and my credit score has not only gone up but I've gained much more awareness of my habits. I'm now on the road to sorting my spending habits to a stable... See more
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See what reviewers are saying
Would have never trusted an "app" that increases your credit score but holy damn, it actually works! My credit score is super low atm due to cost of living yadda yadda and having to choose between foo... See more
I’ve been using the Pave app for a while, and I’m thrilled to see my credit score steadily improving. This month, my TransUnion score increased by 48 points, which feels like a great achievement! The... See more
Maria was super helpful in answering all the questions I had. She was especially helpful with fixing the payment date issues I was having across my transactions. Friendly and helpful guidance whe... See more
Company details
Written by the company
Pave offers a new way to build credit. Signing up takes under 3 minutes and there’s no hard credit check, interest or APR. Download the app to build your credit score with all major UK Credit Reference Agencies and see and track your credit score for £9/month.
Contact info
31a Great Sutton Street, EC1V 0NA, London, United Kingdom
- team@paveapp.com
- paveapp.com
Replied to 50% of negative reviews
Typically replies within 24 hours
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My credit was so low I couldn't even…
My credit was so low I couldn't even get a £10 a month SIM only contract from a phone network provider.
Since using Pave my credit score has gone up I've been able to apply for phone and tablet contracts etc.
Pave is great and recommended I've been using it for 3 years.
Pave delivers!!
Pave delivers!!! My credit score increased by 40 after subscribing pave..
Very easy way to increase your score.
Great app that has helped me restore…
Great app that has helped me restore and improve and maximise my credit score
Best decision i made to grow my credit…
Best decision i made to grow my credit score
Credit recovery goal
This method has encouraged me to make monthly payments. I have been working very hard to keep my regular payment up to date to help increasey credit score. Pave has made setting goals and reminders easy to follow.
What has helped with my experience is…
What has helped with my experience is the help I get with the staff to understand the changes that I need to put in place. I was also made aware that I need to leave some time for the improvements to take affect.
Pave has provided NOTHING
Pave has provided NOTHING
it picks up no transiactions from my accounts, consistently misses balance updates unless I keep removing and adding my accounts, and to top it all, If I cancel my membership, it dents my credit report. Thanks for nothing.

Reply from Pave
I recommend you do the same :)
Since the day I downloaded this app and I became a member, My Credit score is getting better. I am very happy with this And thank you very much to the whole team for their help !! 🙏
Thanks Pave..
When I first signed up I was a little skeptical about what pave assured could be achieved, but as time has moved on my credit score is heading in the right direction..
Fantastic app helps you increase your…
Fantastic app helps you increase your credit score really fast love this
Excellent customer service
I have been using Pave (formerly Portify) for more than 2 years, and I have been happy with the credit building service, but what I am really impressed with lately is their customer service. I have reported an issue on my account, which turned out to be a more complex technical error than anticipated. Maria, customer support manager has been very helpful and reassuring at every step of the way until the issue has been finally resolved. I have received regular and clear updates on the resolution progress, explaining technical details in plain language, and showing genuine care about my concerns. I have come across very few people in customer service with such dedication and professionalism as Maria, I wish this was the industry standard and not the exception. Thank you very much for following through and providing great service.
Great company! Even better customer service.
Brilliant company I'm glad I signed up. The customer service is brilliant also and will always explain things in detail and answer any questions you have. I had a few questions earlier and Joe was fantastic and explained everything to me perfectly. If you want to improve your credit score this is the company to go with.
Trustworthy
score went on around the time they said it would! great service
Review of Pave App:
I am thrilled to share my honest review of the Pave app and its impact on my TransUnion credit score. This month, I experienced a remarkable 15-point increase in my credit score, largely due to the assistance provided by Pave.
First and foremost, Pave offers a user-friendly interface that made navigating through the app a breeze. The process of analyzing my credit report and identifying areas for improvement was seamless and efficient. I appreciated the clear and concise explanations provided for each recommendation, allowing me to understand how specific actions could positively impact my credit score.
One of the standout features of the Pave app was its personalized recommendations tailored to my unique financial situation. It offered step-by-step guidance on how to address specific concerns, such as paying down outstanding debts, resolving errors on my credit report, and optimizing credit utilization. These recommendations were practical and easy to follow, empowering me to take control of my credit health.
Furthermore, Pave's credit monitoring feature was invaluable in keeping me informed of any changes or updates to my credit report in real-time. This allowed me to promptly address any discrepancies and ensure that my credit history remained accurate and up-to-date.
Lastly, the educational resources provided by Pave were exceptional. From articles to videos, Pave offered comprehensive content on credit management, financial literacy, and ways to build a strong credit profile. These resources not only empowered me with knowledge but also helped me make informed decisions to improve my creditworthiness in the long run.
Overall, my experience with the Pave app has been incredibly positive. Not only did it help me achieve a significant 15-point increase in my TransUnion credit score this month, but it also equipped me with the tools and knowledge necessary to maintain a healthy credit profile moving forward. I highly recommend the Pave app to anyone seeking reliable and effective guidance in improving their credit score.
I’ve had zero issues with the company…
I’ve had zero issues with the company and my credit score has improved significantly
Excellent
For myself, the product improved my credit score drastically. It delivers what is promised to better your credit score. I am happy with my results and hope to get better in the near future.
Well I joined pave a while back and for…
Well I joined pave a while back and for £9 every month the service is amazing , staff and there team are fantastic , I have paid my bills and cards every month not missing my payments and this has resulted in my credit score to go up and am more than pleased , I hope to get over that 600 points soon fingers crossed but pave I can’t thank you enough and I highly recommend you
GET STARTED WITH PAVE!
My experience with the Pave app has been great! My credit score has increased by 18 points since joining in November last year, a great investment indeed !
Easy way to increase your credit score
easy way to increase your credit score, with good simple advice,
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