Paymentshield Reviews 

8,755
•
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 1,299 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the friendly and efficient customer service, pointing out that staff members are always professional, patient, and ready to go above and beyond to help. Consumers appreciate the prompt responses and clear explanations provided by the team when managing complex policy renewals, billing questions, or processing quick refunds. However, some reviewers were not happy with severe delays, poor communication, and unhelpful support regarding property repairs and maintenance issues. A few people also mentioned experiencing frustrating wait times, unreturned calls, and conflicting information when trying to resolve urgent policy claims.

What people talk about most

Staff

People report positive experiences with staff, highlighting that team members are consistently polite,... See more

Customer service

Users describe positive interactions with customer service, highlighting agents who are friendly, patient,... See more

Service

Reviewers highlight positive aspects of service, consistently praising the polite, efficient, and... See more

Payment

Clients share positive opinions on payment experiences, frequently highlighting helpful representatives who... See more

Response time

Customers expressed great satisfaction regarding the rapid response times and immediate assistance provided... See more

Reviews shaping this summary

Rated 5 out of 5 stars

When I was sorting out my elderly brother's affairs I found that he had been paying two companies for house insurance over a number of years. I called Paymentshield to discuss this and they explain... See more

Rated 5 out of 5 stars

My experience with payment shield was made so easy as I deal with a lovely lady called Elaine. She helped me through explaining all points in detail with such kindness patience and professionalism. I... See more

Company replied

Rated 5 out of 5 stars

Paymentshield has been an amazing service, even when I wasn't still living in the house they made me feel safe. Once I noticed I forgot to turn off the service they were super helpful and made the pro... See more

Company replied

Rated 5 out of 5 stars

I recently contacted customer support to sort out some unusual payment activity. I somehow ended up with a refund before a payment for my policy had been taken. The team were brilliant. They cleared... See more

Company replied


Company details

  1. Insurance Company
  2. Home Insurance Agency
  3. Income Protection Insurance Company
  4. Insurance Agency
  5. Landlord Insurance Company
  6. Renter's Insurance Agency

Information provided by various external sources

Paymentshield work hard to make life easier for their policyholders, especially when life doesn’t go to plan. Paymentshield offer 5 Star Defaqto rated insurance products and partner with cherry picked insurers who provide a claims service centred on keeping families in their homes or getting them back there as quickly as possible.


Contact info

4.9

Excellent

TrustScore 5 out of 5

9K reviews

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4.9

All reviews

(8,755)

1,277 reviews in the last 12 months

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Rated 3 out of 5 stars

Payment Issues

I had an issue with my policy being cancelled due to my broker not providing the correct card details. I had 2 callers in the past tell me I had to make payment over the phone without explaining what security they provide when passing card details over the phone and could not tell me how many months my outstanding payment covered- I had a call with Mike Land today and he was extremely helpful- don’t think i’ve had someone help as much as he did today :)

August 21, 2026
Unprompted review
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Reply from Paymentshield

Good morning,

We appreciate you sharing your experience. We are concerned to hear about the initial difficulties you faced with your policy and the clarity of information provided regarding payments and security. We are, however, very pleased that our colleague was able to assist you effectively today. We are always working to improve our service and your feedback is valuable in helping us achieve that.

Have a lovely day,

Aisha - Paymentshield

Rated 5 out of 5 stars

Recently contacted customer service…

Recently contacted customer service after realising a payment had not gone through. Spoke with Nial who was super helpful no judgement, explained process perfectly, no problems, perfect! lovely representative, thank you

August 21, 2026
Unprompted review
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Reply from Paymentshield

Good afternoon Karen,

We're so pleased to hear you had such a positive experience with Nial. It's wonderful to know that the process was explained clearly and that you received such helpful support. Thank you for sharing your kind feedback.

Have a super weekend

Lewis - Paymentshield

Rated 5 out of 5 stars

BTL insurance

I was greeted by a very polite lady called Dawn, who handled my enquiry on 4 policy’s efficiently without fuss , she was very helpful, just what’s needed when dealing with insurance which can be a headache .

August 21, 2026
Unprompted review
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Reply from Paymentshield

Good afternoon Edward,

We're so happy to hear that Dawn provided such efficient and helpful service with your policies. We understand that dealing with insurance can be complex, and we appreciate you sharing your positive experience with us.

Have a super weekend

Lewis - Paymentshield

Rated 5 out of 5 stars

Sam Ackers was extremely helpful in…

Sam Ackers was extremely helpful in resolving an issue we encountered with our policy. Truly an excellent customer service!

August 6, 2026
Unprompted review
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Reply from Paymentshield

Good afternoon Kate,

We're so pleased to hear about your positive experience and that Sam was extremely helpful in resolving the issue you encountered. It's wonderful to know you received excellent customer service.

Have a super weekend

Lewis - Paymentshield

Rated 5 out of 5 stars

I had a productive conversation with…Mark

I had a productive conversation with Mark. He reassured me on the questions I had and I was more than happy to re-insure with payment shield. It is so nice to be able to talk to a human long may it last. Thanks again Mark.

August 20, 2026
Unprompted review
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Reply from Paymentshield

Good morning Sue,

We're so pleased to hear about your positive experience. We appreciate your kind words regarding the helpful conversation you had with Mark and that your questions were reassuringly answered.

Thank you for your 5 star feedback!

Have a lovely weekend.

Diana, Paymentshield

Rated 5 out of 5 stars

Pleasant Insurance Call.... who knew.

With an older policy I wasn't able to just swap my address when I moved so I expected a few challenges. Dawn made the whole call - taking out new home insurance and cancelling the whole policy, effortless and smooth sailing all the way. She was very communicative and was very pleasant. Something I expected to be a frustrating experience was actually a pleasant experience thanks to Dawn.

August 20, 2026
Unprompted review
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Reply from Paymentshield

Good morning Matthew,

We are so pleased to hear that what you anticipated to be a challenging experience turned into a pleasant and effortless one.

It's wonderful to know that Dawn provided such smooth and communicative assistance with your home insurance. We appreciate you sharing your positive feedback!

Have a super weekend.

Diana, Paymentshield

Rated 5 out of 5 stars

Thank you for your service.

Thank you for your service.
Hassle free and straightforward

August 20, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good morning Susan,

We are so pleased to hear that you found our service to be hassle-free and straightforward. Thank you for your kind words.

Have a great weekend.

Diana, Paymentshield

Rated 5 out of 5 stars

Amazing customer service

Dawn who I spoke with was so kind and so happy to help me

August 20, 2026
Unprompted review
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Reply from Paymentshield

Good afternoon Edel,

We appreciate you sharing your amazing 5 star customer experience!

It's great to hear that you found Dawn so kind and helpful.

Have a lovely evening.

Diana, Paymentshield

Rated 5 out of 5 stars

Very helpful the lady I spoke today on…

Very helpful the lady I spoke today on the phone.

August 19, 2026
Unprompted review
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Reply from Paymentshield

Good morning Angela,

We are so pleased to hear that the team member you spoke with on the phone was very helpful.

Thank you for sharing your positive experience with us and have a lovely day!

Diana, Paymentshield

Rated 5 out of 5 stars

Upon the late cancellation of my policy....

Upon the late cancellation of my policy that was no longer required or relevant, I requested a refund of the payments I made back to the date this should have been cancelled. I was kept fully in the loop on this by the team and who only too a few days to process this and provide a refund. So it was a 5 Star service provided. Kudos to David Dodenhoff who handled this refund and provided great customer service.

August 19, 2026
Unprompted review
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Reply from Paymentshield

Good morning Gavin,

We're delighted to hear about your positive experience with our team regarding your policy cancellation and refund.

It's wonderful to know that the process was smooth and efficient, and that you felt well-informed throughout by David.
Thank you for sharing your kind words.

Have a super day.

Diana, Paymentshield

Rated 5 out of 5 stars

Professional and Courteous

Having spotted a mistake I had made when I changed from personal to landlord insurance, I thought I would call Paymentshield just to make sure my account was now closed. I was taken aback when they said that an error like this might be subject to a refund. I provided the necessary documentation yesterday and today received confirmation that I will indeed receive a refund. This entire process has taken just 24 hours. I am absolutely staggered at the fantastic service quality I have received and how professional and courteous the staff have been to me. I will be going back to Paymentshield as soon as possible. Thank you so much

August 19, 2026
Unprompted review
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Reply from Paymentshield

Good morning Graeme,

We are so pleased to hear about your positive experience with us and the efficient resolution of your refund.

It is wonderful to know that our team provided professional and courteous service, and we truly appreciate your kind words. We look forward to welcoming you back soon!

Have a good day.

Diana, Paymentshield

Rated 4 out of 5 stars

Service good but my loyalty not considered

Paymentshield have been great but due to lack of employment from my side the policy lapsed and after almost 6 years of loyalty i was expecting the premium to be favourable, but it was more than the previous policy. I suppose this can be blamed on cost of living, the rep, Lisa was great and polite but very little was offered to retain my custom as I have been offered by other firms due to the time I have stayed with them.

August 19, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good afternoon Aftab,

We appreciate you sharing your customer experience with Lisa who you found polite and helpful.

We understand your disappointment regarding the premium increase after your policy lapsed, especially given your long-standing loyalty. We acknowledge your concerns about the cost of living impacting premiums and the limited options presented for retention.

We are always reviewing our offerings to ensure they meet our customers' needs. Your comments are valuable as we continuously work to improve our services and customer experience.

Have a good afternoon.

Diana, Paymentshield

Rated 4 out of 5 stars

Helena managed to sort out a policy…

Helena managed to sort out a policy that I thought had been attended to .

August 18, 2026
Unprompted review
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Reply from Paymentshield

Good Afternoon,
Thank you for taking the time to leave your feedback. We are so pleased that Helena was able to sort out your policy. I will ensure that your lovely comments are passed on.
Take care
Elizabeth - Paymentshield

Rated 5 out of 5 stars

Excellent Customer Service

I called today to check if my policy covered my house's flat roof before I agreed to renew my policy. Elaine was super helpful and efficient and even saved me money on my monthly payments, by reviewing the aspects of my coverage. I am very happy with the service and cover I have for my home with Paymentshield!

August 17, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good morning Che,

We appreciate you sharing your positive experience. We're so glad to hear that Elaine was helpful and efficient in reviewing your coverage and saving you money. It's great to know you're happy with your home insurance.

Have a super day

Lewis - Paymentshield

Rated 5 out of 5 stars

Received my refund within days

Received my refund within days. 10/10 customer service, that felt effortless.

August 11, 2026
Unprompted review
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Reply from Paymentshield

Good morning Cameron,

We are so happy to hear that your refund was processed quickly and that our customer service was appreciated. Thank you for your kind words.

Have a super week

Lewis - Paymentshield

Rated 5 out of 5 stars

Sam was very kind and went out of his…

Sam was very kind and went out of his way to help me, even though my English isn’t very good. I’m truly grateful that I was able to complete the formalities without any stress at all.

August 14, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good morning Yasushi,

We are delighted to hear about your excellent experience. It's wonderful that Sam was so kind and helpful, ensuring you could complete everything without any stress. We appreciate your kind feedback.

Have a super week

Lewis - Paymentshield

Rated 5 out of 5 stars

Dawn was very helpful and answered all…

Dawn was very helpful and answered all questions

August 14, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good morning Simon,

Thank you for taking the time to share your positive experience. We are so pleased to hear that you received helpful support from Dawn and that all your questions were answered.

Have a super week

Lewis - Paymentshield

Rated 5 out of 5 stars

Great Support from the Team

I recently contacted customer support to sort out some unusual payment activity. I somehow ended up with a refund before a payment for my policy had been taken.
The team were brilliant. They cleared up the confusion in no time, explained my policy queries clearly, and were incredibly helpful throughout. It is rare to find a support team that is both efficient and easy to deal with. Highly recommended.

August 14, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good afternoon Chris,

We're delighted to hear that our team was able to quickly resolve the confusion regarding your payment activity and clearly explain your policy queries.

It's wonderful to know you found our team so brilliant and efficient!

Thank you for your kind words and have a super weekend.

Diana, Paymentshield

Rated 5 out of 5 stars

Excellent customer service

Fast, easy to access service. No hassle or waiting time. Polite, professional and knowledgable staff. Best customer service experience. Thanks

August 13, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good morning,

We are so pleased to hear you received fast, easy-to-access service with no hassle or waiting time. It's wonderful that you found our staff polite, professional, and knowledgeable.

Thank you for sharing your best customer service experience! Have a super day.

Diana, Paymentshield

Rated 5 out of 5 stars

I rang to discuss my renewal documents…

I rang to discuss my renewal documents and the call handler was incredibly friendly, informative and helpful. We went through the levels of cover I current held and looked for any required changes. There was no pushing for sales or extra cover and I felt comfortable dealing with a renewal with Payment Shield.

August 13, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good morning,

We're delighted to hear about your positive experience discussing your renewal documents.

It's wonderful to know that our team member provided such friendly, informative, and helpful assistance without any pressure, making you feel comfortable.

Thank you for sharing your kind feedback.

Have a lovely day.

Diana, Paymentshield

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