Payajjb Reviews 

Received a couple of letters via email out of the blue threatening a CCJ for £30 which I was unaware of. Checked out the website yesterday and was being asked lots of personal questions which I think is unnecessary for just paying £30. I tried to go on website again today to sort it and unable to access it. Virgin media has blocked it saying its dodgy. Unsure how to move forward as my own Internet is saying its a scan and I'm at risk of being hacked.

Received a text about a klarna debt that i'm aware I don't have. This is a scam text and company. Ignore their calls and texts.

I am extremely upset as I set up a Payment Agreement with AJJB Law for my outstanding debts. Despite having responded to the concerns, my Letter Before Claim was escalated to a threat of County Court Judgement. I am very confused, as my account has the status of “under arrangement,” so I assumed that the payment agreement I established was acceptable and able to be fulfilled. Please can I have some assistance on this as I do not know what else I can do. Thank you

Absolutely relentless with text messages emails phone calls iv never been soo successfully hounded out of £88 quid in my life so hats off to you guys and your balls to the wall fly round shit method I can only congratulate you plus it feels good to pay off a niggling dept I never got round to paying and left and ultimately forgot about

Money owed to some crowd I'd never heard of, don't answer the phone letters now go straight in the bin

Scammers ! Received a letter demanding payment to a Alanta company with no reason or details? Tried phoning many times with no answer! Total fraud and sending the details to the police!

Never answer phone say I owe money to klarna to find out of them I don't

Harassing me for a debt that isn't even mine. Completely useless at actually listening to you. And continue to keep spamming you after the fact.
Wouldn't expect anything less from a debt collector tho.

I been harassed now for over a month! They claim I owed money to Klarna which is not true.I contacted Klarna directly and been told I don’t own any money I thought so I didn’t as I would remember something like this. They told me is a new type of scam and I passed all the details to them to investigate!
You should be ashamed of how you stressing people around!

Really good you can put what you can afford

Easy transaction

easy to set up payments

Totally disgusting harassment treatment! This company needs investigating! I opted out of a van insurance policy with auto net, They carried on billing me for insurance for months after even though I set up insurance with another company, I then got this dispute settled with auto net only to fast forward approximately 4 years they passed my details on to PayCRS which I contacted and spoke to a girl called IFE who then assured me this would be no longer pursued, now fast forward again and this company AJJB Law who is affiliated with CRS has now been harassing me for the same money, disgusting and needs investigating!

I’ve been relentlessly harassed by this so-called “debt collection agency” for months, receiving threatening emails warning of CCJs and legal action over a balance I don’t owe. They claimed I owed £112.91 to Klarna — so I went straight to Klarna, who confirmed I owe nothing and that this situation is now being escalated.

AJJB Law tried to intimidate me with legal jargon and scare tactics, hoping I wouldn’t check the facts. Their email blatantly attempted to pressure me into paying money I do not owe, and that’s nothing short of a scam. The way they worded their messages is designed to frighten people into compliance, and they clearly prey on those who may not think to verify things.

I’ve seen the other one-star reviews, and I’m not surprised. They’re clearly known for this kind of shady, unethical behaviour. I’ve now reported the issue to Klarna and will be taking further action if they continue contacting me.

Avoid this company at all costs. Don’t be fooled — and don’t pay a penny unless you’ve confirmed directly with the original creditor.

Absolute sharks
Just keep sending emails.
No postal documents sent
Wont even answer phones.
I am going to raise a formal complaint via their regulators.

Farce of a company you try and call and you’re put on hold for ages then they say they are unable to take your call. I am being hounded by this company even though I have informed them on numerous occasions that I have a debt relief order. I was getting texts on Sundays and you can’t even call them back … it’s a good job I’ve not got mental health problems or this company would have tipped me over the edge

Very easy to use and set up I was embarrassed but you can just set it up online took 2 minutes

The firm seem ok so far no problems or stress

Very helpful

What an absolute disgrace and incompetent company.

Firstly, send me an email with wrong address on it, with no mention of what supposed debt is, how much it is or any info to help me locate the supposed debt.

The overly and disgraceful threatening letter reads

"IMPORTANT - POTENTIAL LEGAL ACTION
Our client has now sent your account for Legal review by us with the possibility of a Decree being applied
for to recover the balance owed.

A formal Letter before Claim is likely to follow shortly from our Scottish Solicitor agents Gilson Gray.
A Decree will seriously affect your line of credit and may result in enforcement action being taken. It is our
aim to resolve this without the need of taking this matter further.

You can make payment via our website at payajjb

Alternatively please call one of our team on 01422 746202.

Please DO not ignore this letter"

So, as I like everything in writing as is my right, I go to try the website with the only info provided, a random reference number, another disgrace, the website couldn't find my reference number and then had a server error at their end.

I have no intention of phoning and I want to raise a formal complaint about how they have approached this matter.

No info on debt, amount, dates, company owed to, nothing but a useless reference number.
Incorrect address and a webshite that doesn't work.

Take me to court if you wish and I will show the court your complete incompetence and issue a counter claim.

Take this as a formal complaint.

Useless ref on letter
Ajjb ref: sprock008944
Client ref: 157802365