Raisin U.S. Reviews 

967
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 352 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the excellent customer service and the helpful, knowledgeable, and pleasant staff, who are often highlighted for their patience and courtesy. Reviewers appreciate the ease of speaking to a live person without long hold times and the quick resolution of their questions. The user experience is consistently described as easy, convenient, and smooth, making it simple to open accounts, deposit, and withdraw funds. However, some customers also noted issues with payment processes, such as difficulties with changing external bank accounts or delays in fund transfers. A few other people also felt that the platform can be frustrating when needing to move money around, with some experiencing long delays and limitations on transfer options.

What people talk about most

Customer service

Consumers find customer service to be positive, with many reviewers highlighting the efficiency, helpfulness,... See more

Staff

Customers had positive experiences with staff, frequently praising their professionalism, knowledge, and... See more

Payment

Users describe ambiguous interactions with payment, with some finding it easy to make deposits and transfers,... See more

User experience

Clients share positive opinions on user experience, with many finding the platform easy to use, navigate, and... See more

Response time

Customers consistently note positive experiences with response times, particularly praising the quick phone... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have had very good experiences with Raisin since the beginning. Customer service is great. Easy to actually speak to someone rather than dealing with AI generated response systems. Please do not... See more

Company replied

Rated 5 out of 5 stars

YOUR TELEPHONE CUSTOMER SERVICE REP WAS VERY INFORMATIVE. SHE EXPLAINED EVERYTHING ABOUT MY SAVINGS ACCOUNT AND MADE ME REALIZE THAT RAISIN IS "NOT AN ONLINE SCAM". THE EMAILS I RECEIVE... See more

Company replied

Rated 5 out of 5 stars

I appreciate the ease of browsing for various CDs and savings accounts with the best rates in one place. Opening an account is simple; deposits and withdrawals are easy. I also receive email updates o... See more

Company replied

Rated 5 out of 5 stars

Great customer service. Responsive. Quick to resolve any questions I may have. Excellent offers from a wide range of banks. Account is easily accessible and site is very user friendly. Communication i... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

Raisin is a free financial platform offering access to high-yield savings and CDs from 100+ insured banks & credit unions, all in one account. Open a no-fee Raisin account in minutes and spread your savings across our growing network of banks and credit unions. You’ll get $250,000 of insurance coverage per institution, per individual, and be able to manage your savings in one account.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

967 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(967)

355 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great rates and an easy user interface…

Great rates and an easy user interface to check my balance and transfer money

May 1, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you find our rates great and our platform easy to use for checking your balance and transferring funds. Thank you for your feedback.

Rated 4 out of 5 stars

The experience was smooth

The experience was smooth. I did receive a bonus code in an email after I initiated my transfer, I sent an email request to ask whether I could still receive the bonus. I was advised that I will be placed on a list of accounts that we have to put the bonus code on the account to ensure that you can receive the bonus.

April 27, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate you sharing your experience. We're glad the transfer process was smooth. We acknowledge your bonus code inquiry and have noted that you're on the list to receive it. Thank you for your patience.

Rated 5 out of 5 stars

Great rates. Great app. Great people.

Raisin sources competitive rates for CDs and HIgh-Yield Savings Accounts. Their app is easy to use and the one time I called Customer Service, the representative was personable and very helpful. I will be investing through Raisin for the foreseeable future.

April 29, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you find our rates competitive and our app easy to use. We're also glad that you had a positive experience with our customer service. Thank you for your feedback; we appreciate it.

Rated 5 out of 5 stars

Spoke with Josh

Spoke with Josh - very helpful!!!

April 29, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that the assistance provided was helpful. Thank you for sharing your positive experience with us!

Rated 5 out of 5 stars

The person I spoke with quickly…

The person I spoke with quickly resolved my reason for call.

April 27, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are happy to hear that your issue was quickly resolved during your call. Thank you for sharing your positive experience with us!

Rated 5 out of 5 stars

I have all my CDs and other accounts in…

I have all my CDs and other accounts in one app which makes it easier at tax time!!

April 15, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that our app simplifies your tax preparation by keeping your CDs and accounts in one place. Thank you for your positive feedback!

Rated 5 out of 5 stars

Very happy Raisin customer…

Have been using Raisin for several years. Great customer service and very competitive rates on CDs. Highly recommend.

April 27, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you've had a great experience with our customer service and CD rates over the years. Thank you for recommending our services; we appreciate your feedback!

Rated 5 out of 5 stars

Quick

Quick, in depth response.

April 22, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are happy to hear that you received a quick and thorough response. Thank you for your positive feedback; we appreciate it.

Rated 5 out of 5 stars

The representative was very helpful and…

The representative was very helpful and professional. My questions were answered, and I felt confident that if I called in the future, I would receive similar treatment.

April 23, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that our representative was helpful and professional! It's great to know your questions were answered and that you feel confident about future interactions. Thank you for your positive feedback.

Rated 5 out of 5 stars

Very easy to understand products…

Very easy to understand products offered, and very easy to set up transfer from an external account. Very impressed with the speed of the transfer! I like the simplicity of using Raisin.

April 21, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you found our products easy to understand and the transfer process simple! We appreciate your positive feedback regarding the speed and simplicity. Thanks for using Raisin!

Rated 5 out of 5 stars

I started a few years ago with Raisin…

I started a few years ago with Raisin and have been very pleased with all of the processes. Once the initial registration is done and you set up your CDs, the process for renewing or switching CDs is exponentially quick. I have some CDs that expired and I was able to start new CDs in 6 minutes online. Very smooth process!

April 23, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you've been pleased with your experience over the years. It's great to know that you find the CD renewal process quick and smooth. Thank you for your positive feedback!

Rated 4 out of 5 stars

Telephone Assistance

Needed a simple change done in mailing of tax documents. It was done quickly through a phone call. The negative is that I could not figure out a way to do it through my online account.

April 20, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate your feedback. We're glad the mailing change was handled quickly over the phone. We apologize that you encountered difficulty making the change through your online account, and we'll look into improving this process.

Rated 5 out of 5 stars

Competitive Interest rates

Competitive Interest rates, easy to use website, and good customer service!

April 15, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you had a positive experience with our competitive rates, website, and customer service. Thank you for your valuable feedback!

Rated 5 out of 5 stars

Use Raisin

Great and solid investment tool for high yield savings accounts.

April 23, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you find our high-yield savings account a great and solid investment. Thank you for sharing your positive experience with us!

Rated 5 out of 5 stars

Fast and crear

Fast and crear

April 21, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

Thank you for sharing your experience with us!

Rated 1 out of 5 stars

Disappointed

I do not appreciate having the CASH ACCOUNT as it creates confusion and transaction delay.
Also, it takes several calls and emails to resolve a simple question or concern. Why?

April 13, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We regret the issues you faced with the cash account and delays. We're also sorry for the multiple contacts needed. We'll review this to improve our processes. Thanks for your feedback.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look