RAC WA Travel Insurance Reviews 52

TrustScore 1.5 out of 5

1.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

I think their company motto must be "Dont give service away to the market". Not suitable for overseas travel as you cannot easisly contact them from outside Australia. They do not have a digital... See more

Company replied

Rated 5 out of 5 stars

I took a holiday to Thailand last November and had a very bad accident resulting in 3 fractures on my pelvis, taken to Bankok hospital, they contacted RAC insurance who didn’t hesitate to approve any... See more

Company replied

Rated 1 out of 5 stars

Wish I had seen all these bad reviews before going with RAC, worst experience ever, pick anyone else. over 4 months later and still no money returned from claim. Just ignore until you call and then ju... See more

Rated 1 out of 5 stars

DO NOT USE RAC TRAVEL INSURANCE. Once RAC have your money, and an incident takes place and you need help, they will NOT. They will simple pass the buck to Tokio Marine. Tokio Marine are... See more

Company replied

1.6

Bad

TrustScore 1.5 out of 5

52 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 70% of negative reviews

Typically takes over 1 month to reply

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

400% increase in one year

400% increase in one year. Barely 1,000 miles is 2 years and only use the car ONLY for shopping locally and 400% increase and arrogant condescending staff .
£666 - £2700 in one go, no accident, no problems, driving for 50 years. OUTRAGEOUS.
Found elsewhere for £780 so the RAC is NOT here to help the customer but take every last penny from you they can.

VERY VERY BAD SERVICE.

March 9, 2024
Unprompted review
Rated 1 out of 5 stars

Never again!

Have been waiting two months for some reply from them. Made three phone calls to them this week and each time told someone will call me back the next day! Glad I’m not holding my breath. Impossible to deal with and never again!!

December 8, 2023
Unprompted review
Rated 1 out of 5 stars

God these reviews worry me.

God these reviews worry me.
I’ve been an RAC member for years for my car and opted in the travel insurance.
Hopefully it won’t be needed and they get better at this service !
Their Breakdown is the best .

October 9, 2023
Unprompted review
Rated 1 out of 5 stars

Is this a bogus company

Is this a bogus company? They took 3 times the amount and gave me 3 policy numbers. It's for a single trip. I can not get through to them

September 7, 2023
Unprompted review
Rated 1 out of 5 stars

RAC What a disgusting company

RAC What a disgusting company, bought travel insurance to travel France August 2023. Car broke down on the way back. After 12 hours waiting rescue came to Dover. Refuse to give a hire car. Though clearly said on the policy hire car included. They said after taken the policy 7 days you have to wait! No where in the docs says about this
Stay away

September 2, 2023
Unprompted review
Rated 1 out of 5 stars

Worst experience ever

Worst experience ever. They were very good 4 years before. But now the claim process is horrible. You need to register on more sites and submit claim on the other company.

April 12, 2023
Unprompted review
Rated 1 out of 5 stars

Horrible company to deal with

Horrible company to deal with , my belongings were stolen at the beachside and they would not cover them , I spent many hours with paperwork and phone calls to RAC who is Tokio marine , you will not get covered for stolen items they use the excuse unattended so they won’t pay

March 30, 2023
Unprompted review
Rated 1 out of 5 stars

Beware when you take RAC travel insurance!!

We took RAC travel insurance thinking we have the contract with RAC. We took the insurance went we on holiday in Dec-Jan 2022-23 holidays. When my mum suddenly died after three days into our holidays. We have to rush back to Perth. When we applied for the RAC travel insurance an email is coming from Tokio Marine Management (Australasia) Pty Ltd. RAC never informed us that we are taking insurance from Tokio Marine Management (Australasia) Pty Ltd. This company is in Japan only a branch in Sydney. If we had known we would have never got RAC insurance at all. I think there is serious breach of trust and misleading customers that we are taking the insurance with RAC itself.
RAC not informing the customers about Tokio Marine Management (Australasia) Pty Ltd is disgusting and deceiving. I will never take any RAC insurance in the future!!!

January 2, 2023
Unprompted review
Rated 1 out of 5 stars

Appalling claims process

Appalling claims process. RAC outsource the claims mechanism to other companies, all of which make it as difficult as possible to submit a claim. Avoid RAC travel insurance at all costs.

August 24, 2022
Unprompted review
Rated 1 out of 5 stars

I should have read the reviews first

I chose RAC travel insurance for my trip to Kununurra due to the Covid 19 cover. My family and I have not had the virus. Our plane to Kununurra was cancelled after sitting on the tarmac for over an hour. The airline put us up in a Perth hotel for the night. Therefore my accommodation in Kununurra was unavailable to me. I rang RAC travel the day after the cancellation and was told they will send the claim and they asked for a letter from my Kununurra Motel. I provided this plus proof of the flight cancellation. They then asked for a letter from the airline stating why the flight was cancelled! The airlines are all under pressure, no one it going to do this. This travel insurance is good only if you don't have a claim. It is a scam. Go elsewhere

August 26, 2022
Unprompted review
Rated 1 out of 5 stars

International Comprehensive?

International Comprehensive. This provides a wide range of benefits and the highest level of cover including unlimited overseas emergency medical expenses, cancellation fees and lost deposits
And they don't cover cancellation fees and lost deposit
Don't ever buy insurance from them

August 2, 2022
Unprompted review
Rated 1 out of 5 stars

very unhappy with the service

They refuse to discuss any information or amend any information via email even if it's a simple name change. Nor does this policy show any other policy holder's DOB other than the main policy holder which can be problematic in providing documents while at the airport as the age since purchasing the policy has changed since travelling on the policy. This company should just stick to car insurance

June 11, 2022
Unprompted review
Rated 1 out of 5 stars

The service is without doubt amongst…

The service is without doubt amongst the worst I have ever experienced. Submitted a claim in March . Had one mail since asking for more documents after 6 weeks. Sent them the same day. Now six weeks later had nothing. Tried to call many times . The phone either cuts out after 5 seconds or like today after waiting 15 minutes a lady answered to tell me she was removing me from the queue as there are 35 people ahead of me. She took my details after I told her my problems and told me the Manager would call me back straight after her lunch. That is the longest lunch break in history and it’s still going on.

RAC in all seriousness you should be ashamed of yourselves. This is not the way a Company likes yours should treat Customers. If you cannot manage this business why don’t you stick to Breakdowns I cannot believe seeing all the reviews on here that you continue like this.
I don’t think I had problems like this when you asked me to pay my premium.

May 24, 2022
Unprompted review
Rated 1 out of 5 stars

Just joined

Just joined, they've not covered me for the whole time Im away, opening times are different on the website than on phone message, over an hour wait from the second they opened at 9am and still no answer, now have to hang up as its used up all of my break and I will have to try again later. very disappointed

April 19, 2022
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look