Paymentshield Reviews 

8,755
•
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 1,299 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the friendly and efficient customer service, pointing out that staff members are always professional, patient, and ready to go above and beyond to help. Consumers appreciate the prompt responses and clear explanations provided by the team when managing complex policy renewals, billing questions, or processing quick refunds. However, some reviewers were not happy with severe delays, poor communication, and unhelpful support regarding property repairs and maintenance issues. A few people also mentioned experiencing frustrating wait times, unreturned calls, and conflicting information when trying to resolve urgent policy claims.

What people talk about most

Staff

People report positive experiences with staff, highlighting that team members are consistently polite,... See more

Customer service

Users describe positive interactions with customer service, highlighting agents who are friendly, patient,... See more

Service

Reviewers highlight positive aspects of service, consistently praising the polite, efficient, and... See more

Payment

Clients share positive opinions on payment experiences, frequently highlighting helpful representatives who... See more

Response time

Customers expressed great satisfaction regarding the rapid response times and immediate assistance provided... See more

Reviews shaping this summary

Rated 5 out of 5 stars

When I was sorting out my elderly brother's affairs I found that he had been paying two companies for house insurance over a number of years. I called Paymentshield to discuss this and they explain... See more

Rated 5 out of 5 stars

My experience with payment shield was made so easy as I deal with a lovely lady called Elaine. She helped me through explaining all points in detail with such kindness patience and professionalism. I... See more

Company replied

Rated 5 out of 5 stars

Paymentshield has been an amazing service, even when I wasn't still living in the house they made me feel safe. Once I noticed I forgot to turn off the service they were super helpful and made the pro... See more

Company replied

Rated 5 out of 5 stars

I recently contacted customer support to sort out some unusual payment activity. I somehow ended up with a refund before a payment for my policy had been taken. The team were brilliant. They cleared... See more

Company replied


Company details

  1. Insurance Company
  2. Home Insurance Agency
  3. Income Protection Insurance Company
  4. Insurance Agency
  5. Landlord Insurance Company
  6. Renter's Insurance Agency

Information provided by various external sources

Paymentshield work hard to make life easier for their policyholders, especially when life doesn’t go to plan. Paymentshield offer 5 Star Defaqto rated insurance products and partner with cherry picked insurers who provide a claims service centred on keeping families in their homes or getting them back there as quickly as possible.


Contact info

4.9

Excellent

TrustScore 5 out of 5

9K reviews

5-star
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No recent history of asking for reviews

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4.9

All reviews

(8,755)

1,277 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great service over the years

Great service over the years, thank you.

August 13, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good afternoon Anne,

We're grateful for your continued support over the years and truly appreciate your kind words.

Thank you for being a valued customer!

Have a great afternoon.

Diana, Paymentshield

Rated 5 out of 5 stars

Excellent Customer Service

My query was dealt with quickly and accurately especially as my misunderstanding of my policy is what caused the issue. I communicated with Lucy Greer who was polite, efficient and friendly. She sorted my problem out super fast and kept me informed of my claim on a regular basis. My refund arrived exactly when it was advised and I was very pleased with the outcome.

July 29, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good afternoon Deborah,

We are delighted to hear about your positive experience and that your query was handled quickly and accurately.

It's wonderful to know that Lucy was polite, efficient, and friendly, keeping you informed throughout the process. We're pleased that your refund arrived as advised and that you were very satisfied with the outcome.

Have a lovely evening.

Diana, Paymentshield

Rated 5 out of 5 stars

Dawn excwllent service

Dawn, the agent i spoke with, was absolutely lovely and so helpful.
The time to get through to a real person was very quick
The whole experience was efficient and enjoyable and the quote I received was very reasonable. I highly recommend Payment Shield

August 12, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good afternoon Margaret,

We are pleased to hear about the excellent customer service you received. It's truly wonderful that Dawn was so helpful and found you a reasonable quote. We are very glad you found the experience so enjoyable.

Thank you for sharing your fantastic feedback!

Have a lovely afternoon.

Diana, Paymentshield

Rated 5 out of 5 stars

Sam 5 Star ⭐

Sam!

In 30+ years, I have never experienced someone so friendly, kind and helpful within Customer Service!

Absolutely fantastic. Thank you Sam!

August 11, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good morning Rich,

We appreciate you taking the time to share your positive experience.

We are glad to hear that Sam provided such a fantastic experience and was friendly and kind. We appreciate your wonderful feedback!

Have a great day.

Diana, Paymentshield

Rated 5 out of 5 stars

Excellent experience with payment…

Excellent experience with payment shield, very detailed explanation.

August 6, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good morning Paulina,

We're happy to hear that our detailed explanation was helpful.

Thank you for sharing feedback about your excellent customer experience!

Have a super day.


Diana, Paymentshield

Rated 5 out of 5 stars

Refund

We had an issue with our house and contents insurance which was dealt with by Lucy Greer quickly and efficiently, thanks

August 11, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good morning Lee,

We appreciate you sharing your positive experience.

We are so glad your house and contents insurance issue was handled quickly and efficiently.

Have a lovely day.

Diana, Paymentshield

Rated 5 out of 5 stars

Lucy Greer responded to my query very…

Lucy Greer responded to my query very quickly and resolved my issue.

August 11, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good morning

We are so pleased to hear that your query was handled quickly and your issue was resolved.

We truly appreciate you sharing your positive experience with us.

Have a great day.

Diana, Paymentshield

Rated 5 out of 5 stars

A pleasant experience

I spoke to Dawn this morning who was charming, extremely efficient and made my experience enjoyable. I will most certainly use Paymentshield again in the future.

August 11, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good afternoon Peter,

We're so pleased to hear you had such a positive customer experience and found Dawn charming and extremely efficient.

We appreciate your kind words and look forward to assisting you again.

Have a lovely afternoon.

Diana, Paymentshield

Rated 5 out of 5 stars

Mark Eustace took care of my telephone…

Mark Eustace took care of my telephone call today. He helped me a lot, I misread my quote, he talked about my new quote. He was beyond helpful i wish there was more people like him. Honestly he was superb. A credit to your company

August 10, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good afternoon Ernie,

We are delighted to hear about your excellent customer service experience with Mark.

It's wonderful to hear you received such helpful assistance regarding your quote and we are certain Mark will be thrilled with your amazing feedback!

Have a lovely afternoon.

Diana, Paymentshield

Rated 5 out of 5 stars

Excellent customer service

Had a great phone call with Lisa who helped me set up a contents insurance package. Was very clear and infomative from start to finish, a very easy and straightforward process. I would highly recommend.

August 10, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good afternoon George,

We're so pleased to hear that you had a great experience setting up your contents insurance package. It's wonderful that our team member was clear and informative, making the process easy and straightforward for you.

We appreciate your high recommendation!

Have a great afternoon.

Diana, Paymentshield

Rated 5 out of 5 stars

Efficient customer services

Very quick response on phone, exceedingly pleasant person understood my need to cancel newly taken out insurance, swiftly executed and details confirmed by email within minutes. Certainly will come back as customer for a fresh quote.

August 10, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good afternoon Alan,

We are delighted to hear about your positive experience with our team. It's wonderful to know that our colleague was pleasant and efficient in assisting you with your insurance cancellation.

We look forward to welcoming you back for a new quote in the future!

Have a great afternoon.

Diana, Paymentshield

Rated 5 out of 5 stars

Excellent service

Excellent service ! Mark was great, very professional and efficient ! Thank you

August 10, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good afternoon,

Thank you for taking the time to share your positive experience. We are delighted to hear that you found the service excellent and our team member professional and efficient.

Have a lovely day,

Aisha - Paymentshield

Rated 3 out of 5 stars

Very easy cancellation process

Very easy cancellation process. Completed in a 3 minute phone call. Very nice person on their end made the process very easy. Although as normal no cancellation process on the website. You either have to call or chat through their website.

For the actual insurance policy like most providers. Very competitive first year policy in terms of price then the 2nd year price goes up significantly and unless your on the ball and see the emails and manage to opt out of the auto renew policy your stuck with an expensive above market rate insurance policy for a whole year. Didn't make the same mistake with the 3rd year policy though. Cancelled and got a cheaper one elsewhere.

August 10, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good afternoon,

We appreciate you taking the time to share your feedback regarding your experience with our cancellation process and policy renewals. We are glad to hear that the phone cancellation was easy and handled by a helpful team member. We understand your point about the convenience of online cancellation options and will certainly consider this for future improvements.

We also acknowledge your comments about the premium adjustments after the first year and the auto-renewal process. We aim to be transparent with our policy terms and pricing, and we recognize the importance of clear communication regarding renewals. Your insights are valuable as we continuously work to enhance our customer experience and policy offerings.

Have a lovely day,

Aisha - Paymentshield

Rated 1 out of 5 stars

Absolute crap customer service.

Absolute crap customer service.

August 7, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good morning,

We are sorry to hear about your frustrating experience with our customer service. We are committed to improving and appreciate you bringing this to our attention. If you would like us to look into this further, please email your concerns to appealsandcomplaints@paymentshield.co.uk and we will be more than happy to investigate this matter.

Kind Regards,

Aisha - Paymentshield

Rated 5 out of 5 stars

Helpful

Helpful, explained everything well, easy setup. Highly recommend.

August 7, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good morning,

We're so glad to hear our explanations and setup process were helpful for you. We truly appreciate your high recommendation!

Have a lovely day,

Aisha - Paymentshield

Rated 5 out of 5 stars

Dual Insurance refund.

I contacted paymentshield by phone on Wednesday. The lady was both sympathetic and helpful. I have today (Friday) received an email from Penny which has quickly and efficiently dealt with my problem.

August 7, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good afternoon Christine,

We are delighted to hear that your issue was resolved quickly and efficiently by Penny.

It's also wonderful to know that you received such sympathetic and helpful service from our team. Thank you for sharing your positive experience!

Have a lovely weekend.

Diana, Paymentshield

Rated 5 out of 5 stars

Very professional

Lisa was very professional and knowledgeable about the products. Quote was competitive overall I was very pleased. Thank you

August 7, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good afternoon Jennifer,

We are delighted to hear that you had such a positive experience. It's wonderful to know that you found Lisa professional and well-informed about our products and your quote was competitive. Thank you for sharing your amazing feedback!

Have a lovely weekend.

Diana, Paymentshield

Rated 5 out of 5 stars

Dawn was extremely helpful

Dawn was extremely helpful and achieved me an excellent rate for my buildings insurance. Well done!

August 5, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good afternoon Melanie,

We're so happy to hear that Dawn was extremely helpful and secured an excellent rate for your buildings insurance.

We appreciate you sharing your amazing 5 star experience!

Have a great weekend.

Diana, Paymentshield

Rated 5 out of 5 stars

Very polite

Very polite, helpful and efficient

August 5, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good morning Melissa,

We are so pleased to hear that you found our service polite, helpful, and efficient.

Thank you for taking the time to share your positive experience with us; we truly appreciate it.

Diana, Paymentshield

Rated 5 out of 5 stars

Helpful, polite and respectful

Akbar Ali was very helpful, polite and the process to cancel my policy due to me moving out and not needing insurance elsewhere for a while, very easy. I would 100% recommend Payment shield.

August 4, 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good morning,

We're delighted to hear that the process to cancel your policy was easy and that you received such helpful and polite service from Akbar.

We appreciate you recommending us!

Have a super day.

Diana, Paymentshield

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