People's Trust Insurance Reviews 1,084

TrustScore 4 out of 5

4.2

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Rated 5 out of 5 stars

Peoples Trust gave me an excellent price quote for my home owners. They sent out at their expense, their own inspector to confirm details. He noted few thinks like the fire hydrant across the str... See more

Company replied

Rated 5 out of 5 stars

Nothing terrible happened—actually the exact opposite. I paid what I thought was a fair amount for my homeowners' insurance earlier this year. What I didn't know was that P.T. had approximated my dis... See more

Company replied

Rated 5 out of 5 stars

I was looking in the internet for better homeowners insurance since my existing company kept going higher every year. My payments now are so significant lower then the other company. Everything was e... See more

Company replied

Rated 5 out of 5 stars

A most pleasing experience and it keeps on coming. J. Diaz is more than accommodating and is excellent at his job. Friendly, not pushy , just willing to help and explains everything in terms even I co... See more

Company replied

Company details

  1. Insurance Agency
  2. Financial Consultant

Written by the company

The People's Trust better way provides you with a greater value by saving both time and money. Our upfront investment in preparedness allows us to pass along the savings and deliver some of the most competitive home insurance rates in Florida. Our simplified recovery process saves you the time and hassle of finding and supervising contractors and subcontractors, and coordinating the recovery process after disaster strikes.

People's Trust Insurance | Simply A Better Way

Written by the company

Home Insurance That Works!
Experience seamless, no hassle recovery from damage. We insure. We repair. You relax.

Contact info

4.2

Great

TrustScore 4 out of 5

1K reviews

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Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 1 out of 5 stars

Buyer beware!

Buyer beware!! My father passed away in June. His home was sold and I notified People’s Trust on 9-1 to cancel his home owners insurance. It is now 9-27 and I am still getting the run around. I have given them all documents required to cancel the insurance but they won’t give me their cancellation form to sign and return. I have called numerous times, emailed to a C Boyd numerous times and don’t even get a response. I have a 4 month refund due to be paid back to me. I don’t understand what the problem is other than they don’t want to refund the money. This is one of the worst companies I ever dealt with.

September 29, 2021
Unprompted review
Rated 1 out of 5 stars

Raised my homeowners insurance payment…

Raised my homeowners insurance payment after 2 years from $945 to $2540. When I called and asked for the reason, the respond given was due to my demographic. Which means my race, age, sex, income, address,etc. I now have a new policy with major insurance carrier that I know I can depend on in time of need at a much lower cost.

July 31, 2021
Unprompted review
Rated 1 out of 5 stars

still no decloration page and ins…

still no decloration page and ins increased $645. in one year no claims whats up with that

June 7, 2021
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Reply from People's Trust Insurance

Hi Sharon. You can review your declarations page by logging in to your customer portal (https://policy.peoplestrustinsurance.com/view/user/login.cfm). We'll also email your declarations page and have someone contact you to review it in case you have any questions.

Rated 2 out of 5 stars

I've been with People's Trust for many years...

I've been with People's Trust for many years. Every year rates have been climbing. BUT now my $2300 policy is going to cost over $3500!!! Really, that's how you treat a loyal customer with NO claims... Sooooooooo, bye bye! No need to respond...

May 21, 2021
Unprompted review
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Reply from People's Trust Insurance

We appreciate your feedback, Brenda. We will also take the opprtunity to respond because so many Floridians are experiencing increases in their home insurance premiums and don't understand why it's happening.

Many pricing factors are outside of policyholders' control. Some of the main contributors to industry-wide price increases in Florida include frequent and extreme weather events and catastrophes. As we head into the sixth straight above-average hurricane season, insurers like People’s Trust are spending more to clean up damage from hurricanes and floods. And as the likelihood of claims from these events increases, so does the cost of insurance. Rate hikes aren’t just felt by policyholders either. Insurance companies are paying higher reinsurance costs.

Rated 5 out of 5 stars

Excellent service

Excellent service. Especially from the emergency repair team.

May 3, 2021
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Reply from People's Trust Insurance

We appreciate the feedback, Dude. People's Trust and Rapid Response Team strive to provide excellent service to all our policyholders--and we're glad to see we exceeded your expectations. Thank you for being a valued policyholder!

Rated 4 out of 5 stars

So far so good

So far so good. We are hoping reports that you will raise rates is not true. Otherwise our rating may go down and we’ll be shopping. But, not bad so far, yet we haven’t had any HO claims in forever. We’ll see what happens.

April 28, 2021
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Reply from People's Trust Insurance

Hello Francis. Thank you for leaving a review--and for being a valued policyholder.

Rated 1 out of 5 stars

I pay my bills on time every time and your not going to renew me?

I’ve been with you almost 12 months and your not going to renew me??? I had no claims in the past 5 years and I pay my bill on time every time. Very dissatisfied. No explanation why. Poor customer service and no communication with your insurance company and the customer. You should think about how you handle customers if you ever want them to return. Heads up if you choose this company as a provider. You can sign up, get service, pay your bills, but at the end of your first year don’t be surprised if they force you to look for another insurance company when they non renew you. Still don’t know why ....

This was my experience and opinion.

Thank you.

April 16, 2021
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Reply from People's Trust Insurance

Thank you for sharing your opinion and experience; we're very sorry yours was a negative one.

We did communicate your policy's expiration, to you and your agency, with an explanation. Policies may be non-renewed for a variety of reasons. Some properties, for example, no longer meet underwriting guidelines or may be in an area we no longer service.

If you’d like to speak with a People’s Trust expert, you can at 1-800-500-1818.

Rated 1 out of 5 stars

Scammers

Brought my Insurance up from 5K to almost 11K. Had several problems over the years, very hard to talk to them. We are furious. Oh, the house was completely remodeled and it's in great shape. We know other clients of People's Trust having the same issue. Run away from this Insurance.

February 22, 2021
Unprompted review
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Reply from People's Trust Insurance

Hi Daniele. We're sorry you are disappointed with the communication you've had with our team. If you have any questions about your rate increase or your coverage, please call a People's Trust Insurance Expert at 1-800-500-1818.

Unfortunately, as the overall likelihood of claims increases in Florida, so does the cost of insurance--even if your house is in great shape. Many factors affect premiums, such as the frequency of extreme weather events and catastrophes (like hurricanes); trends that show specific areas have become more prone to damage from extreme weather events; and inflation, costing insurers more to repair or replace belongings. Insurers must take all these factors into consideration when calculating premiums.

Rated 4 out of 5 stars

Nothing to review.

Nothing to review.. like most insurance companies you don’t know how they are until you put in a claim in and see how they operate. Unfortunately there are no claims at this time.

January 29, 2021
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Reply from People's Trust Insurance

Hi Charlotte, thank you for feedback. We're happy to have you as part of the People's Trust family.

Rated 5 out of 5 stars

I spoke with an Agent who answered my…

I spoke with an Agent who answered my question regarding an invoice for over $500 that I couldn't understand. He explained it in detail in a way that I understood and could resolve. Thank you.

January 27, 2021
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Reply from People's Trust Insurance

Hi David, we're glad everything worked out to your satisfaction. Thank you for your feedback--we appreciate your continued support as a member of the People's Trust family!

Rated 5 out of 5 stars

I am very satisfied with the policy I…

I am very satisfied with the policy I currently have and have recommended to family members
Working people rates and all is explained in the documents received
Some companies don’t even explain actual coverage
Keep up the good work

January 26, 2021
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Reply from People's Trust Insurance

Hi Armando, we're so happy to have you as part of the People's Trust family. Thank you for the recommendation!

Rated 4 out of 5 stars

Our experience with Peoples

We started with Peoples last fall. So far our experience has been pretty good. We did receive one bill that our agent told us was a result of crossed wires, and we should ignore, so that only issue was resolved quickly and to our satisfaction. We are pleased with the price. The agency and the inspector have been pleasant to work with. We hope we don’t need to call on them, but expect they will be there if we do.

January 26, 2021
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Reply from People's Trust Insurance

Hi Mahlon, thank you for your feedback , we always appreciate it. We're happy to have you as part of the People's Trust family.

Rated 5 out of 5 stars

Accepted my quote with no issues

Accepted my quote with no issues. Best price on the market!! Also the inspection was very helpful and provided a great amount of information.

January 26, 2021
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Reply from People's Trust Insurance

We strive to provide excellent customer service to all our policyholders and are glad to see we exceeded your expectations! Thank you for being a valued policyholder Maximiliano.

Rated 3 out of 5 stars

Too many letters sent to me that I did…Too many letters sent to me that I did not have insurance I ended up paying it more than once before you guys got it right and so finally sent me a policy and a

Too many letters sent to me that I did not have insurance I ended up paying it more than once before you guys got it right and so finally sent me a policy and a my refund was like a left-handed know ing what the right hand was doing ang the right hand doesn’t know what their right foot was doing

January 25, 2021
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Reply from People's Trust Insurance

Thank you Joseph for sharing your experience with us and allowing us to resolve your concerns--we appreciate the feedback. We're always here to help if you need us. If you have any questions regarding your policy, you can speak with one of our Customer Service representatives at 1-800-500-1818.

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