I to have been trying for over 2 months to payoff loan. No website,no phone no nothing. I have no idea what will happen to outstanding balance. What I do know is they will NOT collect any late fees or... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
Perch loans application is secure and I got approved within minutes. I definitely would recommend them. So if you run into unexpected bills which we all do and you need money with affordable repayment... See more
Company replied
Tried paying off a loan. Nothing on their website tells you that you can't use Chime or any thing like it to make payments. I tried 2 times through their automated system & kept getting transferred to... See more
Company replied
Thanks so much Perch for helping me out during a financial emergency. The staff is phenomenal in that they are caring, patient , supportive, and understanding in regards to your individuals situation.... See more
Company replied
Company details
Written by the company
Perch Loans, an online lender offering installment loans in select U.S. states, provides borrowers customer-friendly, innovative solutions and financial wellness tools to let their personal finances take flight.
Contact info
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
I was looking for a loan to pay off…
I was looking for a loan to pay off another loan and lower the interest rate. Perch not only gave me that loan but saved me almost $2,000 in interest I was paying else where.

Reply from Perch Loans (USA)
Grateful to have found Perch
Quick, seamless, low-key, no hype, fair interest rates for those with less than perfect credit! Very happy to have found Perch.

Reply from Perch Loans (USA)

Reply from Perch Loans (USA)
Fast
Fast, easy, secure. Received my money the day after I applied. I researched Perch Loans before committing to the process and saw no red flags, so I followed through. I'm sure glad I did.

Reply from Perch Loans (USA)
Awesome helped me in time of need quick…
Awesome helped me in time of need quick deposit Thank You Perch Loans for all your help

Reply from Perch Loans (USA)
It took days to get this approved…
It took days to get this approved That’s the only downside

Reply from Perch Loans (USA)
You guys at Perch Loans are wonderful…
You guys at Perch Loans are wonderful people!!! I got my loan very quickly,and used the money on things that I absolutely needed to buy!! I will definately get a loan from you guys again!!! Thank You for helping me in my time of need!!!

Reply from Perch Loans (USA)
Very professional and nice
Very professional and nice. Honest and very welcoming. Appreciate customer service with a smile and willingness to help others. Great job!

Reply from Perch Loans (USA)
The company is very helpful
The company is very helpful. They work with you and help you the best they can. I would recommend this company.

Reply from Perch Loans (USA)
Thanks for the loan when I needed it
Thanks for the loan when it was really hard for me at that time.

Reply from Perch Loans (USA)
Fast service
Fast service, ok rates! What more could I ask for? Highly recommend.

Reply from Perch Loans (USA)
Perch loans and advance america has…
Perch loans and advance america has always came through for me. I understand that the interest rates can be on the higher side, but these loans are truthfully meant if you need an approval fast and money fast. If you want to avoid the interest charges pay off quicker! That is what I always do . I was able to pay of some small balance credit cards to help my score back up. The ironic part although they don't report good payment history to the credit bureaus it works out for me because now it shows I don't have any debt when I did pay those credit cards. Sometimes having too many loans can reflect negative on your credit report which is why I chose this loan so that I could pay off my credit cards and then pay this loan off with my next few paycheck, because again I make bigger payments and pay off quickly.

Reply from Perch Loans (USA)
Love Perch Loans Recommend to all....
Love Perch Loans short term easy payments and fast response. I'd recommend them to anyone. Great place if you need a little extra cash.

Reply from Perch Loans (USA)
It was a pleasure doing business with…
It was a pleasure doing business with them I made the process easy professional and straightforward!

Reply from Perch Loans (USA)

Reply from Perch Loans (USA)
I think you guys did awesome I was…
I think you guys did awesome I was hoping you could have given me a lot more for my loan so I could of gotten my truck fixed better and more so it would be safer to drive was hoping for $1,500.00

Reply from Perch Loans (USA)
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







