Straightforward process in opening an ISA account and good interest rate (although it did drop from 4.7% to 4.6% overnight, unannounced and without explanation. My only suggestion for improvement woul... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Being someone who easily gets stressed out when in comes to finance, I love the fact that prosper send emails which give a little advice & options on the best way to save, giving choices of long ter... See more
Company replied
Self and partner opened Cash ISA’s last week. Process was quite straightforward, had to confirm identity with passport/driving licence and selfie. No issues. Confirmation came through within 24hours a... See more
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5* for the rate 4* for the experience. Personally the whole transfer into wallet and then into ISA felt clunky and I assume this will be the same with withdrawals. Onboarding had an issue tryi... See more
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Company details
Written by the company
Prosper was founded to bring More for You by maximising our members’ potential wealth. We provide pensions, investments (both public and private) and savings accounts that have clear charges. And we keep them low. With Prosper’s flexible Stocks and Shares ISA, you get: No platform or transfer fees Refunded fund fees on over 30 top ETFs (BlackRock, Vanguard and more) Real human support when you need it Our pensions (Self Invested Pension Plans) are also free to open and free to fund. We charge no platform or transfer fees to move your existing pensions or ISAs to Prosper. We have market beating cash savings rates on fixed, easy access and notice accounts and again, we take the absolute least possible interest for ourselves that we can so that we can pass on as much value to you as possible. Recently we have brought our members private markets funds and we intend to much more in the app to bring private markets to our sophisticated investors with a simple interface. Our members benefit from zero fee access on 30 index funds from the world's leading asset managers, zero platform fees and zero transaction fees. In the future, we will charge members a fair platform fee and low, fair and transparent fees for any other investment products we think represent great value. Prosper founder and CEO Nick Perrett and Chairman Ricky Knox have previously worked together building Tandem Bank. The company is backed by the founders of Monzo, Capital One and Admiral and other leaders in financial services.
More for you
Written by the company
- Maximise your potential wealth
- We are committed to keeping more of our members' money for them and making the most growth we can in the time that they save and invest with Prosper. We are a generous business in a very greedy category.
Contact info
United Kingdom
- prosper.co.uk
4.5
Excellent
428 reviews
Replied to 96% of negative reviews
Typically replies within 24 hours
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Avoid this utterly useless app
I think the response below is both contradictory and worrying for a financial company
April 2, 2026
Unprompted review
Reply from Prosper
Dear Rob,
I am very sorry you feel this way. We would always strive for a better customer outcome. If you would like to email support@prosper.co.uk we will try tomorrow to resolve your issues.
Very best
team Prosper
Safe investing without the hidden fees - game changer for the UK
A user friendly app - with no-nonsense investing approach. Extremely transparent with fees, giving the UK investment scene a much needed shake up.
March 14, 2026
Unprompted review
Reply from Prosper
Thank you so much for this wonderful review, Peter! We built our platform with exactly this in mind, so it means a lot to know it's making a real difference.
Customer service is thorough, but…
Customer service is thorough and of a very high standard, but it can be slow for requests out of the ordinary, like what happens when moving abroad etc. It would be so much easier if Prosper just published this information the way some other platforms do.
February 24, 2026
Unprompted review
Reply from Prosper
Thank you for your feedback, Adam. We’re pleased you found the support thorough and high quality!
You make a fair point about more complex situations like moving abroad. These cases often require individual review, but we agree that clearer published guidance would be helpful, and it’s something we’re working on improving.
What a great company to deal with
What a great company to deal with! The customer service is above and beyond any high street banking chain. Online chat has immediate replies with knowledgable people, not just a bot to start with. Not only knowledgable but extremely helpful. If only all banking was like this!
February 13, 2026
Unprompted review
Reply from Prosper
Thank you for the fantastic review, Claire. We’re so pleased to hear that our customer service and online chat support made such a positive impression. Providing knowledgeable, responsive human support is incredibly important to us. Really appreciate you taking the time to share your experience!
interest returned in 2 stages
I was invited to invest in a savings account at 4.6%, but only received about 4%.
This company apparently failed in its promise.
Response by email from Prosper is this was a boosted interest account and a second payment was due from Prosper, which arrived 16 th Feb. I just didn't understand the process but all good now. Now that I understand how it works I'll consider investing further.
February 13, 2026
Unprompted review
Reply from Prosper
Thank you very much for giving us the opportunity to clarify and updating your review. We’re glad we were able to explain how the boosted interest payment works and that everything is now resolved. It’s also great to hear you’re considering investing further. We’re here if you have any questions at all!
Asked and ansered!
Answered before working hours with enough info that I checked 'Summary' in docs and understood boost payment. Further response to give timing for withdrawal availability.
Having read some of the negative feedback I felt it important to say I felt well supported.
February 13, 2026
Unprompted review
Reply from Prosper
Thank you so much for such a thoughtful review, Annette! We're glad to hear you felt supported throughout your experience with our customer success team.
Desi is a superstar!
Desi is a superstar. Helped with a problem I had and liaised clearly and effectively throughout.
She’s a huge asset to the customer service team!
February 12, 2026
Unprompted review
Reply from Prosper
We love to hear this, Sam. Thank you very much for your kind words, which we've passed on to Desi. We agree, she is a superstar!
Poor customer service
The company's phone is manned by an answering service. I telephoned twice and was informed someone would contact me. This did not happen. Quite disappointing. I won't be using this platform again.
January 27, 2026
Unprompted review
Reply from Prosper
We’re sorry to hear about your experience and appreciate your taking the time to share your feedback.
We’ve checked our records and, unfortunately, we haven’t been able to find any call requests under your name. Our UK-based team responds promptly to all enquiries - typically within one working day - and we regret if there’s been any confusion or missed communication.
To help us resolve this for you as quickly as possible, please do get in touch with us directly via email at support@prosper.co.uk. We've made our team aware and they would be happy to assist.
Thank you again for bringing this to our attention.
Easy to set up and use via App. Rates favour new customers.
I found the whole experience of setting up and funding my account very easy. The app works well. The rates on short-term savings bonds were excellent when I invested last year but currently these are only available to new customers.
October 27, 2025
Unprompted review
Reply from Prosper
It’s great to hear that you found our app easy to use and had a smooth experience setting up your account! As you say, while boosted rates on your cash savings are designed as a warm welcome when you join Prosper and aren't permanent, they aren't necessarily "one-offs" either. We love rewarding our loyal members and run various promotions from time to time. We recommend keeping an eye on your email inbox and making sure you’ve opted in to app updates, as you might see something special coming your way again in the future!
excellent platform
Clear cost structure, which is very low. Wide range of ETFs although no single stocks. Easy to use App. Fast processing of deposits and withdrawals.
January 21, 2026
Unprompted review
Reply from Prosper
Thank you Tony!
Reply from Prosper
Thanks for the review!
Really good investment platform
Really good investment platform. Simple and easy to use app, comprehensive range of funds, very competitive pricing. A great option for new and experienced investors alike.
May 1, 2025
Unprompted review
Reply from Prosper
Thanks Mark for this great review
Great product
Great product, easy to use, good selection & low fees.
January 19, 2026
Unprompted review
Reply from Prosper
Thank you for your 5-star review, Emma!
Good clear helpful advice
Good clear helpful advice and easy instructions to follow. Makes opening account very straightforward. A number of options to suit your saving requirements.
January 31, 2025
Unprompted review
Reply from Prosper
So glad we could help, Mark! Making the opening process easy and providing clear guidance is exactly what we aim for. Thank you for your review!
Investing and Saving made Easy
The app is easy to use and yet offers a depth of investing options.
January 20, 2026
Unprompted review
Reply from Prosper
Thank you for your fantastic review, Deborah!
Easy opening of fixed term account and…
Easy opening of fixed term account and end of term bonus applied. there were several competitive alternatives and a smooth transfer of the investment
December 15, 2025
Unprompted review
Reply from Prosper
Thank you for the review, Philip! It's so good to hear that your fixed-term account opening and the end-of-term boost both went smoothly. We know there are many choices out there, so we’re glad our competitive rates and easy transfer process stood out to you. Thanks for choosing Prosper!
Good app with helpful and responsive…
Good app with helpful and responsive support.
January 19, 2026
Unprompted review
Reply from Prosper
Thank you so much for your review!
Prosperous people use prosper 
Prosper offer great deals from various banks home and abroad check out their special rates 
January 19, 2026
Unprompted review
Reply from Prosper
We love that, Jon! It’s our mission to help everyone become 'prosperous' by maximising their potential wealth. Thanks for the 5-star recommendation!
Does everything I need
Had an account for a few months, so far been great: put money in, big selection of funds with lots of info, and investments are going well.
The process of paying into a pension straight from a company is a bit clunky but it does work, and the support was very helpful & quick.
January 19, 2026
Unprompted review
Reply from Prosper
Thanks for sharing your experience, Oliver! It’s great to hear you're finding the fund info useful and the platform reliable. Improving the employer contribution experience is on our radar as we continue to develop the app. We’re glad the team could make it work for you in the meantime!
Reply from Prosper
Thank you so much for the 5-star review, Robert!
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