PremFina Reviews 7,169

TrustScore 4.5 out of 5

4.6

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease and convenience of the user experience, noting that processes are straightforward and not time-consuming. Many commend the excellent customer service, describing staff as professional, helpful, and clear in their explanations, often going above and beyond expectations. People also appreciate the competitive and fair pricing, with many finding significant savings. However, some customers reported difficulties with online-only processes, expressing a preference for paper documents and finding the digital experience challenging. A few also mentioned issues with communication, such as not receiving expected correspondence or having trouble hearing representatives during phone calls.

What people talk about most

User experience

People report positive experiences with the user experience. Many customers found the process easy to... See more

Service

Reviewers highlight positive aspects of service. Many customers describe the service as top-notch, efficient,... See more

Staff

Customers had positive experiences with staff. Reviewers consistently praise the professionalism,... See more

Price

Users describe positive interactions with price, often highlighting the exceptional price/quality ratio and... See more

Customer service

Clients share positive opinions on customer service, consistently highlighting the professionalism,... See more

Based on these reviews

Rated 5 out of 5 stars

I decided to stay, with Swinton, as their price, had not changed from the previous year. Also taking breakdown cover, as my AA policy, had risen considerably, and it saved me, nearly £100, for the yea... See more

Company replied

Rated 5 out of 5 stars

Easy to contact….. person I spoke to was very explicit….. good value Car Insurance Cover….. They offered to quote for our Home Cover next year ….. will definitely get in touch when Renewal is due.

Company replied

Rated 5 out of 5 stars

I found it easy and convenient to buy my insurance which was great because I'm normally so busy it's difficult to find the time. This was a no nonsense solution and I'd be more than happy to recomme... See more

Company replied

Rated 5 out of 5 stars

Hi there I can tell you that my experience with premFina they were very impressed and honest with me so keep up with the good work and you will be alright thank you very much Ronald 😊

Company replied


Company details

  1. Financial Institution

About PremFina

Written by the company

Agile. Customer-focussed. Disruptive.

We’re PremFina, a tech-led provider of premium finance. We help to spread the cost of insurance premiums through affordable monthly instalments and are revolutionising how people pay for insurance.

What makes us different?
Legendary people: With a combined experience of 80 years in premium finance within the leadership team alone, it’s safe to say we know our markets. We combine this expertise with colleagues who are passionate about delivering the right outcomes, have a growth mindset and are empowered to make the right decisions.

Customer-obsessed: Customers are at the heart of everything we do, and we bring our knowledge and innovative technology together to create seamless experiences for them. This means an effortless sign-up and access to the funding they need. With simple, easy and ‘digital first’ ways to pay, renew and get the latest updates on their accounts, whichever channel they choose to engage through.

Brilliant tech: Having robust, scalable and flexible technology is central to our ability to provide affordable, flexible funding and to continue to deliver a high-quality, customer-centric digital experience. We learn fast, move quickly and offer full flexibility across the entire customer journey.

We’re a fast-growing team, and together we exist to help customers, empower our partners and transform the insurance industry for the better.

Customers who wish to discuss their insurance policy should contact their broker or intermediary in the first instance.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

7K reviews

5-star
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Rated 5 out of 5 stars

Price value is good

Price value is good

April 20, 2026
PremFina logo

Reply from PremFina

Good morning Soufiane,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 5 out of 5 stars

Easy to navigate.

Easy to navigate.

April 20, 2026
PremFina logo

Reply from PremFina

Good morning,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 5 out of 5 stars

Excellent service

Excellent service , great communication

April 20, 2026
PremFina logo

Reply from PremFina

Good morning Andre,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 5 out of 5 stars

All round easy to deal with

All round easy to deal with

April 20, 2026
PremFina logo

Reply from PremFina

Good morning Peter,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 5 out of 5 stars

Excellent service

Excellent service

April 20, 2026
PremFina logo

Reply from PremFina

Good morning Steve,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 5 out of 5 stars

Great experience

Great experience

April 20, 2026
PremFina logo

Reply from PremFina

Good morning Kelly,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 4 out of 5 stars

Don’t get old that’s what I say!

Found completing forms hard cos not that au fait with doing things on phone rather than on paper. Not as computer literate as the youngsters.

April 20, 2026
PremFina logo

Reply from PremFina

Good morning Jenny,

Thank you for taking the time to leave us a review.

I have amended your preferences to receive all your documentation via post in future, and have re-sent a copy of your original documentation via post for your reference.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 4 out of 5 stars

Found the process easy to navigate

Found the process easy to navigate

April 20, 2026
PremFina logo

Reply from PremFina

Good morning Thomas,

Thank you for taking your time to leave us a good review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 5 out of 5 stars

After trying to find out why my direct wasn't paid, Premfina's " Cia " Fixed it all.

After trying to find out why my direct debt wasn't paid. I was lucky enough to get "Cia " to explain everything to.
Brilliant Professional work done by this Lady.
In no time at all, this Lady had found the problem, sorted it out, and now I don't owe any money.
People like this should keep your company doing well for a long time to come.
Thank you " Cia " for taking the stress out of this problem.
and helping me to find the solution.
Your's
Ned De'Niro.

April 20, 2026
PremFina logo

Reply from PremFina

Good morning Ned,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 4 out of 5 stars

Friendly

Friendly, consise and expert!!!

April 20, 2026
PremFina logo

Reply from PremFina

Good morning Michael,

Thank you for taking your time to leave us a good review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 5 out of 5 stars

Very easy to use

Very easy to use. Good online deals and very helpful staff if you have any questions

April 20, 2026
PremFina logo

Reply from PremFina

Good morning Lynsey,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 5 out of 5 stars

Quick easy insurance cover no hassle

Quick easy insurance cover no hassle

April 20, 2026
PremFina logo

Reply from PremFina

Good morning Jason,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 5 out of 5 stars

Brilliant and quick and easy to use

Brilliant and quick and easy to use

April 20, 2026
PremFina logo

Reply from PremFina

Good morning Ellie-May,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 5 out of 5 stars

Good and fast service

Good and fast service

April 20, 2026
PremFina logo

Reply from PremFina

Good morning Adrian,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 5 out of 5 stars
PremFina logo

Reply from PremFina

Good morning,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 5 out of 5 stars

Renewal was straight forward and great…

Renewal was straight forward and great service

April 13, 2026
PremFina logo

Reply from PremFina

Good morning Mr Wallwork,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 4 out of 5 stars

Good service

April 17, 2026
PremFina logo

Reply from PremFina

Good morning Dora,

Thank you for taking your time to leave us a good review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 5 out of 5 stars

It was easy to renew

April 13, 2026
PremFina logo

Reply from PremFina

Good morning,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 5 out of 5 stars

The service was second to none

The service was second to none. I couldn't have asked anymore. Everything went so smoothly.
Thank you for everything.

April 13, 2026
PremFina logo

Reply from PremFina

Good morning John,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

Rated 5 out of 5 stars

The whole process was quick and well…

The whole process was quick and well explained a good service .

April 13, 2026
PremFina logo

Reply from PremFina

Good morning Gary,

Thank you for taking your time to leave us a great review. I am pleased to see you are happy with the service you have received.

We work extremely hard to ensure all our customers have a great experience with us.

If you need anything from us, please don't hesitate to get in touch via live chat at www.premfina.com or email us at customers@premfina.com.

Many Thanks,

Jade

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