Extremely unprofessional. Lost some of my paperwork, kept telling me different things every other day. The underwriter I worked with was useless. If they needed something of mine from loan officer wou... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
We worked with Donna Maxwell, and she was terrific. In particular, when our contingent offer was "bumped" by the Seller, she and her team were extremely responsive in helping speed things along so th... See more
I worked with Frank Sardina at the Buffalo office and I couldn’t be happier with his expertise and experience. Although I have purchased a home before it was not in NY. Frank was able to walk me throu... See more
We came to Premium Mortgage on a rec from our RE agent since an established bank with offices in Buffalo could not clear us for a loan even though they pre-qualified us three months earlier. Time... See more
Company details
Contact info
2541 Monroe Avenue, 14618, Rochester, United States
- 1 (844) 793-0177
- info@premiummortgage.com
- premiummortgage.com
Very nice people and easy to work with
Very nice people and easy to work with. As a first time home owner, I worked with people who made me feel comfortable with the process. I will recommend the company to others and use them in the future.
Premium Mortgage is the only mortgage…
Premium Mortgage is the only mortgage company that I recommend to everyone. I never have a problem from application to closing with Premium and I tell my clients that. I do have to give them three mortgage companies to choose from but I always give my opinion on the reason that they should, and have to use Premium Mortgage. The entire staff is great and very professional. Phyllis Haberer has represented my clients for over 15 years and I never had to worry about anything referring and using her as my mortgage broker. Her knowledge and experience always shines through and she has been a great asset to the Premium Mortgage name.
Jolene made everything go so smoothly!
Jolene made everything go so smoothly!! Just all in all a great group to work with!!! Highly recommend.
Poor customer service
I was surprised with my final mortgage numbers at closing due to the fact that I was told I did not have to roll my homeowners insurance into the mortgage cost. I was told it could be left out, but ultimately it could not. I provided information requested by Premium Mortgage as quickly as possible, but when I had questions, I was not responded to in a timely manner. I was left guessing at the answers to my questions. I don't feel Premium Mortgage was interested in exemplary customer service, only getting the necessary paperwork to push the mortgage approval through. I would have liked to discuss, in greater detail, my options for putting 20% down and what the advantages of that would have been vs. the 15% down that I decided on.
Very smooth transaction
Very smooth transaction. No issues arose
Closed on time.
Karen Haberer has been a top notch…
Karen Haberer has been a top notch partner in her dealings with my clients. Her knowledge, customer focus and timliness of responce are most appreciated by both my clients and me
Joel Mahakian is extremely helpful and…
Joel Mahakian is extremely helpful and knowledgeable. He makes the mortgage process as efficient as possible. He is a true pleasure to work with....my clients and I are so grateful to have someone like him working on our side.
ALWAYS QUICK TO RESPOND
ALWAYS QUICK TO RESPOND! RALPH BASILE IS EXCELLENT!

Reply from Premium Mortgage
Premium is the best !
Meliha was outstanding!!
Nancy Frate and Premium Mortgage have…
Nancy Frate and Premium Mortgage have been nothing but professional and diligent! I highly recommend to all of my clients. Thank you and keep up the great work!
Frank Cimino
Licensed Real Estate Broker
FDC Home Realty
I always get top notch service and…
I always get top notch service and attention, as do my buyers, from everyone at Premium Mortgage, from the Underwriter to the marketing associates, to the office staff.
I recommend them to everyone and anyone looking to purchase or refinance a home.
All people involved were very…
All people involved were very instructive in what was needed of me. It seemed like I had to do a lot more then how things are done in California, but the experience was very gratifying. Very friendly people o work with. If I ever had to buy a house again I would choose this company again.
Excellent company with excellent…
Excellent company with excellent customer service!
Professionalism that is above and…
Professionalism that is above and beyond. They took the time to answer questions and didn't "Talk Over" my wife and I.
Tech savvy and fast.
Buffalo loan officer's rock!
The lenders in the Buffalo Region are phenomenal! Always a quick response via email, text message or phone call and the follow up is comforting knowing that the loan officer's don't mind giving you an update at any time. They work as a team at premium mortgage giving you all of the best options for financing and they make the process smooth for all parties involved! I highly recommend working with them if you want your property to close in a timely manner!
My Go To
Snags are resolved before they become issues. Because me earning my commission after a successful closing matters, I use Premium.
Annettte Kopp was amazing
Annettte Kopp was amazing! The other broker could not close the deal and she found a loophole and made it happen. Was very punctual and professional. 5 stars ✨
Fantastic to work with
Fantasti to work with. Always responsive. Can't recommend enough.
No lender in town does mortgages as…
No lender in town does mortgages as seamless as Premium Mortgage. Its no shocker they are the #1 Lender in Rochester and Buffalo, NY !!
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







