Rocket Money Reviews 4,126

TrustScore 3 out of 5

3.2

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Rated 1 out of 5 stars

You give Rocket Money a TON of personal information and a lot of trust. So how is it that you will use that information ILLEGALLY. I asked for Rocket money to lower my ATT bills. 45 minutes aft... See more

Company replied

Rated 4 out of 5 stars

Signed up for free trial. I believe I have a good grasp on my finances but I was curious if I was missing anything. Turns out not really. I know what I'm all spending my money on and where I can cut.... See more

Rated 5 out of 5 stars

I have been having trouble trying to cancel two subscriptions for items that I bought through PayPal. PayPal changed their website and I can't figure out how to cancel a subscription. Emma, at Rocket... See more

Rated 1 out of 5 stars

I feel like I have been continously robbed by an app. that is meant to save me money. I tried to cancel my subscription 4 times via email and once via call- all unsuccessful - I am having serious mone... See more

Company replied

Company details

Written by the company

Managing money is hard, but you don’t have to do it alone. Rocket Money empowers you to save more, spend less, see everything, and take back control of your financial life. We offer our members a unique understanding of their finances and a suite of valuable services that save them time and money - ultimately giving them a leg up on their financial journey. Contact us at support@rocketmoney.com to learn more


Contact info

3.2

Average

TrustScore 3 out of 5

4K reviews

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Replied to 96% of negative reviews

Typically replies within 1 week

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Rated 1 out of 5 stars

Ironically Charged me over $300 without my knowledge and refuse to refund!

Rocket Money Charged my account for 4+ years without my knowledge, even though I never used their product since 2018! But when I reached out to explain that my college email was suspended after I graduated, hence no payment confirmation was received, no refund was offered at all.

For a company helping people with unwarranted charges, this is so ironic and hypocritical.

December 10, 2024
Unprompted review
Rated 1 out of 5 stars

I'll never be interested in doing…

I'll never be interested in doing business with a so-called company that portrays consumers as being stupid in their commercials. Ever. If that's the way they will portray us, that's how they'll treat us.
Jussst Sayin ✌️

December 7, 2024
Unprompted review
Rocket Money logo

Reply from Rocket Money

Hi John,

DJ from Rocket Money here! Thanks for raising this to our attention! We'd love to hear more about the ad you are referring to.

Please email me at support@rocketmoney.com and we'll look into this.

Thanks so much!

Rated 1 out of 5 stars

They keep taking money when I ended the…

They keep taking money when I ended the subscription

November 13, 2024
Unprompted review
Rocket Money logo

Reply from Rocket Money

Hi Jessica,

DJ from Rocket Money here! It sounds like you signed up for our premium subscription without intending to. I'll be happy to get it cancelled and refunded!

Please email me at support@rocketmoney.com and I'll get right on this for you!

Thanks so much!

Rated 1 out of 5 stars

One unlinked issue and I lost everything

I absolutely loved this app until my accounts got disconnected. I spent 2 years using it for budgeting and tracking memberships. Somehow, my bank and Plaid disconnected. I re-connected but still lost everything that happened in the past 2 years. They can't get the info back. This is a complete deal breaker since there is no way to know if it is going to happen again. I found out from a chat box. They said a human will get back to me. I will update this rating if they are able to fix this. For now, I am searching for a better option. Do not get this product unless you like real disappointment.

** Rocket Money Rep- Thank you for reaching out here in this public forum so it seems like you can help me. I have already been contacted by your bot and 4 of your customer service reps. Funny that none of them offered me a refund in private. Just here so you can look like you are trying to help. You cannot help me because of the HUGE unfixable flaw in your program. You don't keep a copy of the work your clients do. It just disappears if your bank disconnects. 2 years of financial planning gone. Please do not use this product for anything but getting rid of subscriptions.

November 7, 2024
Unprompted review
Rocket Money logo

Reply from Rocket Money

Hi Deana,

So sorry for the inconvenience! It sounds like our linking provider is having an issue with your bank. I'll be happy to look into this for you as well as refund your premium charge.

Please email me at support@rocketmoney.com and I'll get right on this for you!

Thanks so much!

Rated 1 out of 5 stars

Its completely useless to me

Its completely useless to me. It allowed me to connect my PayPal immediately then told me I couldnt proceed because I didnt have another checking account to add. If I had a checking account I wouldve connected that before PayPal.

November 7, 2024
Unprompted review
Rocket Money logo

Reply from Rocket Money

Hi Jeffrey,

DJ from Rocket Money here! Thanks for raising this to our attention! I'll be happy to look into this for you and make it right!

Please email me at support@rocketmoney.com and I'll get right on this for you!

Thanks so much!

Rated 1 out of 5 stars

You're selling your spending habits

Rocket Money’s commercials are misleading, suggesting that people need help managing subscriptions they are supposedly unaware of, like multiple Netflix accounts. In reality, most people already know what they’re paying for, and most banks offer similar tracking features directly in their apps.

What’s more concerning is Rocket Money’s practice of selling user data. While the service promises to help manage finances, it profits from user information instead. The marketing paints a picture of easy savings, but the reality is a data-driven business that doesn't add much unique value. The hype is definitely overstated.

October 30, 2024
Unprompted review
Rocket Money logo

Reply from Rocket Money

Hi there,

We know that security is important and your trust is valuable to us. We take a number of different security measures to ensure that your data is secure with us.

For more information on our linking provider's security practices, see: https://plaid.com/security/ or email us at support@rocketmoney.com!

Rated 1 out of 5 stars

Rocket Money charged my checking account without permission

I was charged for a premium account and Rocket Money extracted the charge from my checking account without any permission. I have never had anything like this happened to me without authorization! I do not ever pay any subscription with a checking account - always use my credit cards. It is unacceptable that a program that has access to your checking account just goes ahead and charges what they want without permission!

October 25, 2024
Unprompted review
Rocket Money logo

Reply from Rocket Money

Hi there,

DJ from Rocket Money here! Thanks for reaching out! It sounds like you signed up for our premium subscription without intending to. I'll be happy to get it cancelled and refunded!

Please email me at support@rocketmoney.com and I'll get right on this for you!

Thanks so much!

Rated 5 out of 5 stars

I’ve been using Rocket Money since 2022…

I’ve been using Rocket Money since 2022 and it has helped me tremendously with budgeting my finances and knowing where all my money is going on the monthly basis. I would recommend this app to anyone that is looking to get more organized financially.

October 2, 2024
Unprompted review
Rated 1 out of 5 stars

Rocket money only gets worse .Run,don't walk away.

They claim to save you money but they nickel and dime you with charges for service you can do yourself by checking your bank accounts. As other dubious subscriptions , terminating your account is a hassle.Run

September 20, 2024
Unprompted review
Rocket Money logo

Reply from Rocket Money

Hi Ken,

DJ from Rocket Money here! Thanks for reaching out! I've reached out to you via the app to follow up and ensure we can get this resolved! I've refunded your last premium charge as a courtesy and I've lowered your premium monthly charge to $5/month, our lowest rate!

Please take a look at the message I've sent in the app, and we'll go from there!

Thanks so much!

Rated 5 out of 5 stars

So far so good

So far so good! I like the saving feature. It's one of those out of sight out of mind things. I just pray when it's time to withdraw my money it will be available. I also love how the remind you when bills are due. Once i had an amount come out and realized it was a subscription that I forgot to cancel. So far it's been very helpful.

September 12, 2024
Unprompted review
Rated 1 out of 5 stars

DO NOT GET THIS SCAM APP. HELP VERY…

DO NOT GET THIS SCAM APP ZERO HELP VERY DIFFICULT TO UNSUBSCRIBE ONCE THEY HAVE YOUR INFO, THEYVE COST ME SO MUCH MONEY ZERO CUSTOMER SERVICE HAVE TRIED TO GET RID OF IT SEVERAL TIMES KEEP GETTING CHARGED WHAT A JOKE THE IRONY

August 16, 2024
Unprompted review
Rocket Money logo

Reply from Rocket Money

Hi there,

DJ from Rocket Money here! Thanks for reaching out! I'll be happy to answer any questions you might have to create some clarity, as well as delete your account per your request.

Please email me at support@rocketmoney.com and I'll get right on this for you!

Thanks so much!

Rated 1 out of 5 stars

Worst experience ever

Worst experience ever! Definitely a scam. Rocket Money "negotiated my Verizon and increased it $83 @ month. It has taken me 4 months of talking with Verizon to try to fix this debacle. Also, I received an email in May conforming that the Rocket Money was canceled as I requested, but they are still taking $32.64 monthly fee from my checking account! The bad experience continues

August 9, 2024
Unprompted review
Rocket Money logo

Reply from Rocket Money

Hi Janet,

Thanks for reaching out! We'll be happy to take a look at this and assist you further on your bill negotiation experience! Please email us at negotiations@rocketmoney.com and we'll get right on this!

Thanks so much!

Rated 1 out of 5 stars

This is nothing like I thought it would…

This is nothing like I thought it would be. I paid $60 and now don't plan on using it. I tried to cancel the same day and not only do I not get my money back, they want to charge me $20 to cancel (thru their lawyer no less).

August 3, 2024
Unprompted review
Rocket Money logo

Reply from Rocket Money

Hi Mike,

Thanks for reaching out! We'll be happy to take a look at this and assist you further on your bill negotiation experience! Please email us at negotiations@rocketmoney.com and we'll get right on this!

Thanks so much!

Rated 1 out of 5 stars

No personal, customized to your needs

Readers, keep in mind Rocket can pay to eleminate bad reviews just like google. ***If you want personalized experience to fit what YOUR needs are, Rocket only goes by computer generated soft pull (out of date likely, messes with APR rates) as their desicion maker. NOT personal at all....

July 31, 2024
Unprompted review
Rated 2 out of 5 stars

Rocket Money is a joke

Rocket Money is a joke. It gives you the impression that you can automatically delete expenses. There is no “free lunch.”

July 18, 2024
Unprompted review
Rocket Money logo

Reply from Rocket Money

Hi Barry,

Thanks for reaching out! My name is DJ, I'm with the support team at Rocket Money! I'd love to help you with our subscription cancellation feature, as well as refund your premium charge.

Please email me at support@rocketmoney.com and I'll be happy to help you!

Thanks so much!

Rated 1 out of 5 stars

Can’t actually cancel anything for you …

Advertised as being able to cancel unwanted subscriptions for you but in reality just provides you with a phone number to call which i already had access to, why pay monthly for information that’s publicly available and you advertise that you can help with it.

July 12, 2024
Unprompted review
Rocket Money logo

Reply from Rocket Money

Hi Shelby,
While we cancel many subscriptions, there are some companies that do not allow us to cancel on your behalf. In these cases, we provide the instructions so you're able to cancel.
That said, we do not believe you should pay for premium. Please reach out to us at support@rocketmoney.com and we'll refund it!
Thanks so much!

Rated 1 out of 5 stars

Horrible app!

Horrible app!! They ended up taking twice the amount of money EACH day for my savings, which ended up costing me over $40 in "excessive item" fees. So this actually caused me to LOSE money, not save ANYTHING!! Would never recommend this app. And I'm sure they're not willing to refund that $42.50 they cost me either. You'd think they would know based on my bank account that they would cause my account to overdraw by CONSTANTLY taking money out of it! *I* didn't even know about those charges bc I've never used my card that much. Yet their app knew I overdrew my account and was charged $72 for it. Gee, YOU THINK?!

June 27, 2024
Unprompted review
Rocket Money logo

Reply from Rocket Money

Hi there,

Thanks for reaching out! We'll be happy to take a look at this and assist you further on your bill negotiation experience! Please email us at negotiations@rocketmoney.com and we'll get right on this!

Thanks so much!

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