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Rated 5 out of 5 stars

Being able to take advantage of the services offered by Property Credit, provided me with peace of mind. They relieved me of all the worries and took it all on for me. Much appreciation for what the... See more

Rated 2 out of 5 stars

Quite painful. Link sent to mobile, couldn't forward to desktop. Had to create an account via laptop to link the two. Impossible to take photo via laptop, no ability to upload a photo. Partner complet... See more

Rated 5 out of 5 stars

The process itself was quick and easy to navigate. I would just suggest making sure when borrowing for advertising for a sale of property that attention be given to how this is paid back. I mistaken... See more

Company replied

Rated 5 out of 5 stars

Such a great experience dealing with property credit for over 1 year. Fast, friendly and efficient service that we really couldn’t recommend highly enough. Also a big bonus that this service does... See more

Company details

  1. Alternative Financial Service
  2. Non-Bank Financial Service

Written by the company

Property Credit helps vendors access the equity in their property while selling with fast and affordable bridging finance. Pre-sales improvements, advertising, staging costs, through to a deposit for the next property, we're here for every step of the property sale journey.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

103 reviews

5-star
4-star
3-star
2-star
1-star

Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

Being able to take advantage of the…

Being able to take advantage of the services offered by Property Credit, provided me with peace of mind. They relieved me of all the worries and took it all on for me. Much appreciation for what they offered and delivered. Absolutely a Great Team and Organisation to work with!!

March 5, 2026
Unprompted review
Rated 2 out of 5 stars

Quite painful

Quite painful. Link sent to mobile, couldn't forward to desktop. Had to create an account via laptop to link the two. Impossible to take photo via laptop, no ability to upload a photo. Partner completed his ID, dashboard status won't update, help chat unavailable at 6pm on a weeknight.

March 2, 2026
Unprompted review
Rated 5 out of 5 stars

Property Credit went above and beyond…

Property Credit went above and beyond today. I couldn't get my request through the portal, but they took care of the entire process for me and called to confirm the approval within hours, after sending an email to with all appropriate details. Truly 5-star service

February 5, 2026
Unprompted review
Rated 5 out of 5 stars

All staff were really friendly and…

All staff were really friendly and sincere. They actually cared about me which made the process really easy.

January 23, 2026
Unprompted review
Property Credit logo

Reply from Property Credit

Thank you kindly for your wonderful review :)

Rated 1 out of 5 stars

NIGHTMARE

What a waste of time!
I had to change my phone number to no caller id to get through to them. They wouldn't answer my calls, when I was only trying to confirm they had the documents they requested.

Very disappointing experience! the inexperience of Jack and the whole show was terrible considering a simple loan to be drawn when I had over $400000 in equity but couldn't provide a line of credit for $40000 for a maximum of a month for house improvements to be paid back at settlement.

No good guys. Save yourself the nightmare.

January 22, 2026
Unprompted review
Rated 5 out of 5 stars

The process itself was quick and easy…

The process itself was quick and easy to navigate. I would just suggest making sure when borrowing for advertising for a sale of property that attention be given to how this is paid back. I mistakenly thought (my own fault) that it would come out of settlement funds but it is a separate payment to be made and accounted for from sale of funds by the borrower (ie ME!) Property Credit were more than courteous and understanding when they had to call me for payment later.

January 20, 2026
Unprompted review
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Reply from Property Credit

Thank you so much for taking this time to leave us a lovely review and also for taking the time to share your experience with others :)

Rated 5 out of 5 stars

Helpful staff & Quick process!

Staff were helpful and patient. Process was fast and staff had great communication skills. Thankful for Giovanna & her team's assistance 🙏🏽 Easily 5 out of 5 excellent service👏🏽

December 9, 2025
Unprompted review
Property Credit logo

Reply from Property Credit

Thank you. Such wonderful feedback :)

Rated 4 out of 5 stars

Great service & products - just check their account terms first

Fantastic service initially for small disbursements to be repaid at settlement. Used their deposit service separately for a new home purchase but when I went to clear this prior to settlement on current property (separate from new purchase) was advised that unless all items were repaid that second mortgage would not be released. After a week of attempting to rectify with customer service and loan underwriting, I finally was contacted by Jordan in the settlements team who resolved this promptly.

November 14, 2025
Unprompted review
Property Credit logo

Reply from Property Credit

We are so glad you had a positive experience with us. Thank you for taking the time to share your thoughts with others.

Rated 5 out of 5 stars

This service goes above and beyond

This service goes above and beyond. They are getting to know you, your needs and how to best meet these. Please don’t hesitate to use them. Giovanna is an absolutely incredible human with a kind heart who showed warmth and understanding to me. Keep it up! I hope other business can follow in your footsteps

November 6, 2025
Unprompted review
Property Credit logo

Reply from Property Credit

Thank you for your kind words :)

Rated 5 out of 5 stars

Game Changer for Property Sales and Operations

Property Credit has been an absolute game changer for our clients looking to sell their properties and has streamlined our internal operations significantly.
For our clients: Their pay later solution allows sellers to properly prepare and present their homes without having to find upfront capital or take on traditional loans that need to be paid down before settlement. This helps sellers avoid leaving money on the table by enabling thorough property preparation without the upfront financial stress.
For our operations: The portal system has transformed how we track applications and payment status. We've eliminated the need for manual spreadsheet tracking that we used to rely on - everything is now visible and manageable through their platform. Even better, it's eliminated all the marketing fees our agency was previously carrying for clients who needed to wait until sale to pay. Now we simply refer everything to Property Credit!

What impressed us most:
> Seamless, easy-to-navigate process
> Excellent portal for tracking and management
> Outstanding customer service team who maintain the same friendly, responsive approach we pride ourselves on
> Complete elimination of our fee-carrying burden
> Consistent professional support across both teams

For agents looking for a practical solution to property preparation and marketing financing that also improves operational efficiency, I highly recommend Property Credit. They've transformed both our client experience and our internal processes.

August 26, 2025
Unprompted review
Property Credit logo

Reply from Property Credit

Thank you so much for the kind feedback — we really appreciate you taking the time to share this. :)

Rated 5 out of 5 stars

This company is so helpful and friendly…

This company is so helpful and friendly towards people managing the load in property selling. It's so easy to top your requests for more funding. You have made my life and stress levels so much calmer now. Thank you.

October 14, 2025
Unprompted review
Property Credit logo

Reply from Property Credit

Thank you so much for taking the time to share your positive experience. :)

Rated 5 out of 5 stars

Great product for a stressful time

PC offer a fantastic basket of services to support the tricky & stressful job of preparing a property for sale. Staff were knowledgeable, documentation process was smooth, all online, had the cash in a few days so I could get on with the jobs at hand. Highly recommended

August 6, 2025
Unprompted review
Property Credit logo

Reply from Property Credit

Hey Brendon, Thank for your kind words and recommendation! We're happy to be able to relieve a bit of stress during the property sale process. Please let us know if we can assist in any way in the future.
Warm regards,
The Property Credit Team

Rated 5 out of 5 stars

Great service

Great service, very helpful in a stressful time

July 11, 2025
Unprompted review
Property Credit logo

Reply from Property Credit

Thank you for your positive words. We’re pleased to have been able to relieve a bit of stress. Should you ever need any assistance in the future, we are always happy to help.
Warm regards,
Property Credit Team

Rated 5 out of 5 stars

Excellent result

Professional, prompt and just an awesome customer experience.
It’s a pleasure to engage with a team of people who value and understand client expectations and deliver without issue.
Well done Property Credit and team.
Mario

July 3, 2025
Unprompted review
Property Credit logo

Reply from Property Credit

Hello Mario,

Thank you for taking the time to share your feedback. We're pleased to hear that your experience with Property Credit was straightforward. We appreciate your support and the opportunity to work with you, and we look forward to assisting you again in the future.

Kind regards,
The Property Credit Team

Rated 5 out of 5 stars

What a true gem of a Company!!!

My experience with this company was incredible. Staff were flawless! Efficient! Very professional! Very helpful! They were also kind and helpful when I needed help (IT related) to process my documents. I would highly recommend Property Credit.

May 20, 2025
Unprompted review
Property Credit logo

Reply from Property Credit

Thank you Fran for your amazing review!
It makes our team really happy to know that our service has been a positive and helpful experience for you.
Thank you,
Property Credit Team

Rated 5 out of 5 stars

Super easy to deal with

Super easy to deal with!
Giovanni was an amazing help to us would recommend to anyone!
Everything was super easy and straight forward paperwork. 5stars

May 5, 2025
Unprompted review
Property Credit logo

Reply from Property Credit

Thank you Nat, for taking the time to share your awesome feedback.
We are so glad that you found Giovannas service amazing.
Thank you for your recommendation and 5-stars as well, it means a lot.
We looking forward to servicing you again in the future if needed.

Kindest regards,
Property Credit Team

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