Responsible Life Reviews 2,207

TrustScore 5 out of 5

5.0

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and pleasant demeanor, making every interaction smooth and clear. The service provided is frequently highlighted as exceptional, with many people appreciating the efficiency and ease of the overall process, from initial contact to successful completion. Reviewers are particularly impressed with the detailed explanations and unbiased advice received, ensuring they fully understand every step. Consumers also commend the excellent customer service, noting that advisors are highly knowledgeable, responsive, and always available to answer questions. The user experience is described as straightforward and stress-free, with many appreciating the personalized approach and the feeling of never being pressured.

What people talk about most

Staff

Clients share positive opinions on staff, consistently highlighting their professionalism, helpfulness, and... See more

Service

Reviewers mention positive feedback about service. Customers consistently praise the professionalism,... See more

Customer service

Customers consistently note positive experiences with customer service. Reviewers frequently highlight the... See more

Customer communications

People report positive experiences with contact. Customers praise the regular and clear communication, with... See more

User experience

Customers had positive experiences with the user experience. Reviewers consistently highlight that the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

From start to finish. Susan Chessor was very pleasant and polite throughout all our conversations. She explained the process of equity release throughly at every stage, by ensuring that I was fully aw... See more

Rated 5 out of 5 stars

Paul Hood gave us full and frank independent advice about our Aviva equity release mortgage, and our wish to secure additional funds He visited us at home, and then approached Aviva to ascertain... See more

Rated 5 out of 5 stars

Our Advisor, Glenn Pennington was a pleasure to deal with, he explained how the system works and answered any queries without complicating anything. The whole process went through without a hitch a... See more

Rated 5 out of 5 stars

We quite by accident, through the Daily Mail article on Life Time Morgages, came across Responsible Life who specalise in Life time Mortgages for the over 50's. After our initial contact we were all... See more


Company details

  1. Financial Consultant
  2. Alternative Financial Service
  3. Mortgage Broker
  4. Pension Fund

About Responsible Life

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Frequently asked questions

Responsible Life was founded in 2010 and has since provided clear and trustworthy advice to thousands of homeowners.

Since then, we are delighted to have expanded our service offering to include such brands as Royal London Equity Release Advisers, Responsible Equity Release, The Retirement Mortgage Service, and The Telegraph Media Group Equity Release Service.

We are proud to offer UK homeowners over the age of 55 a holistic service, investigating your personal circumstances and evaluating a range of financial solutions to find the one best suited to you. Whether you are looking to clear an existing mortgage, gift an early inheritance, or boost your disposable income, we are here to help.

Our nationwide team of specialists is on hand to meet with you and discuss your goals and ambitions. To find out if you could be eligible and to arrange your no-obligation advice appointment, get in touch with us today at 0800 048 5807.


Contact info

5.0

Excellent

TrustScore 5 out of 5

2K reviews

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Rated 5 out of 5 stars

Dave Long

Dave Long explained everything clearly, professionally and honestly. He made us feel very at ease.

November 1, 2025
Unprompted review
Rated 5 out of 5 stars

Expert Advice

From initial contact, Responsible Life provided an excellent service in securing our equity release mortgage. Dave Long, our advisor, was prompt, but never pushy, and was extremely thorough in providing all the information we required, weighing up the various options. Every stage was documented in both email and letter format. We appreciated his professionalism, but also that he was so friendly and approachable. We are confident, too, that he will continue to offer any advice and guidance we may need in the future.

January 8, 2026
Unprompted review
Rated 5 out of 5 stars

Lifetime Mortgages

My application was not the simplest and Mike managed to find a mortgage for me
His compliance was thorough
The questions he asked were relevant
He provided back up all through the process
I would recommend using him
Lifetime mortgages are huge step for older borrowers and I think Mike would guide an applicant through the process fairly without a 'hard sell'

January 7, 2026
Unprompted review
Rated 5 out of 5 stars

Great experience with our equity release advisor

From the moment we met Paul Hood, we felt safe and confident with everything that we wanted and needed to know regarding releasing equity from our home. From our first meeting which took place at our home, Paul explained the procedure, listened to our needs and said he would find us the best company and lifetime mortgage to meet those needs. We chose Aviva as it offered everything that we wanted (we were adamant that we wanted to pay the interest each month)
The whole process only took 4 weeks and Paul explained and answered any questions we had thoroughly, patiently and professionally.
We wouldn't hesitate to recommend Paul to anyone looking to seek advice regarding equity release and he made what to us was quite a daunting scary prospect into a pleasant successful outcome.

November 3, 2025
Unprompted review
Rated 5 out of 5 stars

Sharon Coatalen

Sharon, my Equity Release advisor, was incredibly helpful and patient through out the lengthy process. She gave me in depth information guiding me through each stage, and highlighted the cons as well as the pros, making sure I knew exactly what I was getting myself into. At no time did I feel pressured or hurried along. Releasing equity from ones home is a large and important decision, Sharon was invaluable and extremely helpful throughout.

December 10, 2025
Unprompted review
Rated 5 out of 5 stars

Paul was very calm and knowledgeable…

Paul was very calm and knowledgeable and I never felt he was trying to persuade me. Once we had discussed my circumstances and need, he made me rethink my options once he had explained all of the "routes" for me. Followed up with good information and forecasts and allowed me to come up with the conclusion.

December 17, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent Service

Having been advied by Just Retirement to consult a finanial Richard Austenadviser, I chose Responsible Life (Rl) as they had given excellent service in a a previous consultation. This time the advice was equally good and my advisor Richard Austen gave very good guidance and was generally prompt and proactive through the application process even though JUST could be slow through some stages

December 17, 2025
Unprompted review
Rated 5 out of 5 stars

Professional service and clear information

We were impressed with the service we received from the company when we first approached them and were happy to return to them when we decided to apply for a further advance, and we were equally impressed with the service we received on this second application, it was quick and accurate and with clear information to all queries.
We were very pleased to be dealing with Richard Austen who was as helpful and knowledgeable as our first experience.

December 22, 2025
Unprompted review
Rated 5 out of 5 stars

I felt supported and informed by David…

I felt supported and informed by David La Haye throughout the entire process. Some aspects of my case proved to be quite challenging but all my questions were answered promptly and David would check with the solicitors and relay the info back to me almost immediately.
A previous company I talked to were quite condescending to the point of rudeness but David was always courteous and reliable. Equity release is a huge step to take but everything was explained so that I could understand. I would not hesitate to recommend this company. Thanks to all involved.

December 9, 2025
Unprompted review
Rated 5 out of 5 stars

Professional and helpful

Everyone was extremely helpful and talked us through the whole process, queries were dealt with efficiently and professionally. Would definitely recommend to others.

December 15, 2025
Unprompted review
Rated 5 out of 5 stars

Paul Hood gave us full and frank…

Paul Hood gave us full and frank independent advice about our Aviva equity release mortgage, and our wish to secure additional funds
He visited us at home, and then approached Aviva to ascertain if they would consider a further advance
Aviva eventually agreed to this, and with Paul's perseverance, it has now been completed
We cannot speak to highly of Paul, whose help has been invaluable
John and Branwen Castle

December 20, 2025
Unprompted review
Rated 5 out of 5 stars

Make Life Easier for Yourself!

Our Advisor, Glenn Pennington was a pleasure to deal with, he explained how the system works and answered any queries without complicating anything. The whole process went through without a hitch and we felt comfortable dealing with him. We would recommend Glenn to any prospective clients.
The legal work was carried out by Forever Legal and this too proved no problem.
The whole process was completed quite quickly and we are very happy with the outcome.

December 18, 2025
Unprompted review
Rated 5 out of 5 stars

Easy flow

Glenn Pennington was amazing he explained everything so well and made it easy to follow
He made sure we fully understood everything
The process all went smoothly
Would highly recommend

September 16, 2025
Unprompted review
Rated 5 out of 5 stars

Tracey James was are first contacted…

Tracey James was are first contacted after arranging our home visit Tracey was very warming and her professional and compassionate manner made the whole process run so smoothly she explained all the steps on how the process works and helped with understanding the paperwork she made everything easy.Tracey was there with every step we would highly recommend Tracey 5 stars

December 16, 2025
Unprompted review
Rated 5 out of 5 stars

Glenn Pennington

Glenn explained the process to me from start to finish he was very friendly and helpful
I would highly recommend Glenn to anyone thinking about a Lidetome Mortgage

December 9, 2025
Unprompted review

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