Pense Reviews 236

TrustScore 5 out of 5

4.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 115 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their efficiency and helpfulness, noting that they provide clear, easy-to-understand advice tailored to individual needs. The service is frequently described as excellent, with many appreciating the smooth process and the team's ability to simplify complex financial matters. People also highlight the exceptional customer service, particularly the regular and proactive communication, which keeps them well-informed throughout the entire process. However, some customers mentioned issues with internal communication, where different agents were not always aware of previous discussions, leading to repetitive questions. A few other people also felt that the company's communication, while generally good, was sometimes excessive, with frequent calls, texts, and emails.

What people talk about most

Staff

Reviewers mention positive feedback about staff. Customers consistently praise the team's professionalism,... See more

Service

Customers had positive experiences with service. Reviewers consistently praise the professional and helpful... See more

Customer service

People report positive experiences with customer service. Customers consistently praise the helpfulness and... See more

Customer communications

Consumers find contact with the company to be positive. Many reviewers highlight the consistent... See more

Response time

Customers consistently note positive experiences with response times. Reviewers frequently mention timely and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Needed help turning my company pension pot into the highest-yielding annuity I could get, and Pense were superb. Detailed but easy to understand advice based on my own personal needs, medical is... See more

Rated 5 out of 5 stars

Great service from start to finish. Amber went above & beyond to make sure I was kept updated at all times. She provided regular feedback on what turned out to be a nightmare case, albeit nothing to... See more

Rated 5 out of 5 stars

I believe Pense got me a very good deal on my annuity. I was given weekly updates on progress and received my first payment from the provider after about 3 months from first contacting Pense. This was... See more

Rated 5 out of 5 stars

Pense were excellent. The 2 contacts l had were very efficient, giving me good explanations to various terms. I wasn't pressured to make decision, but they made sure that l completely understood the... See more



Contact info

4.9

Excellent

TrustScore 5 out of 5

236 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 33% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Pense were a great company to work…

Pense were a great company to work with. They communicate extremely well. Almost daily communication with their admin team. I did experience issues with some of my pension companies and they were great in helping with advice and guidance on how to deal with them. Their advisers speak in a language anyone would understand. I highly recommend Pense

November 20, 2025
Unprompted review
Rated 5 out of 5 stars

Annuity

I found James, Lauren, Chloe and Katie very professional, experienced and friendly.
The whole process went very well and I was particularly grateful for the regular updates Lauren gave.
I would highly recommend this service - great value for money.

Stanley Bolden

January 20, 2026
Unprompted review
Rated 5 out of 5 stars

Great service

The advisor Ross and his admin team delivered
A faultless process from start to finish. All follow ups were exactly as promised . What I thought was going to be a difficult task was turned into simplicity by their expertise . Thank you

January 21, 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service!

I was very happy with the service that I received from Pense, from start to finish they provided me with a very professional service, in setting up my annuity. My advisor Kirk and the admin team were a pleasure to deal with, making the transition from my pension as smooth as possible.

January 14, 2026
Unprompted review
Rated 5 out of 5 stars

Efficiency

My account manager and all staff I have been in contact with at Pense, have been efficient and professional. I was kept informed at each stage of the process.

October 20, 2025
Rated 5 out of 5 stars

Penske explained the process really…

Penske explained the process really well, and sent all the paperwork for me to fill out really quickly. While the paperwork was being processed they kept me well informed, and answered any questions I had in a timely and thorough manner. Once my pension was paid out they made sure all the paperwork was delivered to me. I can’t recommend them enough.

December 5, 2025
Unprompted review
Rated 5 out of 5 stars

second time used still great.

Second time used, process made easy , kept up to date of all progress, simple and easy to get through, would definitely recommend , thanks to russell, lauren and all i dealt with through the process.

January 9, 2026
Unprompted review
Rated 5 out of 5 stars

CHANGED my pension provider with ease

I had an issue with my company pension that I was about to start claiming. It was not what I had signed up for and it no longer met my requirements at the point of retirement. The process of talking to the adviser and working out my options was very stress free. The result was just right for me, my wife and family

December 18, 2025
Unprompted review
Rated 5 out of 5 stars

An excellent company & lovely staff.

I received very good advice & an excellent service. Everyone was very pleasant to deal with, they kept in constant contact keeping me up to date with progress. Even after the pension payments were completed they went above & beyond getting me compensation for a pension provider being too slow to pay out. I would not hesitate to recommend Pense.

January 2, 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service from Pense from…

Excellent service from Pense from initial contact with Steve followed by consultation with James, I am very happy with the product recommended to me this exceeded expectations. Transition was smooth from start to finish and met expected time frame for completion.
Thank you Chloe, Amber, Lauren and Katie for frequent updates throughout, this was invaluable especially dealing with financial matters this helped to avoid any worry or concern.
Thank.you Pense for an amazing service.
A very happy customer.

December 15, 2025
Rated 5 out of 5 stars

A reliable efficient service

I set up an annuity through Pense. They communicated quickly and efficiently throughout the relatively lengthy annuity process and they went the extra mile to secure the best offer for me. An early paperwork error was quickly rectified and the entire team is very customer focused. I have no hesitation in recommending them.

December 17, 2025
Unprompted review
Rated 5 out of 5 stars

I wanted to obtain a pension Annuity…

I wanted to obtain a pension Annuity and after some initial discussions and projections with Kirk I I felt completely comfortable and at ease with the due process and return I would have. The process was extremely smooth and Amber and her team kept me up to date at each stage inc completion. Totally recommend Pense and the team

December 15, 2025
Rated 5 out of 5 stars

Informative, professional, trustworthy and caring.

James Allott provided a comprehensive review of all my options for retirement. On subsequently choosing an annuity he then found the best rate for me. Despite Pense's best efforts there were unexcusible delays from both the investment company and the chosen annuity provider. This lead to expiry of the original annuity quote. However James moved quickly and obtained an even higher quote. Then the hard work started from both Amber and Harriet to fast track the transfer of funds for the annuity. They dealt with the two companies in such an efficient and persistent manner that I nicknamed them the Rottweilers! They never let go until not only was the annuity in place but they even acquired compensation from both companies for their tardiness!
You are in good hands with Pense.

October 27, 2025
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look