Rocket Mortgage Reviews 40,634

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 4,234 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for their helpfulness, professionalism, and positive attitude, making interactions pleasant and productive. The service provided is often described as excellent, with many people appreciating the efficiency and ease of the overall process. Reviewers also highlight the exceptional customer service and a smooth user experience. However, some people mentioned issues with response times, noting that communication was sometimes slow or inconsistent. A few other people also felt that the process could be frustrating due to a lack of clarity or difficulty reaching a representative.

What people talk about most

Staff

Users describe positive interactions with staff. Many customers praise the helpfulness, friendliness, and... See more

Service

Customers had positive experiences with service. Many reviewers found the loan process quick and easy, with... See more

Customer service

Reviewers highlight positive aspects of customer service, praising representatives for being knowledgeable,... See more

User experience

Reviewers express satisfaction with the user experience, highlighting a seamless and straightforward process... See more

Response time

Customers consistently note ambiguous experiences with response times. Many reviewers praise quick and timely... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I think they did a good job all in all. I would have to say better communication with both the customer and within the different departments within rocket mortgage refy unit would be beneficial. The... See more

Company replied

Rated 4 out of 5 stars

We chose a four because of the mistake of a duplicate payment which resulted in a delay of our closing. Otherwise a 5 star.

Company replied

Rated 5 out of 5 stars

Rocket Mortgage is excellent. The entire loan process is made as simple and easy as possible. From beginning to end, every Rocket Mortgage employee you come in contact with, is friendly, professional,... See more

Rated 4 out of 5 stars

Everything went quite well, but I couldn’t figure out why I had to show you all so much proof about my other property. I thought this was supposed to be an equity loan.

Company replied


Company details

  1. Mortgage Broker
  2. Financial Consultant
  3. Mortgage Lender

Written by the company

Detroit-based Rocket Mortgage, LLC. is the nation’s largest home mortgage lender. It is also one of the nation’s largest FHA lenders and a premier Veteran Affairs (VA) lender. J.D. Power named Rocket Mortgage the Highest in Customer Satisfaction for Primary Mortgage Origination 11 straight years, 2010 through 2020.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

41K reviews

5-star
4-star
3-star
2-star
1-star

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Rated 1 out of 5 stars

Rocket is a pure bait-and-switch…

Rocket is a pure bait-and-switch operator. I have been looking for a heloc on an investment property that I own free and clear, and was attracted by the "no income or credit requirements." Having gone through the lengthy application process and agreeing to allow a credit pull (after being told upfront that there are no credit requirements), I was then told that I needed to start the document drill, providing tax returns and other stuff. No thanks, you lying sacks of you know what!

April 16, 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

Hello,

Thank you again for taking my call today. My name is Amanda and I am with the Social Media Team here at Rocket Mortgage. I focus on process improvements based on the feedback that we receive. I understand it was not a good time to talk today. If you would like to discuss your concerns further, please do not hesitate to reach back out to me at anytime. Your time is appreciated and I hope that you have a nice day.

Respectfully,

Amanda Roeder
Triple Crown Social Media Advocate | Rocket Mortgage

T (313) 373-0821

Rated 1 out of 5 stars

My mortgage was taken over recently by…

My mortgage was taken over recently by this horrible company. They do nothing but give you the run around. I tried to make my final mortgage payment but they told me that I would have to pay them a fee, $25, not a big deal, but why the fee. The fee was for them generating that final amount. They said I could also wait while they mail it to me. This went from being a great thing to a real car crash after spending 45 mins on the phone and getting no where. So glad to never have to deal with this garbage company. Their only concern is squeezing every last dollar out of you while providing horrible customer service.

April 16, 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

Hello Joe,

Thank you for taking the time to leave this review and bringing your experience to our attention. I sincerely apologize if you have not had a pleasant experience with Rocket Mortgage.

I was unable to locate your loan; however, I am interested in learning more. Please feel free to contact me anytime with additional information so we can make sure your concerns are addressed.

Have a great day and stay safe!

Anne Wright
Triple Crown Social Media Advocate
Rocket Mortgage
T (313) 782-8714
AnneWright@RocketMortgage.com

Rated 1 out of 5 stars

Stolen money

Somehow I have the same account number as another client and they paid another clients insurance policy that was over 6k out of MY escrow accont. They never even realized the error until I looked into my escrow and wondered where my money went. I have been waiting over a month for the funds to be put back into my account, but no one seems to be able to help me.

February 1, 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

Hello Chantelle,

Thank you for bringing your experience to our attention. My name is Anne Wright and I work with the Rocket Mortgage Social Media Team. We focus on process improvements based on the comments we receive.

I am so sorry to hear about this and have escalated it to our Servicing Senior Research Team. I have asked that a team member call you as soon as possible today to get this fixed and help you further. You can also reach them by phone at 800-508-0944.

Take care and stay safe!

Anne Wright
Triple Crown Social Media Advocate
Rocket Mortgage
AnneWright@RocketMortgage.com

Rated 5 out of 5 stars

I received my Clear to Close today!!!

I received my Clear to Close today, and as a first-time homebuyer, this process has been absolutely amazing. From start to finish, the experience has been smooth, exciting, and far less stressful than I expected.

Tresa Beam was incredible throughout the entire process. Her communication, support, and dedication were truly spectacular. Even outside of normal working hours, she was always available to answer my calls and make sure I felt informed and supported every step of the way.

James Holton was also fantastic in helping finalize everything. His communication was excellent, and he made the final steps of the process feel seamless and easy to understand.

I highly recommend Rocket Mortgage to anyone, especially first-time homebuyers. I’m so grateful for such a positive experience!

April 16, 2026
Unprompted review
Rated 5 out of 5 stars

Every person I have asked questions

Every person I have asked questions, reacted with very respectful, compassionate. They knew the answers to questions, if not they researched it and got back to me in a timely matter.
Thank you

April 13, 2026
Rated 1 out of 5 stars

Terrible experience

Terrible experience. I sent over info at least 3-4 times , started off with everything was ok after looking at my credit info.
Then it was need to pay this need to pay that 4-5 weeks after they said it was all good.
Got our hopes all up saying we had it approved.
Then made a fuss over a 23$ credit card balance that was paid off when we started but after weeks of B.S. Then when I pulled money out of my retirement they wanted pauper work on that which was fine. My annuity company sent them a 4 Paige summary of my account and they still wouldn’t accept it???? The annuity company was like ??? We don’t know what else they could possibly want!!
I paid the 23$ credit card off and sent them a scream shot saying it was paid, which had my name credit card number and I balance also saying that it would be uploaded to account for 7-10 working days in which would put me over the closing date.
Seriously B.S . Paid off $15000 in cc and they want to deny loan for 23$.
Just don’t under stand. And also wanted me to get home owner insurance without even having the loan finalized!
Really really was a disturbing situation and wouldn’t even pee on them if they were on fire!!!!!

April 16, 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

Hello Danny,

Thank you very much for taking my call today and my apologies that it was not a good time to talk.

My direct contact information is provided below for your convenience. Please feel free to reach back out to me at your convenience if you would like to discuss your experience further. I will be monitoring your loan to ensure we get you to closing as quickly as possible.

Have a great day and please stay safe!

Anne Wright
Triple Crown Social Media Advocate
Rocket Mortgage
T (313) 782-8714
AnneWright@RocketMortgage.com

Rated 1 out of 5 stars

Mr.Cooper sold my loan to Rocket

Mr.Cooper sold my loan to Rocket, terrible. I want to pay off my home loan. They make it so hard to pay it off. First they want you to pay more money above the thousands of dollars in interest they have already gotten paid. $25 for them to tell you how much money you owe. You press a button to see this information. The online customer service is so slow that is is worthless. I have no choice to pay the money to payoff my loan but I will never do business again with Rocket after this nickle and dime bullshit.
Beware: they are good at getting you a loan at a higher interest rate but terrible at customer service after the fact.

April 16, 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

Greetings,
Thank you for reaching out to us regarding your desire to payoff your loan. Unfortunatly I was not able to locate a loan for you with the information provided, if you will provide me with a loan number or phone number associated with the account I would be more than happy to get this escalated to your payoff team for someone to reach out to you.
Regards,
John Fuss
Executive Social Media Advocate
Rocket Mortgage
T (313) 545-2880
F (855) 454-1165
JohnFuss@Rocketmortgage.com

Rated 1 out of 5 stars

Stay clear from Rocket Mortgage

Stay clear from Rocket Mortgage! They are thieves. We made a large payment towards the principal, after calls and verification for it to go directly to the principal. Instead of applying the whole down payment towards the principal, Rocket Mortgage only applied 80% towards principal and took the other 20% which was in the tens of thousands, and applied it towards payments. We have called FOUR times and each time they confirmed that this 20% would be PUT TOWARDS the principal immediately. We would wait a few days as instructed and see no change. They say that we can request a MANAGER Call-Back. However, a manager NEVER CALLS back. In short, they stole our money and by applying it incorrectly, they are benefiting themselves each day. I would never recommend for anyone to use rocket mortgage as I do not find them trustworthy, honest or reliable. I will continue to spend my time and money to get this corrected but wanted to let other people know so that they do not end up in our position. Good Day!

April 7, 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

Hello,

Thank you for taking the time to leave this review and bringing your concerns to our attention. I am sorry to hear of your experience regarding your payment. I am going to forward your feedback over to our Servicing team for review. Thank you again for your time, and I hope you have a nice day.

Thank you,

Amanda Roeder
Triple Crown Social Media Advocate | Rocket Mortgage

T (313) 373-0821

Rated 1 out of 5 stars

They are awful!

They will seem great at first, but just wait... You will be really sorry. I'd give actual details, but I fear retaliation... so just keep that in mind. I will be moving my mortgage as soon as I can get a decent deal from a different lender. If you get a mortgage from a different lender, make sure you sign the document keeping your mortgage company from selling it or you may end up with these people.

Edited to add, note the reply... Unable to find a mortgage under the name listed. Well they aren't unable to find it when they want a payment and it's under the EXACT name, so what does that tell you about how they run their business??? Let their own reply be your guide. Just another shining example of this company's incompetence. Also, just know (even when they tell you they won't) they will sell your information to every scammy home related "insurance", and loan companies and your voicemail will be continuously full of messages.. For years after you've closed on the home

April 15, 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

We appreciate you taking the time to share your experience. We're sorry to hear you're not satisfied with your experience with Rocket. We would like the opportunity to look into the concerns that you do have, but was unable to locate a loan on file with the name provided. Please do not hesitate to follow back up with me at the contact information below. Thank you.


Dawn Peebles
Triple Crown Social Media Advocate
Rocket Mortgage


T (313) 373-4576
F (833) 334-3513
dawnpeebles@rocketmortgage.com

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